Investment is for everyone

[Btcalysis]

Hearing testimonies from different sources, I can only conclude that "You don’t need to be rich to invest, but you need to invest to be rich." Riches aside, investment can increase your financial freedom, but the problem with most people is procrastination, they want this BIG capital to invest, but it is not like that.

From real estate, stocks to crypto, we have seen people buying their assets that were deem worthless, but suddenly became their source of wealth. I remember someone who couldn't afford a land at the city center but wanted to invest. He bought it at a rural area where he could buy over 1 acre. Not long after, the government decided to build a Federal university in that locality. Right now, a plot of land there can buy a plot of land in the city center that he couldn't afford, that is the power of investing.

It mustn't be convenient, it mustn't be in thousands of dollars, a little that is being consistent about and carefully thought through could make that wealth. Start investing today.

[Iroh]

Hearing testimonies from different sources, I can only conclude that "You don’t need to be rich to invest, but you need to invest to be rich." Riches aside, investment can increase your financial freedom, but the problem with most people is procrastination, they want this BIG capital to invest, but it is not like that.

Investments, no doubt has been proven to grow wealth. We shouldn't forget in a haste that, as investments has its rewards, there are also risks(sometimes really crazy ones)attached and you could as well lose your money as quickly as you could blink your eyes.
I would say the major problem on why people can't invest isn't procrastination, rather, it's simply cause there isn't any money that is kept aside and can be used for investments. When you haven't got anything saved up, how/what would you invest?

You don't have to be rich to invest. That's true. You also don't want to use all you've got to invest having little to nothing to fall back on while waiting on your investment to yield profits(if it does)

[BigBos]

We should have this mindset: investing isn't about whether we're rich or not, and even if we're not rich, it doesn't mean we can't invest. As long as we have the will, we can do anything.

Indeed, if we're not rich, it might be more difficult to do so, because we have to allocate money and may even need to sacrifice something we normally do. For example, we have to save every month to be able to invest, or we have to work harder to earn extra money to allocate to investing. This is part of the process, and we should enjoy it.

[Stellarcast]

I wouldn't say I made the mistake of not investing much more a few years back, mainly for not having a stable income to be able to do so. I am glad that I at least got exposed to the concept and various platforms to invest and understand a thing or two about it.

A mistake I made was not monitoring my portfolio with due diligence and I have lost quite a bit from errors adding up. I did not really track all my investments properly in one place, as such I let a few investments slip my mind, and some turned out poorly over the years - which could have been avoided with close monitoring. Fees and ease of accessibility was also a problem for me when I first started out, which will also vary depending on your location.

I think investing in your career and goals come first, then investing a side portion of a stable income can run alongside you.

[Despairo]

I don't see anything wrong with that statement, it was true investment works when you have a lot of money to invest.

It's true investing as small as possible would accumulate wealth in the long run. We're talking about someone who want to grow wealth, I would argue it's better to start a business rather than working class people who choose to invest their money.

A successful business can change someone's life, a successful investment is not enough to change someone's life.

Buying meme coins is gambling, not investment.

[Akbarkoe]

Investing is for everyone, but not everyone wants to invest. You need to understand this.

I've frequently educated people in my community about financial literacy, and an interesting finding from my case studies is that many refuse to invest for their future. Even when I show them how my investments have yielded results, they simply applaud and express curiosity, but have no intention of entering the investment world.

[DanWalker]

Although investing can help us deal with inflation or even make us rich, investing is risky so it is only for those who are ready to take risks, not for those who are not ready.

People who refuse to invest and give reasons like they don't have a stable income, low income, don't have much money...simply because they don't want to take risks in exchange for bigger rewards.

Besides, financial investment is not the only way to help us become rich. Investing in yourself through education, skills or investing in people such as business, startups...can also help us become rich. Don't limit our thinking and be too rigid that only financial investments can make us rich.

[Zaguru12]

I don't see anything wrong with that statement, it was true investment works when you have a lot of money to invest.

It's true investing as small as possible would accumulate wealth in the long run. We're talking about someone who want to grow wealth, I would argue it's better to start a business rather than working class people who choose to invest their money.

A successful business can change someone's life, a successful investment is not enough to change someone's life.

Buying meme coins is gambling, not investment.

Not to get confused yes business and investment have their differences but in reality today businesses are also investment since it is not only about providing services alone but it brings profits too. I don’t disagree with the fact that business is one of the ultimate way of wealth creation if it turns out successful, but businesses are something I don’t think you can simply jump into with just any capital like, even they say one needs to start small.

A starting business can not shoulder immediately the responsibility of the catering for the owner and possibly his family most especially if it small scale business and that’s why we see businesses collapsing due to over dependent on the profit.

Personally I feel a person with little capital might have to go through the working class set of people and during saving his little income might have to invest it into something and subsequently went it grows a little they use that to set up their business that’s why we see working class people doing more of  an investment first not because they don’t want to actually build their own business but their constrain by capital

Totally agree with you buying Altcoins are not investment but gamble

[happybitcoinph]

Everyone can invest, but not everyone has the fundamentals to turn it good in the long run.

There are lots of branches under the term 'investment', and which branch we should follow depends on us.

It's simple to say 'we should invest', but it's difficult to execute once we dive in.

[mirakal]

Investing is for everyone, but not everyone wants to invest. You need to understand this.

I've frequently educated people in my community about financial literacy, and an interesting finding from my case studies is that many refuse to invest for their future. Even when I show them how my investments have yielded results, they simply applaud and express curiosity, but have no intention of entering the investment world.

That’s exactly the problem of majority. It’s not a sign of procrastination, but a sign of stupidity and ignorance. Who doesn’t want to invest when there is a brighter future waiting ahead. Although investment comes with risk, but if you know your investment well, then there’s no reason to be fearful but be greedy and grab the opportunity. And by being greedy I don’t mean to invest without discipline, but one should be greedy while investing with caution.

Investment is for everyone, but I don’t think everyone knows actually the real essence of it and how beneficial it will be in the future.

[Ishicryptic]

Investment sounds very expensive to the ears of many poor people, they see it as something that is meant for the rich people alone, they look at investments like real estate that requires a lot of money to get into and become discouraged. The problem with many poor people is that they are not informed, they cannot research and know that there are investments that can be started with small amounts like Bitcoin investment. There are small businesses that low income earners can research, learn necessary skills and start, when it grows they can diversify part of their profits or earnings into an investment that their income can carry. Lastly people who are not rich should learn how to start small, their problem is that they always see the bigger picture of where they ought to be but they don't know how to start small.

[Hanadawa]

Although investing can help us deal with inflation or even make us rich, investing is risky so it is only for those who are ready to take risks, not for those who are not ready.
People who refuse to invest and give reasons like they don't have a stable income, low income, don't have much money...simply because they don't want to take risks in exchange for bigger rewards.
Besides, financial investment is not the only way to help us become rich. Investing in yourself through education, skills or investing in people such as business, startups...can also help us become rich. Don't limit our thinking and be too rigid that only financial investments can make us rich.

Yes, you don't need to be rich to invest. You can even invest with just a few dollars. But believe me, there's a big difference between investing a few dollars and hundreds or thousands of dollars. I'm not saying investing a few dollars is bad. But the reality is, investing should only be done by people whose income is sufficient for their daily needs. We can't force someone who barely even makes enough to live on to invest. Furthermore, we must have an emergency fund before trying to invest. I have a friend who regularly invests around $30-$50 per month in Bitcoin and stocks. But he can't hold it long-term due to unexpected expenses like hospital bills and car repairs. He has to sell his Bitcoin or stocks when he needs money. This means he doesn't have an emergency fund or non-investment savings.

[Solosanz]

The reality most people do invest money, you just don't know about it.

If they not invest in gold, real estate, or Bitcoin, at least they invest in time deposit or debt securities, for them it's investment because they can earn guaranteed APY and their money are keep growing.

We're in 2025, where almost all people have smartphone, it's easy to get information and they can invest through their phone.

[Joy_learns_crypto]

I remember someone who couldn't afford a land at the city center but wanted to invest. He bought it at a rural area where he could buy over 1 acre. Not long after, the government decided to build a Federal university in that locality. Right now, a plot of land there can buy a plot of land in the city center that he couldn't afford, that is the power of investing.

Your friend is lucky, many people can do the same investment and there would be no government university build or anything that can give the land value, there are more people like you friend they made this investment and 10 years on they are living to regret it.
When trying to invest in land do so knowing that there are already things in place that will give the land value in the future.
Investment is for everyone but you need to see the opportunities, if you see that opportunity in you then you invest in yourself, build knowledge, if you see that opportunity in a trusted person then invest in them. Capital is a factor in investment fit where you capital will be suitable and invest.

[o48o]

Hearing testimonies from different sources, I can only conclude that "You don’t need to be rich to invest, but you need to invest to be rich." Riches aside, investment can increase your financial freedom, but the problem with most people is procrastination, they want this BIG capital to invest, but it is not like that.

From real estate, stocks to crypto, we have seen people buying their assets that were deem worthless, but suddenly became their source of wealth. I remember someone who couldn't afford a land at the city center but wanted to invest. He bought it at a rural area where he could buy over 1 acre. Not long after, the government decided to build a Federal university in that locality. Right now, a plot of land there can buy a plot of land in the city center that he couldn't afford, that is the power of investing.

It mustn't be convenient, it mustn't be in thousands of dollars, a little that is being consistent about and carefully thought through could make that wealth. Start investing today.

Depending of person's current financial situation. Especially if you are poor, you don't start your way to riches from investing.

You start by taking care of your current finances and adjusting your spending and goals in a way you can manage daily life. For example it's not practical to invest without having a buffer rainy day fund first. You don't want to cash out your investment just because you ran out of cash money for necessary expenses.

In order to raise that rainy day fund, you need a budget for everything. Especially for young people this seems to be hard thing to accept as you need to think way ahead and be resilient against fomo investing.

After that rainy day fund, you need to have a plan for your possible loans, as those tend to get bigger over time with interest.
Only after that you are ready for budgeting yourself an investment plan.

So, no. Don't invest today if you aren't ready for it. That's fomo talking.

[DaNNy001]

Wise words, whether rich or poor we all spend money but the more you keep spending without having anything to replace it then that's when you would end up having nothing in the future... it's important to focus more on the future than the present that's the purpose of making an investment...mind you, an investment doesn't have to do with money but also personal values as well, invest in your mind and make yourself a better person

[WatChe]

Yes, you don't need to be rich to invest. You can even invest with just a few dollars. But believe me, there's a big difference between investing a few dollars and hundreds or thousands of dollars. I'm not saying investing a few dollars is bad. But the reality is, investing should only be done by people whose income is sufficient for their daily needs. We can't force someone who barely even makes enough to live on to invest. Furthermore, we must have an emergency fund before trying to invest. I have a friend who regularly invests around $30-$50 per month in Bitcoin and stocks. But he can't hold it long-term due to unexpected expenses like hospital bills and car repairs. He has to sell his Bitcoin or stocks when he needs money. This means he doesn't have an emergency fund or non-investment savings.

For investment, the primary thing is strategy or mindset while capital is secondary thing. There are cases in my community where people are investing small amount constantly in stocks (picking the right stock after rigorous search) for last 15 years and now their net worth is in millions. Moreover we now have another option of investment aka Bitcoin, here we don't need huge capital for investment rather small amount with consistency (DCA strategy) can serve the purpose. Their are other options available too, all we need is will to explore and invest in area of our interest.   

[sunsilk]

Investing isn't really for everyone and that's why even if you educate dozens of people globally, not all of them are going to be able to invest.

It requires patience and not all of the people we'll talk to with are not patient. And not all of them have some money to invest.

But it depends per person on how determined they are to invest. There's always a way to invest. If they say that they don't have any spare money to invest with, then they have to find a way to increase their source of income so they can invest.

[Salahmu]

From real estate, stocks to crypto, we have seen people buying their assets that were deem worthless, but suddenly became their source of wealth. I remember someone who couldn't afford a land at the city center but wanted to invest. He bought it at a rural area where he could buy over 1 acre. Not long after, the government decided to build a Federal university in that locality. Right now, a plot of land there can buy a plot of land in the city center that he couldn't afford, that is the power of investing.

That's why a lot of people are not looking down on land purchases because something you bought at a low price could be worth a lot of money at the changes on that environment. However the person is actually lucky to have bought the land within the environment government intend to build the university, even in my place that is the kind of investment people lookout for because the moment they learnt that there would be a  university in a certain place even if they do not have plans of investment they will rushed into it to buy and start developing immediately, so this is to say that it doesn't matter sometimes were an investment is located because it could be a dream place tomorrow.

[Fortify]

Hearing testimonies from different sources, I can only conclude that "You don’t need to be rich to invest, but you need to invest to be rich." Riches aside, investment can increase your financial freedom, but the problem with most people is procrastination, they want this BIG capital to invest, but it is not like that.

From real estate, stocks to crypto, we have seen people buying their assets that were deem worthless, but suddenly became their source of wealth. I remember someone who couldn't afford a land at the city center but wanted to invest. He bought it at a rural area where he could buy over 1 acre. Not long after, the government decided to build a Federal university in that locality. Right now, a plot of land there can buy a plot of land in the city center that he couldn't afford, that is the power of investing.

It mustn't be convenient, it mustn't be in thousands of dollars, a little that is being consistent about and carefully thought through could make that wealth. Start investing today.

Whether you know it or not, if you've been paying into any kind of pension through your working career then you have been investing in one form or another. Many pensions will be staggered so they go heavy on equities (stocks) early on in your life and then tip towards safe government bonds when you are preparing to retire. Pensions often become one of the biggest assets in our lives and compound over a long time, so why not do something similar where you have a bit more control about when you redeem it? You will honestly open your mind massively if you read a few books on finance and maybe prevent anyone taking advantage of you in future in areas that you don't know anything about - it's very straight forward most of the time, you just have to find guidance described in a way that makes sense to you.