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Author Topic: [ANN] M0N3Y (Soon ZERA) - Fully Offline Zero-Knowledge Anon Transactions on SOL  (Read 181 times)
theprivacywarrior (OP)
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September 21, 2025, 06:03:00 PM
 #1

Hi all, I am just another privacy advocate and web3 enthusiast, and I have been involved with the M0N3Y project for a while, deeply believing in its mission to restore true digital cash. This is an announcement initiative from my side sharing what I know and what's coming with a project I truly believe in.

Leading the charge is Hayden "Dax" Porter, a doxxed developer with a proven track record from the US Navy, USAA, MetaMask, and advertising. His huge vision includes not just tech innovation but also policy impact—he’s met with Texas representatives to push the Texas Privacy-First Digital Finance Act, a bold step to protect anonymity and freedom in the digital age.

Highlights

  • M0N3Y Protocol is evolving into ZERA Labs: A privacy-first company delivering true digital cash with zero-knowledge proofs (ZKPs) for completely anonymous, offline transactions.
  • Supports assets like USDC, USDT, SOL, ETH, BTC – transact privately like physical cash, no intermediaries or traceability.
  • Offline capabilities: Use NFC, Bluetooth, QR codes for P2P transfers without internet; sync later on-chain without revealing details.
  • Burn mechanism: Every deposit burns $M0N3Y/$ZERA tokens (ΔS = β × V), creating scarcity tied to usage.
  • Rebrand for enterprise DeFi: Mitigates IP risks, builds trust, shifts to independent liquidity pools.
  • Migration: 1:1 swap from $M0N3Y to $ZERA starts Sept 25, 2025 (1:00 PM ET) – ends Oct 2. Use official dApp via @MigrateFun.
  • Current Token: $M0N3Y remains official and tradable until migration closes. CA: ANNTWQsQ9J3PeM6dXLjdzwYcSzr51RREWQnjuuCEpump (Solana). NO $ZERA YET – beware scams!

What M0N3Y/ZERA Brings to the Table

Crypto promised peer-to-peer electronic cash, but delivered traceable speculation. M0N3Y/ZERA fixes this with mathematical privacy: Pedersen commitments hide amounts, zk-SNARKs prove validity without exposure, nullifiers prevent double-spending. Why anonymity? Protects against surveillance, enables freedom in underserved regions, crisis scenarios, and daily use – just like cash, but digital and scalable. Non-custodial, chain-agnostic design (starting on Solana, expandable to BTC/ETH). Post-quantum ready for future threats.

Technical Summary

  • Built on proven primitives: ZKPs (completeness, soundness, zero-knowledge), ECC, ElGamal encryption, ElGamal-Twist for homomorphic ops.
  • Privacy architectures: P2P networks, VPNs, self-custody wallets (e.g., MetaMask, Ledger).
  • Transaction Flow: Generate client-side proof, transfer offline, verify locally – instant finality.
  • Forward Security: Lattice-based PQC (e.g., CRYSTALS-Kyber) for quantum resistance.
  • Tokenomics: 1B supply (fully circulating), burns on deposits for deflationary value.
  • Policy Push: Advocating Texas Privacy-First Digital Finance Act – protects sound privacy protocols, anti-deplatforming, right to on-chain/offline anonymity.

Useful Links

Websites: https://zeralabs.org | https://mnply.money
X Accounts: @ZeraLabs | @mnplyM0N3Y | Dev: @dev_skill_issue (Hayden "Dax" Porter)
Bill Proposal: https://bill.zeralabs.org (Texas Privacy-First Digital Finance Act)
Rebrand Info: https://x.com/mnplyM0N3Y/status/1956447617602429266
Migration Details: https://x.com/mnplyM0N3Y/status/1968851418736980263
Dev Texas Meeting: https://x.com/dev_skill_issue/status/1968042983217041831

$M0n3y official contract: ANNTWQsQ9J3PeM6dXLjdzwYcSzr51RREWQnjuuCEpump

PS: always do your due diligence and make sure you are buying the right one, check all socials and so on. You can buy it on any DEX or using trading bots etc.

Community and Development
There's an X community with many people and influencers here:  https://x.com/i/communities/1930574972553994332

Where you can actively write and interact with holders.

Upcoming: Browser demo (late Sept/early Oct), desktop wallet, merchant integrations. Policy wins in Texas for digital rights. Stay vigilant – official channels only!
theprivacywarrior (OP)
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September 22, 2025, 01:50:39 PM
 #2

New post from dev team..

Browser Demo: Your First Look at Private, Portable Digital Cash

As the migration from #M0N3Y to $ZERA approaches, we're gearing up to release our browser demo - offering the first hard, tangible and testable instance of our privacy-preserving tech on
Solana devnet.

This is your first chance to experience truly private, portable digital cash firsthand.

So what Is It?

The browser demo is a simple web interface that showcases our core technology: turning standard tokens like USDC and SOL into private, self-contained "cryptographic notes."

Think of it like withdrawing cash from an ATM, but for the digital world. It allows you to take value off the grid, move it privately, and bring it back on-chain with its cryptographic guarantees intact.

The Practical Flow:
You'll be able to test the entire lifecycle of a private note with a few simple steps:

1️⃣ Deposit
Send devnet USDC or SOL from your wallet into the ZERA protocol through our web UI.

2️⃣ Create
The protocol instantly converts your deposit into a private, encrypted and sharable note file with your balance.

3️⃣ Split and/or transfer
You can split the note to send only part of your balance, and transfer this using QR code or move the encrypted note file to another device using any medium you choose: email, USB, DM etc. The note is a self-sovereign bearer asset.

4️⃣ Redeem
On a second device, the recipient scans the QR code or uploads the note file to the UI and this becomes your private balance, now it’s possible to redeems whole or parts of it back into USDC in a completely different wallet.

The most important part is what you won't see on-chain. A block explorer will only show two independent events: Wallet A depositing tokens and Wallet B withdrawing tokens if the recipient choose to do so.

The link between them is cryptographically broken. By splitting notes before redemption, even the amount and timing can be fully obscured, making the transaction trail impossible to follow.

Why allow Manual Downloads?
It's important to clarify that the manual download/upload process is a specific, intentional feature of this browser demo.

We chose this method because it's the fastest way to prove the technology's offline capabilities.

It demonstrates that the notes are truly portable bearer assets that don't rely on any centralized backend or continuous connectivity to move between users.

In the ZERA wallets, this process will be seamless and  integrated into a standard "Send" function. Transfers will happen instantly thought simple wallet-to-wallet transactions, or via NFC tap-to-pay, Bluetooth, or QR codes. The sharable function will still remain as an easy way to send crypto using email or DMs etc.

The Future of Digital Cash

This demo validates the core of our mission: creating digital cash that has the privacy and portability of physical money, but backed by the unbreakable settlement guarantees of cryptography.

The browser demo is a crucial step, proving that private, peer-to-peer value transfer of digital assets at scale is not just a theory - it's a reality we are actively building.

Get ready to see the future of private digital cash in action.

Source: https://x.com/mnplyM0N3Y/status/1969880817582088455
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September 22, 2025, 04:48:54 PM
 #3

$m0n3y soon to be known as $ZERA was just selected for Colosseum's (https://x.com/Colosseum) "Cypherpunk" themed Solana Hackathon running 25 Sep to 30 Oct. 

https://x.com/mnplyM0N3Y/status/1970166679662706805

This privacy project will be one to be studied for years. It's sitting at under 10m mcap right now, basically peanuts.

https://dexscreener.com/solana/95at5r4i85gfqeew2yr6byfg8rlry1d9ztps7qrskdvc
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September 24, 2025, 04:22:29 PM
 #4

Migration from $M0n3y to $ZERA starts tomorrow, this is a new system on Solana they are trying but it should be super smooth.

Tweet: https://x.com/mnplyM0N3Y/status/1970543201326113153

Content

TART: Sept 25 @ 1:00 PM ET
ENDS: Oct 2 @ 1:00 PM ET

You will have 7 days to migrate your tokens, $ZERA will launch and be tradable soon after migrations window closes.

Good to know & how-to:

✅ 1:1 swap
Your $M0N3Y for $ZERA 1 to 1, no change in tokenomics, 1B supply all in circulation. 

✅ Uninterrupted trading
$M0N3Y remains fully tradable until migration window closes.

CA:
Code:
ANNTWQsQ9J3PeM6dXLjdzwYcSzr51RREWQnjuuCEpump

✅ Simple process Using migration dApp powered by MigrateFun at https://x.com/MigrateFun:

1⃣ Connect wallet 
2⃣ Approve & send in your $M0N3Y
3⃣ Claim your $ZERA (at end of migration)

Migration links and more detailed instructions as we get closer!

This migration is part of an strategic rebrand from https://x.com/mnplyM0N3Y
 →
https://x.com/ZeraLabs
 
to position the protocol for broader adoption in privacy-preserving and enterprise-grade DeFi, while maintaining all core functionalities and roadmap commitments. 

Your M0N3Y is evolving, welcome to ZERA: Where privacy meets unstoppable scale.
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September 25, 2025, 11:14:03 AM
Last edit: September 27, 2025, 01:12:44 AM by Welsh
 #5

GM0N3Y fellow privacy advocates.

Today the migration to $ZERA begins, this is one of the very few low cap alts ever that is pumping amid migration/relaunch news. Expecting $ZERA to blow up in time, DYOR.

TDLR: Crypto promised freedom but delivered surveillance + speculation. ZERA is the course-correction: a direct-deposit ZK rails for the assets you already own - cash-like privacy, offline by default, and a developer stack to extend privacy across the app layer.


Source: https://x.com/ZeraLabs/status/1971170832664719786
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September 27, 2025, 11:13:16 AM
 #6

The migration is going very well. If you have $m0n3y tokens, don't forget to migrate at https://migrate.fun/migrate/mig50.

If you do not trust me, this is good, and you should check all this info on the official socials.

Source: https://x.com/ZeraLabs/status/1971623976880193960

Migration Update from Official X

🔄 #M0N3Y to $ZERA migration update:
52% of supply have been migrated in the first 24h!

Migration ENDS:
Oct 2 @ 1:00 PM ET (17:00 UTC/19:00 CEST).

Only way to migrate is though @MigrateFun on X/Twitter. dApp here: https://migrate.fun/migrate/mig50

1⃣ Connect your wallet
2⃣ Send in your M0N3Y
3⃣ Receive (temporary) ZERA MFT tokens
4⃣ Claim ZERA after migration ends 

Claiming can be done shortly after the migration ends by swapping your ZERA MFT tokens & receiving $ZERA in same dApp,

$M0N3Y is tradable until migration closes, and people are realizing what they might miss out on, so it's on a new ATH now.

Code:
CA: ANNTWQsQ9J3PeM6dXLjdzwYcSzr51RREWQnjuuCEpump


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October 01, 2025, 08:36:45 PM
 #7

88% of the supply of $m0n3y has been migrated on the https://migrate.fun/migrate/mig50 platform, the current market cap of $m0n3y is 32 millions.

In less than 24 hours, $m0ney official becomes $ZERA.

Follow migration here: https://x.com/ZeraLabs/status/1973440008951370210

I am holding ZERA to 1 billion mcap, I think it can easily compete ZEC/XMR and so on.
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October 02, 2025, 06:23:51 PM
 #8

The migration from M0n3y to $ZERA is now complete. You can watch the chart here:

https://dexscreener.com/solana/nn9vmhjtqgg9l9f8sp3geufwc5zvuhradcwehh7n7di

There is a Telegram chat here: https://t.me/ZeraTG

The X is here: https://x.com/zeralabs

The will list the token on CoinMarketCap, CoinGecko and so on shortly.
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October 11, 2025, 02:09:55 PM
 #9

Whole market crashed, $ZERA is at 40m mcap now. ATH.

ZERA Labs is a revolution in offline anon cash.

Chart: https://dexscreener.com/solana/nn9vmhjtqgg9l9f8sp3geufwc5zvuhradcwehh7n7di
X: https://x.com/ZeraLabs
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October 14, 2025, 12:49:14 PM
 #10

Here you can watch and listen to Dax, the main dev behind ZERA, answering a lot of questions and sharing thoughts etc in a live stream that took place yesterday:

https://x.com/ZeraLabs/status/1977773928966975911

$ZERA will go 100m mcap soon and then 1 billion.
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