It’s important to take a risk but taking a calculative risk is the best

[Versatile_choice]

There are risk we should not accept to take when investing in Bitcoin that is taking loan to invest in Bitcoin, many people take unnecessary risk because they think that when there is no risk there is no reward, taking a loan to invest in Bitcoin when there is no means to repay back the borrowed money can actually be stated not to be a calculated risk because you can sell your Bitcoin at lost maybe Bitcoin might have dip before you sold just to repay back your loan so that the interest of the loan won't be accumulating.

Risk are in different category, and you're right there are some risk that is not Worth taking just as you said about taking a loan to invest in bitcoin which can also be seen as mistake. However, before risk should be take we need to calculate the chance of losing and also wining if it's 50/50 or 60/40 it's very wrong to take risk without even measuring the chance just like that of taking a loan money to invest it is obvious that the chance of losing is higher than the profit because bitcoin investment doesn't pay off within a short period of time but in the future that is why we are advised to invest with our discretionary income because it is the money we may not be needing anytime soon.

[JMBitcointernational]

However everyone believes he who take the highest risk get a better reward, when taking a risk try and make sure you risk what you can afford for you not to be affected mentally because with the price of Bitcoin now some people where affected mentally. Some take loan from several institutions and presently don’t have means or can not meet up with the demand for refunds

This is a very nice write up @OP but the truth is that every good decision maker and risk taker knows that it is a very wrong idea to borrow money to invest. The rule of investment is that you should try as much as possible to carryout a feasibility study on the type of investment that you intend to venture into.
Like you rightly mentioned earlier, calculative measures are also very important in risk taking because it will serve as a bedrock to your investment plans.

[Loyang]

Before investing in Bitcoin, it is necessary to invest based on the financial situation. The one who invests without depending on the financial situation is involved in a kind of gambling in the name of investment. Because if he invests with urgent money, he may have to sell his investment before the end of the period and he may face losses.

Investing with debt is never the right decision. However, if a person has the ability to repay his debt, he can invest with debt if he wants. However, if there is a possibility of losing the continuity of his investment, then investing with debt will not be the right decision. Even after buying aggressively with debt, if his financial situation does not create any pressure on it and there is no problem in repaying the debt, then he can invest with debt.

[Out of mind]

However everyone believes he who take the highest risk get a better reward, when taking a risk try and make sure you risk what you can afford for you not to be affected mentally because with the price of Bitcoin now some people where affected mentally. Some take loan from several institutions and presently don’t have means or can not meet up with the demand for refunds

Of course, taking risks is important to be successful, but taking risks while keeping yourself in check is the best way to do it. When a person makes financial arrangements to do business, if he starts with full money, if he faces losses, it can fill him with a lot of emotions. That is why we have to make sure in every case that we invest and start trading with the amount of money we can afford to lose so that later losses do not have much impact on our mentality. When we invest in Bitcoin, we must take the maximum, but we have to accept these things that we may face losses due to market volatility, so we have to be patient. However, it is not always good to take risks, so we have to ensure ourselves and use our experience to take risks where there is a high probability of profit.

[Bryan jessy]

You know? One of the worst things in life is not even taken risk at all, in order to survive and progress in life one must take risk, risk in the sense of your efforts and capabilities, what is within your power. In terms of taking risk in Bitcoin a person should invest what they would not be wavering in case of price depreciation, with the volatility of Bitcoin it is necessarily not advisable to invest with funds from loans or borrowed because the price can change anytime without any notice. It is right to make investment with our own funds at least it will save us from too much burdens.

[Somto9Light]

You know? One of the worst things in life is not even taken risk at all, in order to survive and progress in life one must take risk, risk in the sense of your efforts and capabilities, what is within your power. In terms of taking risk in Bitcoin a person should invest what they would not be wavering in case of price depreciation, with the volatility of Bitcoin it is necessarily not advisable to invest with funds from loans or borrowed because the price can change anytime without any notice. It is right to make investment with our own funds at least it will save us from too much burdens.

Yes this aspect of volatility is what makes bitcoin investment to be very risky and different from every other Investment because the price is unpredictable that is why it is advised to only invest with our spare money (discretionary funds) so that when the price is going towards the left side we don't panic or start regretting why we invested with the money we are supposed to use for other important stuffs into bitcoin, i know that investing from our discretionary income is also a risk but the reason why we are advised to invest from our discretionary fund is because it is a leftover money so the regret we would feel if we loss the money from our discretionary fund will not be the same as the money we are supposed to use for other important things.

[Finebone]

I think op is advising us to use what we can afford to lose to invest in bitcoin and we shouldn't take a loan to invest in bitcoin so that when the bitcoin price drops, it won't affect our mental health,

Taking a loan to invest in bitcoin no dy too bad as most people dy think, just that if you do am the wrong way, you go regret am. We don see so many times wey rich people dy borrow money to invest with, those types of loan, na good debt then dy call am, and why them get mind take am na because say them get several means of paying back the loan, and regardless of the outcome of wetin them use the money to invest with.
 No be wetin some people dy do, wey them go take Loan with the mindset of paying back the loan from their Bitcoin investment, that one day bad.

[Lembo69]

Taking risk should come with calculated research and not speculation to avoid regrets. Taking risk should not be based on instincts or perception as it could come with a great cost.

Investment on its own is a risk but should not be treated with ignorance and lack of self awareness.

Lastly, it's not advisable to borrow money to invest especially if it's a long term investment plan. Investment is a 50/50 probability and should not be considered as a source of income or a hope for loan repayment.

Yes, you can take risks, but keep a limit, take as much risk as you feel mentally healthy. If you want to take a loan, you can invest in Bitcoin, but within a limit and politeness. If you invest with a loan, you will always have to worry, because of which you can become ill. So you should invest debt-free. If you invest in Bitcoin with a loan, then before that, just take care that you have a stable source of income. You have to take risks. The name of the investment is risk - if you cannot take risks, then how will you invest. So you have to take risks. But it should be taken within limits, because no one knows when Bitcoin will increase or decrease, so it is better to take risks wisely.

[Princess Leah]

 Op you're correct, people mostly say thay the higher the risks the higher the reward but I believe in ths better you can manage your risk the higher the reward, everything in life is risky but once you learn to apply risk management in everything you're doing even in stuffs that involves finance, you won't suffer lose.

 You can motivate someone with that narrative bit it's also good to teach them the risk management and how to apply it to the risk they're about taking else they'll make lots of mistake that would make them regret doing it. In everything we do we should learn to apply wisdom so we don't end up being consumed by it.

[Jubilee58]

When taking risk of any investment, it is not adviceable to invest in digital currency like bitcoin with borrowed money, the reason is because bitcoin investment does not guarantee short term reward, if you invest for long term purpose, let's say from 5-10 years, the accrued interest of the borrowed money might be much, and if eventually anything happens to that investment, you face the risk of paying that depth without any profit.
Bitcoin is a good long term investment, but make sure you invest with your money and not borrowed money.

Bitcoin price is high but that doesn't mean you have to buy a whole Bitcoin before you can own Bitcoin, you can buy it in bits, buy slow and steady and according to your schedule and financial strength. Regular purchase will amount to a significant profit on the long run.

[Mpamaegbu]

Some take loan from several institutions and presently don’t have means or can not meet up with the demand for refunds

Na those type of people dey always monitor charts like sey na movies dem dey watch. Anybody wey go take loan to invest in Bitcoin (despite how strong e dey) or any altcoin just wan give dem selves high blood pressure. E nor make sense. The persin go just dey apprehensive for nothing with each time negative news happen for dis space. I nor fit do am, and I nor fit advise someone to do am. I fit withdraw my fixed savings to invest in Bitcoin or any other wey I trust somehow but nor be to take out a loan for such.

[SPIDERMAN008]

Buying bitcoin with a loan is not a good idea, especially a loan that has a short-term repayment pressure. This can lead to bigger problems later. The bitcoin market will never run on its own. The price will never increase at its own convenience. That's why if the BTC price doesn't move immediately according to your expectations, your mental thinking and cashflow will be under pressure. Then people get panic, make wrong decisions, and end up blaming bitcoin.

[Prince patrick]

I love this topic, because this days everyone keep shouting, take risk, take risk and that's the reason why so many of our brothers and sisters are in jail, some are involved in crimes now, because they thought the way to get rich is just to some ridiculous risk that will endanger your life or make you lose a lot of money. I keep saying this, not every risk is worth taking, if you see say your hand no go reach, bros leave am, commot hand. Now most Nigerians address and regards people as strong man due to the risks that they have taken and for Nigeria, everybody wants to feel among and get hyped too. So this drives them to take some unnecessary risk, people even go as far as selling their land to invest in Bitcoin when you know it's your first time, you should use a little amount of money to test the waters, because if you lose your money, Bitcoin isn't going to refund you. Your money is gone. So like it is stated, be very calculative and careful with the risks you take.

[Doan9269]

Risk is something that everyone can take. We should compare the advantages of taking such a risk with the costs that may follow as a consequence of taking it. At the same time, every decision taken by us in cryptocurrencies should be within our affordability, because there is a high probability of not meeting up with the target. We end up at a loss; this is where we must be well prepared for the best and also expect the worst to happen, because there is no certainty in anything we are doing for 100% delivery except through luck and chance.

[B-BossMan]

Risk is something that everyone can take. We should compare the advantages of taking such a risk with the costs that may follow as a consequence of taking it. At the same time, every decision taken by us in cryptocurrencies should be within our affordability, because there is a high probability of not meeting up with the target. We end up at a loss; this is where we must be well prepared for the best and also expect the worst to happen, because there is no certainty in anything we are doing for 100% delivery except through luck and chance.

Sured, we actually took some certain risk based on our own decisions or midset, but one thing I do advice is. Not all risk are worth taking in this life, there are some certain risks that one just have to let it be or go away. Even our level of mindset is higher than each other, if Mr A can take risks worth a millions on naira, that doesn’t mean Mr B can also take same risks worth of millions, either Mr B can only take risks worth of thousands of naira. But when it comes to bitcoin investment risks, I do advice people to take the risk because the risks is worth taking. Despite there's no qurantee, but I still believe in bitcoin investment risks. The best is Investment what you can afford to lose.

[yixichloro2xx]

I rather try my best to earn income in which I can use to invest in bitcoin, instead of borrowing loan to invest. First of loan always have a due date, and when someone doesn't have other means to pay up that loan then they surely sell their Bitcoin. Imagine someone borrows ₦50k with ₦10k interest for one or two months to invest into Bitcoin. What if Bitcoin price drops for that two months, which also cause decrease of their capital, and when they try to sell their Bitcoin to pay up, the money won't be enough. Loan will cause alot pressure, which ain't good.

In Bitcoin investments, someone must use funds that won't give them headache in the future.  If an investor buys Bitcoin with good finances, they wont panic to sell .

[Gozie51]

Taking loan to invest in a calculated risk is also risky not withstanding that it is seen as calculated. When it comes to business, no business deal is sure until it is completed. So to beat your chest that it is certain to yield profit is erroneous because anything can happen. The dangerous part of such is that people sign up to huge percentage in interest because they feel the investment that they want to push the money to has guarantee for success. But at the end of the day, they run into loses and they must pay up loan money. This kind of hasty decision is why people get indepted. They feel 100% guarantee for the success of the investment that they are taking loan for.