Is real estate still the safest investment?

[Cheema02]

The rental aspect of real estate is always going to be a good investment. People need to relocate temporarily and this means having to rent and if you are able to buy an estate in a developing part of the city before the rush starts you can capitalize on that well.

But this does bring in a bit of a chance factor hence your starting capital needs to be big to be able to afford houses in not one but two or more such locations.

Crypto and gold are easier to acquire assets. They have their demand and they will have their own pros and cons.

Buying a place building a house on it and give it on rent is a wonderful source of income. We can consider it as a backup for critical time. For example if we own a house and give it for rent, it will officially be our property and asset but it will also give us money in the shape of monthly or yearly agreemental rent. If we buy a property in a developing area it is a blessing as we can give it on rent and earn a steady income monthly. Asset for the whole life and the earning we are getting its a double profit. Crypto and gold doesn’t take so much space and we can purchase it without any expose in the society but the issue is their value especially the crypto which can either rise or fall at anytime. These are smart ways to make assets but a loss in cyrpto can destroy our wholelife savings.

[Cookdata]

With rising interest rates, housing bubbles, and alternative assets like crypto and gold gaining popularity, can real estate still be considered the ultimate safe haven?

Real estate are parts of of an investment that is good but it doesn't have the possibility of replacing Bitcoin and gold in popularity or profit giving because it is becoming too over hyped and the increasing flooding of investors is making it becoming too unserious because the risk of investing in a land that is in a rural area and expecting development on the area before the land can be valuable should be considered before seeing real estate as a safe haven. I would rather invest in crypto and gold than real estate because I consider the risk involved in real estate to me more than the rest I mentioned.

All investment has its hype, Bitcoin isn't left out but jokes and sentiment aside, there is money in real estate, it's an investment any business mogul don't think twice. However, there is no fair entry for everyone. With your less than $30, you can buy Bitcoin and hold, there is no need for formalities or anything that will waste your time but you can't invest in Real Estate as a solo investor unless you have junks of money ready to flow into the investment.

While there is money in Real Estate, there is scams and there is failure, the risk in the investment can make turn you from a millionaire to someone that doesn't have anything again. If you invest in places where there is natural disaster, flood and earthquake can decide to take everything away from you, sometime flooding and not only that, Real estate isn't an investment you can start and then sit just like that, you must have some money for maintenance even it you are making a cash flow.

[Oasisman]

With rising interest rates, housing bubbles, and alternative assets like crypto and gold gaining popularity, can real estate still be considered the ultimate safe haven?

Safe heaven in what? Financial freedom? Not all the time. It could fail too, considering how huge the competition is in this industry today. Plus, it is demanding huge investments, otherwise, you won't feel much of a profit just like how you invest a small out in any other investment form. Unlike crypto or gold, you cannot normally accumulate small portions of 1 real estate property easily to make it whole in the latter.
So, it depends on the investors financially capacity, any investment form can be their safe heaven.

[WillyAp]

With rising interest rates, housing bubbles, and alternative assets like crypto and gold gaining popularity, can real estate still be considered the ultimate safe haven?

That depends on where you live.
Venezuela as an example has a real estate market in shambles. Houses worth 100 k go for below 20k
Something quite a few people have been used to amass houses, Buildings, Land.
All under radar, as officially you need to strip naked in order to invest.

[fuguebtc]

With rising interest rates, housing bubbles, and alternative assets like crypto and gold gaining popularity, can real estate still be considered the ultimate safe haven?

currently there is no safe haven because all of this assets you mention in the op are serving there own purposes accordingly (in my opinion) but then bitcoin is most preferable right now because of maintenance and the rest of the things which are required on real estate is not required on Bitcoin apart from having a good and save wallet for your bitcoin no much work, whatever one chooses to be there safe haven it could be gold, because gold is not out of the market either, it still appreciates the more so every asset is good choose your poison and stop finding the safe haven.

I don't know you and those who say that investing and owning real estate is quite a hassle and expensive thing in terms of maintenance, taxes and many other things. But in my experience, I'd say those costs are negligible compared to what it can bring.


We may not have to spend money on fees like maintenance, repairs, taxes when investing in bitcoin, but can bitcoin bring us passive income? But real estate investment is not only profitable because the price increases over time, but it also provides us with a place to live, generating passive income by renting it out. So real estate is always a great investment.

But in the end you are right, real estate, bitcoin, gold are all good assets. Every asset has its own pros and cons and the decision is up to us.

[liasbaa]

With rising interest rates, housing bubbles, and alternative assets like crypto and gold gaining popularity, can real estate still be considered the ultimate safe haven?

I think it is foolish for investors who want to keep their savings in places that are less profitable and gradually lead to losses for investment in the housing sector. As a result of investing in real estate, the durability of the building decreases day by day and its value gradually decreases. It is logical to invest in assets that are less affected by inflation than investing in depreciating assets. You can invest digital gold (Bitcoin).

If you focus on the financial management of the world at present, you will see that people are more inclined to buy alternative assets than fiat savings. Fiat is gradually eroding due to the effect of inflation and someone is silently stealing your money. Therefore, investing in digital gold (Bitcoin) is a potential asset compared to real assets.

[Coyster]

We may not have to spend money on fees like maintenance, repairs, taxes when investing in bitcoin,

If you live in a country that taxes crypto (and most countries do nowadays), then you will definitely have to pay capital gains tax when you sell bitcoin for fiat and make profit on it.

but can bitcoin bring us passive income?

Yes it can. If you buy bitcoin and just hodl. It will appreciate in price and generate returns on investment without any required activity on your part.

So real estate is always a great investment.

There is no doubt about it. But i may not call its profit passive, simply because more often than not you have to be actively involved in maintenance and other whatnots. For example if you have a rental property, you have to manage it efficiently and maintain the property too, you cannot leave that to your tenants.

[Agbe]

Real estate is still one of the best forms of investment anyone can do.when it comes to investments what everyone should know is that every investment has it good sides and risk factors that comes in. It's true that due to high inflation rate which is cutting across the world the cost of things especially that of building materials has increased but you can't look at that and say that you are not going to invest. Real estate is still remains one of the safest and best places to invest. One thing that I will say is that when it comes to investments what is important is number one your knowledge about the business which is key in deciding if one is to go into such business. There is gold, crypto currency like Bitcoin all of them are very important and safe places to invest no one should be seen as the ultimate investment.

[CryptopreneurBrainboss]

With rising interest rates, housing bubbles, and alternative assets like crypto and gold gaining popularity, can real estate still be considered the ultimate safe haven?

It still is in my opinion because housing is something we can't do without as humans. Crypto can come and go although that's unlikely to happen, other investments can have their own time and go but real estate will always be in existence because we'll keep needing house to live in and not everybody can afford to buy lands and build their own homes.

Therefore anyhow you want to do your real estate (either by owning houses to build and sell, renting out houses or any way), there's always going to be demand from the public hence is isn't a business for you to ignore.

Real estate is one for those businesses that have survived and stood the test of time so it shouldn't be neglected. Lots of billionaires in the current economy are all into real estate investment because of the value it holds and that should give you a clear hint of how important and essential real estate is.

[HONDACD125]

Buying a place building a house on it and give it on rent is a wonderful source of income. We can consider it as a backup for critical time. For example if we own a house and give it for rent, it will officially be our property and asset but it will also give us money in the shape of monthly or yearly agreemental rent. If we buy a property in a developing area it is a blessing as we can give it on rent and earn a steady income monthly. Asset for the whole life and the earning we are getting its a double profit. Crypto and gold doesn’t take so much space and we can purchase it without any expose in the society but the issue is their value especially the crypto which can either rise or fall at anytime. These are smart ways to make assets but a loss in cyrpto can destroy our wholelife savings.

Well, I do agree with you that having a property and renting it could earn you some money while you keep doing what you usually do, I must say that it's not as easy as it is said because property owners have to go through a lot of things, and it's very important for the owner to make sure that those who are renting the place are well-mannered and will respect and follow the agreement done between the owner and the tenant. In most cases, tenants do a lot of damage to the property, and the damages are greater than the security deposit collected at the time of agreement, and then the owner has to spend money from their pocket to renovate the place again to make it ready for another tenant.

I've seen this a lot in my life. Those who own properties and are usually putting them on rent are not always just chilling and getting paid without doing anything. Also, new tenants will always have a lot of demands, if anything in the house isn't okay, the owner will be asked to replace it or get it fixed, and then the owner has to do it if he doesn't want the tenant to go away and find another place instead. Overall, there are a lot of challenges in this.

[ejikeme24]

With rising interest rates, housing bubbles, and alternative assets like crypto and gold gaining popularity, can real estate still be considered the ultimate safe haven?

Well I would say that is  individuals choice to decide either of this three the one they will consider as ultimate safe haven, but for me I think I will go for bitcoin because it has a lot of potential in the future Moreover if you're holding bitcoin in a non custodial wallet aside from disclosing your seed phrase or not storing it in a well secured place the risk remains low, but in real estate in terms of flooding you're not safe because nowadays  flood does not only operate in those channels they used to operate before they are now operating randomly so who knows if it can get to that area that you're doing your real estate Business and cause a big damage for you, the truth is some people think that bitcoin is more risky than real estate but me personally would say that the risk in bitcoin investment is low compared to real estate.

[fuguebtc]

but can bitcoin bring us passive income?

Yes it can. If you buy bitcoin and just hodl. It will appreciate in price and generate returns on investment without any required activity on your part.

The profits from holding bitcoins are also considered passive income because we basically do not need to put in constant effort and work actively. But it doesn't bring in weekly/monthly passive income like real estate. As I said, real estate can provide weekly/monthly passive income and long term profits. This is the compound profit that only real estate can bring.

There is no doubt about it. But i may not call its profit passive, simply because more often than not you have to be actively involved in maintenance and other whatnots. For example if you have a rental property, you have to manage it efficiently and maintain the property too, you cannot leave that to your tenants.

I do not deny that there will be costs such as taxes, maintenance and other incidental expenses when investing in real estate. But after deducting those costs, you will also get a significant profit each month if you rent out the property.

If real estate did not generate a significant monthly passive income, boarding houses and apartments would not be springing up everywhere in student and working class areas in most developing countries. I don't know about developed countries, but who living in developing countries will be familiar with this. Real estate provides a very good monthly passive income, something that few other assets can do.

[Pi-network314159]

With rising interest rates, housing bubbles, and alternative assets like crypto and gold gaining popularity, can real estate still be considered the ultimate safe haven?

Real estate can not be an altimate safe heaven, but can be considered as one of the good investment opportunities when it comes to wealth creation. Some people may see it as the best opportunity or safe heaven but the profit ROI can not be considered as the best when it comes to Bitcoin. Although Bitcoin is more volatile which means it can increase too soon and Also decrease too soon, but however to me Bitcoin is the safe heaven. Because the profit I will make in a year or in a circle can not be compeard to the profit I will make in real estate in 1 to 4 years. So if you ask me I will chose Bitcoin as a safe heaven.

[viljy]

With rising interest rates, housing bubbles, and alternative assets like crypto and gold gaining popularity, can real estate still be considered the ultimate safe haven?

Think about it for yourself. It is important where this property is located. The cost of maintenance, taxes, and generally the risks of loss of ownership or loss of real estate as a physical object (for example, destruction from military operations) depend on this. That is, political events completely determine the fate of real estate investment. I also forgot to mention such risks as confiscation, seizure, etc. Real estate cannot be hidden and cannot be taken with you. This is a huge vulnerability of such an investment. There are also natural factors such as floods, earthquakes, etc.

So real estate has never been a reliable investment. Another question is that this is exactly the idea that has been specifically instilled in people for decades. False assumptions about reliability, that real estate is always rising in value, and other similar manipulative claims.

[martinex]

With rising interest rates, housing bubbles, and alternative assets like crypto and gold gaining popularity, can real estate still be considered the ultimate safe haven?

It's safe if demand is high and the location is strategic, but if the location no resale value it must takes five years to wait, it feels like the investment will stagnate. Why is that? We need that money circulating and profits so we can buy or build elsewhere.

It's crucial to find the right location; even if it's expensive, it has a good return on investment. A little price doesn't matter, as long as it's done quickly rather than having to wait five years to reach our desired selling price as volume and demand increase.

[SatoPrincess]

Real estate is one of my top 3 investments I think everyone should have. You can never go wrong with real estate as long as you’re know what you’re doing. Real estate provide many outlets for making profit. You go into Airbnbs and that will give you a steady cash flow which you can use to diversify your portfolio. It’s a easy, non-technical investment that anybody can do. 

[bakasabo]

Real estate is one of my top 3 investments I think everyone should have. You can never go wrong with real estate as long as you’re know what you’re doing. Real estate provide many outlets for making profit. You go into Airbnbs and that will give you a steady cash flow which you can use to diversify your portfolio. It’s a easy, non-technical investment that anybody can do. 

Not every real estate is suitable to use for Airbnb. Demand differs from city to city. Buying real estate for rent is a risky business. The money you take as insurance for first and last month not always can cover losses person can cause you. You claim that you can never go wrong with real estate, but same time you can not predict future for next 5-10 years. It is great if you can buy something without mortgage. Many today cant do that, pay for real estate for 15-30 years. For example look at situation in Ukraine, no one expected situation to be like it is today. Purchasing real estate is a high risk today.

I like how you say it is an easy investment anybody can do. Yes, everybody who can make a down payment and have stable job.

[iv4n]

Real estate is one of my top 3 investments I think everyone should have. You can never go wrong with real estate as long as you’re know what you’re doing. Real estate provide many outlets for making profit. You go into Airbnbs and that will give you a steady cash flow which you can use to diversify your portfolio. It’s a easy, non-technical investment that anybody can do. 

I would really like to hear more about this... an easy, non-technical investment that anybody can do? Where to start?

There's been a lot of talk about investing in real estate here on the forum. Like it's some simple thing... one day we just wake up and say "Let's invest in real estate business". But how much starting capital do we need? Maybe there are additional costs, and how long does it actually take to make some profit?

[Minor Miner]

Real estate is one of my top 3 investments I think everyone should have. You can never go wrong with real estate as long as you’re know what you’re doing. Real estate provide many outlets for making profit. You go into Airbnbs and that will give you a steady cash flow which you can use to diversify your portfolio. It’s a easy, non-technical investment that anybody can do. 

I agree with you that real estate is a potential investment and anyone with good finances should consider diversifying their portfolio with real estate. Because as some others have said, it is a fixed supply asset, and with the world population growing. It's only a matter of time before its price increases. Besides, the monthly and yearly passive income it can generate by renting it out is also very attractive.

But I disagree when you say that investing in it is easy and does not require any specialized skills. It can be said it is one of the most expensive investments today and only rich people with large capital can invest. It is not for everyone, those who do not have much capital. So, it cannot be said investing in real estate is easy.

[jems]

With rising interest rates, housing bubbles, and alternative assets like crypto and gold gaining popularity, can real estate still be considered the ultimate safe haven?

It's safe if demand is high and the location is strategic, but if the location no resale value it must takes five years to wait, it feels like the investment will stagnate. Why is that? We need that money circulating and profits so we can buy or build elsewhere.

It's crucial to find the right location; even if it's expensive, it has a good return on investment. A little price doesn't matter, as long as it's done quickly rather than having to wait five years to reach our desired selling price as volume and demand increase.

In terms of security, I believe real estate is the safest investment, but that's also proportional to the potential risks. The law of economics dictates that potential profits outweigh potential losses. Real estate investments offer a long-term potential for profit, so the potential for losses is relatively small, especially in strategic locations, as you mentioned.

However, I have a different perspective on real estate investments: it's better to choose an underdeveloped location and assess its potential, as there's a potential for significant future profits.