Some Crypto friendly banks in Nigeria today

[God Tim]

Hey guys, we have really check how the government and the some banks dey draw cryptocurrency, so in this topic i love to highlight some Crypto friendly banks in Nigeria today's, and also we all know that the Cryptocurrency has be the most popular digital assets in the world today and most investors, individuals, businessmen are using it to run some daliy transactions. 

Right from time the cryptocurrency asset in Nigerians banks have taken the storm and have really becomes a popular way of individual to make transactions.

Here are the top banks.....

Here are some top banks in Nigeria that are crypto-friendly and may facilitate Bitcoin transactions:

- Zenith Bank: Supports Bitcoin, Litecoin, and Ethereum transactions, allowing direct debit from crypto wallets.
- Providus Bank: Offers savings accounts for large deposits and withdrawals, suitable for crypto traders, and partners with exchanges like Quidax and YellowCard.
- Kuda Banj: Allows users to buy and sell Bitcoin and other cryptocurrencies with zero transaction fees, offering budgeting tools and cashback rewards.
- Rubies Bank: Integrates crypto services, providing a user-friendly interface for managing cryptocurrency portfolios and partnering with reputable exchanges.
- ALAT (Wema Bank): Enables buying and selling of Bitcoin and other digital assets, with features like instant account opening and free debit cards.
- GTBank: Offers seamless cryptocurrency-friendly services through its mobile app, allowing users to generate virtual dollar debit cards for online purchases.
- Fidelity Bank: Integrates blockchain technology, providing an online platform for buying and selling cryptocurrencies, and offers secure storage for digital assets.
- First Bank: Supports buying, selling, and holding digital assets, with a user-friendly online platform and secure storage.
- Access Bank: Collaborates with blockchain start-ups, offering digital currency solutions, crypto education, and workshops.
- Stanbic IBTC Bank: Partners with leading crypto exchanges like Binance and Luno, providing secure trading and portfolio management.
- Sterling Bank: Offers buying, selling, and exchanging cryptocurrencies, with partnerships with popular crypto exchanges.
- Heritage Bank: Allows customers to buy and sell cryptocurrencies on its platform, HB LITX, with advisory services for crypto investments.
- Polaris Bank: Provides secure and user-friendly crypto transactions, with a multi-layered security approach.
- Union Bank: Partners with cryptocurrency exchanges, launching its digital currency, UnionX, for various transactions.
- *UBA*: Hosts blockchain conferences, collaborates with companies to bring blockchain and cryptocurrencies to customers.

Links and References
https://blog.transferxo.com/what-banks-are-crypto-friendly-in-nigeria/

These banks have shown a commitment to embracing cryptocurrencies and blockchain technology, making them potential options for Bitcoin accumulation and transactions

[Frankolala]

I don't know when did this new updates took place because the last time I checked, banks were warning customers not to use accounts for anything crypto related to avoid freeze of account. Maybe, these banks just wrote it and haven't started operating on cryptocurrency. I will advise you not to use your bank account to buy crypto directly but use p2p trade to avoid trouble.

[God Tim]

I don't know when did this new updates took place because the last time I checked, banks were warning customers not to use accounts for anything crypto related to avoid freeze of account. Maybe, these banks just wrote it and haven't started operating on cryptocurrency. I will advise you not to use your bank account to buy crypto directly but use p2p trade to avoid trouble.

well not really planning on buying bitcoin with our Nigeria banks that me give them access to ban me account, I'm am new here was just trying to keep you updated on the local board, to me I feel I they want to use this as a trap to trap I  trusting them in buying bitcoin with the banks, I it just a formats thier trying to play here, for people fit block exchange wetin remain again.

[Pokapoka124]

I don't know when did this new updates took place because the last time I checked, banks were warning customers not to use accounts for anything crypto related to avoid freeze of account. Maybe, these banks just wrote it and haven't started operating on cryptocurrency. I will advise you not to use your bank account to buy crypto directly but use p2p trade to avoid trouble.

well not really planning on buying bitcoin with our Nigeria banks that me give them access to ban me account, I'm am new here was just trying to keep you updated on the local board, to me I feel I they want to use this as a trap to trap I  trusting them in buying bitcoin with the banks, I it just a formats thier trying to play here, for people fit block exchange wetin remain again.

If you know say na trap them dey set to take out bitcoiners for wahala you suppose write your topic to tell us that part too nor dey do am one side make people nor come go looseguard say one bank for naija get their back. Naija system rough o, na just recently them relax for p2p matter Igebotz sef gats close him trading thread and give announcement say he nor dey do p2p trading again because of all this government people wahala. Abeg make we dey careful.

[Cryptomultiplier]

I don't know when did this new updates took place because the last time I checked, banks were warning customers not to use accounts for anything crypto related to avoid freeze of account. Maybe, these banks just wrote it and haven't started operating on cryptocurrency. I will advise you not to use your bank account to buy crypto directly but use p2p trade to avoid trouble.

Am surprised at this compilation of supposed banks that are crypto friendly in the country, because the last time I checked, the CBN and EFCC would do anything to investigate and prosecute any one with cryptocurrency if the source isn't sure or even if it is and such a person refuses to adhere to the tax returns that is a regulated practice enforced by the government regulatory bodies.
Even if some organizations openly adhere to using cryptocurrency for some transactions, an individual should be very careful when patronizing such banks because it could be a trap clearly as seen.

[Joy- maker]

- Zenith Bank: Supports Bitcoin, Litecoin, and Ethereum transactions, allowing direct debit from crypto wallets.
- Providus Bank: Offers savings accounts for large deposits and withdrawals, suitable for crypto traders, and partners with exchanges like Quidax and YellowCard.
- Kuda Banj: Allows users to buy and sell Bitcoin and other cryptocurrencies with zero transaction fees, offering budgeting tools and cashback rewards.
- Rubies Bank: Integrates crypto services, providing a user-friendly interface for managing cryptocurrency portfolios and partnering with reputable exchanges.
- ALAT (Wema Bank): Enables buying and selling of Bitcoin and other digital assets, with features like instant account opening and free debit cards.
- GTBank: Offers seamless cryptocurrency-friendly services through its mobile app, allowing users to generate virtual dollar debit cards for online purchases.
- Fidelity Bank: Integrates blockchain technology, providing an online platform for buying and selling cryptocurrencies, and offers secure storage for digital assets.
- First Bank: Supports buying, selling, and holding digital assets, with a user-friendly online platform and secure storage.
- Access Bank: Collaborates with blockchain start-ups, offering digital currency solutions, crypto education, and workshops.
- Stanbic IBTC Bank: Partners with leading crypto exchanges like Binance and Luno, providing secure trading and portfolio management.
- Sterling Bank: Offers buying, selling, and exchanging cryptocurrencies, with partnerships with popular crypto exchanges.
- Heritage Bank: Allows customers to buy and sell cryptocurrencies on its platform, HB LITX, with advisory services for crypto investments.
- Polaris Bank: Provides secure and user-friendly crypto transactions, with a multi-layered security approach.
- Union Bank: Partners with cryptocurrency exchanges, launching its digital currency, UnionX, for various transactions.
- *UBA*: Hosts blockchain conferences, collaborates with companies to bring blockchain and cryptocurrencies to customers.

Links and References
https://blog.transferxo.com/what-banks-are-crypto-friendly-in-nigeria/

These banks have shown a commitment to embracing cryptocurrencies and blockchain technology, making them potential options for Bitcoin accumulation and transactions

this site looks like someone personal blog site, and  am having this feeling that this update is not legit, because the source of this update is not a reliable source, things like this will not be hidden to Nigerians, because a reliable source will definitely carry this update of the OP.
Please don't get me wrong am not saying that the OP is posting update that is not legit, am just having this feeling that a blog is behind this update.

[BIT-BENDER]

I don't know when did this new updates took place because the last time I checked, banks were warning customers not to use accounts for anything crypto related to avoid freeze of account. Maybe, these banks just wrote it and haven't started operating on cryptocurrency. I will advise you not to use your bank account to buy crypto directly but use p2p trade to avoid trouble.

I am not doubting you or saying that you are wrong about the statement on banks warning their customers against crypto related dealing but I have a question.
Have you checked out how active Crypto-currency exchanges are in Nigeria, I refuse to mention some name. And do you know that their are huge peer2peer transactions going down on that exchange? And peer to peer involves the buyer send naira to the sellers account. This has been the situation.
We should know by now that the government can not stop crypto-currency no matter how hard they try.

[Perfectbaby]

To me in as much as you aren't mentioning anything cryptocurrency while doing your p2p trading then it's that easier for banks to accept the transactions without being penalized for involving in transactions.
If all the above mentioned bank are friendly to cryptocurrency transactions then which banks aren't good for transactions. To me I do used Fintech bank than commercial banks.

[Mr Reporter]

I don't know when did this new updates took place because the last time I checked, banks were warning customers not to use accounts for anything crypto related to avoid freeze of account. Maybe, these banks just wrote it and haven't started operating on cryptocurrency. I will advise you not to use your bank account to buy crypto directly but use p2p trade to avoid trouble.

I am not doubting you or saying that you are wrong about the statement on banks warning their customers against crypto related dealing but I have a question.
Have you checked out how active Crypto-currency exchanges are in Nigeria, I refuse to mention some name. And do you know that their are huge peer2peer transactions going down on that exchange? And peer to peer involves the buyer send naira to the sellers account. This has been the situation.
We should know by now that the government can not stop crypto-currency no matter how hard they try.

well I think u have a point there the banks might have thier p2p transactions going on in the bank with out the government awareness, the government may face challenges in completely stopping cryptocurrency adoption, give the decentralized nature of these assets.

[EL MOHA]

I am not doubting you or saying that you are wrong about the statement on banks warning their customers against crypto related dealing but I have a question.
Have you checked out how active Crypto-currency exchanges are in Nigeria, I refuse to mention some name. And do you know that their are huge peer2peer transactions going down on that exchange? And peer to peer involves the buyer send naira to the sellers account. This has been the situation.
We should know by now that the government can not stop crypto-currency no matter how hard they try.

Still this doesn’t actually even align with the warning of Frankolala, yes Nigerians are increasing daily in the use of cryptocurrency but except there is a new policy that  the government of Nigeria has relax their restrictions on cryptocurrency if not it is very dangerous to actually use your account bank for anything related to purchasing or selling of cryptocurrency, simply use P2P on exchanges still available for that.

P2P doesn’t mean the Naira wouldn’t come to your bank  account but it will be from a fellow traditional bank and not having anything related to bitcoin attached to it. Using credit card and its likes is where the quoted post is actually warning against, we all know how the 2021 ban made many who use traditional banks for transactions had their account freeze

[Rgram]

Hey guys, we have really check how the government and the some banks dey draw cryptocurrency, so in this topic i love to highlight some Crypto friendly banks in Nigeria today's, and also we all know that the Cryptocurrency has be the most popular digital assets in the world today and most investors, individuals, businessmen are using it to run some daliy transactions. 

Right from time the cryptocurrency asset in Nigerians banks have taken the storm and have really becomes a popular way of individual to make transactions.

Here are the top banks.....

Here are some top banks in Nigeria that are crypto-friendly and may facilitate Bitcoin transactions:

- Zenith Bank: Supports Bitcoin, Litecoin, and Ethereum transactions, allowing direct debit from crypto wallets.
- Providus Bank: Offers savings accounts for large deposits and withdrawals, suitable for crypto traders, and partners with exchanges like Quidax and YellowCard.
- Kuda Banj: Allows users to buy and sell Bitcoin and other cryptocurrencies with zero transaction fees, offering budgeting tools and cashback rewards.
- Rubies Bank: Integrates crypto services, providing a user-friendly interface for managing cryptocurrency portfolios and partnering with reputable exchanges.
- ALAT (Wema Bank): Enables buying and selling of Bitcoin and other digital assets, with features like instant account opening and free debit cards.
- GTBank: Offers seamless cryptocurrency-friendly services through its mobile app, allowing users to generate virtual dollar debit cards for online purchases.
- Fidelity Bank: Integrates blockchain technology, providing an online platform for buying and selling cryptocurrencies, and offers secure storage for digital assets.
- First Bank: Supports buying, selling, and holding digital assets, with a user-friendly online platform and secure storage.
- Access Bank: Collaborates with blockchain start-ups, offering digital currency solutions, crypto education, and workshops.
- Stanbic IBTC Bank: Partners with leading crypto exchanges like Binance and Luno, providing secure trading and portfolio management.
- Sterling Bank: Offers buying, selling, and exchanging cryptocurrencies, with partnerships with popular crypto exchanges.
- Heritage Bank: Allows customers to buy and sell cryptocurrencies on its platform, HB LITX, with advisory services for crypto investments.
- Polaris Bank: Provides secure and user-friendly crypto transactions, with a multi-layered security approach.
- Union Bank: Partners with cryptocurrency exchanges, launching its digital currency, UnionX, for various transactions.
- *UBA*: Hosts blockchain conferences, collaborates with companies to bring blockchain and cryptocurrencies to customers.

Links and References
https://blog.transferxo.com/what-banks-are-crypto-friendly-in-nigeria/

These banks have shown a commitment to embracing cryptocurrencies and blockchain technology, making them potential options for Bitcoin accumulation and transactions

Well..this go be new development yet to unfold because up till now you no fit send out money from your account con add keynote say na via bitcoin or any other crypto you Deh try send so then them no go intervene in that transaction..just like wetin I post earlier..I see am say exchange don Deh try push banks Deh give us via trading even now when CBN never announce say make banks proceed with the process..I see one ads wey talk say I fit buy crypto from first bank with 50% cash back in trading vouchers..I feel say make everybody just pipelow for now till CBN make am official before you proceeds to avoid loss of assets..

[Princess Leah]

~

Well..this go be new development yet to unfold because up till now you no fit send out money from your account con add keynote say na via bitcoin or any other crypto you Deh try send so then them no go intervene in that transaction..just like wetin I post earlier..I see am say exchange don Deh try push banks Deh give us via trading even now when CBN never announce say make banks proceed with the process..I see one ads wey talk say I fit buy crypto from first bank with 50% cash back in trading vouchers..I feel say make everybody just pipelow for now till CBN make am official before you proceeds to avoid loss of assets..

"According to the investment and securities act of 2025, the Sec and federal government recently recognised cryptocurrency"I argued this with one of our country mate in a thread in Bitcoin Discussion board and he disagreed about it, I think lots of people don't know or haven't come across that news, I won't blame them though since the media is filled with fake news and hype to this present administration even though they ain't working properly.

 Lemme come down to our pidgin language, I understand why some people no wan believe am even though na true cause eh get time wey IG of police been warn police concern harassing youths but then eh no stop, them still continue to harrass many innocent youths, so FG fit recognise Cryptocurrency even SEC fit approve am but na still those same bank go cast you to the authorities say you dey use am do fraud when eh no be the case.

[Mia Chloe]

Hey guys, we have really check how the government and the some banks dey draw cryptocurrency, so in this topic i love to highlight some Crypto friendly banks in Nigeria today's, and also we all know that the Cryptocurrency has be the most popular digital assets in the world today and most investors, individuals, businessmen are using it to run some daliy transactions.

Honestly I don't buy this instance. They only way I would is if you could provide solid evidence and proof that the said banks are actually in support of crypto my making supportive or enthusiastic moves instead of just make talks about it.
I don't know if you are familiar with P2P trading but there was a time where people were advised to note leave notes when they bought or sold crypto and also to avoid odd kobo values because of the rate at which banks froze funds suspected to be from crypto transactions.

[God Tim]

Hey guys, we have really check how the government and the some banks dey draw cryptocurrency, so in this topic i love to highlight some Crypto friendly banks in Nigeria today's, and also we all know that the Cryptocurrency has be the most popular digital assets in the world today and most investors, individuals, businessmen are using it to run some daliy transactions.

Honestly I don't buy this instance. They only way I would is if you could provide solid evidence and proof that the said banks are actually in support of crypto my making supportive or enthusiastic moves instead of just make talks about it.
I don't know if you are familiar with P2P trading but there was a time where people were advised to note leave notes when they bought or sold crypto and also to avoid odd kobo values because of the rate at which banks froze funds suspected to be from crypto transactions.

Well i was not really sure to but when I saw it myself I was stoke to, but let us be on the watch out for this our crazy government and their game.

[Spaceman1000$]

I don't know when did this new updates took place because the last time I checked, banks were warning customers not to use accounts for anything crypto related to avoid freeze of account. Maybe, these banks just wrote it and haven't started operating on cryptocurrency. I will advise you not to use your bank account to buy crypto directly but use p2p trade to avoid trouble.

well not really planning on buying bitcoin with our Nigeria banks that me give them access to ban me account, I'm am new here was just trying to keep you updated on the local board, to me I feel I they want to use this as a trap to trap I  trusting them in buying bitcoin with the banks, I it just a formats thier trying to play here, for people fit block exchange wetin remain again.

If you know say na trap them dey set to take out bitcoiners for wahala you suppose write your topic to tell us that part too nor dey do am one side make people nor come go looseguard say one bank for naija get their back. Naija system rough o, na just recently them relax for p2p matter Igebotz sef gats close him trading thread and give announcement say he nor dey do p2p trading again because of all this government people wahala. Abeg make we dey careful.

Na true you talk BABA, EFCC self still dey put eye for people body way dey do P2P with exchange, as things dey now, I still never see that Nigerian bank wey don dey run cryptocurrency deposit, in fact if this Banks even suspect you say na crypto transactions you dey do, na them go first escalate you to either CBN or EFCC to put your account on red flag using your BVN. This commercial banks go just gaslight you with their sweet talks on how friendly them dey with cryptocurrency, no just fall enter their trap because them go use you shine.

[AmaGold70]

This update no dey pure as I dey see am so, e fit be trap oh to lure crypto currency investors in as even our government never approve crypto currency for we country so I no fit try this one with my account say I wan purchase Bitcoin directly from my account, naija wey me I know say everybody don get sense including our banks, I fit just dey do my normal p2p transaction but nothing concern me and this banks for cryptocurrency matter. People wey don dey snitch on their customers na em I go trust? 

[Tonimez]

~

Well..this go be new development yet to unfold because up till now you no fit send out money from your account con add keynote say na via bitcoin or any other crypto you Deh try send so then them no go intervene in that transaction..just like wetin I post earlier..I see am say exchange don Deh try push banks Deh give us via trading even now when CBN never announce say make banks proceed with the process..I see one ads wey talk say I fit buy crypto from first bank with 50% cash back in trading vouchers..I feel say make everybody just pipelow for now till CBN make am official before you proceeds to avoid loss of assets..

"According to the investment and securities act of 2025, the Sec and federal government recently recognised cryptocurrency"I argued this with one of our country mate in a thread in Bitcoin Discussion board and he disagreed about it, I think lots of people don't know or haven't come across that news, I won't blame them though since the media is filled with fake news and hype to this present administration even though they ain't working properly.

 Lemme come down to our pidgin language, I understand why some people no wan believe am even though na true cause eh get time wey IG of police been warn police concern harassing youths but then eh no stop, them still continue to harrass many innocent youths, so FG fit recognise Cryptocurrency even SEC fit approve am but na still those same bank go cast you to the authorities say you dey use am do fraud when eh no be the case.

The investment and security Act of 2025 does not make a clear cut provision for cryptocurrency legalization. It is only aimed at improving capital market and strengthening digital assets which was not clearly illustrated as in terms to support crypto market. These are the loopholes where by the security agencies capitalises to harass crypto meniacs. The act also in an unambiguous terms, 'Criminalises creation and investment in Ponzi schemes '. This is clearly supportive and understandable by any individual. Do not run your crypto transactions using any of the local banks, P2P is much safer from the security agencies. Any moment you decide to trust this news to make use of a local bank, just know you are one call away from a possible arrest. Whenever the government is willing to legalise cryptocurrency, the act would be amended to suit the common man.

[CryptopreneurBrainboss]

I don't know when did this new updates took place because the last time I checked, banks were warning customers not to use accounts for anything crypto related to avoid freeze of account. Maybe, these banks just wrote it and haven't started operating on cryptocurrency. I will advise you not to use your bank account to buy crypto directly but use p2p trade to avoid trouble.

I wonder too because no Nigeria Bank is crypto friendly, don't allow any blog or publication to deceive you. Any Nigeria bank that's being used for crypto related transactions will be blocked and you might get investigated for money laundering. What I'll consider banks that are crypto friendly are those with swift transactions because you'll need that to confirm your trades when you buy or sell crypto through P2P and not banks that'll debate you but won't process your transaction until hours later.

Many Nigeria banks are known for that and they blame this on the network meanwhile they allocate billions frequently for maintenance but still they don't have good services. For now only the opay and his brothers are doing well for fast transaction but still don't indicate that you're carrying out a crypto transaction when you make use of this banks.

[SmartCharpa]

Have you checked out how active Crypto-currency exchanges are in Nigeria, I refuse to mention some name. And do you know that their are huge peer2peer transactions going down on that exchange? And peer to peer involves the buyer send naira to the sellers account. This has been the situation.
We should know by now that the government can not stop crypto-currency no matter how hard they try.

The government can only attempt to put fear for our body, but they will never be able to stop cryptocurrencies, no matter how hard they try. This is not their first time doing such a thing, and even when they warned us not to use our bank accounts for anything related to cryptocurrency, I have a feeling that once they are done, everyone go rest and look at it, and you will not see anything that look like a warning because we are not the only ones benefiting from the exchanges we operate.

However, if they succeed in stopping cryptocurrencies, it would touch everybody, even those that want to stop everything are using it. However, as Op said, we must be very careful with any kind of bank we use for p2p, I know believe the information is true, and even though our banks wants to support crypto, they will do it low key.

[Rruchi man]

Here are some top banks in Nigeria that are crypto-friendly and may facilitate Bitcoin transactions:

Even if the bank claims to openly be friendly with cryptocurrency, you have to be wise and careful in this our country, where you know that the government is against cryptocurrency and can suddenly launch a manhunt for people involved in cryptocurrency, and the banks will be the first institutions that they will tax with providing names of people who have made transactions regarding cryptocurrency. One particular reason why you should be careful about trusting any bank is because even though they claim now to support cryptocurrency, they are still under the institution of the government and will act in accordance with whatever the government demands.