You may even be earning in life and still struggle to survive but this depends on your salary and how your responsibilities is but it's still far more better than not earning at all. To start earning in life there will be some struggle at the first stages because there you are trying to build wealth so you can be in that level or stage in life that you no longer struggle survive in life while you are earning.
Perfectly said mate, when the responsibility of one is more than what they are earning, they will begin to struggle in life and that is why people do have the idea to establish different businesses, which they will be okay and comfortable while earning but if they don't have proper planning when their responsibilities increases, they will be earning and still be struggling. So it depends on individuals to make the right decision on which path to do, as one can choose to earn peacefully without struggling to survive or earn to struggle.