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Author Topic: Disadvantages of shouldering financial responsibilities of your sisters & brothe  (Read 339 times)
Prosofina_G (OP)
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October 25, 2025, 02:55:35 PM
 #1

Actually there is nothing wrong in financing or helping your siblings in day to day activities of life.
But it can seriously leads to several breakdowns disadvantages, which can cause you more harm than you will ever imagine.
Here below 👇 are the outcome of it.

1. EMOTIONAL SPENDING
2. NEGLECT OF PERSONAL PRIORITIES
3. FINANCIAL STRAIN
4. DEPENDENCY ISSUES AND
5. LONG TIME FINANCIAL INSECURITY

The above mentioned, are the reasons why you can't Excel more then you are expected to.
I stand to be corrected I am not saying that helping your siblings is wrong but do it with limit.
Just as the number one (1) says

EMOTIONAL SPENDING: most people give or extend help through emotions, there are people who pretend to be going through one thing or the other, because of the way they have packaged their self you might believe everything they are saying out of emotions you decide to give even with the little you have leaving your self with nothing,

NEGLECT OF PERSONAL PRIORITIES: one of the disadvantages of spending on your sister's and brothers, this will definitely make you forget everything about yourself all your thinking will be on them, and at the end you will definitely achieve nothing.

FINANCIAL STRAIN: because of constant giving you are absolutely denying your
self the ability to save.

DEPENDENCY ISSUES: in as much you start taking care of your siblings providing them with everything you have automatically make them full dependent on you, of which you cannot stop it.
This will definitely make you not to achieve your goals.

With this topic I stand to be corrected my opinion though.
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October 25, 2025, 03:58:11 PM
 #2

Financing siblings or helping each other in their daily lives is basically a sense of responsibility towards the family. Everyone in our family has a responsibility and we should fulfill this responsibility properly. However, if this helping becomes limitless due to emotions, it can also have a negative impact on our own lives. If we are overly emotional, we basically help people who present their own situation in an exaggerated way without thinking about reality. While helping such people, we ignore our own needs or savings and stand by them, which can weaken our own financial situation. In addition, while repeatedly fulfilling the needs of others, our own goals may remain unfulfilled. When we constantly spend our income on helping others and the amount of this help becomes more than our ability, we may fall behind in our dreams, development and future plans. Again, when someone constantly receives help from me, he or she will become dependent on me. And this dependence can eventually destroy the balance in the relationship. Of course, helping someone is not wrong, it is a responsibility, but we should help according to our ability. If we want to help others beyond our ability, then of course it will affect our own lives.  And if we don't have financial stability in our own lives, we won't be able to be of lasting benefit to anyone.

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October 25, 2025, 04:30:52 PM
 #3

Assistance to the family is not necessarily love. In some cases it is control, in some cases it is guilt, in some cases it is self-sacrifice that no one would want you to survive afterwards. Your list seems accurate. Emotional spending, forgetting your priorities, being under constant pressure, conditioning them to rely on you, then finding yourself on top of the world at 40 years old with nothing to show of your own efforts. That is real

When you are a provider, you cease to be regarded as a person. You become infrastructure. An ATM with feelings. And when you are infrastructure, no one is concerned with your burnout. They are just concerned about what happens should you close down

Boundaries are not impolite, so to speak. Boundaries are the only place to avoid resentement of the people you are trying to protect

Filter that really works in the real life:
- Is it a crisis or it was poorly planned?
- Is it once over a bridge or is it a way of life?
- Does this money make them request less or more in the future?

If the answer is "more", stop. Another fact that no one is discussing: when you continue to carry adults, you are also holding them back in terms of development. That looks kind, but it is not. And when they are big enough to make the mistake without consulting you, they are big enough to live with it afterward

 
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October 25, 2025, 04:36:23 PM
 #4

If you want to help you family financial situation help them if you don't want to help your family financial situation don't help them.
In this topic we forget that everyone has different plans, upbringing and traditions. There are family that are not financially stable but they always find away to help themselves and their are family that are financially stable and capable of helping their family without it being a strain to them but don't have that urge in them to do.

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October 25, 2025, 04:43:32 PM
 #5

There's no reason to fund your sister or brother.

Even a disabled person can still get a job, although this depend on level of the disability, only someone who can't walk and almost can't do anything should get fund from other people. So, if you can still walk and you can do an activity, you must live by your own effort instead of disturb someone else life.

There are family that are not financially stable but they always find away to help themselves
Not really, sometime they only trying to show if they want to help.

Example, someone get cancer and they're not a rich people, but want to help. They only seek for doctors who can cure the cancer or recommend to seek a doctor that work for the government (usually the doctor didn't charge any fee or very small) which usually the quality is bad.

Honestly I don't see that as a help, a real help should be find the best doctor at least in their country and afford the bills.

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October 25, 2025, 05:51:03 PM
 #6

If I have, and my siblings need financial assistance, I will assist them. You should know that it depends on the age of your siblings before you can avoid assisting them financially. If they're still teens, you don't have any option than to help them when they're in need because they don't have anyone they can go to.

However, if they're adults, you can assist them whenever, you can and not making it your daily responsibility because you also have your own family responsibility to cater for. If you are not rich, you will not be able to assist them always.

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October 25, 2025, 05:58:12 PM
 #7

If you have relatives that are adults, why can they fend for themselves instead of relying on you. I don't expect mature persons to wait for the finances of others before getting things for themselves when they are capable of going out to the labour market and hustle out a living, if they are handicapped then it's understandable, but in a situation were they are not, then your spending towards them should be on emergency situation or you getting them gifts out of your own volution.
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October 25, 2025, 06:08:36 PM
 #8

If you want to help you family financial situation help them if you don't want to help your family financial situation don't help them.
In this topic we forget that everyone has different plans, upbringing and traditions. There are family that are not financially stable but they always find away to help themselves and their are family that are financially stable and capable of helping their family without it being a strain to them but don't have that urge in them to do.


Honestly before I saw your response, I was honestly clueless on how I should approach this subject matter. I personally see my wealth as a safety already to my parents and to an extent siblings so I mostly cannot afford to turn a blind eye on them seeing them struggle with financial problems without coming to their aide.

 I understand that I always try to also set limits to what I can expend to them and also recently I've learnt to invest more in my self admist their conditions rather than forgetting myself in the course of treating others fine. But I don't think you can really help yourself on this matter that much because even if you try to run away from their responsibilities, if you are considerate enough, you won't be able to look at them undergoing financial issues without finding a temporary or lasting solutions to it.

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October 25, 2025, 07:16:29 PM
 #9

Its important to always create boundaries when it comes to financial responsibilities, its true that one person might be the saviour of the family but this isn't something that should go on for long because everyone must learn to own up to their responsibilities in life. You can help out whenever you can but it shouldn't be an obligation to always carry their financial problems because you also have your own

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October 25, 2025, 07:18:07 PM
 #10

1. EMOTIONAL SPENDING
2. NEGLECT OF PERSONAL PRIORITIES
3. FINANCIAL STRAIN
4. DEPENDENCY ISSUES AND
5. LONG TIME FINANCIAL INSECURITY

This is exactly what I am going through since about two years, especially after losing my business in commerce. Helping siblings is an obligation especially if living in the same space (house or neighberhood), even if it may destroy our personal life stability. The reason is obvious, if i am in financial trouble whatever the reason, my brother/sister won't let me down. Actually, my brother is in need for support after traveling to Korea, willing that he can find a good job.


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October 25, 2025, 07:31:23 PM
 #11

A person should learn or know how to do things in the moderate way, for there is no good thing without advantage and disadvantage. Aside shouldering of financial responsibilities for siblings and loved one, there's a big disadvantage to any kind of financial strains that doesn't contribute to your own financial growth (like straining yourself to invest an grow financially). Other things can be straining you financially and it might not be your siblings or family, but something else and as long as that thing is not going to make you grow better, it's going to make you worse unless you treat it in a moderate way. Don't be emotional while spending on anyone or anything, be reasonable.

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October 25, 2025, 07:46:55 PM
 #12

Helping your siblings with their finances is not actually a real responsibility or obligation, but come to think of it, who do you think will help them, but definitely those who are only family. So giving financial assistance isn’t made because you are obligated, but it’s there out of love, out of respect, and because you just want them experience a good life as well just like what you personally experienced.

However, all these things should be done still with limits, most especially if you are also a breadwinner in your own little family. Help but never abused yourself, give but never let yourself run out of your own funds since you also have bills to pay to live a good and comfortable life.

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October 25, 2025, 07:58:17 PM
 #13

If you want to help you family financial situation help them if you don't want to help your family financial situation don't help them.
In this topic we forget that everyone has different plans, upbringing and traditions. There are family that are not financially stable but they always find away to help themselves and their are family that are financially stable and capable of helping their family without it being a strain to them but don't have that urge in them to do.

Helping is never an obligatory act, but it’s a choice you made because you wanted to help, because you want your siblings not to struggle financially. This is all done because you have the potentials to help. But even so, if helping isn’t in your own personality initiative, then do not help. Your siblings will always understand, because you already live a different life the moment you chose to build a family of your own.

Helping may always have advantages and consequences, but if your siblings have good upbringing as well, they won’t force you to help, but they would be happy if you care to help.

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October 25, 2025, 08:33:57 PM
 #14

Assisting your siblings is not a bad thing to do, but there should be a limit to avoid problems because excess of all things is very bad, because sometimes we will not know when we spend our last card out of emotions and left with nothing for ourselves to show for, making us lack behind in our own goals. Also giving them everytimes makes them lazy to go find their own daily bread and it drain you financially, saving for Ur own future will be a big problem, because they depends on you for every little thing. Looking out or helping a family member or your siblings isn't a bad thing to do but at least When you're on it, don't let thier emotions get to you and do it with sense and consciousness.
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October 25, 2025, 08:39:31 PM
 #15

Taking up financial responsibilities of one's siblings isn't a bad idea but then being able to prioritize ones need should be an important responsibility, sometimes I understand the reasons why some person's tend to take uo such huge responsibility upon their shoulders, and it could sometimes be due to an alignment from families or from personal self. But the negative aspects of it is not being able to cater for yourself when the need be cause clearly it's not an easy task on anyone shouldering such responsibility for so long and i give them their flowers. But then theeee should be limits pending if there's a positive results.

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October 25, 2025, 11:15:05 PM
 #16

Actually there is nothing wrong in financing or helping your siblings in day to day activities of life.
But it can seriously leads to several breakdowns disadvantages, which can cause you more harm than you will ever imagine.
When you are all matured or have a family of your own, you have a life to take care of; there should be limitations on the help you can extend to your siblings, help that will not put a strain on your family's finances.

Family is an essential institution in our society, and it shows who we are when we take care of our family. But we should know our priorities and limitations. Our own family is our priority; if we have excess, then we can extend our help to our siblings, but not to the point of exhausting our resources.


 
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October 25, 2025, 11:27:15 PM
 #17

Taking up financial responsibilities of one's siblings isn't a bad idea but then being able to prioritize ones need should be an important responsibility, sometimes I understand the reasons why some person's tend to take uo such huge responsibility upon their shoulders, and it could sometimes be due to an alignment from families or from personal self. But the negative aspects of it is not being able to cater for yourself when the need be cause clearly it's not an easy task on anyone shouldering such responsibility for so long and i give them their flowers. But then theeee should be limits pending if there's a positive results.
I agree it isn't an easy financial burden to bear but one has got to do the needful to be done with such kind of situations.
You could do more to impact some income earning skills or open a business for them to manage so that there's always a source of income for the family, instead of stressing and struggling so much.

Stress is a big killer and this case of our OP isn't far fetched at all when we consider the implications of such benevolence to no good end.
Set a financial target for yourself while maintaining good money management skills so as to free yourself from this burden of responsibility and one clear picture is that such goodness and kindness to your sibling or to those who you spend your money on will never go unrewarded.

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October 25, 2025, 11:43:29 PM
 #18

Actually there is nothing wrong in financing or helping your siblings in day to day activities of life.
But it can seriously leads to several breakdowns disadvantages, which can cause you more harm than you will ever imagine.


Nobody wants to be overdependent, and this should be discouraged among siblings; it is the parents' responsibility to ensure that siblings help each other and, at the same time, are not overly dependent on one another.

Siblings' dependence on one another should end when each has a family of their own, and they should only help when necessary. Or suppose one sibling has excess money, and the other has financial issues.
But don't depend on almost everything; you already have a family of your own, and this is your priority.


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October 25, 2025, 11:54:21 PM
 #19

As an elder, fulfilling family responsibilities is definitely a responsibility and duty. It should be seen whether the younger siblings of the family can earn their own living. If they cannot earn their own living or if they are admitted to school and college, it is definitely the responsibility of the elders to fulfill their educational responsibilities. Yes, but it should be seen whether the extra money is spent. Sometimes, due to giving extra money, children become addicted, in which case you should be careful. However, in no case can you avoid the responsibility that you, as an elder, do not see your younger siblings. It is definitely your responsibility as an elder brother to bear their education expenses, food, clothing, medical treatment, entertainment, etc.

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October 26, 2025, 12:37:42 AM
 #20

Whatever you do with out limits and regulations you will definitely not get the best out of it, our siblings brothers and sisters are part of our responsibility most especially if we are the senior in the family, there is always a saying that, first born is an assistant parent, so for sure you must act out of your way to give them the best of life, but you must not let it break you back while trying to assist them, dont neglect yourself and always place your own need above that of everyone around most especially those that are adults but are struggling with finances, sometimes their financial problems can be as a result of mismanagement on their parts.

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