JOLT Finance - Secure DeFi Lending🚀 Built on Aave | Human-Only Borrowers | Community-Governed | Security First 🚀https://jolt.financeGreetings BitcoinTalk Community,
Introducing
JOLT Finance – a secure, high-yield lending protocol deployed on Optimism. By forking Aave, we inherit a battle-tested codebase and enhance it with rigorous security features that redefine safety in DeFi. At JOLT, only human borrowers are allowed. This key restriction prevents most of the exploits that have plagued the space due to malicious smart contracts. We’re community-driven, reward-focused, and designed with simplicity, transparency, and security at the core.
Why Choose JOLT? Battle-Tested Aave Core – Leverages a proven and trusted foundation with additional security enhancements.
Human-Only Borrowers – Smart contract borrowing is disabled by default. Whitelisting allows safe integrations only.
Enhanced Security Measures – Fixes for flash loan exploits, empty market attacks, and other common DeFi vulnerabilities.
No Team Tokens – 100,000 tokens were minted and instantly burned. Fair launch with zero insider allocation.
Sustainable Tokenomics – 30,000 JOLT tokens to be emitted in year one. APR starts high, tapering down to ~30% by year-end.
Earn While You Use – Earn JOLT tokens by depositing or borrowing. Stake or lock tokens for additional rewards.
Decentralized Rate Model – Interest rates determined by market supply and demand.
Community-Governed – JOLT token holders will drive future governance decisions.
Multi-Chain Expansion – Plans to deploy JOLT on other chains for greater reach and resilience.
How It WorksDeposit your assets into lending pools and earn passive income.
Use deposits as collateral to borrow.
Interest rates are set dynamically based on supply and demand.
JOLT tokens are earned from both lending and borrowing activity.
Stake or lock your JOLT for additional yield.
Security Above AllBorrowing is restricted to human wallets (EOAs) by default.
Smart contract borrowing is possible only through a whitelist, protecting against bad actors.
Security improvements address flash loan manipulation and empty liquidity pool exploits.
A future audit and multisig timelock are on the roadmap for added safety.
Tokenomics & GovernanceJOLT Token: Native governance and reward token.
Initial Supply: 100,000 minted and burned.
Year 1 Emissions: 30,000 tokens to be distributed.
Governance Utility: Vote on protocol upgrades, risk parameters, and new asset listings.
Roadmap HighlightsTimelock Multisig for secure fund management
Comprehensive Smart Contract Audit
DAO Governance launch
Multi-Chain Deployment
Join usBe a part of a secure, innovative, and community-first DeFi ecosystem. Whether you're a liquidity provider, developer, or governance participant.
Website:
https://jolt.financeTwitter/X:
https://x.com/jolt_financeDiscord:
https://discord.gg/HA4vt6uCxuDocs:
https://jolt-finance.gitbook.io/jolt-finance/Together, we can build a safer, smarter, and more rewarding decentralized future.
Optimism Mainnet deployment will be in Q2 2025We're now live on the Optimism Sepolia testnet — come join us and try it out! 
