Should money be loan or given in this circumstance?

[goldkingcoiner]

Well I don't know how this question will look like but I have to ask, because I need people's ideas in this situation that am in right now.
So here is my question, If you have a family member or a friend with gambling problem, as in he or she is so addicted to gambling to an extend what he or she thinks about is nothing but gambling, if he or she ran into financial problems and come to you to loan he or her money. are you going to loan the person the money? 
Remember it's tough for a family member and a friend to watch their person with gambling problem run into financial problems and refuse to help.
And am also having this thought that if you bail a family member or friend with gambling problem, that they don't have to face the financial problems and they will continue to gamble, adding to future problems.

No, I am not loaning money to anyone who has proven to be financially irresponsible. But then again, just because somebody has a gambling habit does not automatically mean that they are not to be trusted with loans. It really depends on the scope of their habit, and what the lender would rate as a problem. Some gambling addictions are not as impactful as others. There are gamblers who can make bad decisions often and then there are those who make them daily. The latter does not deserve to be trusted with money, even if they are friends or family.

In fact, friends and family might become a bigger problem, compared to lending to strangers.

[DaNNy001]

I will advice him to stop gambling. I will not help him at all than to buy only food for him and it will not be expensive ones but cheap ones. He should stop the addiction and start a better life. It is as simple as that.

This decision might seem cruel to a lot of people but in life hard choices must be made for the greater good...if you don't treat the situation like this the addicted gambler might just continue feeding his addictions.. Gambling addicts have a way of manipulating and gas lighting people when they don't get what they want, it's important for people to recognize this and stop falling for it.. seeking help is the first step the gambler can make

[tvplus006]

...So here is my question, If you have a family member or a friend with gambling problem, as in he or she is so addicted to gambling to an extend what he or she thinks about is nothing but gambling, if he or she ran into financial problems and come to you to loan he or her money. are you going to loan the person the money?..

Even if you give such a person the money, it will not solve the problem, as he will still remain addicted to gambling and may turn to you for financial help again after a while. Of course, the best solution would be to spend this money on treatment, but in practice it is difficult to do this if he himself is against it.

[Sonia_123]

Well I don't know how this question will look like but I have to ask, because I need people's ideas in this situation that am in right now.
So here is my question, If you have a family member or a friend with gambling problem, as in he or she is so addicted to gambling to an extend what he or she thinks about is nothing but gambling, if he or she ran into financial problems and come to you to loan he or her money. are you going to loan the person the money? 
Remember it's tough for a family member and a friend to watch their person with gambling problem run into financial problems and refuse to help.
And am also having this thought that if you bail a family member or friend with gambling problem, that they don't have to face the financial problems and they will continue to gamble, adding to future problems.

The best thing to do his that you don't give him any money, because giving him any money is only making the case worse, because as soon as you start giving him he will never allow you to rest, if you want the best for him you have to get him a counsellor that will help him come out of it, having sympathy for him and giving him as a family member will only endanger his life the more, if you really love him and you want him to come out of the gambling addiction, you need to kill the feelings of sympathy in you so that you can help him save his life and future from ending.
As a family member you have to engage him always with discussion so that you will not fall back to his taught of gambling,
Avoid him being alone in a quite place  always.
Do not loan or borrowing to give him.

[Adbitco]

Well I don't know how this question will look like but I have to ask, because I need people's ideas in this situation that am in right now.
So here is my question, If you have a family member or a friend with gambling problem, as in he or she is so addicted to gambling to an extend what he or she thinks about is nothing but gambling, if he or she ran into financial problems and come to you to loan he or her money. are you going to loan the person the money? 
Remember it's tough for a family member and a friend to watch their person with gambling problem run into financial problems and refuse to help.
And am also having this thought that if you bail a family member or friend with gambling problem, that they don't have to face the financial problems and they will continue to gamble, adding to future problems.

Well the truth is that once someone that gambles turns it into addiction then that poses a great problem not only to him or her but also to the people around him. These kind of people will always run into debts and accumulate it up to the extent that they will or can never pay it off. I think you shouldn't loan such a person if it's money you're expecting to get back from him then just kiss it goodbye because it won't be paid to you. If you wanna help an addict, you help be providing a solution to end the addiction. You can help by paying for a therapy.

[Odusko]

I will advice him to stop gambling. I will not help him at all than to buy only food for him and it will not be expensive ones but cheap ones. He should stop the addiction and start a better life. It is as simple as that.

This decision might seem cruel to a lot of people but in life hard choices must be made for the greater good...if you don't treat the situation like this the addicted gambler might just continue feeding his addictions.. Gambling addicts have a way of manipulating and gas lighting people when they don't get what they want, it's important for people to recognize this and stop falling for it.. seeking help is the first step the gambler can make

For me I don't see anything hard here to achieve, you already know that the gambler have problems of addiction so why then should you risk giving them money to go and waste away, I don't think that is a smart thing to do even if the gambler is a close family person to you, you have to deny him that money to at least limits his gambling excapeds, don't care about what anyone will say to you just do the right thing and dont give a heck about the world and their emotional blackmailing.

[STT]

You cannot loan someone with a problem like this, it would be like feeding the problem.   You can of course gift someone but to expect back a loan from an acknowledged problem spender, whatever they are using up the money on its not fair to expect any different a result to occur.   

  A person generous enough to buy something for a person like this, I can agree with but you cannot fix a problem otherwise for somebody else I dont see how it would work.    You cannot just hand over plain cash, the fault would be in thinking thats a good idea just by hoping.
  In the end you would just stop talking to them at the very best and its not helping them to originate any more debt for them.  They have to earn then repay any bill owing and on that path hope they learn or can change course but its hard recovery, no easy solution in sight imo.

[kawetsriyanto]

I won't loan him money as it is his vice and not because of his basic needs. If he won't learn his lessons, then, you are just tolerating his vice. Even if he is a family member, you need to be firm with your decision, else, he would encounter problem later on. Maybe, much worst.

Indeed. We won't loan him because we want make him to be aware of his mistake. He needs to realize that he is addicted to gambling and should be handed by doctors. If we loan him money, he never realizes it and he won't stop it. Sure, it must bring worse impacts in the future if he keeps gambling excessively. At a more severe level, addicts can commit criminal acts. So, we must ensure he stops gambling temporarily to recover the addiction problem.

You cannot loan someone with a problem like this, it would be like feeding the problem.   You can of course gift someone but to expect back a loan from an acknowledged problem spender, whatever they are using up the money on its not fair to expect any different a result to occur.

Yep, giving a loan to addicts make them to be worse. They will think to get another loan, this will never end. If we care to addicts, we stop him to gamble more. Addicts must get a treatment from the doctors to recover it. How the addicts can recover if they keep gambling, right? By the way, no doubt an addict won't repay the loan because he will always spend all the money.

[death69]

This is what nobody tells you: It is mostly just heartbreak on replay to love someone with a gambling issue. The hunger can not be out-given. The loss cannot be out-loaned. That's how it goes. Whenever you give them money, you are not only financing their next gamble. You are telling them: "It is okay to flee pain". You want to help. It hurts not to. But does helping them to get out of the lesson help at all?

I have witnessed this: families breaking up over this one last handout. Friends crossing the line, and breaking up. "Just this once", they say, "I will pay you later". You answer yes. They disappear. You answer no. They call you cruel. Either way, somebody is breaking.

Best move? Stand your ground. Offer presence, not payment. Invite them to dinner, not the casino. Suggest help, not hope in cash form. Money does not fix addiction but connection might. Or not. Sometimes, nothing works. Sometimes, love is just not giving in, even when it kills you to watch them fall.

[Dr.Bitcoin_Strange]

Gambling addictions make people do crazy things like telling lies just to get money to feed their hunger. In this case, since you do not know if the person truly wants to use the money for the purpose he told you, I'd advise you to find out more from a closed relative or friend before releasing the money. However, If the money is intended for hospital bills, school fees, house rent or upkeep, you can send it to the wife if he's married.

I don't think the money was intended for any of those bills you mentioned, it's probably for gambling because if it was for any of those important needs, I assume he would openly tell his brother what great needs he wants the money for and that one might not hesitate to give him the money since it's for something important. Although, if peradventure you are right in your assumptions, I also support that he should give the money the man's wife.

[Promocodeudo]

Well the truth is that once someone that gambles turns it into addiction then that poses a great problem not only to him or her but also to the people around him. These kind of people will always run into debts and accumulate it up to the extent that they will or can never pay it off. I think you shouldn't loan such a person if it's money you're expecting to get back from him then just kiss it goodbye because it won't be paid to you. If you wanna help an addict, you help be providing a solution to end the addiction. You can help by paying for a therapy.

Mate you're very right on this, addiction has many effect and I believe it has stages too, once one becomes addicted it comes with different attitude and exhibition, debt is one of those things that an addicted person will always go into because he or she will not rest until the satisfy their gambling urge and as far as he or she can't rest in this move, he or she will continue to invite debt there by rendering the people he or she is owing helpless because there wouldn't be a way or means to pay back the so called loan, although you have even said it all, to me giving loan or borrowing money to an addicted gambler is like throwing some cash into an ocean, atleast we know what that means.

[Oilacris]

I will advice him to stop gambling. I will not help him at all than to buy only food for him and it will not be expensive ones but cheap ones. He should stop the addiction and start a better life. It is as simple as that.

This decision might seem cruel to a lot of people but in life hard choices must be made for the greater good...if you don't treat the situation like this the addicted gambler might just continue feeding his addictions.. Gambling addicts have a way of manipulating and gas lighting people when they don't get what they want, it's important for people to recognize this and stop falling for it.. seeking help is the first step the gambler can make

Rejecting those request doesnt mean that you intentionally that not want to lend money and we do simply have those reasons. If you are that having some concern into other peoples condition specially if you have known that he/she is that being addicted to gambling then why you would be letting them borrow money into you on which you do know that this could result into that potential even more addiction and this isnt that a good thing on your part that you are also one of the reason on why you are trying out to mess up his/her life even more. It will be just that too impossible that you cant be able to determine about on whats good and whats bad in between things. There are those actions on which we do need up to do just because we are hoping something that it could lessen out somehow that potential problem might rise even more in the future.

[HelliumZ]

If you have a family member or a friend with gambling problem, as in he or she is so addicted to gambling to an extend what he or she thinks about is nothing but gambling, if he or she ran into financial problems and come to you to loan he or her money. are you going to loan the person the money? 

In this case, you cannot solve the problem with money because you helped a gambler with money and how long can you help him with money? Maybe you helped him once by giving him money, he gambled, and he lost the bet and came back to ask you for money. What would you say to comfort him? If he came back to ask you for money a second time, would you want to give him money? If you help him with money once, remember that every time he is defeated and cannot manage money, he will come to you asking for money again. What will you give him back?

[Finestream]

Saying NO to your family member or even close friends is quite difficult, but we have to do it. We did this not just for our financial protection but also so they would not fall deeply into debt. Because saying yes to them is just like tolerating their mistakes, and the more they keep coming back when they need money.

I know they will be disappointed by the NO response. However, we don't have to worry because they are not a big loss for us, but rather it was a big loss for them. Things like this are going to happen, and we need to stand firm on our decision.

[bubilas]

Saying NO to your family member or even close friends is quite difficult, but we have to do it. We did this not just for our financial protection but also so they would not fall deeply into debt. Because saying yes to them is just like tolerating their mistakes, and the more they keep coming back when they need money.

I know they will be disappointed by the NO response. However, we don't have to worry because they are not a big loss for us, but rather it was a big loss for them. Things like this are going to happen, and we need to stand firm on our decision.

Absolutely right. And I know it's easy to think about it, but it's very hard to say, especially if it's a close person. When I had a regular job, we had an employee there who was constantly asking everyone for money (I later found out he was losing at poker) and I wasn't as grown up as I am now, so it was hard for me to tell him "I won't give it to you". I made up all sorts of reasons why I didn't have money. But why should I do that? This person is a complete stranger to me? But our upbringing is a difficult force to overcome.

[Inwestour]

Mate you're very right on this, addiction has many effect and I believe it has stages too, once one becomes addicted it comes with different attitude and exhibition, debt is one of those things that an addicted person will always go into because he or she will not rest until the satisfy their gambling urge and as far as he or she can't rest in this move, he or she will continue to invite debt there by rendering the people he or she is owing helpless because there wouldn't be a way or means to pay back the so called loan, although you have even said it all, to me giving loan or borrowing money to an addicted gambler is like throwing some cash into an ocean, atleast we know what that means.

Mate you're very right on this, addiction has many effect and I believe it has stages too, once one becomes addicted it comes with different attitude and exhibition, debt is one of those things that an addicted person will always go into because he or she will not rest until the satisfy their gambling urge and as far as he or she can't rest in this move, he or she will continue to invite debt there by rendering the people he or she is owing helpless because there wouldn't be a way or means to pay back the so called loan, although you have even said it all, to me giving loan or borrowing money to an addicted gambler is like throwing some cash into an ocean, atleast we know what that means.

[Strongkored]

Well I don't know how this question will look like but I have to ask, because I need people's ideas in this situation that am in right now.
So here is my question, If you have a family member or a friend with gambling problem, as in he or she is so addicted to gambling to an extend what he or she thinks about is nothing but gambling, if he or she ran into financial problems and come to you to loan he or her money. are you going to loan the person the money?  

I rarely give loans unless I know for sure that the reason for borrowing is for urgent matters, so I will not give loans even to family members when I know they are addicted gamblers.

Lending money to gamblers is as risky as borrowing to gamble, there is a chance that we will not get the money back, so rather than losing it is better to say no and advise them to go to a professional to get treatment and recover from their addiction.
Don't feed his addiction, it will only make him sink deeper.

[Beparanf]

Well I don't know how this question will look like but I have to ask, because I need people's ideas in this situation that am in right now.
So here is my question, If you have a family member or a friend with gambling problem, as in he or she is so addicted to gambling to an extend what he or she thinks about is nothing but gambling, if he or she ran into financial problems and come to you to loan he or her money. are you going to loan the person the money?  

I rarely give loans unless I know for sure that the reason for borrowing is for urgent matters, so I will not give loans even to family members when I know they are addicted gamblers.

Lending money to gamblers is as risky as borrowing to gamble, there is a chance that we will not get the money back, so rather than losing it is better to say no and advise them to go to a professional to get treatment and recover from their addiction.
Don't feed his addiction, it will only make him sink deeper.

Based on the premise given by the OP I think the correct answer is what you said which is not give him any loan.

The person in subject is a problematic gambler that encounter financial problem due to gambling addiction. It’s obvious that lending him money will just fuel his addiction.

I believe the only thing I can offer when I’m on this situation if he is important to me is schedule him an appointment to an expert for a therapy session.

[Popkon6]

Well I don't know how this question will look like but I have to ask, because I need people's ideas in this situation that am in right now.
So here is my question, If you have a family member or a friend with gambling problem, as in he or she is so addicted to gambling to an extend what he or she thinks about is nothing but gambling, if he or she ran into financial problems and come to you to loan he or her money. are you going to loan the person the money? 
.

I will not help a gambler financially, but rather advise him to stop gambling. If he begs me more and asks for money, and if he is hungry, I will buy him food with my own hands. Maybe if I give him money, he will gamble again.
It would be better to buy him food so that he understands the torment of poverty. And I will try to advise him to stop gambling, and if he has to give up gambling, I will try to break off relations with him.

[Pandu Geddon]

are you going to loan the person the money? 

Even though he is addicted, if he still wants and has a job, I can give him a loan. It's just that maybe I won't give him the loan in the amount requested, I will give him a smaller amount.
If it's a friend or family, it's hard to refuse. Because I am also a gambler, and difficult situations sometimes make us have to borrow money. The most important thing is to remind him to use it for living expenses only. If his gambling addiction can still be helped, then we can be part of the effort to help friends or family who are addicted.