P2P Trader Palava

[Davidvictorson]

I was faced with a situation that I had never been in before with regards to a P2P trader and I didn't know how to react. You know how we talk about some of them not making complete payment and all, well this particular one decided to complete the payment but removed 1k from it. He still had the effrontery to ask me for a positive review. In that situation, I didn't know whether to ask him to send the balance 1k or not. I ended up ignoring it and letting it slide.
Has anyone been here before?

[Mia Chloe]

I was faced with a situation that I had never been in before with regards to a P2P trader and I didn't know how to react. You know how we talk about some of them not making complete payment and all, well this particular one decided to complete the payment but removed 1k from it. He still had the effrontery to ask me for a positive review. In that situation, I didn't know whether to ask him to send the balance 1k or not. I ended up ignoring it and letting it slide?

I've been there multiple times and I won't release those coins not because the funds is big to me but it's because they are trying to play smart or scam me. I've had some vendors remove up to 10k hoping I wouldn't notice. The next person he'll encounter he'll do same thing even with a bigger amount and He will again and again until he meets someone that won't condone it.

So the reality is the more you allow them do those things the more they'll do it to people which is not right based on a regular P2P contract. It's your funds and you have the right to react if need be.

[Charles-Tim]

You mistakenly released the coin but later you noticed that the money remain 1000 naira? Or you know but you just let it be like that as you think it is little amount of money?

I do not give any amount unless the person beg me about it. There are time that I may not listen but there are time that I listen. The best is not to listen in my opinion.

[Yablee0]

I was faced with a situation that I had never been in before with regards to a P2P trader and I didn't know how to react. You know how we talk about some of them not making complete payment and all, well this particular one decided to complete the payment but removed 1k from it. He still had the effrontery to ask me for a positive review. In that situation, I didn't know whether to ask him to send the balance 1k or not. I ended up ignoring it and letting it slide.
Has anyone been here before?

That's what they normally do nowadays, if you aren't careful enough you enter one chance for their hands. If it was me I will never let it slide because just as he short pay you of 1k and you didn't react rather you release the coin to him he will assume you didn't notice it and will be encouraged to be doing it to others but asumming you show him a little lesson by delaying or reporting him to the exchange in question he would have learned the hard way.

The rate in which scammers are increasing on a daily basis at least one need to be sighted as an example so that the rest will learn from it.

[CryptopreneurBrainboss]

He still had the effrontery to ask me for a positive review. In that situation, I didn't know whether to ask him to send the balance 1k or not. I ended up ignoring it and letting it slide.
Has anyone been here before?

My brother we die there, I didn't scam anybody to make my money therefore I'm not letting 1 Naira go. Doing that you're encouraging them to continue with their evil doings. Infact just because a merchant delay in paying me on purpose because I refuse to give out my number, I gave them back a taste of their own medicine.

Don't let them take advantage of you in this space because lots of them are doing things on purpose. Like a merchant telling me he takes 500 for every trade or that he reduce the payment to the nearest round number.

All those are rubbish and make them pray they no meet somebody like me because I'm always ready for them. The money I withdraw aren't always urgent so if you want wahala I dey prepared.

[casey15]

I was faced with a situation that I had never been in before with regards to a P2P trader and I didn't know how to react. You know how we talk about some of them not making complete payment and all, well this particular one decided to complete the payment but removed 1k from it. He still had the effrontery to ask me for a positive review. In that situation, I didn't know whether to ask him to send the balance 1k or not. I ended up ignoring it and letting it slide.
Has anyone been here before?

Omo 1k fit be like small money but Na you get am... Na the reason why we nor dey grow be this o... Na Nigerians dey do Nigerians.. no integrity at all.. as you leave am so, him go do am to another person.. and Na so e go just dey spread.. next time collect your full money o except maybe Na you wan just dash am.. but I don't see the need... Collect your money

[Barikui1]

I was faced with a situation that I had never been in before with regards to a P2P trader and I didn't know how to react. You know how we talk about some of them not making complete payment and all, well this particular one decided to complete the payment but removed 1k from it. He still had the effrontery to ask me for a positive review. In that situation, I didn't know whether to ask him to send the balance 1k or not. I ended up ignoring it and letting it slide.
Has anyone been here before?

Yes, I have been there before a few times in the past, but they will later apologize and complete the money once I pointed it out, but according to your story if am not wrong, you later release it to him even after he short payed you of 1k, bro am not pleased with that because you are setting a dangerous precedent that will keep on reoccurring because you let him off the hook. Am saying so because the said scammer will start feeling like if he try such with 10 different persons, he might be successful in two or more, but if as he tried doing that with you, and you took a hard stands on him, by reporting him for scam, and giving him bad review, the direct opposite of what he is asking for, he will definitely think twice before he does that again in the future.

[Karl_3000]

He still had the effrontery to ask me for a positive review. In that situation, I didn't know whether to ask him to send the balance 1k or not. I ended up ignoring it and letting it slide.
Has anyone been here before?

My brother we die there, I didn't scam anybody to make my money therefore I'm not letting 1 Naira go. Doing that you're encouraging them to continue with their evil doings. Infact just because a merchant delay in paying me on purpose because I refuse to give out my number, I gave them back a taste of their own medicine.

Don't let them take advantage of you in this space because lots of them are doing things on purpose. Like a merchant telling me he takes 500 for every trade or that he reduce the payment to the nearest round number.

All those are rubbish and make them pray they no meet somebody like me because I'm always ready for them. The money I withdraw aren't always urgent so if you want wahala I dey prepared.

If the trader want 1000 naira more profit, he should change the price so that people can see the price and know what the price will be seen than trading to scam people. This behavior must be stopped on exchanges, people that will be vulnerable to this are the new traders. One happened to yesterday, I have sent the coin to the buyer before I realized that I made a mistake because it remained 4000 naira. I tried my luck and reported the account and sent him message, he sent the 4000 naira. I know I should not send the coin until I saw the money but the money was similar and I was about to be scammed. I will look at the money carefully next time I am trading.

[Gozie51]

He still had the effrontery to ask me for a positive review. In that situation, I didn't know whether to ask him to send the balance 1k or not. I ended up ignoring it and letting it slide.
Has anyone been here before?

This positive review side off me. In fact the thing wey I dey chew had to fly out from my mouth. The vendor na really crazy person. That 1k that looks small na 50k oo assuming he does a parallel of 1k on 50 people. What of if na random of 2k,3k, 5k or even 10k times 50 people. Omo scam dey in different form, shape and sizes.

Don't let them take advantage of you in this space because lots of them are doing things on purpose. Like a merchant telling me he takes 500 for every trade or that he reduce the payment to the nearest round number.

Na so them dey do. Them want to round it up against you forgetting say you too need am. Me I see all those as a way to dey gather wetin no be your own. And this thing self dey happen for normal and our day to day physical transaction wey we dey see and do. You fit carry cash go buy something for a shop and them no get change and them go dey expect say make you leave the change for dem especially if na these denominations wey no too dey in use now like 5,10,20 or even 50 Naira. If you insist to collect am with something or remind dem say dem don owe you such money oo and you will use it later to buy something with them, some go dey see you as person wey dey stingy lol. No be small thing with such kind of mentality of taking what is not yours.

[Obari]

You mistakenly released the coin but later you noticed that the money remain 1000 naira? Or you know but you just let it be like that as you think it is little amount of money?

I do not give any amount unless the person beg me about it. There are time that I may not listen but there are time that I listen. The best is not to listen in my opinion.

I had this very incidence early hours of today
I made a fiat withdrawal of 72k and the vendor even had to call me because it’s my account number which is same as my phone number asking me to come online and the next thing I saw was that, he got a notification that, his ads price was a little high and that I should please accept 70k, I told him straight up to cancel the order l, he pleaded that I should accept 71k and I still insisted that if his not willing to send the full payment, he should cancel the order from his end and that was how the vendor paid me in full.

These people are very funny and since they already know that, people are now paying attention to their payment amount, they now proceed to the next format and just as I didn’t scam anyone to earn this money on here, I don’t think anyone deserves to eat this money with false pretense.

I had to qoute you because I support your perspective and I don’t see any reason why we should leave our hard earned money for some people who want to steal from others at every opportunity they get.

[Mayor of ogba]

I was faced with a situation that I had never been in before with regards to a P2P trader and I didn't know how to react. You know how we talk about some of them not making complete payment and all, well this particular one decided to complete the payment but removed 1k from it. He still had the effrontery to ask me for a positive review. In that situation, I didn't know whether to ask him to send the balance 1k or not. I ended up ignoring it and letting it slide.
Has anyone been here before?

I haven't experience this before in any P2P platform but my brother has experienced this and he made the buyer to send the 1k he or she removed from his money. When you are trading in any P2P platform, and the buyer indicates he or she has made payment, you would be advised to be certain the buyer sent you a complete payment before you release your assets. So since the buyer deducted 1k from your payment and you notice it, you should have let the buyer know of his or her trick and make him or her complete your payment because you can choose not to release your assets and nothing will happen, and the buyer won't even open an appeal since he or she has violated P2P rules. Next time if encounter the same scenario, don't allow the buyer to go caught free; make him or her complete your payment so that he or she will stop that nonsense attitude.

[IjawMan]

I was faced with a situation that I had never been in before with regards to a P2P trader and I didn't know how to react. You know how we talk about some of them not making complete payment and all, well this particular one decided to complete the payment but removed 1k from it. He still had the effrontery to ask me for a positive review. In that situation, I didn't know whether to ask him to send the balance 1k or not. I ended up ignoring it and letting it slide?

I've been there multiple times and I won't release those coins not because the funds is big to me but it's because they are trying to play smart or scam me. I've had some vendors remove up to 10k hoping I wouldn't notice. The next person he'll encounter he'll do same thing even with a bigger amount and He will again and again until he meets someone that won't condone it.

So the reality is the more you allow them do those things the more they'll do it to people which is not right based on a regular P2P contract. It's your funds and you have the right to react if need be.

Scam is scam whichever way it is and how much money is involved this is why the attitudes of these P2P traders should not be taken lightly when they want to behave smart. Even a #100 shortage I'll not release coins.

Did you conform that the trader added that #1,000 in his remark as money he will take for some reasons of the trade?

What you should know as well with this P2P traders is that some of them have developed the attitude of adding in their remarks the right of collecting #1,000 that it is for the fee their own bank will be charging them and it you that will pay for thay cost. 

We all knows it is a formulated lie there is no bank in naija that collects #1,000 for transaction fees. What I do is to shun those traders and go for another with remarks that is ok with me. Should the trader add that clause in his remark and you still went on to trade without knowing it, you still obligated to pay it and you might not win him on appealing it to the exchange about the #1,000 deduction.

[Callido]

My brother we die there, I didn't scam anybody to make my money therefore I'm not letting 1 Naira go. Doing that you're encouraging them to continue with their evil doings. Infact just because a merchant delay in paying me on purpose because I refuse to give out my number, I gave them back a taste of their own medicine.

I follow your pattern, the only amount i fit give up is the kobo, 1k no be big amount not to leave but the motive behind na another thing to look. These guys wey dey ask you to leave the money, dem no dey see am as help u dey help them instead na part of scoping. If they get those huge money to initiate P2P as vendors wetin make them go dey ask of 1k or 2k, I no see any good reason behind to leave any amount for them.

P2P merchants displaying unruly behaviours isn't a saint, they gain from accumulating what they take from peoples money, same way a banker can get punished from deducting little amount from every customers account and turn it into plus sized amount, it is nothing but stealing.

[sokani]

I've never had such an experience, but what I can say is that anytime a vendor short-pays you, he's trying to play a mind game on you and wants to see how you would react. If you let him have the money, he would rejoice, but if you ask for your balance and threaten to file an appeal, he would quickly give you the money. So don't let them keep it, no matter the amount because it's a criminal act.

[Felicity_Tide]

well this particular one decided to complete the payment but removed 1k from it. He still had the effrontery to ask me for a positive review. In that situation, I didn't know whether to ask him to send the balance 1k or not. I ended up ignoring it and letting it slide.
Has anyone been here before?

Let me guess, Another Bybit case isn't it?.
I want to assume that you made a typo though, because there was no way someone would make a complete payment while the actual money received is still short by a thousand naira. He never made a complete payment, and I guess it was intentional. You should have asked him for the remaining balance before releasing though, but I guess the merchant's gut left you speechless.

Well, I've experienced something like this, but it wasn't even up to half of the 1K. I guess it was around 50-100 if I remembered correctly, but i actually overlooked it because it wasn't that big. But I later got to know that some of these merchants usually charge 50-100 naira per every transaction, and it is written on their Bio/Description (not sure of the actual name) with reasons why they do so.

[Davidvictorson]

You mistakenly released the coin but later you noticed that the money remain 1000 naira? Or you know but you just let it be like that as you think it is little amount of money?

I looked at it the credit notification and saw that it was missing 1000. I deliberately clicked on release coin because that day I was in a hurry. The trader was lucky that was a good day for me. Next time, I will not let it slide.

Let me guess, Another Bybit case isn't it?.

Yes ByBit.

I want to assume that you made a typo though, because there was no way someone would make a complete payment while the actual money received is still short by a thousand naira. He never made a complete payment, and I guess it was intentional. You should have asked him for the remaining balance before releasing though, but I guess the merchant's gut left you speechless.

The English hard me so na small error.
Honestly, nor be even the guy but, I just dey in a happy mode that day. Next time, my money must complete before I release even if na 50 Kobo.

[GiftedMAN]

I was faced with a situation that I had never been in before with regards to a P2P trader and I didn't know how to react. You know how we talk about some of them not making complete payment and all, well this particular one decided to complete the payment but removed 1k from it. He still had the effrontery to ask me for a positive review. In that situation, I didn't know whether to ask him to send the balance 1k or not. I ended up ignoring it and letting it slide.
Has anyone been here before?

I know that it is your money that is involved in the matter but I will blame you for releasing the coin to him after you noticed that he short paid you with 1k because this singular act will make him to take this bad character to someone else with the hope of also getting pardoned by him. Last month I had a similar case where the vendor short paid me 4k I had to ask him to complete the payment or I won't release the coin which he eventually did. We can start punishing them by not releasing the coin until they complete the payment or probably be reporting them so that the scammers will be reduced.

[SmartCharpa]

I was faced with a situation that I had never been in before with regards to a P2P trader and I didn't know how to react. You know how we talk about some of them not making complete payment and all, well this particular one decided to complete the payment but removed 1k from it. He still had the effrontery to ask me for a positive review. In that situation, I didn't know whether to ask him to send the balance 1k or not. I ended up ignoring it and letting it slide.
Has anyone been here before?

Honestly, you fuck up big time. That kind thing has happened to many of us that are here. One even happened to me last week, I even said it in one thread like that. The buyer sent me the money and removed 3k out of it, and that one is even bigger than the amount you leave for him. After he messaged me that he had paid, I told him that if he is ready to receive his coin, he should send me my remaining balance, or else we will stay there like that. He later apologised to me and sent the remaining balance.

Even if the money balance remain 5h, to be honest, I will not release the coin. Not because I never pass the money, but because they will repeat it to someone else if you take it easy on them. At least they will reason what the previous person did to them before they try to remove money from another person. I’ve even seen some that will say, “Chairman, you don pass this money na, leave am for boys.” Things dey really happen.

[Somto9Light]

You know how we talk about some of them not making complete payment and all, well this particular one decided to complete the payment but removed 1k from it. He still had the effrontery to ask me for a positive review. In that situation, I didn't know whether to ask him to send the balance 1k or not. I ended up ignoring it and letting it slide.
Has anyone been here before?

Yeah, a friend of mine have experienced similar thing before though his own is not up to this amount you mentioned was just 800( naira) but I think is something so my friend was also smart enough to pm him in order to complete the payment before he can release the coin and so he did. had it mean he was curious to release coin after being credited without even checking the amount he sent I'm sure that if he had release the coin earlier and just logged in his mobile banking to discover that the payment is not yet completed I'm sure that the guy wouldn't have send the remaining money to balance up, so this is why we need to be extremely careful while doing P2P and not just being curious to receive payment.

[Hyphen(-)]

You mistakenly released the coin but later you noticed that the money remain 1000 naira? Or you know but you just let it be like that as you think it is little amount of money?

I looked at it the credit notification and saw that it was missing 1000. I deliberately clicked on release coin because that day I was in a hurry. The trader was lucky that was a good day for me. Next time, I will not let it slide.

You should have though the vendor a lesson by intentionally not releasing the coin then go ahead to do so whatever you are willing to do with the money, if the vendor keeps calling, then as him to complete your payment or else you report him to Bybit, the vendor will have to beg you and claimed that it was a mistake.

If people like you keep letting this slid, the vendors will keep repeating the same thing, but a report that might ban him/her for a while will thought some lessons that doing such thing is not good.
I do refer to such vendors as Almajiri vendors because they are begging for money d spite the money they are making.