Physical stores and/or merchants accepting stablecoins as payment method

[stompix]

And there were people claiming that
- new BRICS currency will kill the dollar, there is basically no stable coin outside the dollar and usdt,usdc and others are starting to kill BRICS currencies in their own countries, lol
- Bitcoin will kill the dollar, and right now, Bitcoin has barely 3% of the transactions stablecoins have

But yeah, the dollar is dead, everyone everywhere is suing the dollar, but the dollar is gonna die...for sure..this time if guaranteed!

So paying with stablecoins would be a lot more practical than just paying with ordinary cryptocurrencies such as Bitcoin or Ethereum. Even more so than paying with a regular credit/debit card.

Yeah, no!!!
Nothing beats a cc/debit card, instant payment, zero fees, discounts, cashback...and most important of all, the ability for a chargeback!
It's not even a competition and never was!

[Darker45]

We already have fiat. Why should there be a need to use another currency whose value itself is based on fiat? Is it not a superfluous layer? When it comes to practicality, why not use fiat instead? Why use something else? It's a copy of fiat, anyway. But it's a cryptocurrency. So? The beauty of stablecoins isn't in the fact that they're cryptocurrencies. The beauty of USDT, for example, is in the fact that it's a substitute for USD. If only USD were accepted or supported where USDT first thrived, it wouldn't have gained relevance.

[Abiky]

We already have fiat. Why should there be a need to use another currency whose value itself is based on fiat? Is it not a superfluous layer? When it comes to practicality, why not use fiat instead? Why use something else? It's a copy of fiat, anyway. But it's a cryptocurrency. So? The beauty of stablecoins isn't in the fact that they're cryptocurrencies. The beauty of USDT, for example, is in the fact that it's a substitute for USD. If only USD were accepted or supported where USDT first thrived, it wouldn't have gained relevance.

There's a lot of hype surrounding stablecoins these days. So I wouldn't be surprised if merchants/retailers start accepting stablecoin payments, alongside credit/debit cards and cash. I mean, stablecoins are faster and cheaper to use than standard credit/debit cards. No chargebacks or high fees whatsoever. The only downside is that it requires constant Internet access to be able to work. I'm sure developers will find a way around this.

With the US opening its doors to stablecoin regulation with the GENIUS act, anything's possible. Americans will surely experience a boom in crypto payments. But I can't say the same about other countries. Especially the EU. Do you think they'll go easy on stablecoin payments? I don't think so. We'll see what happens in the long run.

[X-ray]

We already have fiat. Why should there be a need to use another currency whose value itself is based on fiat? Is it not a superfluous layer? When it comes to practicality, why not use fiat instead? Why use something else? It's a copy of fiat, anyway. But it's a cryptocurrency. So? The beauty of stablecoins isn't in the fact that they're cryptocurrencies. The beauty of USDT, for example, is in the fact that it's a substitute for USD. If only USD were accepted or supported where USDT first thrived, it wouldn't have gained relevance.

There's a lot of hype surrounding stablecoins these days. So I wouldn't be surprised if merchants/retailers start accepting stablecoin payments, alongside credit/debit cards and cash. I mean, stablecoins are faster and cheaper to use than standard credit/debit cards. No chargebacks or high fees whatsoever. The only downside is that it requires constant Internet access to be able to work. I'm sure developers will find a way around this.

With the US opening its doors to stablecoin regulation with the GENIUS act, anything's possible. Americans will surely experience a boom in crypto payments. But I can't say the same about other countries. Especially the EU. Do you think they'll go easy on stablecoin payments? I don't think so. We'll see what happens in the long run.

Youtube already paying their creators with PYUSD and stripe is accepting stablecoin. Both of them are american company.

It's obvious that stablecoin seems to be the one chosen for future settlement. The GENIUS act is there to exactly facilitate this to happen. Probably at some point government just gonna stop printing cash and use stablecoin completely to reduce printing cost.

[yhiaali3]

I did some online research and found some physical stores accept stablecoins such:

 - Metro (Singapore): This department store chain announced in 2025 that it would accept USDT, USDC, WUSD and
  FDUSD through a partnership with DTCPAY both in its stores and on its online platform.
- AT&T (US): This telecommunications company allows bill payments using cryptocurrencies (including stable coins)
 via BitPay.
- Some Shopify physical stores: Since Shopify allows merchants to integrate payment gateways like coinbase
  commerce so some physical stores affiliated with it accept stablecoins.
- Overstock and Newegg: although their main focus is online but also some of their affiliated stores in the US accept
  stablecoins.

[RockBell]

We already have fiat. Why should there be a need to use another currency whose value itself is based on fiat? Is it not a superfluous layer? When it comes to practicality, why not use fiat instead? Why use something else? It's a copy of fiat, anyway. But it's a cryptocurrency. So? The beauty of stablecoins isn't in the fact that they're cryptocurrencies. The beauty of USDT, for example, is in the fact that it's a substitute for USD. If only USD were accepted or supported where USDT first thrived, it wouldn't have gained relevance.

There is no difference with them collecting fiat because usdt is just the virtual representation of usd so to me there is no difference with collecting money and they are trying to be stylish and aside that one they are also considering people that have only virtual assets, it is better to even use fiat  and than all this stress and stable coins are not asset because they seems to have any difference, what ever anyone want to do they should go ahead and do, what ever they want to because since they have multiple choice to make if they want to they want to accept usdt or fiat everything is better that way, because everyone have the right to decide on what to accept.

[lizarder]

Feel free to share your findings by commenting below. Your input would be greatly appreciated. Thanks.

So far I have never seen a physical shop that serves payments using stablecoins, especially in the area where I live and almost all forms of payment still use fiat currency. It's different from online stores because I've seen them use transactions using bitcoin or several options in altcoins even though this is not familiar in my country due to regulatory issues.

Restrictions on regulations may hamper the growth of the medium of exchange regarding stablecoins and bitcoin itself so that business people prefer to follow applicable regulations rather than deal with the law. It is different from the countries you mentioned because they support stablecoins and have been authorized by Congress which was signed into law by the President.

[Hamza2424]

Feel free to share your findings by commenting below. Your input would be greatly appreciated. Thanks.

I am not in the US right now but there are several stories around me that accepts payments in stable currency but I prefer to spend stable currencies online as it is safer to spend in cryptocurrency online than physically because bro I will avoid sending $1k or $10k worth of stable currency in stores in front of other customers and we never know what kind they are haha.

I don't mean to be rude but that's the reality so I would prefer to spend online rather than face to face. And there are several online platforms that accepts stable currencies and they not only accepts stable currencies but they accepts other currencies too.

[lixer]

We already have fiat. Why should there be a need to use another currency whose value itself is based on fiat? Is it not a superfluous layer? When it comes to practicality, why not use fiat instead? Why use something else? It's a copy of fiat, anyway. But it's a cryptocurrency. So? The beauty of stablecoins isn't in the fact that they're cryptocurrencies. The beauty of USDT, for example, is in the fact that it's a substitute for USD. If only USD were accepted or supported where USDT first thrived, it wouldn't have gained relevance.

I understand what you mean but I guess it's a bit nostalgic to buy stuff using crypto. For others it could be a way to evade tax perhaps. Like if someone recharges using bitrefill or similar services, they are smartly avoiding tax (I don't think bitrefill reports to the relevant government).

I myself have been using Bitrefill for years now and they're pretty good. I always recharge my netflix with gift cards and it doesn't even cost more than what it costs otherwise by paying in fiat.

For physical stores I guess accepting crypto will always be a challenge because of confirmation, double-spend and all those issues. Yeah we can opt for BEP20 or ETH payments but even those blockchains are clogged every once in a while.

[barbara44]

There's a lot of hype surrounding stablecoins these days. So I wouldn't be surprised if merchants/retailers start accepting stablecoin payments, alongside credit/debit cards and cash. I mean, stablecoins are faster and cheaper to use than standard credit/debit cards. No chargebacks or high fees whatsoever. The only downside is that it requires constant Internet access to be able to work. I'm sure developers will find a way around this.

With the US opening its doors to stablecoin regulation with the GENIUS act, anything's possible. Americans will surely experience a boom in crypto payments. But I can't say the same about other countries. Especially the EU. Do you think they'll go easy on stablecoin payments? I don't think so. We'll see what happens in the long run.

Stablecoins will always be the first choice when it comes to accepting cryptos are payment. Stablecoins does possess all require qualities of a valid payment source. The major advantage here is that the price does not fluctuate much so the merchant can avoid sudden loss because of the price change. I too did start a small e-commerce business a couple of years back and I integrated one of the bitpay as a payment gateway which allowed users to make payments via stablecoins as well as other coins. I observed that the most liked mode of payment was stablecoins even if I had other options like BTC, ETH, BNB, etc.

Stablecoins will help us make payments more futuristic. With a few advancements, we can see stablecoins soon being one of the major payment sources worldwide. There are a number of stablecoins though and I personally do not trust every stablecoin.

[Webetcoins]

We already have fiat. Why should there be a need to use another currency whose value itself is based on fiat? Is it not a superfluous layer? When it comes to practicality, why not use fiat instead? Why use something else? It's a copy of fiat, anyway. But it's a cryptocurrency. So? The beauty of stablecoins isn't in the fact that they're cryptocurrencies. The beauty of USDT, for example, is in the fact that it's a substitute for USD. If only USD were accepted or supported where USDT first thrived, it wouldn't have gained relevance.

Somewhat it sounds true and maybe not now but in future there can be some more advancements made with stablecoins which is not really possible with fiat. Fiat is digitalized but it still has a few limitations when it comes to transacting but stablecoins have no limitations and a number of advancements can be bought forward.

One example would be to integrate stablecoins in a small chip embedded in our wrist which can easily be used to transact at any store having the chip reader without even the need of internet or any physical interaction. This will make things much easier and faster but there might be some cons.

[Forsyth Jones]

Accepting Bitcoin as payment method would be a long shot. Especially with how volatile and impractical it is. But stablecoins? That's another subject. Most of the stablecoins we know and love today are running on highly-scalable blockchain networks, making payments a breeze (near-instant finality, and ultra-low fees).

I guess what's holding physical stores and/or retailers from accepting stablecoins is regulatory compliance. As in, how would the government react when integrating stablecoin payments at a PoS (which stands for Point of Sale) system. Stablecoins are transparent-by-design, so regulatory compliance shouldn't be much of an issue. It's easier to collect taxes out of stablecoin transactions, than it's the case with Bitcoin or any other cryptocurrency. Stablecoins began to gain traction recently due to legislation in favor of it (particularly in the US), so we should start seeing stores opening their arms to it soon. Who knows? Maybe stablecoins will go as far as replacing traditional debit/credit cards. One can only hope...

While people find it more convenient to pay for purchases using (only) stablecoins due to their low volatility, remember that Bitcoin's purpose is to be a decentralized currency that offers censorship-free payments with a certain level of privacy and, of course, protection against fiat currency inflation. With stablecoins, we bypass the system to get back to square one, since stablecoins are paired 1:1 with fiat currencies that suffer from inflation and currency devaluation.

A great example of this is that Bitcoin is an asset that protects people from devaluation and low purchasing power caused by hyperinflation, as in countries like Venezuela and some dictatorial African countries.

In my view, I don't think it's advantageous to use stablecoins or for a business to only offer stablecoins as a payment method and ignoring Bitcoin, because stablecoins are issued by a central company that can block users' funds at any time.

Regarding physical businesses that accept crypto, you will have to ask in your region or do research, there are some sites that show on a map if there are businesses that accept Bitcoin/stablecoins, like this one: https://btcmap.org/