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Author Topic: Risks  (Read 520 times)
ahmedabubakarabbo (OP)
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August 25, 2025, 09:24:55 PM
 #1

When people talk about risk many quickly point to cryptocurrency and forex as the biggest risks anyone can take. However this mid-year August 2025 was a real eye opener. For example my wife invested a lot of time and money in beans this year but when the market crashed the losses were heavy. This shows that even physical investments can be just as risky if not more depending on the circumstances.
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August 25, 2025, 09:34:10 PM
 #2

When people talk about risk many quickly point to cryptocurrency and forex as the biggest risks anyone can take. However this mid-year August 2025 was a real eye opener. For example my wife invested a lot of time and money in beans this year but when the market crashed the losses were heavy. This shows that even physical investments can be just as risky if not more depending on the circumstances.
There is no investment on earth together that's without risk; some are just with minimal risk, while others possess a greater risk. If there was anything without risk, then everyone should have been advised to venture into it. That's why we are advised to do research on whateverwe want to invest our time and money in and decide which we can manage the risk of very well without it having too much effect on us. DYOR.

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August 25, 2025, 09:36:25 PM
 #3

When people talk about risk many quickly point to cryptocurrency and forex as the biggest risks anyone can take. However this mid-year August 2025 was a real eye opener. For example my wife invested a lot of time and money in beans this year but when the market crashed the losses were heavy. This shows that even physical investments can be just as risky if not more depending on the circumstances.


There is no business or investment that doesn't have share it's own share of risk in it, we can consider some business or investment as being more risky than the other, individually we need to have a background check and know the possible risks and benefits If it what we can be able to manage before deciding to get involved, cryptocurrency can be risky too especially shitcoins and meme coins, Bitcoin is less riskier when talking about risk in cryptocurrency.
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August 25, 2025, 09:40:37 PM
 #4

The thing is there no investment/business/assets without its risk but the risk heavily varies depending on the assets. In place of cryptocurrency or others we place the risk based on volatility and that’s also the case for physical assets too. The less volatility of price pump the less risk in terms of price crash. The most common investment that is advised this days is the Real Estate Investment, this is usually considered less risky but definitely not totally risky free because there are risk of damages each through natural disasters like floods and it’s likes, fires and even government policies that can affect the price.

I am very sure the reason why your wife went all in on beans was because of how she saw the the price of the beans shot up last time out but this is an agricultural that can be affected through lack of yield during harvest or even government police’s to slash down the prices

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August 25, 2025, 09:48:47 PM
 #5

Investments, whether it’s physical or digital, as long as it involves time and money, the risk to lose is always there.  Where there is no risk, then there’s no gain to expect. That’s why for some to expect good returns and sustainable amount of income, one should take calculated risk so that there will be higher chances to gain success and profits, while the rate of losing is very minimal.

Life itself is a risk, if you don’t know how to manage the risks in life, then never expect to live your life the way you want it to be.

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August 25, 2025, 09:51:49 PM
 #6

Well, that just proves all kinds of investments have risk, even the ones we’re most confident about. There’s never a guarantee it will succeed. Same with Bitcoin, people called it high risk, yet many became rich because they didn’t listen to those warnings.

At the end of the day it’s about gambling on what you believe will bring profit in the future. Those who invested in Bitcoin were high-risk takers, and look at them now, they’re enjoying the rewards of their decision. But still, don’t go all in, follow the standard rule of not putting all your eggs in one basket.

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August 25, 2025, 09:53:32 PM
 #7

Cryptocurrencies in particular are one of the few investment options that can bring in high returns in case one does it smartly or is lucky to get the right coin at the right time. So where there are high returns, there are high risks as well.
Anything that involves investing in money or some form of assets carries so risk. What varies is the degree of the risk. Less Risk, Less Reward. High risk, High reward...

I have personally seen farms lose lots of money in Agriculture due to things like bad Climate, Disease, Wild fires etc

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August 25, 2025, 09:57:30 PM
Merited by IceLincoln (2)
 #8

When people talk about risk many quickly point to cryptocurrency and forex as the biggest risks anyone can take. However this mid-year August 2025 was a real eye opener. For example my wife invested a lot of time and money in beans this year but when the market crashed the losses were heavy. This shows that even physical investments can be just as risky if not more depending on the circumstances.

The actual truth is that life itself is full of risks and other risky things that's why we need to be careful  the kind of things we do. However any investment you must do should be money that you can afford to risk. Money that's not from your emagency funds are what you should invest with. Most times we normally know that this thing is risky but we might want to try it because we think our turn might be different, but the truth is that if the opposite wants to happen you will not be aware. I believe you both might have learned your lessons by now, so that next time you will learn how to invest with little amount that you can afford to lose.
One of the reasons why people are kinda careful with crypto currency investment is because they majority of the investors have already know that it's risky, mostly when you invested into an altcoin.

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August 25, 2025, 10:18:01 PM
 #9

When people talk about risk many quickly point to cryptocurrency and forex as the biggest risks anyone can take. However this mid-year August 2025 was a real eye opener. For example my wife invested a lot of time and money in beans this year but when the market crashed the losses were heavy. This shows that even physical investments can be just as risky if not more depending on the circumstances.


There’s nothing like a risk free investment. Though here we deal with digital currencies or product is almost like your normal buying of physical goods . You can buy a physical goods and store it till the price increases in market and sell it off to secure some profit that’s how we buy and hold coin here too . Sometime the products may even experience some decreases in value even some product price tend to fluctuate base on the season (all because of demand and supply ) , that’s why you have to always apply good risk management when come to any investment.

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August 25, 2025, 10:28:16 PM
 #10

When people talk about risk many quickly point to cryptocurrency and forex as the biggest risks anyone can take. However this mid-year August 2025 was a real eye opener. For example my wife invested a lot of time and money in beans this year but when the market crashed the losses were heavy. This shows that even physical investments can be just as risky if not more depending on the circumstances.
All kinds of investments are risky. There is no guarantee of what we're investing but with Bitcoin, we've got confidence with its volatility. Like today, it's now $110k and from a few days ago, it was $120k. This is the kind of risk that we're taking here as well. So, digital investments and physical ones, all of them portray a risk ,and we have to know what risk we're taking for us not to be ignorant when the market isn't in favor of our assets. But, it won't always be as bad as right now. A recovery will come and that's why you are in advantage if you know what you are investing.

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August 25, 2025, 11:34:13 PM
 #11

When people talk about risk many quickly point to cryptocurrency and forex as the biggest risks anyone can take. However this mid-year August 2025 was a real eye opener. For example my wife invested a lot of time and money in beans this year but when the market crashed the losses were heavy. This shows that even physical investments can be just as risky if not more depending on the circumstances.

There’s only two outcomes for an investment, success or failure. If you end up being successful, that’s because you know how to reduce the risk while continue to maximize the potentials of your investment, but if you end up as a failure, that’s because you fail to manage the risk as well.

Risks are inevitable. But the more you are blind to its risks, the bigger the chances you will always fail. Good thing others have learned from it, while some never recover from their failure anymore.

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August 26, 2025, 01:01:49 AM
 #12

Cryptocurrency is so broad you can't assign a single risk level to it as if it's one coin. It's highly risky if you're into meme coins, NFTs, and other shitcoins. If you're focused on Bitcoin, however, which I believe belongs to the wider crypto market, you're actually reducing your risk exposure a lot. You can reduce it further if you choose to hodl it for a much longer term, self-custody it, store it in a cold storage, and so on.

Indeed, there are risks, but there are also available measures to reduce them to the minimum.

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August 26, 2025, 04:20:11 AM
 #13

When people talk about risk many quickly point to cryptocurrency and forex as the biggest risks anyone can take. However this mid-year August 2025 was a real eye opener. For example my wife invested a lot of time and money in beans this year but when the market crashed the losses were heavy. This shows that even physical investments can be just as risky if not more depending on the circumstances.
Everything about life have some level of risk that goes with it, be it the food we eat, transportation, stepping out of your house even going to work. We just have to figure out ways of ensuring that we take risk that are reasonable and have less consequences. A lot people lost money in some businesses they thought were the safest such as treasury bonds and even fixed deposits. Numerically, they made profits but in reality, inflation made them lose money before they could cash out.

I feel that bitcoin is one of the safest investment because you will never lose money in bitcoin unless you sell. Meaning that as long as you are willing to hold longer, you will always make profits. Due to this, I have made it a norm to only invest money I can allow to be in bitcoin for a long time.

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August 26, 2025, 05:53:43 AM
 #14

When people talk about risk many quickly point to cryptocurrency and forex as the biggest risks anyone can take. However this mid-year August 2025 was a real eye opener. For example my wife invested a lot of time and money in beans this year but when the market crashed the losses were heavy. This shows that even physical investments can be just as risky if not more depending on the circumstances.

You can't think of anything outside the risk list. Consider any asset real or digital you have to bear the investment risk. While entering the crypto market is risky, the potential for high profits is very high. It is not right to call the cryptocurrency market only risky. You should invest at your own discretion without blaming any currency or institution for your failure. You should do proper research about the market and analyze its development time and market cap to verify the potential of the currency.

When the market collapses and the level of bleeding in your investment increases be patient and don't stop buying because the amount of holding should be increased to get high profits in the crypto market.

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August 26, 2025, 06:32:02 AM
 #15

When people talk about risk many quickly point to cryptocurrency and forex as the biggest risks anyone can take. However this mid-year August 2025 was a real eye opener. For example my wife invested a lot of time and money in beans this year but when the market crashed the losses were heavy. This shows that even physical investments can be just as risky if not more depending on the circumstances.


I consider cryptocurrency more as the way of living than just the investment tool, i.e.  using it primarily for everyday spending. I personally use several crypto cards (including Wirex) to cover my daily expenses, such as groceries and other retail purchases, as well as for paying for online services. Although my job pays me in fiat, I regularly convert large portion of it into crypto, mainly BTC. By doing this, I become less dependent on market swings, because crypto is my lifestyle rather than speculation stuff.

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August 26, 2025, 07:24:59 AM
 #16

Risk are always attached to everything, no matter what you do, There is no such thing as no risk investments, if someone tell you there is no risk then its a scam, if you don't want to have risk then don't invest, even the experience investor or trader knows it, this is why rich people become more richer because they are willing to take risk.

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August 26, 2025, 07:46:59 AM
 #17

When people talk about risk many quickly point to cryptocurrency and forex as the biggest risks anyone can take. However this mid-year August 2025 was a real eye opener. For example my wife invested a lot of time and money in beans this year but when the market crashed the losses were heavy. This shows that even physical investments can be just as risky if not more depending on the circumstances.
In my country, the price of bean significantly increased from last year to some months in this year. Beans has season and people know the price will likely fall and the price fall.

Did you still invest in beans when the price is already up so much? Know that food are like that. There are time they will increase in price so much and later the price will fall.

Everything in life are risky so far it is about trading. But crypto and forex trading are far riskier.

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August 26, 2025, 08:32:15 AM
 #18

This shows that even physical investments can be just as risky if not more depending on the circumstances.
Risk is not limited to cryptocurrency investment alone, generally anything that has a chance of high reward also has high risk of failure accompanied with it, but often it is ignored because investors are considering more the profits they can make. Knowing exactly what you stand to lose from the risk you are about to take will get you better prepared for the decision you're about to make, either it is something that you can accommodate mentally so even if it goes the way of loss, you don't become depressed or maybe something you need to take a pause from and then prepare yourself first for the mental side of accommodating the losses before proceeding with it. I think it is called risk assessment.

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August 26, 2025, 08:51:28 AM
 #19

When people talk about risk many quickly point to cryptocurrency and forex as the biggest risks anyone can take. However this mid-year August 2025 was a real eye opener. For example my wife invested a lot of time and money in beans this year but when the market crashed the losses were heavy. This shows that even physical investments can be just as risky if not more depending on the circumstances.
Same I think, digital investment can be so down at any moment given the nature of crypto which is quite volatile. In my opinion, physical investment such as property is way less riskier in terms of that aspect. Example in real state business and investment.

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August 26, 2025, 09:41:06 AM
 #20


This shows that even physical investments can be just as risky if not more depending on the circumstances.


"Life is a risk" is one thing to tell you that whatever you do or engage yourself into, there must be a double side to it. That is, negative or positive. But they say the worst risk is not to take risk, and so as a human being you must take a risk to survive.

Yes some people criticize trading because they see it as risky and that it is illusive as you don't know who you are dealing with but that risk they criticize is what they face dealing in their physical dealing which they either lose from or they profit just like an online traders would too. There is no aspect of life that is not full of risk but what is important is to ameliorate the risk. As a trader, you don't need emotion or sentiment. What you need is use proper risk management strategy.

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