On point but most people won't accept the fact, instead of them to go for what they are good at, they will want to force themselves into what will bring them more loss instead of bringing profits.
Its important for people to always checkmate themselves in this essence to know what they are capable of doing before involving or taking action on their decision, in as much as all fingers are not equal, same goes with people, not everyone are meant to be investing and be profiting from it, some are meant to be working for others and be receiving their salary, because being in where you are meant to be, will make you to know what realize where you ability lies, which you can use it to make out or achieve your goals from it.
Reality is simple, salaries are not enough and most people do not want to live a poor life, and that is why they are afraid to take a risk but some of them feel like they have to.
Like I have a very small salary too, but I am afraid to take a risk and start a business, and that is why I just accept the fact that I am going to make less money, I may end up being forced one day in the future maybe, but so far I do not feel like that is going to change much so I will keep on doing whatever I do and keep my job and have a small but consistent life instead. I can see why people do not want that, it's normal, people want better life, and taking a risk to start a business may look better to them and that is understandable.