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Author Topic: If you don't save,you are not safe  (Read 3049 times)
GigaBit
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October 31, 2025, 05:41:43 PM
 #181

If people did not save in the true sense, they would have no goals. They would not do anything good in life or have any plans for the future. Whatever the income, if one can save even having crisis, then even if the person is in a difficult situation today, he will be able to change his situation in the future. I try to invest in Bitcoin according to my ability. Though my investment is small today, this will definitely not be small in the future. I definitely need savings for my future security.

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October 31, 2025, 06:37:56 PM
 #182

No matter how rich you are, you must learn how to invest for the future. I know that there are people who don't need to invest or save money and they will still be happy and spending money any way they want, but we should always remember that life will never be the same. If you are rich and you don't know how to manage your money or use it for something that will bring you more money, that means the person doesn't know what he or she is doing. If you spend money, you should be aware that your account is decreasing, and if you do not have any other source of income, you will end up becoming a beggar in the end.

In today's world, I don't think there will be a person who is very wealthy and not thinking about investing or saving for the future; even poor people save money and invest for the future because they don't know what they will face in the future; anyone who doesn't have a plan for the way life is going, that person will never know what he or she is doing.

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October 31, 2025, 07:16:33 PM
 #183

If people did not save in the true sense, they would have no goals. They would not do anything good in life or have any plans for the future. Whatever the income, if one can save even having crisis, then even if the person is in a difficult situation today, he will be able to change his situation in the future. I try to invest in Bitcoin according to my ability. Though my investment is small today, this will definitely not be small in the future. I definitely need savings for my future security.
Anyone who can't invest is prone to have problems later in Life because for anyone to keep wealth flowing investment is key. You can't substitute investing with anything not even savings because wealth is something that flows and what keeps it flowing continuously is setting up investments that will keep money coming to your bank account.


The rich knows this secret that is why they don't play with anything called investment, the struggling class only saves without knowing that saving is not enough what is most important in wealth creation is investment. Investment is what guarantees one to be financially stable and do what ever you like, investment gives you that life of freedom so instead of wasting that money buying expensive things that will fade away in the nearest future or even save you money in the bank which will not bring any profit to you it's better you put that money into a business investment.



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October 31, 2025, 11:07:52 PM
 #184

<<<
There are many reasons to save some of your budget just in case. we explore the importance and benefits of this activity as a tool to ensure yours and your household’s financial well-being. Saving money should be considered an essential building block of your financial independence, investment is good but you need to save in other to have something to invest
What you say is true, because everyone should have good financial management to be able to prepare for emergencies while investing in the right assets without sacrificing other important things. Since nowadays, everyone wants to do something good while simultaneously strengthening their foundation, it's clear that we need the most effective way to do this so that the foundation remains solid without sacrificing the investments we've made so far.

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November 01, 2025, 09:18:52 AM
 #185

This three set of people are still existing on this planet Earth no doubts, but I will say this saving money won't make you rich and successful in this life, because all the rich and successful people we have all over the world didn't become rich and successful through saving money, they invested their money in something that can double their money, that's is why they are where they are today. And as for Those person's who are opportune get rich parents or who are opportune to inherit billion from their parents they should better start investing in something that can be giving them returns and stop spending money anyhow especially things that are necessary feeling that the money will not finish it will, and what can keep them at the top is when they invest on something that can be giving them returns.

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November 01, 2025, 09:37:04 AM
 #186

If people did not save in the true sense, they would have no goals. They would not do anything good in life or have any plans for the future. Whatever the income, if one can save even having crisis, then even if the person is in a difficult situation today, he will be able to change his situation in the future. I try to invest in Bitcoin according to my ability. Though my investment is small today, this will definitely not be small in the future. I definitely need savings for my future security.
The goal you set aside to achieve is what fuels your energy to have the savings so the goal comes in before the savings but without savings you can still achieve so many things in life there are people who there best way of achieving things is to invest whatever comes into their hands no matter how small these people do not know how to save because they spend money on different things so when they are in a tight corner the best thing they do is to take out money from their investments and sort out the problems. Is either one is saving to invest or one is investing as soon as the money gets to his hands everybody must not save before they invest.

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November 01, 2025, 10:10:27 AM
 #187

If people did not save in the true sense, they would have no goals. They would not do anything good in life or have any plans for the future. Whatever the income, if one can save even having crisis, then even if the person is in a difficult situation today, he will be able to change his situation in the future. I try to invest in Bitcoin according to my ability. Though my investment is small today, this will definitely not be small in the future. I definitely need savings for my future security.
You are right that saving money is mainly for a better future. If people do not save, they have no plan or motivation for the upcoming future. Saving even after meeting all the needs of themselves and their families is difficult, but it helps to change difficult situations later. By investing our available money in something like Bitcoin, we can take steps for the future because Bitcoin is currently a reliable medium of investment, even if it is in small amounts. You have ensured that your future will be more secure and financially stable.
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November 01, 2025, 01:33:00 PM
 #188

If people did not save in the true sense, they would have no goals. They would not do anything good in life or have any plans for the future. Whatever the income, if one can save even having crisis, then even if the person is in a difficult situation today, he will be able to change his situation in the future. I try to invest in Bitcoin according to my ability. Though my investment is small today, this will definitely not be small in the future. I definitely need savings for my future security.

You're right but at the same time but please ensure as you are saving for the future, ensure you also save something for now, don't pack all your incomes to your savings because you need to survive today to be able to see outlive tomorrow and the future. So as important as savings is, it has to be balanced because there's no gain in saving everything for the future and suffering through the presence

It is good to invest and think ahead of your future which includes you saving money into bitcoin or other assets but always try as much as you can to leave room for your daily needs and emergency else you will just end up using your savings for survival instead of growth and you won't have anything to show of your savings at the end of the day.

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November 01, 2025, 01:43:02 PM
 #189

If people did not save in the true sense, they would have no goals. They would not do anything good in life or have any plans for the future. Whatever the income, if one can save even having crisis, then even if the person is in a difficult situation today, he will be able to change his situation in the future. I try to invest in Bitcoin according to my ability. Though my investment is small today, this will definitely not be small in the future. I definitely need savings for my future security.

You're right but at the same time but please ensure as you are saving for the future, ensure you also save something for now, don't pack all your incomes to your savings because you need to survive today to be able to see outlive tomorrow and the future. So as important as savings is, it has to be balanced because there's no gain in saving everything for the future and suffering through the presence

It is good to invest and think ahead of your future which includes you saving money into bitcoin or other assets but always try as much as you can to leave room for your daily needs and emergency else you will just end up using your savings for survival instead of growth and you won't have anything to show of your savings at the end of the day.

Saving for the future requires balance, because while saving for the future, you also need to address what's necessary for the present. Saving solely for the future isn't the right move if you cut back on your basic needs or certain needs. Maintaining a balance is important when saving, and this balance also determines the sustainability of your savings.

Saving for both today and the future is possible, but first, you should meet your needs and then save the remaining amount. Saving is a process, and maintaining balance is essential to ensure this process progresses smoothly.

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November 01, 2025, 02:03:22 PM
 #190

If people did not save in the true sense, they would have no goals. They would not do anything good in life or have any plans for the future. Whatever the income, if one can save even having crisis, then even if the person is in a difficult situation today, he will be able to change his situation in the future. I try to invest in Bitcoin according to my ability. Though my investment is small today, this will definitely not be small in the future. I definitely need savings for my future security.

You're right but at the same time but please ensure as you are saving for the future, ensure you also save something for now, don't pack all your incomes to your savings because you need to survive today to be able to see outlive tomorrow and the future. So as important as savings is, it has to be balanced because there's no gain in saving everything for the future and suffering through the presence

It is good to invest and think ahead of your future which includes you saving money into bitcoin or other assets but always try as much as you can to leave room for your daily needs and emergency else you will just end up using your savings for survival instead of growth and you won't have anything to show of your savings at the end of the day.

Without saving he will always be difficult for you to survive because the way you are saving anytime you are out of funds your saving will cover you all and solve your need. You are right we can't put all our income in saving because you will used some to invest or start business s that you can be getting more money that you can be adding to your saving so that anytime you need it for emergencies you will surely take it and solve your problems easily without too much of stress. Many people are not saving for the future but for a short term need because if you think you will be saving for future you don't know if you can enjoy the money in the future so invest your saving or do business that can be bring you profit time to time. Nothing will always workout at easy way you need to struggle to get what you need In this life. I prefer to save for short term because I will always set my target for what I will do in the next month.

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November 02, 2025, 04:38:40 PM
 #191

Actually spending is not bad, everyone has to spend but should spend according to need, unnecessary spending is a wrong decision. And just saving money will not be safe, because inflation will reduce the value of your money, so investing is wise, if you invest then you can benefit in the future.
However, out of these three, I like to do two, I don't like to waste, I spend according to my need and I like to invest.
I mean we can spend on our habits like gambling but in the middle of it, we still enjoy. The real wasting of money would be is when you throw your money somewhere, though I think none will do this without a reason. The number two on the list which is spending money, is also related to the number three and number one. One can spend money but it only depends on them if how they will spend their money.

Even I agree that without saving, we cannot stay secured in our life against emergency situations, I support spending for life's big moments. Because, you cannot be always in saving conscious and missing out big occasions. Earning more and saving along with celebrating life must be a right way of living. For this, bitcoin investment must be a very good option for our generation.
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November 02, 2025, 06:33:06 PM
 #192


Even at this our present time it is still happening,we still have this three categories of people in our midst,so which one are you?

You must learn how to save and invest if you want to become rich and successful person in life.

Well I'm not saying there's no correlation between  savings and being safe but it doesn't mean if you don't save you can't be safe  considering the happenings and economic downturn. The same means money comes it's being spent that way and making the right choices matters, you can find yourself doing any of the category, either to save or spend the money wisely on important things.

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November 03, 2025, 07:11:49 AM
 #193


Even at this our present time it is still happening,we still have this three categories of people in our midst,so which one are you?

You must learn how to save and invest if you want to become rich and successful person in life.

Well I'm not saying there's no correlation between  savings and being safe but it doesn't mean if you don't save you can't be safe  considering the happenings and economic downturn. The same means money comes it's being spent that way and making the right choices matters, you can find yourself doing any of the category, either to save or spend the money wisely on important things.

Actually saving is very important, but when we feel that the current situation is experiencing an economic crisis, it is very natural to spend important things for daily needs, and if there is additional income, we will put it aside for saving, both are equally important to live this life, but we must know that being grateful is more important, if our income is unstable, everything feels heavy, so we have to find a solution so that everything can run well.
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November 03, 2025, 08:12:13 AM
 #194

<<<
There are many reasons to save some of your budget just in case. we explore the importance and benefits of this activity as a tool to ensure yours and your household’s financial well-being. Saving money should be considered an essential building block of your financial independence, investment is good but you need to save in other to have something to invest
What you say is true, because everyone should have good financial management to be able to prepare for emergencies while investing in the right assets without sacrificing other important things. Since nowadays, everyone wants to do something good while simultaneously strengthening their foundation, it's clear that we need the most effective way to do this so that the foundation remains solid without sacrificing the investments we've made so far.
So, in essence, we should have both: savings and investments, which is very good in my opinion.
Doing both simultaneously is actually difficult if we don't have a large income, but as much as possible, investments should still be made to gain future profits, while savings should only be for emergencies so that investments are not disrupted in urgent situations.
This difficult task will be successful if done correctly, and financial management is essential for this.

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November 03, 2025, 09:50:04 AM
 #195

You must learn how to save and invest if you want to become rich and successful person in life.

I hope you know saving and investment are two different things right? Saving won't make you rich but it will save you during emergency days. Investment is what make you become rich in the long run but it also come with risk. If you endure and manage the risk appropriately, you may become rich. Mind you, not every investment become successful so you have to reconsider before jumping into any. Again, rich and success is also two different things that people mostly misuse and assume as one. You can be rich without being successful and vice versa. You save for emergencies and invest for future.

 
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November 03, 2025, 09:59:46 PM
 #196

Actually saving is very important, but when we feel that the current situation is experiencing an economic crisis, it is very natural to spend important things for daily needs, and if there is additional income, we will put it aside for saving, both are equally important to live this life, but we must know that being grateful is more important, if our income is unstable, everything feels heavy, so we have to find a solution so that everything can run well.
We are attached with two types of safety, one physical safety and other is financial safety. Financial safety is related with our saving if you want to increase the financial security you have to increase the rate of saving. I am agree with you but an individual must adopt the habit of converting the saving into the investment by this you can increase the saving in double. However if you save but not focus on investing you can't grow the money  that you have. it is important to spend the saving on the investment wisely. it's not compulsory to gain higher profit but if you earn profit and its ratio is growing with the time it will be fine.

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November 04, 2025, 07:52:18 PM
 #197

Money is very essential to every human being and that is why everyone wants to make money, people are making money in different ways,some makes their money in an easier way, and some are in difficult ways depending on the type of work you are doing.but they are only three things you can do with money:

(1)you can invest money

(2)you can spend money

(3)you can waste money

 As it stands now there are different categories of people in this life and each of them falls into this three ways of using money.
 
investing money :the Wise people invest money because they know the value and the importance of money and will never want to lack money just because of their unwise decisions and that is why they are good planners and always going into investments.

spending money :an average people spent money because they know that there is another to eat tomorrow and and feels that there's need for enjoyment to regain strength and energy to work more for the better days ahead.

waste money :this are the people who think that the money can never finish, this are those who feel they have arrived and thinking that there's no need to invest or save, always pressume until it becomes late.. foolish people waste money

Even at this our present time it is still happening,we still have this three categories of people in our midst,so which one are you?

You must learn how to save and invest if you want to become rich and successful person in life.

For many people even if they do save it will take decades to reach financial independence and often only at the regular retirement age. You actually miss one thing in your list, you can do nothing with money - which is not the same as or wasting it, but there's some overlap. If you left cash in a bank account earning measly interest rates and don't make the most of it, you'll likely end up losing money to inflation. When interest rates are low you might actually struggle to find any savings accounts that can keep up with inflation and at that point you're likely going to have to invest it. The best thing you can do is a little research on investing because it can really open up your mind to all sorts of possibilities, but be warned that anything over 7-8% returns per year is entering very risky territory.

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November 06, 2025, 01:11:32 PM
 #198

This three set of people are still existing on this planet Earth no doubts, but I will say this saving money won't make you rich and successful in this life, because all the rich and successful people we have all over the world didn't become rich and successful through saving money, they invested their money in something that can double their money, that's is why they are where they are today. ~

I doubt that. Most reach people we see today have inherited their money that or that way. I mean, you can marry a person from rich family and then become rich too. I personally find you post very dangerous because young people who don't know any better can really follow it and invest  their and, as most investors do, lose it. If you want to make a lot of money - study hard, learn something valuable and find a good paying job. This is much better way to become rich, and more probable one, than trying to invest and double your money.

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November 06, 2025, 01:41:48 PM
 #199

This three set of people are still existing on this planet Earth no doubts, but I will say this saving money won't make you rich and successful in this life, because all the rich and successful people we have all over the world didn't become rich and successful through saving money, they invested their money in something that can double their money, that's is why they are where they are today. ~

I doubt that. Most reach people we see today have inherited their money that or that way. I mean, you can marry a person from rich family and then become rich too. I personally find you post very dangerous because young people who don't know any better can really follow it and invest  their and, as most investors do, lose it. If you want to make a lot of money - study hard, learn something valuable and find a good paying job. This is much better way to become rich, and more probable one, than trying to invest and double your money.

Among the richest people in the world today, Warren Buffett is the only one who became rich through financial investments. The rest became rich through intelligence, knowledge, business and then gradually moved to financial investments. For example, Elon, Mark...they all became rich through business before becoming investors.

Not only him, many members also give similar wrong advice that investing is the only way to double your assets and become rich. This is really wrong and short-sighted mindset. Investing in Bitcoin, Gold and Stocks are ways to get rich, but they are not the only ways. There are many other ways to get rich that are much safer and more sustainable.

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November 06, 2025, 02:34:14 PM
 #200

Indeed exhibiting the habit of saving would be helpful in the future but a lot of persons just can't afford to save.There is this popular adage in my country that says "save money today so that money will save you tomorrow" and this adage is 100% correct because the essence of you saving is for the future.Many people don't just feel like saving the little they have but if they could sit down and calculate they little they spend unnecessarily it's even worth saving.There is one thing to save and to also save wisely, don't save on asset that it's value would depreciate by inflation but rather invest on assets that would be profitable despite the face of market downturn.

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