Balancing Financial security and Bitcoin Accumulation

[sotelorene]

I totally agree with you, there are folks that has stable source of income but getting a reserve funds is difficult talk more of discretionary, some folks are so useless and careless and yes your kind or type of income doesn't stop you or anyone from Investing as far as they get a discretionary from that source of income and also emergency funds because this fund is very vital when it comes to investing and holding  for long. The only disadvantage of having an unstable source of income is that one won't be able to invest intermittently because sometimes this funds can waste time before it comes but a wise investor will device a means to make everything work perfect with the unstable income, it is all about the mind and target.

Its not a compulsory immediately you start having a stable source of income you should start reserving funds and having a discretionary income. You should know that some folks just started having a stable source of income, he has a lot to fix up. For instance, he dont have an apartment, no home appliances and other things that could make him more productive. He has to fix those things first before thinking about starting an investment. There need to be some freedom and flexibility when you start your investment. Its not something you rush into just because you have a stable source of income.  

You're right it was beginning to look as if it is now compulsory for someone who just secure a stable income should starts investing in Bitcoin immediately,Although he might still venture into Bitcoin if he has an available discretional fund even without first having securing a source of income. I also think the mindset of tagging someone as useless and careless by some folks because he hasn't started investing in Bitcoin after securing a source of income is also wrong. In as much as investing in Bitcoin is very important towards achieving  financial independent/ freedom in the future but there are provoking words we shouldn't be using in discussing Bitcoin for the sake of newbies. I also agree that someone who just secure a stable source of income will have to sort out his personal necessities first then whatever extra cash is left can be used to buy Bitcoin

Bitcoin investment is not the only investment that is good in the world there are different kind of investment that anyone can venture into so when people are sounding like that it looks like bitcoin is now the only investment that is profitable in the world and this is misleading to newbies yes bitcoin is a very good investment but let's remember that going into Bitcoin is by choice and not by Force.
I would have started bitcoin investment for very long time and I would have made huge amount of money by now from Bitcoin but I refuse to invest in Bitcoin when I had the opportunity to and now i regret why I did not invest in it earlier, bitcoin is not the only investment there are other investment but Bitcoin investment is a very good investment because you can start it even with the little amount of money you have but other investment in order to make it big you must start big but in Bitcoin you can start small and make it big in future this is one of the reasons why bitcoin investment remain the best investment for me and I will never Force anybody to go into it if you wish to go into it I will gladly teach you and guide you but if you don't want I won't force you.
If you have a stable income don't wait you can start with just little amount since you still got the stable income newly then as time goes on you increase the amount especially after having a backup funds.

Yes there are so many Investment in this world someone can go into but the reason why Bitcoin investment is unique is that is it very easy to start because you don't really need too much money to start and Bitcoin has more advantage than those investment because of the factors that can affect our investment. But the truth is that different people have different mindset and perspective and what kind of investment they want to go for, those who invested in Bitcoin years ago and hold till this moment you will agree with me that the profit they have now is great and if they have have they used the money for other investment I'm pretty sure the return won't be same.

[I_Anime]

It is better to figure out our discretionary income from an unstable source of income and invest than waiting to have a stable source of income because it will enable us to move from being a no coiner to being a coiner, and with DCA strategy we can invest with the little discretionary we have at when we have since the dca must no be regular stable for it to be called DCA though being consistent will make us reach out goal faster and that is only if you have the means to sustain consistency without struggling in meeting up in your other important needs.

When it comes to investing in Bitcoin, it is not required for the individual to wait for a steady source of income because everything is a gradual process, which is why anyone interested in investing should begin with the smallest sums amount available at the moment.  You can see from the small amount that they will grow beyond your expectations. The DCA, in particular, is the ideal approach to reach out and invest, especially in terms of long-term portfolio accumulation for a higher return on investment.

Is all about growth , yeah even when one is not financially stable he or she can still invest in bitcoin to show how easy it is to start your bitcoin investments, no paper work all you need just the basic knowledge and how to secure your assets . So one can start with any amount he choose that start with , and with time he can choose to increase the amount to something far better because such person won’t be stagnant, maybe he or she may endup with a good paying business or job that will help them with some discretionary income .

[Proty]

It is better to figure out our discretionary income from an unstable source of income and invest than waiting to have a stable source of income because it will enable us to move from being a no coiner to being a coiner, and with DCA strategy we can invest with the little discretionary we have at when we have since the dca must no be regular stable for it to be called DCA though being consistent will make us reach out goal faster and that is only if you have the means to sustain consistency without struggling in meeting up in your other important needs.

When it comes to investing in Bitcoin, it is not required for the individual to wait for a steady source of income because everything is a gradual process, which is why anyone interested in investing should begin with the smallest sums amount available at the moment.  You can see from the small amount that they will grow beyond your expectations. The DCA, in particular, is the ideal approach to reach out and invest, especially in terms of long-term portfolio accumulation for a higher return on investment.

Is all about growth , yeah even when one is not financially stable he or she can still invest in bitcoin to show how easy it is to start your bitcoin investments, no paper work all you need just the basic knowledge and how to secure your assets . So one can start with any amount he choose that start with , and with time he can choose to increase the amount to something far better because such person won’t be stagnant, maybe he or she may endup with a good paying business or job that will help them with some discretionary income .

Investing in bitcoin when one is not financially stable will definitely make the investment to be stressful since the cashflow will be affected by unstable income and hence discretionary income. However, an investor can decide to invest in bitcoin while working towards stabilising his source of income. Therefore the fact that we don't have a stable source of income doesn't necessarily mean that we can't invest in bitcoin. We can start accumulating so long as the needed discretionary income is available.

[icebar]

It is better to figure out our discretionary income from an unstable source of income and invest than waiting to have a stable source of income because it will enable us to move from being a no coiner to being a coiner, and with DCA strategy we can invest with the little discretionary we have at when we have since the dca must no be regular stable for it to be called DCA though being consistent will make us reach out goal faster and that is only if you have the means to sustain consistency without struggling in meeting up in your other important needs.

When it comes to investing in Bitcoin, it is not required for the individual to wait for a steady source of income because everything is a gradual process, which is why anyone interested in investing should begin with the smallest sums amount available at the moment.  You can see from the small amount that they will grow beyond your expectations. The DCA, in particular, is the ideal approach to reach out and invest, especially in terms of long-term portfolio accumulation for a higher return on investment.

Is all about growth , yeah even when one is not financially stable he or she can still invest in bitcoin to show how easy it is to start your bitcoin investments, no paper work all you need just the basic knowledge and how to secure your assets . So one can start with any amount he choose that start with , and with time he can choose to increase the amount to something far better because such person won’t be stagnant, maybe he or she may endup with a good paying business or job that will help them with some discretionary income .

Investing in bitcoin when one is not financially stable will definitely make the investment to be stressful since the cashflow will be affected by unstable income and hence discretionary income. However, an investor can decide to invest in bitcoin while working towards stabilising his source of income. Therefore the fact that we don't have a stable source of income doesn't necessarily mean that we can't invest in bitcoin. We can start accumulating so long as the needed discretionary income is available.

Yes, there are many people whose income is not stable, and sometimes they have to face problems when investing. A part of the income can be invested consistently. Especially if you start with a small amount of money, it is not bad. You should start with a small amount of money first and later, if you invest with a discretionary income for long-term investment, the investor can build a large Bitcoin portfolio.

[Somto9Light]

Investing in bitcoin when one is not financially stable will definitely make the investment to be stressful since the cashflow will be affected by unstable income and hence discretionary income.

Investing when you're not financially stable can only be problematic if you're attempting to buy aggressively when you don't have enough discretionary funds, because some day your discretionary fund can run dry, Then you will still have to look for a way to build it back. those who are not financially balance should be focusing on the ongoing buying of bitcoin with a certain amount, this way you won't undergo any stress or being affected.

However, an investor can decide to invest in bitcoin while working towards stabilising his source of income.

Yeah, the most important thing is getting started because with time you will get to a stage where you will have to balance everything and even load your discretionary income to enable you apply some aggressiveness.

[Orpichukwu]

No matter what we shouldn't undermine the important of knowledge in bitcoin investment without basic knowledge we can't really know if we have the discretionary income that is needed for investing in bitcoin. However knowledge is useless without action, for that all we need to start investing in bitcoin is basic knowledge and the ability to determine whether we have the discretionary income to invest with. Therefore every other thing we need to know as regards our investment we can learn it along the line while accumulating bitcoin.

Knowing what discretionary income is and having basic Bitcoin knowledge are two totally different things. The discretionary income idea and meaning can be implemented in different areas when making financial decisions and not just on Bitcoin. The basic knowledge for Bitcoin is for the user to have the average information of what they actually want to get into and how to deal with it without needing someone to hold their hand while they learn in the process.

[laijsica]

No matter what we shouldn't undermine the important of knowledge in bitcoin investment without basic knowledge we can't really know if we have the discretionary income that is needed for investing in bitcoin. However knowledge is useless without action, for that all we need to start investing in bitcoin is basic knowledge and the ability to determine whether we have the discretionary income to invest with. Therefore every other thing we need to know as regards our investment we can learn it along the line while accumulating bitcoin.

Knowing what discretionary income is and having basic Bitcoin knowledge are two totally different things. The discretionary income idea and meaning can be implemented in different areas when making financial decisions and not just on Bitcoin. The basic knowledge for Bitcoin is for the user to have the average information of what they actually want to get into and how to deal with it without needing someone to hold their hand while they learn in the process.

Having a basic understanding of Bitcoin and making a consistent effort to learn about it, as well as accumulating Bitcoin regularly from a discretionary income stream, is a combination of the two that is essential for you to be successful in investing. The example of wealthy investors may be different because they have a lot of floating funds and can deposit Bitcoin in any way they choose. But you should practice simple strategies for poor and middle class investors to accumulate Bitcoin. All the elements of how poor investors can consistently accumulate Bitcoin with limited income and what strategies they should employ to do so in the long term.

[Derekfunds]

It is better to figure out our discretionary income from an unstable source of income and invest than waiting to have a stable source of income because it will enable us to move from being a no coiner to being a coiner, and with DCA strategy we can invest with the little discretionary we have at when we have since the dca must no be regular stable for it to be called DCA though being consistent will make us reach out goal faster and that is only if you have the means to sustain consistency without struggling in meeting up in your other important needs.

When it comes to investing in Bitcoin, it is not required for the individual to wait for a steady source of income because everything is a gradual process, which is why anyone interested in investing should begin with the smallest sums amount available at the moment.  You can see from the small amount that they will grow beyond your expectations. The DCA, in particular, is the ideal approach to reach out and invest, especially in terms of long-term portfolio accumulation for a higher return on investment.

Is all about growth , yeah even when one is not financially stable he or she can still invest in bitcoin to show how easy it is to start your bitcoin investments, no paper work all you need just the basic knowledge and how to secure your assets . So one can start with any amount he choose that start with , and with time he can choose to increase the amount to something far better because such person won’t be stagnant, maybe he or she may endup with a good paying business or job that will help them with some discretionary income .

Investing in bitcoin when one is not financially stable will definitely make the investment to be stressful since the cashflow will be affected by unstable income and hence discretionary income. However, an investor can decide to invest in bitcoin while working towards stabilising his source of income. Therefore the fact that we don't have a stable source of income doesn't necessarily mean that we can't invest in bitcoin. We can start accumulating so long as the needed discretionary income is available.

Yes, there are many people whose income is not stable, and sometimes they have to face problems when investing. A part of the income can be invested consistently. Especially if you start with a small amount of money, it is not bad. You should start with a small amount of money first and later, if you invest with a discretionary income for long-term investment, the investor can build a large Bitcoin portfolio.

Anyone who face problem because of their unstable source of income doesn't understand what discretionary is because before someone should start Bitcoin investment with unstable source of income, the person should be able to have a lay down procedure that will help him get to a desire stage even with this unstable source of income. Do you know there are people with unstable income that are doing far better than people that have stable source of income, the reason is mindset, lay down procedure, plan and the sequence they have derived themselves. You must plan and figure how to go anything in order to be successful, don't allow the word unstable distract or make you feel you can not do anything good no, that is a poor mindset. You must not start with small amount neither must you start with big amount what determine this is what you have in your discretionary ( availability).

[Tonimez]

Engaging in bitcoin investment first starts from the mind. A person who understands how important it is to own a bitcoin will own a bitcoin as long as he is willing to Spare little for bitcoin. Discretionary income can come at anytime through any possible means through which the individual has been sustaining himself even though the source is not stable. He would understand that no matter how he tries not to invest any part of that money in bitcoin because he feels it's not enough, the money would definitely finish. So any moment there's an available discretionary income he can invest a part in bitcoin and condition his mind as though he had spent the money. This would help him to forgo the bitcoin and instead of stalking his bitcoin wallet, he would channel more energy into getting a stable source of income in order to boost his bitcoin investment.

People who live with a scarcity mentality would never invest in bitcoin at anytime because they would always believe that what they have is not enough to sustain them not to talk of investing in bitcoin. This has kept many people away from owning any reasonable investment even when they finally get a stable source of income. Man's want increases with increased income and until you separate your Needs from your wants, you would never make any progress.  Sparing $20 From your discretionary income would already make you a bitcoin owner. So why wait further? Bitcoin is an asset that is worth investing in so everyone who can sustain himself has no reason not to own a bitcoin.

Knowing what discretionary income is and having basic Bitcoin knowledge are two totally different things.

Yeah sure they are two different things but I am pretty sure that everyone knows when he has a particular amount that he doesn't necessarily need at the moment. Aside from allowing too much encroachment from human wants we will discover that we have more discretionary income than we admit having. So it is very important to be intentional about owning bitcoin because no matter how much comes into your account today, you will always see reasons to assume it won't be enough for you until you decide that you want to invest in bitcoin.

Having understanding of bitcoin also is good but it is not a complete yardstick to measuring your readiness to invest. Bitcoin is too complicated to be understood within a limited time. So the best is knowing about bitcoin and owning a part even when you haven't know much about it. You can learn in the process instead of whiling away time learning what even those that have spent years in it have never understood.

[Futurexxx]

Yes, there are many people whose income is not stable, and sometimes they have to face problems when investing. A part of the income can be invested consistently. Especially if you start with a small amount of money, it is not bad. You should start with a small amount of money first and later, if you invest with a discretionary income for long-term investment, the investor can build a large Bitcoin portfolio.

Am thinking otherwise here, because you don't necessarily need to be stable financially for you to invest in Bitcoin and be successful, all that is needed for you to be able to invest in Bitcoin and be successful while holding for a longer run is to have a good money management skills, because even though someone is receiving a salary either weekly or monthly, if he can't manage his finance very well, he will not even have a discretionary funds left to invest with.
Because I have seen those guys that are contractors that doesn't have a stable income, but they still manage to invest with the discretionary income they were able to figure out from the contract they won, so it's more of good money management skills than being stable or not.

[Olatundespo]

Yes, there are many people whose income is not stable, and sometimes they have to face problems when investing. A part of the income can be invested consistently. Especially if you start with a small amount of money, it is not bad. You should start with a small amount of money first and later, if you invest with a discretionary income for long-term investment, the investor can build a large Bitcoin portfolio.

Am thinking otherwise here, because you don't necessarily need to be stable financially for you to invest in Bitcoin and be successful, all that is needed for you to be able to invest in Bitcoin and be successful while holding for a longer run is to have a good money management skills, because even though someone is receiving a salary either weekly or monthly, if he can't manage his finance very well, he will not even have a discretionary funds left to invest with.
Because I have seen those guys that are contractors that doesn't have a stable income, but they still manage to invest with the discretionary income they were able to figure out from the contract they won, so it's more of good money management skills than being stable or not.

I thought the same way as you did and it led me to more innovative ideas but it ended up being a discretionary fund. If you have discretionary funds at the end of the week, you can accumulate Bitcoin with proper management. That means having the right knowledge about Bitcoin no matter the amount is more meaningful. Despite owning a lot of wealth, some people miss out on easy investment opportunities due to lack of proper knowledge about Bitcoin.

Having a stable source of income is not mandatory for Bitcoin If you have a little knowledge about Bitcoin then the ways to accumulate will gradually become understandable. Among them focusing on increasing your source of income and focusing on aggressive accumulating strategies and building an emergency fund through discretionary income. In my opinion as you learn more about Bitcoin you will be able to develop more innovative methods for aggressive accumulation strategies and long term holding.

[Victorybit1]

It is better to figure out our discretionary income from an unstable source of income and invest than waiting to have a stable source of income because it will enable us to move from being a no coiner to being a coiner, and with DCA strategy we can invest with the little discretionary we have at when we have since the dca must no be regular stable for it to be called DCA though being consistent will make us reach out goal faster and that is only if you have the means to sustain consistency without struggling in meeting up in your other important needs.

When it comes to investing in Bitcoin, it is not required for the individual to wait for a steady source of income because everything is a gradual process, which is why anyone interested in investing should begin with the smallest sums amount available at the moment.  You can see from the small amount that they will grow beyond your expectations. The DCA, in particular, is the ideal approach to reach out and invest, especially in terms of long-term portfolio accumulation for a higher return on investment.

Is all about growth , yeah even when one is not financially stable he or she can still invest in bitcoin to show how easy it is to start your bitcoin investments, no paper work all you need just the basic knowledge and how to secure your assets . So one can start with any amount he choose that start with , and with time he can choose to increase the amount to something far better because such person won’t be stagnant, maybe he or she may endup with a good paying business or job that will help them with some discretionary income .

Investing in bitcoin when one is not financially stable will definitely make the investment to be stressful since the cashflow will be affected by unstable income and hence discretionary income. However, an investor can decide to invest in bitcoin while working towards stabilising his source of income. Therefore the fact that we don't have a stable source of income doesn't necessarily mean that we can't invest in bitcoin. We can start accumulating so long as the needed discretionary income is available.

The basic in starting up your investment is actually the job availability and the initial source that would warrant the discretionary income, no matter how small it is you can start up with and build along the process because if you are planning to have everything made available then it will just lead you to further procrastination and procrastination is a sign of unseriousness. The action of starting is necessary and with your discretionary funds flowing in you can plan with that and make sure it doesn't inconvenience you in any way and with time past you set up other investment plan strategies like working towards the emergency funds before you know little by little your portfolio will be looking handsome although it's a process so long term plan for investment is probably the best choice you could to see that your portfolio and journey yield something at the end. 

[SmartCharpa]

It is better to figure out our discretionary income from an unstable source of income and invest than waiting to have a stable source of income because it will enable us to move from being a no coiner to being a coiner, and with DCA strategy we can invest with the little discretionary we have at when we have since the dca must no be regular stable for it to be called DCA though being consistent will make us reach out goal faster and that is only if you have the means to sustain consistency without struggling in meeting up in your other important needs.

When it comes to investing in Bitcoin, it is not required for the individual to wait for a steady source of income because everything is a gradual process, which is why anyone interested in investing should begin with the smallest sums amount available at the moment.  You can see from the small amount that they will grow beyond your expectations. The DCA, in particular, is the ideal approach to reach out and invest, especially in terms of long-term portfolio accumulation for a higher return on investment.

If you use the DCA method in Bitcoin, the most important thing is how consistent we are with it, even if the amount seems to be small today, it can grow into a big thing in the future. Many people believe that they must have a huge amount of money before they start, but the truth is that consistent with a small money can lead you to a strong place. What matters most is how we accumulate, because Bitcoin is a long-term journey.

However, it's also important that we understand that the real value is not the money that we invest today, but the future profit. If we remain patient and consistent, the small investments we make today will surprise us later. However, we should only invest what we can afford to risk, because the price of Bitcoin also increases, like any other investment, if we understand this it will be easy to continue investing without fear and focus on the long term.

[Always-Late]

What about someone that does not have a discretionary income yet the person knows how to manage his or her investment without all of that mentioned yet invest on it very well and become stable in the investment stronger and better than those that are financially stable  buoyant . when it comes to source of income been consistent in ur investment can help you reach and figure out ur goal and sustainable desires in life ur important needs and achievement.

[Joy- maker]

What about someone that does not have a discretionary income yet the person knows how to manage his or her investment without all of that mentioned yet invest on it very well and become stable in the investment stronger and better than those that are financially stable  buoyant . when it comes to source of income been consistent in ur investment can help you reach and figure out ur goal and sustainable desires in life ur important needs and achievement.

I think you're misunderstanding what discretionary income is all about, first of all discretionary income is a leftover money after you must have settled your basic needs and expenses either for the week or for the month. So in other for you to be able to invest in bitcoin you need to have a discretionary income, discretionary income is the money you will use to invest in bitcoin and not money made for your settling your basic needs and expenses.  And also from your discretionary income you set up your emergency fund and backup fund, to enable you not to temper with your bitcoin investment when emergencies arises, since there will be emergency fund and backup fund to handle those emergencies.

[Ndabagi01]

Is all about growth , yeah even when one is not financially stable he or she can still invest in bitcoin to show how easy it is to start your bitcoin investments, no paper work all you need just the basic knowledge and how to secure your assets . So one can start with any amount he choose that start with , and with time he can choose to increase the amount to something far better because such person won’t be stagnant, maybe he or she may endup with a good paying business or job that will help them with some discretionary income .

In as much as bitcoin investment is something no one wants to miss out on the opportunity to invest into on, one also needs to have some calculative move before beginning to invest into it. If you’re not financially stable differs for different people based on the way they spend and their standard of living. Even if a person decided to invest in bitcoin when they don’t have a stable source of income yet, what they should put into it as a none financially stable person should be something they won’t need to touch their investment for  in many years to come and still not feel unbalanced in their way of living. A stable source of income can come at anytime, but since a time is not certain, you don’t have to cause instability to yourself to your normal standard of living.

Yeah sure they are two different things but I am pretty sure that everyone knows when he has a particular amount that he doesn't necessarily need at the moment. Aside from allowing too much encroachment from human wants we will discover that we have more discretionary income than we admit having. So it is very important to be intentional about owning bitcoin because no matter how much comes into your account today, you will always see reasons to assume it won't be enough for you until you decide that you want to invest in bitcoin.

Having understanding of bitcoin also is good but it is not a complete yardstick to measuring your readiness to invest. Bitcoin is too complicated to be understood within a limited time. So the best is knowing about bitcoin and owning a part even when you haven't know much about it. You can learn in the process instead of whiling away time learning what even those that have spent years in it have never understood.

Bitcoin investment is not for those that procrastinate a lot because they’ll never start and always give am excuse for them not able to start. Bitcoin is very wide but if an investor wants to learn much about bitcoin before they start their investment, they will just miss out on getting into the train easier and if care is not taken, they will continue to procrastinate and time keeps going when they would have filled up their portfolio with much amount of bitcoin if they’d started early without procrastinating. Know the basics of bitcoin, the pros and cons of it in the market. Learn about wallet security and privacy of funds. With that, just be intentional about achieving your investment targeted amount, then you can start DCA into it using your discretionary income, and find a reason to always keep up to achieve your target.

[I_Anime]

What about someone that does not have a discretionary income yet the person knows how to manage his or her investment without all of that mentioned yet invest on it very well and become stable in the investment stronger and better than those that are financially stable  buoyant . when it comes to source of income been consistent in ur investment can help you reach and figure out ur goal and sustainable desires in life ur important needs and achievement.

Investing without a discretionary income is quite a tough one.  You don’t have to be financially stable before you can have a discretionary income , some folk are not that stable when come to finances but are still doing good , is all about planning. The advantage of using discretionary income is that you can hold for long without thinking of running to it whenever there is any situation that requires money . Because is money you can stay without using for long like a left over , and beside before having your discretionary income your emergency funds have already been set aside .

Investing without discretionary income will affect your aim of being consistent because is not everytime you will have money to put in your investments. And you will be. Battling with some expenses because you are using the money you are suppose to use for those expenses to invest which may lead to early withdrawal of your  investment. To be able to balance such you have to be good at planning to be able to provide a discretionary income no matter what like reducing expenditure, reducing your want and focusing more on your needs .

[Gost ms]

What about someone that does not have a discretionary income yet the person knows how to manage his or her investment without all of that mentioned yet invest on it very well and become stable in the investment stronger and better than those that are financially stable  buoyant . when it comes to source of income been consistent in ur investment can help you reach and figure out ur goal and sustainable desires in life ur important needs and achievement.

Investing without a discretionary income is quite a tough one.  You don’t have to be financially stable before you can have a discretionary income , some folk are not that stable when come to finances but are still doing good , is all about planning. The advantage of using discretionary income is that you can hold for long without thinking of running to it whenever there is any situation that requires money . Because is money you can stay without using for long like a left over , and beside before having your discretionary income your emergency funds have already been set aside .

Investing without discretionary income will affect your aim of being consistent because is not everytime you will have money to put in your investments. And you will be. Battling with some expenses because you are using the money you are suppose to use for those expenses to invest which may lead to early withdrawal of your  investment. To be able to balance such you have to be good at planning to be able to provide a discretionary income no matter what like reducing expenditure, reducing your want and focusing more on your needs .

If you have discretionary income, then you should never wait for an emergency fund. As you said, the emergency fund is set aside before the discretionary income. If you have created an emergency fund without really investing, then this is the wrong approach. Because if you do not already have an emergency fund, then you can create an emergency fund along with investments. If you create an emergency fund along with investments, then you are not missing out on the opportunity to buy, you are not falling behind the goal of building your portfolio. If you wait to create an emergency fund without investing, then this will be a very wrong decision for your investment.

You may be confused, discretionary income is the amount of money that we do not need very much. For example, even if this amount of money is lost, we will not suffer much loss. The amount of money that is left after deducting all your expenses is the discretionary income. If you invest with discretionary income, you do not need this amount of money very much. Discretionary income is very good for long-term investment.

[JayJuanGee]

What about someone that does not have a discretionary income yet the person knows how to manage his or her investment without all of that mentioned yet invest on it very well and become stable in the investment stronger and better than those that are financially stable  buoyant . when it comes to source of income been consistent in ur investment can help you reach and figure out ur goal and sustainable desires in life ur important needs and achievement.

Investing without a discretionary income is quite a tough one.  You don’t have to be financially stable before you can have a discretionary income , some folk are not that stable when come to finances but are still doing good , is all about planning. The advantage of using discretionary income is that you can hold for long without thinking of running to it whenever there is any situation that requires money . Because is money you can stay without using for long like a left over , and beside before having your discretionary income your emergency funds have already been set aside .

Investing without discretionary income will affect your aim of being consistent because is not everytime you will have money to put in your investments. And you will be. Battling with some expenses because you are using the money you are suppose to use for those expenses to invest which may lead to early withdrawal of your  investment. To be able to balance such you have to be good at planning to be able to provide a discretionary income no matter what like reducing expenditure, reducing your want and focusing more on your needs .

If you have discretionary income, then you should never wait for an emergency fund. As you said, the emergency fund is set aside before the discretionary income. If you have created an emergency fund without really investing, then this is the wrong approach. Because if you do not already have an emergency fund, then you can create an emergency fund along with investments. If you create an emergency fund along with investments, then you are not missing out on the opportunity to buy, you are not falling behind the goal of building your portfolio. If you wait to create an emergency fund without investing, then this will be a very wrong decision for your investment.

You may be confused, discretionary income is the amount of money that we do not need very much. For example, even if this amount of money is lost, we will not suffer much loss. The amount of money that is left after deducting all your expenses is the discretionary income. If you invest with discretionary income, you do not need this amount of money very much. Discretionary income is very good for long-term investment.

If a guy is building up his emergency fund, then he is taking that money from the discretionary fund. It is money that is after the expenses have already been determined and/or removed... so yeah, all back up funds, whether emergency funds or reserve funds are built from discretionary funds.

[Zackz5000]

What about someone that does not have a discretionary income yet the person knows how to manage his or her investment without all of that mentioned yet invest on it very well and become stable in the investment stronger and better than those that are financially stable  buoyant . when it comes to source of income been consistent in ur investment can help you reach and figure out ur goal and sustainable desires in life ur important needs and achievement.

Discretionary income is what you use in accumulating Bitcoin you can know how to manage your investment but once you use any other income outside your discretionary income to accumulate Bitcoin you are already gambling with your investment because then you might be using money meant for other family needs, children school fees or other necessary needs to accumulate Bitcoin and when the needs of those important occur you might be push to sell little Bitcoin you have accumulated to sort out those pressed need, this this why we should invest with those leftover income so you won't be thinking of sell your Bitcoin soon.