Taking a loan in local currency.

[General_Bitcoin]

I am creating this thread for a loan request from our local community member @Shahzadafzal for my personal use.
The amount are in Pakistani rupee( PKR) which is 13000 PKR.
This is a loan without interest for a duration of 28 days (from now till 05, May,2025).
Terms and conditions are already discussed through personal message.

[shahzadafzal]

..for a duration of 28 days (from now till 05, May,2025).

Loan request accepted and money transferred 13000 PKR, with promised return date 05 May 2025.

[General_Bitcoin]

..for a duration of 28 days (from now till 05, May,2025).

Loan request accepted and money transferred 13000 PKR, with promised return date 05 May 2025.

Payment received with thanks and surely trying to pay before due date.

[shahzadafzal]

Loan request accepted and money transferred 13000 PKR, with promised return date 05 May 2025.

Payment received with thanks and surely trying to pay before due date.

I haven't been able to contact you, still I hope everything is alright.

🤞 🤞 🤞

[Smack That Ace]

I haven't been able to contact you, still I hope everything is alright.

🤞 🤞 🤞

He has not been active on the forum for a long time. His last post on the forum was on the 28th of last month.
So it seems he cannot reply to your post because he is not aware of it.

I wish he just not leave the forum and come back soon.

shahzadafzal did you leave any phone number for him? If you have a phone number, try to contact him through a direct phone call.
Is he a resident of a war zone or not? It is also a matter of concern if he is a resident of pak-india war zone.
Whatever he is, stopping contact is the most suspicious thing.

I am giving him negative feedback, if he pays the loan, I will change the feedback, InshaAllah.

Duke

[condoras]

He has not been active on the forum for a long time. His last post on the forum was on the 28th of last month.
So it seems he cannot reply to your post because he is not aware of it.

Even if his last post was on the 28th, his last login was on the 9th of May. Plus that I'm sure that shahzadafzal sent him a PM as well, so he is pretty aware. Not to mention that he is in debt, he can't forget this.

Whatever he is, stopping contact is the most suspicious thing.

That's why we say No Collateral = No Loan. Without collateral, he can vanish at any time.

[General_Bitcoin]

This negative feedback is completely wrong because I was in the hospital and there was no internet, but I had 2 messages for @shahzadafzal.

His response was late just because of this I was not able to have anything on right time but still accept my apologizes for this late repayment but now its already sent hopefully all will be ok, thanks.

[examplens]

This negative feedback is completely wrong because I was in the hospital and there was no internet, but I had 2 messages for @shahzadafzal.

Feedback is not completely wrong, because you were late with debt repayment and, at the same time, you were unavailable to the lender without any explanation. Try to switch positions, and what would you think if your debtor does not respond?
If you have paid off the debt, it will not be a problem to withdraw the negative feedback. This must be confirmed by shahzadafzal.

[General_Bitcoin]

This negative feedback is completely wrong because I was in the hospital and there was no internet, but I had 2 messages for @shahzadafzal.

Feedback is not completely wrong, because you were late with debt repayment and, at the same time, you were unavailable to the lender without any explanation. Try to switch positions, and what would you think if your debtor does not respond?
If you have paid off the debt, it will not be a problem to withdraw the negative feedback. This must be confirmed by shahzadafzal.

I already mentioned above about few things with @shahzadafzal will be also responded as I already talked to him through DM.

I send him two messages about few things, but sadly he is not posted about them which is wired, but now all is settled hopefully he will be give update and all will be clear soon.

[virasog]

This negative feedback is completely wrong because I was in the hospital and there was no internet, but I had 2 messages for @shahzadafzal.

His response was late just because of this I was not able to have anything on right time but still accept my apologizes for this late repayment but now its already sent hopefully all will be ok, thanks.

No one here knew that you were in the hospital and did not have access to the internet. Therefore, the feedback given to you at that time was completely justified. But now, since you claim that you have paid back the loan, the feedbacks will be removed for sure. But for this, the counterparty (@shahzadafzal) has to confirm here that he got the loan back. Without his confirmation, it's hard to trust. Hope you understand the situation.

[shahzadafzal]

This negative feedback is completely wrong because I was in the hospital and there was no internet, but I had 2 messages for @shahzadafzal.

His response was late just because of this I was not able to have anything on right time but still accept my apologizes for this late repayment but now its already sent hopefully all will be ok, thanks.

Yes, I have received the payment.

Regarding the feedback, I believe it was appropriate and served as a precautionary note for others. Additionally, both Condoras and Smack That Ace had mentioned that the feedback would be removed once the loan was fully repaid.

That said, I hope you’re doing well now. To be honest, I was hoping to receive at least a brief update on your situation. A simple message would have gone a long way, and I would have been open to postponing the loan repayment again if needed.

For context, I received your message on May 5, in which you requested to delay the payment until Friday, May 9 or May 10. I followed up on May 10 and May 12, but did not hear back until May 17, when I posted here.

In any case, I kindly request Condoras and Smack That Ace to remove the feedback, as the payment has now been received in full.