How to be poor in 2025: A step-by-step guide

[BlackHatCoiner]

Step 1: Keep your money in a savings account earning 0.8% while it is quietly debased by 10%.

Step 2: Finance every purchase so you can "build credit" instead of wealth.

Step 3: Treat your paycheck like a temporary miracle and your credit card like a survival tool.

Step 4: Subscribe to seven streaming services, but tell yourself you "don't have time to learn about bitcoin."

Step 5: Believe that "inflation is transitory" and that your government "has a plan." Spoiler: it does, and you're funding it.

Step 6: Scroll TikTok for "side hustles" instead of learning how money actually works.

Step 7: Buy whatever your favorite influencer just "unboxed", because "retail therapy."

Step 8: Argue online that bitcoin "wastes electricity" while your RGB keyboard, air fryer, and 4K Netflix stream hum in the background.

Step 9: Lecture strangers about climate change while eating lab-grown "beef" that costs more and tastes worse than real beef.

Step 10: Call 50% tax rates "social responsibility" and pray the system collapses after your mortgage.

Step 11: Spend €5 a day on iced coffee to "treat yourself" while Googling "why can't millennials buy houses."

Step 12: Keep thinking poverty is solved by voting, not by opting out.

Congratulations. You've mastered the modern art of poverty.

Buy bitcoin.

You have LITERALLY NOTHING to lose.

[Churchillvv]

Step 2: Finance every purchase so you can "build credit" instead of wealth.

This is the highest delusion of all time and probably the highest trap set by the government to have people lose to thems, claim poverty while crying they want to escape it. Credit score is the biggest slavery to ones self because you have to spend while the rich have to save, but this people enjoy the most because they want to take loans and keep living in debt.

Buy bitcoin.

You have LITERALLY NOTHING to lose.

Wish which a wilder number of people can read this, not just the forum members. Even though you post it elsewhere where referencing the forum only a few will still value it.

Additionally, I think one more step is needed; Keep up/buy up all the latest phones or gadgets while we keep up with the latest opportunities to buy more bitcoin.

keeping up with the latest gadgets is something that is now a culture.

[Pumpsta]

Ohhh there’s a lot to lose! How do I get into the next stupid tiktok trend if I spend money on BTC? Do I have to live a sad & boring life now and give up iced coffee for virtual digits!? How do I buy labubus & flex with the newest $2k iPhone?

You don’t get it.. ever heard of YOLO? What’s life about if it’s not about living to the maxx? Like maxxing your credit card, get it?

[Synchronice]

Step 4: Subscribe to seven streaming services, but tell yourself you "don't have time to learn about bitcoin."

Streaming subscription services aren't expensive but they aren't cheap either when summed but I don't understand why people subscribe to multiple services when they don't have time to watch. In my case, a year passes by without subscribing anything but when I get a free month or two and I always watch some TV shows before I sleep. I do not pay for Spotify too.

Step 7: Buy whatever your favorite influencer just "unboxed", because "retail therapy."

I don't understand why influencers are so rich and successful. I mean, I understand but what I don't understand is the behavior of people. Why would I buy something that an influencer promotes? I prefer to do my own research on many products and choose myself over listening to a paid influencer who either promotes his/her own product or gets paid a lot by a company to promote their product.

Step 10: Call 50% tax rates "social responsibility" and pray the system collapses after your mortgage.

I hate this too but it definitely has some pros and cons for the society but the worst thing about it is that the government gives asylum claimers lots of money every month, then they shoplift, commit crimes and live well on taxpayers' money. Lots of lazy people also abuse this social system. I prefer low taxes and being completely responsible over myself instead of this social system, it's mostly good for lazy people to my mind.

Buy bitcoin.

You have LITERALLY NOTHING to lose.

But Bitcoin is used by criminals bro, we need to ban it (just kidding of course).

[ColdLava40]

Bitcoin is the simple, direct counter move. It's the way out button, a final fixed supply asset designed to preserve value outside the control of any government or bank.

When your guaranteed "return" in a savings account is 0.8% interest and 10% inflation,with bitcoin you truly have nothing to lose by allocating savings to a scarce asset designed for the long term hodl.

[Agbamoni]

Buy bitcoin.

This is a complete guide to extreme to poverty, and Ill love to see the foolish ones start learning this course. Thank you Blackhatcoiner for this wonderful topic again. I was actually waiting for the next chapter and you did not disappoint. Could be "Buy Bitcoin Chapter 2" 

As a member here would say "The poor man works for money, the rich man makes money work for him, and the free man exits the system entirely". Bitcoiner are not stupid when they are risking every discretionary income they have on Bitcoin, living on borrowed time and probably left over money. They are actually playing it smarts because the risk is worth it and in the end they always win.

I watched an interview on CNN few days ago, and the old man was asked to give an advice to his younger self. He said, he would have taking more risk. Not physicals risk but mental risk, a risk that keeps him in a position to make decisions. He said, he would have been a whole better person by now if he did. Meaning he regret for something he never did when he had the chance at a younger age. Now Bitcoin is that thing, many will regret. Because fiat will always be fiat, credit card will always be credit card - they never get better but Bitcoin gets better everyday. In value and in everything we can think of.

[justinlamode]

All you have listed here are correct and thank you for taking time to make this list. Ican confirm some of them from experience.

Step 1: Keep your money in a savings account earning 0.8% while it is quietly debased by 10%.

There was when saving money in fixed deposits to earn 14% per annum was a trend in my country but over time people realized that before the maturity, they money they have saved have depreciated in value due to inflation. In fact, a lot of people lost money from that instead of make profits due to the purchasing power of their capital plus profits have reduced within a space of one year. Compared this to holding the money in Bitcoin, the value had double within a year for most of the times fixed deposit was reigning.

Step 6: Scroll TikTok for "side hustles" instead of learning how money actually works.

Step 7: Buy whatever your favorite influencer just "unboxed", because "retail therapy."

These are the dumbest thing to do with time and money. Unfortunately, many are stocked here thinking that is the way to find happiness.

Step 12: Keep thinking poverty is solved by voting, not by opting out.

I casted my last vote in 2023 and the election was still rigged to install a puppet. I will never waste my time again to vote.

Buy bitcoin.

You have LITERALLY NOTHING to lose.

As simple as it may sound, that is the answer and the only way out.

[DevFile90]

May the lord forgive me for what I am about to say but it will be a plus because I feel this is affecting my country people so much that it is dragging us back.

Been too religious.

My country people believe that riches is distributed by God himself to special type of people so either you die trying to become rich if you are not one of those people you can never become rich.

I believe this people have already made up their mind that they don't need to try and try again, I thought it was a crime that we are never thought to fail in school but in a house of God is even crazier.

When failure becomes a normally thing for you to grow you become unstoppable, to become successful there will be a lot of failure and if the system have thought you that failure is bad you might get tired of standing up and falling.

[Mekie21]

Step 4: Subscribe to seven streaming services, but tell yourself you "don't have time to learn about bitcoin."

Giving excuses on opportunities because you're not willing to go through the stress of obtaining ideas on the technical know how. Practically subscribing on other online video and looking for flaws just to stop half way through, such is the reality of a short sighted mindset

[Darker45]

Much of what you have on your list sum up the kind of life people live nowadays, one that's focused on superficiality and consumerism, and one that's built on credit.

However, savings in fiat isn't necessarily bad. In a way, it's a must. It's not done for that negligible profit that's not even tax-free. It's for the rainy days.

Also, it seems it's an exaggeration to say that you'd literally lose nothing by buying Bitcoin. I'm afraid that's a terrible way of selling it to people. Bitcoin isn't risk-free.

[Distinctin]

Fck, I'm doing most of the things in the list 

[Free Market Capitalist]

BlackHatCoiner has been on fire lately, I loved this OP. It basically sums up how many people act like idiots by buying into the victim mentality and then can't explain their shitty situation, when it's a direct consequence of their decisions, of the actions they choose to take every day.

Congratulations. You've mastered the modern art of poverty.

Lol.

[Ambatman]

Step 13 Blame others for your decisions.

My biggest motivation is not been asked where were you when others were buying Bitcoin by my kids.
Land is a highly sought after asset in my country and I have seen people asked their parents what were they doing when their mates were buying lands when it was cheap.
Don't wanna fall in such category.

Buy bitcoin.

You have LITERALLY NOTHING to lose

Well there's an opportunity cost. But I understand what you mean though.

[BlackHatCoiner]

Thank you ALL for your kind words. I'm just spreading the orange pill and mentally mocking no-coiners. It's my hobby and I ENJOY IT VERY MUCH.

[ROCterm]

Unfortunately all what OP wrote is true, including the expectant from the government to solve everything, today you will see people expecting the government to remove weeds from their own compound and calling out to the government when snakes start attacking them, how about cleaning the environment from dirts and bushes around them? If this is not too much expectation I don't know what it is.

The economy will never be better, maybe for a short period of time but on the long run inflation and economy will never get better, people should stop expecting too much from their government. Let's not also forget that our population is increasing all the time, things will never get better.

[Hatchy]

Thank you ALL for your kind words. I'm just spreading the orange pill and mentally mocking no-coiners. It's my hobby and I ENJOY IT VERY MUCH.

Lol, I'm really enjoying the passion in your recent posts, BlackHatCoiner, It seems you've returned with a lot of energy and insight from your experience with Bitcoin off the forum, especially about why so many people have failed to grasp this incredible opportunity.
Many are still living in the past, paralyzed by procrastination, fear, and a belief in what they think they know. They continue to let the government and banks control their money. I truly hope they grow up and open their eyes to see what Bitcoin really is.
Just try the orange pill BTC you won't regret it. Bitcoin is the medicine to the governments poison and ones you take it, you will be completely restored..

[Smartvirus]

I was surprised when I saw the subject of discussion but, the contents of this thread is something a lot of users do everyday and it’s draining them without them even knowing. One of the silent killers of your finances is this:

Step 4: Subscribe to seven streaming services, but tell yourself you "don't have time to learn about bitcoin."

You have LITERALLY NOTHING to lose.

We often spend money and time on these streaming services and hardly get a thing from it. You find people subscribing to several services on the web even when they don’t adequately use it and aren’t getting the optimum service they need off it and rather than deactivate, they just subscribe to some other to be complementary. The hard truth is, they all do add up to blow your account real bad.

[BlackHatCoiner]

Unfortunately all what OP wrote is true, including the expectant from the government to solve everything, today you will see people expecting the government to remove weeds from their own compound and calling out to the government when snakes start attacking them, how about cleaning the environment from dirts and bushes around them? If this is not too much expectation I don't know what it is.

People think eating meat hurts the environment, and that their government has a thermostat for the Earth. "Too much expectation" is a very polite way to put it. I call it being an idiot.

Lol, I'm really enjoying the passion in your recent posts, BlackHatCoiner, It seems you've returned with a lot of energy and insight from your experience with Bitcoin off the forum, especially about why so many people have failed to grasp this incredible opportunity.

We have a lot of work to do, Hatchy. Spread the pill, and debunk non-believers. The sooner we do, the sooner we crawl out of clownworld and back into civilization.

We often spend money and time on these streaming services and hardly get a thing from it. You find people subscribing to several services on the web even when they don’t adequately use it and aren’t getting the optimum service they need off it and rather than deactivate, they just subscribe to some other to be complementary. The hard truth is, they all do add up to blow your account real bad.

People pay like €60 per month on Netflix, HBO, Amazon Prime, YouTube Premium, Spotify, Disney Plus and Xbox Gamepass, and think buying bitcoin is a luxury. 

[Luke BookBear]

Step 1: ... Step 2: ... Step 3: ... Step 4: ... Step 5: ... Step 6: ... Step 7: ... Step 8: ... Step 9: ... Step 10: ... Step 11: ... Step 12:

Well said!  I'm printing out your 12 steps and gonna start handing it out to anyone who says anything to me outside in public. 

[Dogedegen]

Step 1: Keep your money in a savings account earning 0.8% while it is quietly debased by 10%.

Savings were only good for a short period in time in the past, now they are terrible.

Step 2: Finance every purchase so you can "build credit" instead of wealth.

Funny how they rebranded debt into stuff like buy now, pay later. People actually fall for these things sadly. The average person has more debt than never before. I hate debt and have never had any. I don't use credit cards either. If I can't buy it with my own money that means that I can't afford it. If I can't afford it, I should not have it.

Step 4: Subscribe to seven streaming services, but tell yourself you "don't have time to learn about bitcoin."

There is no reason to have any subscriptions at all.

Step 9: Lecture strangers about climate change while eating lab-grown "beef" that costs more and tastes worse than real beef.

It has a lot of dangerous chemicals, the ingredient list is huge. It is much worse than real meat by every measure.

Step 11: Spend €5 a day on iced coffee to "treat yourself" while Googling "why can't millennials buy houses."

People treat themselves all the time these days when they don't deserve anything. The irony of it is that the often you treat yourself the less meaning it has.

Step 1: ... Step 2: ... Step 3: ... Step 4: ... Step 5: ... Step 6: ... Step 7: ... Step 8: ... Step 9: ... Step 10: ... Step 11: ... Step 12:

Well said!  I'm printing out your 12 steps and gonna start handing it out to anyone who says anything to me outside in public.  

Be careful, some people don't like to be called out for their actions. They are that fragile.