Stablecoins and payments will be the next big storyline

[bbc.reporter]

I reckon that as people are beginning to speculate on the storyline of RWA real world assets on the blockchain, the cryptospace will move again to another storyline that is not very popular heehehe. I speculate that this is stablecoins and stablecoin payments.

If you can find a project where you can buy a token or invest in a presale, this will certainly be a good investment. There big companies in the cryptospace that are preparing themselves for this next competitive storyline hehehe.



Crypto exchange Coinbase and payments giant Mastercard have each held advanced acquisition talks to buy BVNK, a London-based fintech that builds stablecoin payment infrastructure, according to six people familiar with the matter who spoke with Fortune.

The discussions have not been finalized, but several of the sources told Fortune that the potential sale price is between $1.5 billion and $2.5 billion. The talks may still fall apart, yet Coinbase appears to be ahead of Mastercard at this stage, three of the sources told Fortune.

Read in full https://www.coindesk.com/business/2025/10/09/coinbase-and-mastercard-held-talks-to-buy-stablecoin-fintech-bvnk-for-up-to-usd2-5b-fortune

[TastyChillySauce00]

I've observed the stablecoin projects for quite a while now, from old to new. It seems the stablecoin payments narrative that you're talking about is basically what they called neobank.

It's basically just a bank that store crypto like stablecoin instead of fiat and they allow you to issue virtual card and allow you to send money through their app, sort of making payments.
The recent Plasma (stable coin blockchain) presale give people 30x ROI and other stablecoin projects are reaching billions of FDV. Now they're shifting into phase 2 which is neobank such as Plasma one, etc.

So I believe the storyline is already playing out silently and majority of people still didn't notice.

[Ivystar5]

I haven't really studied this stablecoins and how they are unfolding, yet I still have seen few topics regarding this next boom market space and what everyone was suggesting is AI projects and stablecoins like this which means the ROI will be like the early days of altcoins coming up and giving xxx return of investment, I think I have to look into them, since it's still not mature enough in the industry it will definitely profit me.

[BitHodlers]

I reckon that as people are beginning to speculate on the storyline of RWA real world assets on the blockchain, the cryptospace will move again to another storyline that is not very popular heehehe. I speculate that this is stablecoins and stablecoin payments.

Good for the businesses and business owners I agree but for the average crypto person? Not really.

If you can find a project where you can buy a token or invest in a presale, this will certainly be a good investment. There big companies in the cryptospace that are preparing themselves for this next competitive storyline hehehe.

Stablecoins are not investment opportunities. If they sell a stablecoin for cheap in a presale it is likely something suspicious or the project is going to be irrelevant.

I haven't really studied this stablecoins and how they are unfolding, yet I still have seen few topics regarding this next boom market space and what everyone was suggesting is AI projects and stablecoins like this which means the ROI will be like the early days of altcoins coming up and giving xxx return of investment, I think I have to look into them, since it's still not mature enough in the industry it will definitely profit me.

No this is not correct. AI has no place with cryptocurrencies it is mostly used for marketing. Stablecoins are not profitable, they are not supposed to give a ROI they are supposed to be stable. At best you can use them in DeFi platforms to farm yield and interest.

[Abiky]

I've observed the stablecoin projects for quite a while now, from old to new. It seems the stablecoin payments narrative that you're talking about is basically what they called neobank.

It's basically just a bank that store crypto like stablecoin instead of fiat and they allow you to issue virtual card and allow you to send money through their app, sort of making payments.
The recent Plasma (stable coin blockchain) presale give people 30x ROI and other stablecoin projects are reaching billions of FDV. Now they're shifting into phase 2 which is neobank such as Plasma one, etc.

So I believe the storyline is already playing out silently and majority of people still didn't notice.

I guess the plan is to make stablecoins the "de-facto" CBDCs. Neobanks will eventually replace traditional banking institutions in the long run. With stablecoins under governments' (and corporations') control, we will be entering a new era of totalitarianism. The US passed the GENIUS act into law, providing a regulatory framework for stablecoins. You can see where this is all heading into. It's the hype of the moment, where companies race against each other in a bid to launch Fiat-backed stablecoins of their own.

At the time of this writing, USD-based stablecoins are the largest ones in the market. This gives the US advantage over other countries. Since they're the next big thing, every country would want to draft legislation in favor of the industry. At this pace, we'll be seeing a stablecoin for nearly any Fiat currency you can imagine. I hope the market doesn't get saturated with too many stablecoins of the same type. Enough is enough, right?

[TastyChillySauce00]

At the time of this writing, USD-based stablecoins are the largest ones in the market. This gives the US advantage over other countries. Since they're the next big thing, every country would want to draft legislation in favor of the industry. At this pace, we'll be seeing a stablecoin for nearly any Fiat currency you can imagine. I hope the market doesn't get saturated with too many stablecoins of the same type. Enough is enough, right?

For sure that will happen, japan is already issuing, india seems to go to that direction and even big countries are using stablecoin to bypass SWIFT.

I think it's obvious that the market will be saturated with too many stablecoin, every single one of them want to take advantage of global adoption to keep their inflation in check, if the US is very successful with stablecoin, just wait until other countries follow.
US as the first mover in the stablecoin sector will definitely have the advantage of large market share though.

[Abiky]

For sure that will happen, japan is already issuing, india seems to go to that direction and even big countries are using stablecoin to bypass SWIFT.

I think it's obvious that the market will be saturated with too many stablecoin, every single one of them want to take advantage of global adoption to keep their inflation in check, if the US is very successful with stablecoin, just wait until other countries follow.
US as the first mover in the stablecoin sector will definitely have the advantage of large market share though.

If countries are using stablecoins to "bypass SWIFT", then this means stablecoins will become the de-facto CBDCs. Perhaps, SWIFT will cease to exist in the future as cross-border payments are made through the Blockchain. Unless, SWIFT adapts itself and starts using the tech for its own benefit. While governments can't control stablecoins directly (as in changing monetary policy, etc), they can draft legislation that would keep them in-check. For complete control, having their own CBDCs and private blockchain network would be the ideal solution.

The stablecoins hype is just getting started. I'm sure credit card companies such as VISA and Mastercard will join the game. Even banks are exploring this (eg: JP Morgan). Who knows what lies ahead in the future?

[BitHodlers]

If countries are using stablecoins to "bypass SWIFT", then this means stablecoins will become the de-facto CBDCs. Perhaps, SWIFT will cease to exist in the future as cross-border payments are made through the Blockchain. Unless, SWIFT adapts itself and starts using the tech for its own benefit. While governments can't control stablecoins directly (as in changing monetary policy, etc), they can draft legislation that would keep them in-check. For complete control, having their own CBDCs and private blockchain network would be the ideal solution.

The stablecoins hype is just getting started. I'm sure credit card companies such as VISA and Mastercard will join the game. Even banks are exploring this (eg: JP Morgan). Who knows what lies ahead in the future?

It does not matter, don't see it as a negative. This is one step of the centralization process. Every if every single stablecoin is centralized that is still a step towards decentralization when moving from a system that is controlled by one entity, the USA. I see positive developments in this area.

[TastyChillySauce00]

The stablecoins hype is just getting started. I'm sure credit card companies such as VISA and Mastercard will join the game. Even banks are exploring this (eg: JP Morgan). Who knows what lies ahead in the future?

Your prediction is right, VISA and mastercard is already joining the game, they are issuing cards for neobanks massively right now. $10 gets you virtual card, $100 gets you physical card at neobank provider price.

Seems like they are also trying to eliminate middle man such as CEX while transitioning to the "future tech".
The fact that the neobank narrative is going on, mainly because issuing cards for crypto users have never been easier to be honest.