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Author Topic: How to save successfully?  (Read 3618 times)
Tmoonz
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April 22, 2026, 06:16:50 PM
 #441

Well, it is really, really difficult to save successfully in this hard time, because the more you want to save the more a bigger problem await you, and you wouldn't want to leave your problems unsolved when you know you have money somewhere. But, never the less for you to save money successfully, you will need to set a rule, that when the money comes you will have to remove the one for your savings first and vow not to touch it. Also, if you are the type who buy too much expensive things when money comes, you will need to cut down some of those expensive things totally.

You should also discipline yourself, by reducing some daily spending, unnecessary subscriptions, buy groceries in bulk and cook at home instead of eating out.

Money are meant to be spent that's the excuse some people gives and while they are unable to be saving, money are meant to be spent that's true but just like the saying goes that the money you save today can save you tomorrow, priority should be given to basic needs first and secondly realizing that you are not in a competition with anyone, payoff debts if there is any and not buying things that you don't need and for those that have more responsibilities than their income, considering saving in your thought will encourage you into working harder so you can able to save because it is true that those struggling to meet up with their basic needs can not save when there are essential things to do with the little they have, I encourage saving and even as a routine.

 
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Out of mind
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April 23, 2026, 04:13:11 AM
 #442

We do not need a large amount of money to save, rather we can save with small amounts of money, only if we have a good mindset. However, many times it is seen that even if we have a lot of money, we do not have the mindset to save, but rather they use their money for unnecessary things and do not have the money to save. However, there are many people who think that saving is very difficult.
Basically, in their case, it is seen to eliminate various needs of the family, to manage their standard of living properly, it costs a lot of money, which makes them unable to save. If people stop saving due to inflation, then it is a wrong idea because if they save, they will definitely accumulate a good fund later, with which an alternative business can be started.
However, saving is the best sign. Responsible people save even if they save a small amount every week and every month to strengthen their fund. However, those who have the wrong mindset can never focus on saving and are not successful, but those who think about the future and save responsibly can definitely go towards success in the future and can be financially prosperous.

rezakurnia66
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April 23, 2026, 05:41:48 AM
 #443

First, saving still hard for several people regarding have lower income but bigger for outcome and difficult how to manage few percent of salary for saving, I think all people want to spent few percent of their salary for saving assets but earn lower income and have bigger outcome in daily day make not easy to manage how much use for saving fund.
I think have saving money firstly need large income and its easily how to control for spending daily day needed, cost living until education cost exactly for someone have children than left of income allocate for saving assets. If small income I don't think easily how to manage well for saving fund although get consistent want to save few percent of income every day.

summonerrk
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April 23, 2026, 11:47:24 AM
 #444

I'm still shocked by how easily many women spend money. My friends tell me, and it's shocking, guys. One can earn $200 a day in the beauty industry, and that's a lot for my region. I understand that for many readers, this is a huge amount of money. And she spends it on clothes and bags. Another does almost the same. They don't have cars or apartments. They have no property, and apparently never will. They rent apartments. It's a nightmare, and as a frugal person, I can't understand such a wasteful approach to a lifestyle as if we all live today and there will be no tomorrow.
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April 23, 2026, 11:57:41 AM
 #445

I'm still shocked by how easily many women spend money. My friends tell me, and it's shocking, guys. One can earn $200 a day in the beauty industry, and that's a lot for my region. I understand that for many readers, this is a huge amount of money. And she spends it on clothes and bags. Another does almost the same. They don't have cars or apartments. They have no property, and apparently never will. They rent apartments. It's a nightmare, and as a frugal person, I can't understand such a wasteful approach to a lifestyle as if we all live today and there will be no tomorrow.

Explanation for their behavior is simple - they havent faced real financial problems yet. When life hits you and start to suffer financial problems, that it the moment when person wakes up, forget about laziness and wasting money, and starts crawling out from that abyss. Not only women live like you have described. Men also do that. It is only less visible, because men dont need much, but they are also money wasters.

 
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imthegreat
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April 23, 2026, 12:04:30 PM
 #446

I'm still shocked by how easily many women spend money. My friends tell me, and it's shocking, guys. One can earn $200 a day in the beauty industry, and that's a lot for my region. I understand that for many readers, this is a huge amount of money. And she spends it on clothes and bags. Another does almost the same. They don't have cars or apartments. They have no property, and apparently never will. They rent apartments. It's a nightmare, and as a frugal person, I can't understand such a wasteful approach to a lifestyle as if we all live today and there will be no tomorrow.

I know guys who get a kick out of not working and not saving. They just live with women who provide for them. And they act like spendthrifts at someone else's expense. I think that's wrong, because a man should have honor and self-respect. He shouldn't be a house cat who just hangs around the apartment, sleeps, and eats. A man should be able to do everything and earn a lot of money. There's no other way. And it's even better if he's also frugal. That's exactly how those who set an example for their children should be.

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April 25, 2026, 12:10:22 AM
 #447

Saving does not necessarily require us an instant big amount. Whether it's big or small, it does not actually matter. What's most important is how you often save regardless of its amount. So if you have only few bucks left from your salary, then continue saving it because once the value compounded, it will gradually become a significant amount. And frankly speaking, even the poorest of the poor can definitely save if he really aims to, it only depends on the kind of mindset you chose to adopt.

Now my question is, why do a lot of people complain that saving is too hard for them? Well reality hits that inflation is inevitable, but does it mean that people can only save if there is no longer inflation? Or is it that people actually adopt the wrong mindset towards saving their money?
Saving is equally a good thing, but then the high cost of living in most case would not allow one to fully cultivate the habit of saving.Never the less because it necessary.One have has to discipline him/ herself for its benefit.I agree with you for the importance of saving.Hence ,no matter how small the  amount would be, i will save not just for today but for tommorrow.
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April 25, 2026, 07:23:40 AM
 #448

I'm still shocked by how easily many women spend money. My friends tell me, and it's shocking, guys. One can earn $200 a day in the beauty industry, and that's a lot for my region. I understand that for many readers, this is a huge amount of money. And she spends it on clothes and bags. Another does almost the same. They don't have cars or apartments. They have no property, and apparently never will. They rent apartments. It's a nightmare, and as a frugal person, I can't understand such a wasteful approach to a lifestyle as if we all live today and there will be no tomorrow.

I know guys who get a kick out of not working and not saving. They just live with women who provide for them. And they act like spendthrifts at someone else's expense. I think that's wrong, because a man should have honor and self-respect. He shouldn't be a house cat who just hangs around the apartment, sleeps, and eats. A man should be able to do everything and earn a lot of money. There's no other way. And it's even better if he's also frugal. That's exactly how those who set an example for their children should be.

The topic of saving money, of course, also touches on the topic of children's spending, because children have nowhere to get money in their lives. They don't work, but they want to buy different things and be on par with their peers in terms of quality and brands. After all, at their age, the most important thing is to fit in well with society. That's why many children want iPhones and unique Nike items, maybe even something from Zara, and all of this is very expensive. But honestly, I think we need to allocate money for children's things to make life easier for them among other children.
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April 25, 2026, 07:15:13 PM
 #449

I know guys who get a kick out of not working and not saving. They just live with women who provide for them. And they act like spendthrifts at someone else's expense. I think that's wrong, because a man should have honor and self-respect. He shouldn't be a house cat who just hangs around the apartment, sleeps, and eats. A man should be able to do everything and earn a lot of money. There's no other way. And it's even better if he's also frugal. That's exactly how those who set an example for their children should be.
The real issue is actually exploitation. If someone is just taking, spending, not working, not contributing in any meaningful way then yeah, that is a problem regardless of gender. But if two adults agree on how they structure their life and both are genuinely contributing even if not financially, that is actually a very big different case.

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