If you don't save,you are not safe

[freedomgo]

Saving is a good practice, let’s be practical about that. But that won’t guarantee that you’ll be safe throughout your life’s journey. You still have to maximize your investment, even with a small amount of savings, because in the long run, your investment profits will add to your savings, unless if you chose to diversify your profits more than saving alone.

Saving is just a motivational starter, your savings won’t be truly beneficial if you remain it untouched the whole time. So focus on investment, and with that, once your investment paid off, I can truly say that you’re now safe.

[Mrbluntzy]

If you save and you don't invest, you are not still safe   

Saving is simply keeping your money in one place without any value addition but rather depreciation of value is occurring. @OP, if there's anybody that doesn't yet know the importance of saving, investing, and managing their funds, it's just a matter of time before they realize the consequences of such mistake. An average person is supposed to have a saving lifestyle and also the desire of having investments (passive or non passive).

[CryptopreneurBrainboss]

Money is very essential to every human being and that is why everyone wants to make money, people are making money in different ways,some makes their money in an easier way, and some are in difficult ways depending on the type of work you are doing.but they are only three things you can do with money:

You can do the three and be fine because they're all necessary at some point. You can't survive without spending money and as a wise spender, you should know that you need to have money constantly and the only way of getting it without stressing yourself is through investments. You can earn money from salary (work) but that doesn't feel the same like money that come from passive investments that you did previously. The wasting part is what we have to avoid as those that plan to have their financial status change in the future because it's the investments that we do today that'll save us tomorrow. We have to be intentional with our money or it won't grow as we want it to. At first we have to become savers then we can adventure into investment before we can become spenders and when we go through this phase, spending isn't going to be a problem because there's enough where we're spending from.

[Darker45]

I think it's all about discernment. It's all right to spend. As a matter of fact, wasting money once in a while is probably important as well. I guess what's needed is proper management. There are those who are serious in saving but their decades of savings end up invested in the wrong business. I'd say that money would have been better off wasted on shopping.

I think prudence is what's needed, whether in spending or investing or wasting. You can go buy new clothes when they're not needed, spend half a day gambling, and so on. They're basically wasting money, but they don't have to bring your entire finances down. Perhaps a good balance, moderation, discipline are the things that matter most.

[Oshio-man]

With money you can live a good life that will help you to enjoy long life, which is what people are praying for, you can talk when other wealthy investors are talking because you made your wealth through investment and nobody can intimidate you in your environment and get away with it, some of the successful investors in this community made it through savings, they make use of their savings to establish one or two business that is add more income to their businesses to continue saving to establish more in the future, saving money from your salary or business can make you to become great in future because many have followed that step to become who they are today.

[8rch7]

Saving is a good practice, let’s be practical about that. But that won’t guarantee that you’ll be safe throughout your life’s journey. You still have to maximize your investment, even with a small amount of savings, because in the long run, your investment profits will add to your savings, unless if you chose to diversify your profits more than saving alone.

Saving is just a motivational starter, your savings won’t be truly beneficial if you remain it untouched the whole time. So focus on investment, and with that, once your investment paid off, I can truly say that you’re now safe.

Most of people acceptable with saving than investing because afraid with investment working and won't loss their money in the future, but they not realize how much money increasing when investing than keep save it only at the bank have getting risk inflation values for several years later. Overall saving is good practice but allow only for children than spent out their money for buying nothing, but when you growing up have to manage well with financial condition investing more important than saving.

You can spent saving after earning profitable from investment but if priority saving only you can't do it, lets make people mindset change right now investing is better way than saving and we can have much saving later after earn much profitable from investing. We can allocate how much saving after earning profitable from investing.

[Bd officer]

Even at this our present time it is still happening,we still have this three categories of people in our midst,so which one are you?

Actually spending is not bad, everyone has to spend but should spend according to need, unnecessary spending is a wrong decision. And just saving money will not be safe, because inflation will reduce the value of your money, so investing is wise, if you invest then you can benefit in the future.
However, out of these three, I like to do two, I don't like to waste, I spend according to my need and I like to invest.

[Obari]

If you save and you don't invest, you are not still safe   

Saving is simply keeping your money in one place without any value addition but rather depreciation of value is occurring. @OP, if there's anybody that doesn't yet know the importance of saving, investing, and managing their funds, it's just a matter of time before they realize the consequences of such mistake. An average person is supposed to have a saving lifestyle and also the desire of having investments (passive or non passive).

I’ve grown not to blame everyone for not having investment or savings because people are going through a lot of challenges and most times, people are more focused on trying to survive before thinking of savings.
@op, savings is totally different from investing and yes I understand that, we need to save to be able to gather some money to be able to invest but good a thing that cryptocurrency(bitcoin) has come to change the narrative and even make investment as well as savings easier as we could invest in bitcoin in form of savings through DCA and still be having good returns on our investment savings.

What I’m trying to say is that, rather than wanting to save in fiat, where value of our currencies are already depreciating, it is advised that, we rather invest that money in bitcoin and be at peace for holding.

[CryptoBuds]

Saving without having any thing that increases the money you are reserving is just delaying the inevitable, meaning you are only going to end up spending it sooner or later with mo value being added. Instead of just keeping money to spend in a few years time just invest into something that can generate money for you. Those that are wise would do this instead of keeping money in your savings account that ends up getting deducted

But I want to add that investing is not just about profit, investing is risky.

Don't let profits blind us and thinking that investing is risk-free, and that just by investing we can get rich. Every investment has risks, and the higher the return, the greater the risk.

Therefore, saving alone is not enough to make us rich, and we need to invest. But that doesn't mean we should put all our money into investments without any savings.

Both have different roles in life and are equally important. So, balance between saving and investing, don't just invest or save.

[_act_]

You must learn how to save and invest if you want to become rich and successful person in life.

But people should know what they are investing in.

Some people will say trading is one of the means people can invest. It can even get to the point that they will give the money to another person to help them trade. At the end, the money will be lost.

Another one is today's cryptocurrencies which altcoins have turned to gambling and manipulations. These are bad investment which are totally gambling.

[Jatiluhung]

Personally, I may prefer investing, but I also feel like I shouldn't waste money on things that boost my motivation, mood, or even my enjoyment or happiness. Therefore, I'm a person who manages my finances in a balanced way between savings, investments, and enjoyment. I always want to enjoy life as it is, and I always think about the future. Therefore, I feel that making myself happy now is also necessary, especially for our own health, which is actually a long-term investment for our lives.

Investing in assets and investing in health are equally important.

[Sovannar Sangha]

I like your account name, and it perfectly aligns with your current post. Money isn't so important right now, but health is. With health, we can earn money. That's the first thing I want to say to you.

Be a person who lives a peaceful life. The simple principle is: if you remember, you're safe, and if you don't remember, you're not.

Enjoy and be grateful for what we have achieved today, because peace is necessary.

If, for example, we live a better life today than yesterday, in terms of income or spending, that's normal. Rather than continuing to live in trouble and being haunted by the pressure of summonses for clarification from the authorities for being proven to have committed bad acts, that's more problematic than being unable to manage or earn money today.

Eating and sleeping are uncomfortable when faced with such conditions. So, what do we choose now, friends?

[Wildwest]

Even at this our present time it is still happening,we still have this three categories of people in our midst,so which one are you?

Actually spending is not bad, everyone has to spend but should spend according to need, unnecessary spending is a wrong decision. And just saving money will not be safe, because inflation will reduce the value of your money, so investing is wise, if you invest then you can benefit in the future.
However, out of these three, I like to do two, I don't like to waste, I spend according to my need and I like to invest.

Shopping is a natural thing for everyone because they are tired of working in order to enjoy a sufficient life. Sometimes some of them spend money on things that are not useful or necessary for their needs, well that's what makes my view disagree with shopping according to needs, whatever is important considering it for a better future.
If you invest in the form of money, inflation will reduce the value of your money. Nowadays almost everyone uses technology so you have to be smart in managing the money we have so that inflation does not reduce our money, shop as long as it is the need to invest is also important.

[Cryptmuster]

But people should know what they are investing in.

Some people will say trading is one of the means people can invest. It can even get to the point that they will give the money to another person to help them trade. At the end, the money will be lost.

Another one is today's cryptocurrencies which altcoins have turned to gambling and manipulations. These are bad investment which are totally gambling.

I highly doubt trading or lending money to another trader can be considered investing, much less buying altcoins, which seem to have completely lost their momentum this cycle. If you want to talk about investing in crypto, it's only Bitcoin! Just study its history to understand that it's the safest asset over the long term, always maintaining positive momentum. I could mention a few more top altcoins, but I wouldn't because it wouldn't be clear to everyone, especially beginners. Bitcoin is the simplest and most reliable asset you can invest in without making a mistake.

[Somto9Light]

Saving is an habit in which not everyone can manage to have it but they can actually developed it, this is why it is necessary for us to choose right from time what we want and how we could take a very good advantage of it for our own profiting in life, because savings could help us when we least expected in times of need, cover our shame a d prevent anything called disgrace to fall upon us because we have something to fall back at.

I agree with you when you said that saving is an habit, and sure there are a lot of folks that doesn't have the ability to make savings that is why they always find it hard to save for  long period of time without tempering thier savings. Forming the habit of saving is one thing and also, one other thing that need to be added is discipline because if you're making savings there are alot of challenges that might come your way for example. a guy can budget $100 for clothes and then put the remaining money into his savings account but when he gets to the market he can be attracted to New things that is worth more than what he has so if a guy is not discipline enough he can decide to temper his savings just to complete the Money but those who are discipline will just overlook.

[MarjorieZimmermanGinger]

Money is very essential to every human being and that is why everyone wants to make money, people are making money in different ways,some makes their money in an easier way, and some are in difficult ways depending on the type of work you are doing.but they are only three things you can do with money:

(1)you can invest money

When hearing about making money easily, most people tend to think about trading systems, and this is generally a mistake that can affect a person's psychology if not handled properly. The first point is a series of things that people may prepare, but in practice, it may not be easy. Everyone can invest money in various places, but the extent to which someone can see opportunities depends on their ability to handle it. Similarly, when talking about trading, people generally think they can make money easily, but the implementation is actually complicated. Vice versa in investing without proper knowledge there is no guarantee of productivity can be guaranteed well.

[Man of peace]

Is money necessary to be successful? Do you want to measure success by money? No, it is not possible. Success has nothing to do with money, some people artificially associate success with money. You are successful only when you are able to achieve your goals or objectives in life, it is not mandatory that you have to own money. Change your perspective on the definition of success. You will see many people in the world who, despite owning a lot of money, end up on the streets due to the abuse of their children or in just a short period of time they reach the list of poor from rich. That is, money should not be the measure of anyone's success.

There are many ways to earn money in life, there is no obligation that you have to save or invest to earn money. Don't you see Messi, Neymar or Ronaldo or some other celebrities who are earning a lot of money without investing money but only by their talent. What will happen with so much money? I consider the extra money after saving for you and your next two generations as unnecessary money, it has no value or need. Because, you are leaving money for those who will not even know your name. Investing is not possible for all people in the world, it may be due to poverty

My buddy i didn't agree with you when you said that success can not be measured with money, please can you briefly explain to me what is success without the involvement of money, and tell me how can one be able to achieve his or her goals and objectives without involvement of money.

I can only agree with you when you said there is other way in which one can make money,yes there are many ways to make the,but in which ever way one makes his or her money,he or she must have to save and invest, just like you made mentioned of messi,neyam or Ronaldo if you really know them very well you find out the they have investment and savings as well and that keeps them growing..

[Man of peace]

I like your account name, and it perfectly aligns with your current post. Money isn't so important right now, but health is. With health, we can earn money. That's the first thing I want to say to you.

Be a person who lives a peaceful life. The simple principle is: if you remember, you're safe, and if you don't remember, you're not.

Enjoy and be grateful for what we have achieved today, because peace is necessary.

If, for example, we live a better life today than yesterday, in terms of income or spending, that's normal. Rather than continuing to live in trouble and being haunted by the pressure of summonses for clarification from the authorities for being proven to have committed bad acts, that's more problematic than being unable to manage or earn money today.

Eating and sleeping are uncomfortable when faced with such conditions. So, what do we choose now, friends?

Thank you very much for loving my account name and yours is good too and I understand your point,we all know that healthy is the first thing everyone is praying for.but after health the second thing is money, it's very important to our life because it's a part of living a healthy life,..

[Jostern]

People always try to save money and not everyone have savings, but it’s always good idea to be saving money, especially when you have plans for different things and also when an individual have plans of retirement, because everyone one will get old and will always have a retirement plan, which is quite a good idea of having a favorable outlook of saving plans.

Sometimes why it’s good to have savings, in life there are unforeseen circumstances where you’ll always need an urgent need of money and that is where savings comes in, but if an individual don’t have savings it will require you go to seek for a loan to solve that pressing needs, but in totality I think everyone should have a savings to be able to afford some sort of comfort that comes with unforeseen circumstances.

[KeenanEl19]

Money is the ultimate goal of every human being. If you don’t have money, it’s like you don’t exist in your society and your life will be meaningless. Let’s accept it, money is what makes us happy, otherwise, living life with no money at all is like living a miserable life. So let’s prioritize saving to invest, you won’t get rich with saving but it’s certainly a stepping stone towards getting rich in the future.

If you don’t save, you are not safe. You may still live, but you won’t live life to the fullest and enjoy your life like those who have stable source of income.

Of course, everyone needs money to survive. We can see those who work hard and spend time working because they need money to survive and meet their needs. So, money is indeed an important thing in life. Without it, we will face difficulties from many angles.
By saving, we may be prepared for the future. This savings can also help us when we experience an unexpected event, such as an accident that requires costs to resolve, including medical treatment or compensation, and other things.