NurseHub
Full Member
 

Activity: 686
Merit: 113
Bitcoin Naija Girl 👨⚕️
|
 |
October 28, 2025, 07:30:06 PM |
|
Just because we have three strategies does not mean you should use the three at once, we have to three which you mentioned in the op just be carefully selected by each person which will be more favourable to them, yes trying to use the three at once is a good way too but some do not earn weekly, monthly etc, so on the average everyone can figure out which is best for them even though DCA is good or best but depending on individual preference or income basis.
|
|
|
|
|
Findingnemo
Legendary

Activity: 3178
Merit: 1138
Leading Crypto Sports Betting & Casino Platform
|
 |
October 28, 2025, 07:50:45 PM |
|
~But they may differ a bit.
There will be a huge difference in returns when someone did the lump sum at the right time. If someone bought bitcoin now at 115K and they are holding it until the price reaches 1 million in the next 5-10 years then they make 885K profit straight but if someone starts now with DCA it may take more than 10 years to have 1 bitcoin and they will probably end up with 300K as profit and I am just throwing the numbers for understanding not the actual math. This may be true and it may not be true. What if bitcoin stayed around $100000 for so long. What if bitcoin later fall in some months to $70000 and the person bought more as it is falling and invest lump sum at $700000. All strategies are good but the 3 combined can be good for a patient investor and the profit will also be huge because bitcoin can not just be increasing without falling at some point. You can combine all the strategies you want but the profit on one will vary from the other strategy and I don't know why someone has to wait or do DCA if they got lump sum because the sensible approach is to buy the dip and just keep holding. And if the price just tayed at 100K for these 10 years then no one will be making irrespective of what strategy that you can combine.
|
| ..Stake.com.. | | | ▄████████████████████████████████████▄ ██ ▄▄▄▄▄▄▄▄▄▄ ▄▄▄▄▄▄▄▄▄▄ ██ ▄████▄ ██ ▀▀▀▀▀▀▀▀▀▀ ██████████ ▀▀▀▀▀▀▀▀▀▀ ██ ██████ ██ ██████████ ██ ██ ██████████ ██ ▀██▀ ██ ██ ██ ██████ ██ ██ ██ ██ ██ ██ ██████ ██ █████ ███ ██████ ██ ████▄ ██ ██ █████ ███ ████ ████ █████ ███ ████████ ██ ████ ████ ██████████ ████ ████ ████▀ ██ ██████████ ▄▄▄▄▄▄▄▄▄▄ ██████████ ██ ██ ▀▀▀▀▀▀▀▀▀▀ ██ ▀█████████▀ ▄████████████▄ ▀█████████▀ ▄▄▄▄▄▄▄▄▄▄▄▄███ ██ ██ ███▄▄▄▄▄▄▄▄▄▄▄▄ ██████████████████████████████████████████ | | | | | | ▄▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▄ █ ▄▀▄ █▀▀█▀▄▄ █ █▀█ █ ▐ ▐▌ █ ▄██▄ █ ▌ █ █ ▄██████▄ █ ▌ ▐▌ █ ██████████ █ ▐ █ █ ▐██████████▌ █ ▐ ▐▌ █ ▀▀██████▀▀ █ ▌ █ █ ▄▄▄██▄▄▄ █ ▌▐▌ █ █▐ █ █ █▐▐▌ █ █▐█ ▀▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▀█ | | | | | | ▄▄█████████▄▄ ▄██▀▀▀▀█████▀▀▀▀██▄ ▄█▀ ▐█▌ ▀█▄ ██ ▐█▌ ██ ████▄ ▄█████▄ ▄████ ████████▄███████████▄████████ ███▀ █████████████ ▀███ ██ ███████████ ██ ▀█▄ █████████ ▄█▀ ▀█▄ ▄██▀▀▀▀▀▀▀██▄ ▄▄▄█▀ ▀███████ ███████▀ ▀█████▄ ▄█████▀ ▀▀▀███▄▄▄███▀▀▀ | | | ..PLAY NOW.. |
|
|
|
|
Josefjix
|
 |
October 28, 2025, 07:57:38 PM Merited by JayJuanGee (1) |
|
I think doing DCA doesnt need you to be buying when bitcoin price is low or high or too low, the main target is accumulating whenever the fiat as well as new USDT is available to buy no matter the the price at that moment, so long as the intention is for long term purchase.
What makes DCA more unique is that, it gives an investor the peace of mind to be relaxed no matter the price it is, as long as the quantity is increasing daily, weekly or monthly depending on the investor.
|
|
|
|
Karl_3000 (OP)
Full Member
 

Activity: 406
Merit: 209
I’m drunk on bitcoin
|
 |
October 28, 2025, 08:29:17 PM |
|
I think doing DCA doesnt need you to be buying when bitcoin price is low or high or too low, the main target is accumulating whenever the fiat as well as new USDT is available to buy no matter the the price at that moment, so long as the intention is for long term purchase.
What makes DCA more unique is that, it gives an investor the peace of mind to be relaxed no matter the price it is, as long as the quantity is increasing daily, weekly or monthly depending on the investor.
You are a little not getting me, this thread is not only about DCA, but it also includes averaging at lower prices at intervals and lump sum at farther lower price is what I explained about a good strategy to buy bitcoin and hold it for a long time for years. This is not just only about DCA.
|
|
|
|
|
Tungbulu
|
 |
October 28, 2025, 09:01:20 PM |
|
I think doing DCA doesnt need you to be buying when bitcoin price is low or high or too low, the main target is accumulating whenever the fiat as well as new USDT is available to buy no matter the the price at that moment, so long as the intention is for long term purchase.
What makes DCA more unique is that, it gives an investor the peace of mind to be relaxed no matter the price it is, as long as the quantity is increasing daily, weekly or monthly depending on the investor.
That’s totally correct… The secret to an effective DCA is consistency, that is why it is mostly adopted by long term investors because that’s the easiest way to completely stay clear of or avoid attempting to time the market. Regardless of the current state of the market, an investor still continues to accumulate, whether it’s in a red or green. And the thing I love most about this approach is the fact that it saves one’s emotions from being dragged along with the market’s volatility and unpredictability, which makes it very hard to make irrational decisions, on the contrary, it gives investors the space to critically analyze the situation before making any decisions.
|
|
|
|
Y3shot
Sr. Member
  

Activity: 1400
Merit: 352
Instant Crypto Withdrawals
|
 |
October 28, 2025, 09:08:02 PM Merited by JayJuanGee (1) |
|
What makes DCA more unique is that, it gives an investor the peace of mind to be relaxed no matter the price it is, as long as the quantity is increasing daily, weekly or monthly depending on the investor.
DCA is not the reason why investor buy bitcoin and never care if the price is low or high, if you dont understand the volatility of Bitcoin the truth is that you cant be able to buy Bitcoin because that fear of volatility will still be there whenever you want to buy Bitcoin. The reason Bitcoin is a good strategy for investors is that investor can accumulate bitcoin no matter the price whenever they have the opportunity to accumulate bitcoin. Their are people who want to use the DCA method to accumulate bitcoin but they find it difficult because they are still worried about the volatility of the market.
|
|
|
|
PostQuantumBTC
Full Member
 

Activity: 350
Merit: 161
Bitz.io Best Bitcoin and Crypto Casino
|
 |
October 28, 2025, 09:27:07 PM |
|
Their are people who want to use the DCA method to accumulate bitcoin but they find it difficult because they are still worried about the volatility of the market.
You are very correct but the volatility is just deceiving them. I said this because bitcoin price is increasing after a long time.
|
|
|
|
|
Furious 7
|
 |
October 28, 2025, 09:48:46 PM Merited by JayJuanGee (1) |
|
That may look pretty good to some people but is there any guarantee for the price of bitcoin to fall to the price we expect? The answer is no because in the end when we make predictions for certain prices this only becomes a speculation and we know that speculation is a 50:50 possibility so the chance for our speculation has a wrong possibility.
It is not wrong to wait but targeting like this is a risk that when the situation is not as you expected then you will actually miss the momentum. By looking at this then I prefer to be and buy bitcoin as long as I can buy it with DCA regardless later if the price drops and bitcoin crashes then of course the consideration is to keep buying and if there is more money then I will add but it is not a reference for me.
|
|
|
|
|
Karl_3000 (OP)
Full Member
 

Activity: 406
Merit: 209
I’m drunk on bitcoin
|
 |
October 28, 2025, 09:52:56 PM |
|
That may look pretty good to some people but is there any guarantee for the price of bitcoin to fall to the price we expect? The answer is no because in the end when we make predictions for certain prices this only becomes a speculation and we know that speculation is a 50:50 possibility so the chance for our speculation has a wrong possibility.
If bitcoin did not fall to the price you expected, that means you invested just 20%. If less, it is will still be more than 10% that you invested in bitcoin which is still very good. But the person can also be right. I am waiting for $75000 which I believe bitcoin may still get back to before going to $200000.
|
|
|
|
|
sokani
|
 |
October 28, 2025, 11:19:09 PM |
|
~
Basically, DCA and lumpsum are the two methods used by long-term investors. They don't really care about the state of the market; they just buy and hodl for a long time. While buying the dip is a strategy used by short-term investors to acquire Bitcoin. They buy when the price is low and sell when the price has appreciated in order to realise profit.
|
|
|
|
tbct_mt2
Legendary

Activity: 3094
Merit: 1079
|
 |
October 29, 2025, 04:17:53 AM |
|
Basically, DCA and lumpsum are the two methods used by long-term investors. They don't really care about the state of the market; they just buy and hodl for a long time. While buying the dip is a strategy used by short-term investors to acquire Bitcoin. They buy when the price is low and sell when the price has appreciated in order to realise profit.
Senior and experienced investors in Bitcoin market have enough knowledge, spent enough time for learning about market history, cycles and how news, FUD are used in this market for manipulation, and they also experienced the market enough by themselves so that they have gone through the market in many years, surviving well and also actually absorbed lessons from books to own experience well too. Traditional DCA or lumpsum accumulation are some good investment strategies in the long term, and with time as well as own experience, it's more comfortable for such people to invest in Bitcoin in somewhat effortless accumulation and holding practice. When they already had enough experience, their mentality is strong, their belief in Bitcoin future is solid so that they will not mind about volatility and FUD in this market. FUDs always exist in this market so if having intention to stay in this market, learning about it is good. https://endthefud.org/
|
|
|
|
|
purple_sparkles
|
 |
October 29, 2025, 08:44:46 AM |
|
Basically, DCA and lumpsum are the two methods used by long-term investors. They don't really care about the state of the market; they just buy and hodl for a long time. While buying the dip is a strategy used by short-term investors to acquire Bitcoin. They buy when the price is low and sell when the price has appreciated in order to realise profit.
Senior and experienced investors in Bitcoin market have enough knowledge, spent enough time for learning about market history, cycles and how news, FUD are used in this market for manipulation, and they also experienced the market enough by themselves so that they have gone through the market in many years, surviving well and also actually absorbed lessons from books to own experience well too. Traditional DCA or lumpsum accumulation are some good investment strategies in the long term, and with time as well as own experience, it's more comfortable for such people to invest in Bitcoin in somewhat effortless accumulation and holding practice. When they already had enough experience, their mentality is strong, their belief in Bitcoin future is solid so that they will not mind about volatility and FUD in this market. FUDs always exist in this market so if having intention to stay in this market, learning about it is good. https://endthefud.org/In my opinion, DSA is a very good and sensible strategy. I try to stick to it, but still, when the price rises too sharply, I tend to skip one or several investment contributions. On the other hand, when it drops, I can buy in for a larger amount. Although, to be honest, my investment contributions aren’t that big to feel a major difference, unlike large investors. Still, I hope that eventually, I’ll be able to reach higher volumes both in earnings and in investing.
|
|
|
|
|
|
knowngunman
|
 |
October 29, 2025, 10:28:36 AM Merited by JayJuanGee (1) |
|
If your investment must work, make sure to balance your income and expenses then measure what you have as discretionary, what goes into emergency reserve and amount that is sufficient for investment. Don't assign just 30% of your income into Bitcoin investment, it could more or less as long it is done within your comfort.
I would share my funds into two, DCA with one part and get ready to buy into several DIPs. I don't believe lump summing can be helpful to an investor investing with a budget income.
Perhaps, this is his own plan but I don't think it'll work in the long run. Although it's good to have a plan like this but the truth is that it's not always realistic no matter how much you're earning. You may have more or less than your actual amount you intend to invest every month depending on the situation. It's difficult to maintain exact amount every month due to some unforeseen circumstances even if you have emergency funds set aside, it might not be enough some time. What matters is consistent in your method of accumulating Bitcoin as long as you're earning. Options one and two highlighted by Op is the most profitable way of accumulating Bitcoin for a beginner who has a long term goal.
|
| █▄ | R |
▀▀▀▀▀▀▀██████▄▄ ████████████████ ▀▀▀▀█████▀▀▀█████ ████████▌███▐████ ▄▄▄▄█████▄▄▄█████ ████████████████ ▄▄▄▄▄▄▄██████▀▀ | LLBIT | ▀█ | THE #1 SOLANA CASINO | ████████████▄ ▀▀██████▀▀███ ██▄▄▀▀▄▄█████ █████████████ █████████████ ███▀█████████ ▀▄▄██████████ █████████████ █████████████ █████████████ █████████████ █████████████ ████████████▀ | ████████████▄ ▀▀▀▀▀▀▀██████ █████████████ ▄████████████ ██▄██████████ ████▄████████ █████████████ █░▀▀█████████ ▀▀███████████ █████▄███████ ████▀▄▀██████ ▄▄▄▄▄▄▄██████ ████████████▀ | ........5,000+........ GAMES ......INSTANT...... WITHDRAWALS | ..........HUGE.......... REWARDS ............VIP............ PROGRAM | . PLAY NOW |
|
|
|
|
Lida93
|
 |
October 29, 2025, 10:29:33 AM |
|
Bitcoin may have topped at 126k already and yes DCA is a good way to accumulate Bitcoin, the method anyone is going to use is on them to figure out, I still believe that using a large sum of money to buy good dip is better than buying at every five percent or ten percent drops, you don't have to wait on the bottom as it is very hard to know what the real bottom looks like but buying bitcoin with large amount at 40k is way better than using small portion to buy every dips.
Buying with a lump sum at what you call a good dip isn't what everyone would prefer as the best way to go with bitcoin investment in terms of cash out on big profit because what you would be considering as a good dip might later be looking like a market upswing should price go even more dip-ish from where you bought. But assuming within your 30% meant for buying bitcoin you used 10% to buy at that position you felt was a good dip, while price goes more dip-ish you still have 20% funds left to buy with more profits to be made in between your previous bought position. But just as you said, "the method which everyone is going to use is on them*, ans agree in as much as the amount you're using is what you hold for a long time you will still make profit when bitcoin price rises in it post halving.
|
|
|
|
|
fredericktaylor
|
 |
October 30, 2025, 01:40:38 PM Merited by fillippone (1) |
|
Basically, DCA and lumpsum are the two methods used by long-term investors. They don't really care about the state of the market; they just buy and hodl for a long time. While buying the dip is a strategy used by short-term investors to acquire Bitcoin. They buy when the price is low and sell when the price has appreciated in order to realise profit.
Right, there are various ways or strategies to buy Bitcoin, but I think it is much easy to buy Bitcoin using the DCA method. Bitcoin fluctuates rapidly in price, so you need to keep an eye on the market to buy Bitcoin. However, by adopting the DCA method, you do not need to keep an eye on the market and you do not need to invest a large amount of money at once, which reduces investment risk. You have to buy small amounts of Bitcoin consistently with a long-term plan and wait patiently for the right time, through which long-term profit can be expected in the future. Bitcoin digital decentralized asset that is gradually increasing in value because its supply is limited and cannot be controlled by any country or government. There is personal freedom by using or holding Bitcoin, so its demand is increasing and will double in the future.
|
|
|
|
|
SOKO-DEKE
|
 |
October 30, 2025, 03:01:43 PM |
|
The best way someone can hold onto their Bitcoin investment for the long term is by using discretionary income always not must by side 30% of someone earning someone one discretionary income can evening be more that 30% 9r less than that 30%. Someone may be a salary or wage earner, but sometimes what they earn may not be enough to cover their needs. If that is the case, people shouldn’t force themselves to invest in Bitcoin otherwise, they may end up selling their Bitcoin investment before it becomes a long-term one.
The percentage of what someone invests should come from their discretionary income that is, the money left after all their needs have been covered. From this discretionary income, someone investing in Bitcoin or accumulating Bitcoin through the DCA method should also have an emergency fund. This ensures that if any problem arises in the future, they won’t be tempted to touch their Bitcoin investment.So the best way to hold Bitcoin is to have better plans for holding it.
|
|
|
|
|
The Founding Titan
|
 |
October 30, 2025, 04:29:39 PM |
|
Have you heard about DCA which is not something that is new? Buying bitcoin like every week or every month. This is a good strategy to buy and hold bitcoin in a way you will not think of bitcoin price falling.
The second one is to average buy buying the dip. When bitcoin price fall to like $100000, you can buy bitcoin. When the price fall to like $90000, you can buy more bitcoin and do on.
The third one is lump sum when you think that bitcoin price has fallen very well, you can use the remaining part of your money to buy bitcoin.
How it works From your 100% money you earn weekly, set 30% aside to buy bitcoin From the 30% use just 10% from it to DCA Use 10% to average Use the remaining 10% which you have saved up for months to buy lump sum if bitcoin fall to like $70000.
I do not know if bitcoin will fall to $70000, but if it does not fall to that price or the price you want to lump sum, that means you still invest 20% of you money on bitcoin.
When you say to save up for lump sum and buy when the price hits $70k then isn't that buying the DIP from you definition of what buying the DIP means, or do we buy during price decline in both buying the DIP and lump sum, if so the why separate them into two different bitcoin buying methods? Why not just combine them as one. I can understand what buying the DIP means, it means buying when the price of bitcoin is low and I think that buying the DIP should cover every low price buying. Lump sum like the name suggests buying in lump right?? Making huge purchase of bitcoin at once, why save for it when the DCA method you mentioned supports buying at regular intervals like weekly or monthly as you have already mentioned, instead of saving up to buy through lump sum why not just buy with the DCA, I believe that the only strategy people might wait for is buying the DIP since they will want to buy at low prices although I still don't like the idea of waiting since the price might not come down again to the level you want although a dip just happened in the last week so I'm sure people who wanted to buy with the buying the DIP probably bought alot of bitcoin when it happened, they are probably still buying right now. Well if I start buying bitcoin right now with knowledge of these methods you just mentioned I would most likely buy with the DCA which I just looked up to mean Dollar Cost Average.
|
|
|
|
|
FortuneFollower
Copper Member
Member


Activity: 686
Merit: 24
|
 |
October 30, 2025, 04:43:11 PM |
|
In my opinion, DSA is a very good and sensible strategy. I try to stick to it, but still, when the price rises too sharply, I tend to skip one or several investment contributions. On the other hand, when it drops, I can buy in for a larger amount. Although, to be honest, my investment contributions aren’t that big to feel a major difference, unlike large investors. Still, I hope that eventually, I’ll be able to reach higher volumes both in earnings and in investing.
We, most of the retailers that is, play into the long game. Little by little, we get to our goals. 
|
|
|
|
|
yudi09
|
 |
October 30, 2025, 04:48:43 PM |
|
Have you heard about DCA which is not something that is new? Buying bitcoin like every week or every month. This is a good strategy to buy and hold bitcoin in a way you will not think of bitcoin price falling.
Because DCA has become a pattern or method that allows many investors to continue with their routine buying activities without having to focus on prices or wait for the right time to do so. I have settled on DCA as my investment method without trying any other methods. While DCA was originally designed for general investing, when Bitcoin was introduced and many began using it as a long-term investment asset, applying DCA as an investment strategy for Bitcoin also proved suitable, even though some investors use different patterns or strategies.
|
|
|
|
|
Furious 7
|
 |
October 30, 2025, 08:09:34 PM |
|
That may look pretty good to some people but is there any guarantee for the price of bitcoin to fall to the price we expect? The answer is no because in the end when we make predictions for certain prices this only becomes a speculation and we know that speculation is a 50:50 possibility so the chance for our speculation has a wrong possibility.
If bitcoin did not fall to the price you expected, that means you invested just 20%. If less, it is will still be more than 10% that you invested in bitcoin which is still very good. But the person can also be right. I am waiting for $75000 which I believe bitcoin may still get back to before going to $200000. It is still a good thing but in the end we cannot deny that it becomes ineffective in the end especially when we are fully devoted to the investment. That is not bad because I understand that whatever the method is then when we collect bitcoins then it is very good but for me as long as I am capable enough with the DCA that I do then I will maximize it even though I know that DCA is not the only method that we can do but when we have established this from the beginning then I will not hesitate with what I do in DCA. in this case it does not mean that other methods are bad but we also need to pay attention to the financial management that we have and of course time. I like the way you are doing it but on the one hand I prefer my method where when I continue to DCA as much as I can then it will be a good thing to do (for me).
|
|
|
|
|
|