Silver as an asset for investment diversification

[r_victory]

Silver is a great asset to invest in. Recently, it has reached highs that are worth keeping an eye on. Many people seek out the most "famous" investments and undervalue others that could, over time, yield good profits or serve as a good store of value.

[Dogedegen]

There we have it today was finally a bad day for silver after a long rally. It is down almost 9% in a day. This is a great example of why people should not complain about Bitcoin's volatility when its swings are very low compared to how new it is and far from establishing itself. If Silver can crash 9% in a day with centuries of history behind it and widespread industrial use, when Bitcoin crashes the same or more it should not be mentioned at all. The article below talks about the recent negative price performance.

https://www.financialcontent.com/article/marketminute-2025-12-29-the-silver-squeeze-of-2025-cme-margin-hikes-trigger-flash-crash-to-7372-amid-silver-thursday-fears

Silver is a great asset to invest in. Recently, it has reached highs that are worth keeping an eye on. Many people seek out the most "famous" investments and undervalue others that could, over time, yield good profits or serve as a good store of value.

You didn't really explain why you think it is a great asset. The inflation adjusted performance of silver is terrible. You can't just look at the number in USD and make a comparison, that is not how money works. $72 which is the current price of silver is very different from $72 of 10 or 20 years ago.

Personally I don't invest in anything I don't understand, and to me the value of silver is pretty easy to see. It is used heavily in industry
because it is the most electrically conductive metal on earth while also being very anti-heat and corrosion resistant. Your computer, cellphone,
electric vehicle, solar panels, etc. would not function without silver. The modern world would basically not exist without it.

But to this day I still don't understand what the value of altcoins are other than being pump and dump schemes. They can pump up for a day
or two before plummeting 20, 40% or more in value just as quickly, so you better know when to get out before losing your shirt.

I consider gold and silver to be real investments while altcoins are just pure gambling and speculation.
IMO the only crypto with real value are bitcoin and stablecoins.

Your positions don't make sense at all to me. At first you have a strong belief in silver and you explain why it is so, but you consider something to be a real and good investment based on its demand even if it has very bad price performance? That is not what is usually referred to as a good investment, it is all about the price performance and that is not what silver has going for it. Look at the inflation adjusted chart and you will see that in a decade it barely had any return at all.

The second thing is about altcoins. You don't see anything in them but then you talk about real value being in stablecoins. How do you think stablecoins operate? They just happen to exist internet? They operate on specific altcoin networks and this utility that comes through the presence of these stablecoins is what gives some of them value. No altcoin blockchain, no stablecoin. And this is all how it should be according to your view. I agree that most altcoins are completely useless but then you can't bring up stablecoins being valuable without valuing the network that is required for them to operate. I am not a fan of stablecoins because they are not stable at all, their value is constantly fluctuating with the underlying fiat.

[Abu-Naim]

Hello, everyone!
I read a lot about markets, cryptocurrencies, of course, but also other assets, such as metals, precious metals, of course. Gold, platinum, palladium are good options, but the entry price is quite high, which means that not everyone can afford to buy them in significant bars. And then silver comes to mind. First, there are many “hints” that the metal is currently undervalued. Second, it is quite affordable today.
The essence of the question is this: there is an idea to diversify part of the stablecoins into something that will not be subject to inflation, such as the dollar value of stablecoins, and has the potential to grow in value in the same dollar.
The question is: what do you think?
I'm interested in your assessment of both the idea itself and the idea of silver.

I know about silver for very long time the same time with gold, but the price of gold is always more than five times the price of silver, this means it’s not fast in growth in the market, and I don’t think it worth investing on because it doesn’t have the value gold have, and gold is commanding more respect than silver. Alternatively, invest in gold, you will make profit, if you invest in silver, you will be angry because almost every other investment have more fast growth than silver.

Metals in general are investments for people that have enough capital to do importation and expiration, it is not a business for small scale business men because if needs big capital to set up, and it is very risky.

[r_victory]

Silver is a great asset to invest in. Recently, it has reached highs that are worth keeping an eye on. Many people seek out the most "famous" investments and undervalue others that could, over time, yield good profits or serve as a good store of value.

You didn't really explain why you think it is a great asset. The inflation adjusted performance of silver is terrible. You can't just look at the number in USD and make a comparison, that is not how money works. $72 which is the current price of silver is very different from $72 of 10 or 20 years ago.

This chart is from June 2025:



This is a screenshot of today's chart:



Considering the current price, the value has practically doubled in 6 months.

As I research investments, I believe silver is a good option for diversification and has greater potential for appreciation in the coming years. Not only as an investment, but also for its industrial utility (I know that gold is very useful in industry as well, but the subject here is silver). I'm not a finance expert, and my opinion might be wrong for you, and it's valid to disagree.

The industrial utility of silver is often considered more critical than that of gold due to several key factors related to its physical properties, availability, and versatility in various applications. Although both silver and gold have played central roles as monetary metals and in jewelry, the extensive industrial use of silver distinguishes it, underpinning its importance in the modern economy.

Examples of industrial uses of silver:

- Electrical conductivity
- Thermal conductivity
- Reflectivity
- Antibacterial properties
- Availability and cost

Despite being abundant, one day it will become scarce, and with the demand for these uses growing, its value also tends to grow (personal opinion). Just as is expected with Bitcoin.

Money is certainly worth less today than it was in the past. However, I'm referring to the present and the future...

Some sources:
https://www.ultimamarkets.com/academy/silver-price-trend-10-years-analysis/
https://www.swissbullion.eu/en/posts/why-silver-is-more-important-than-gold
https://americangold.com/industrial-uses-of-gold-and-silver/
https://www.xs.com/en/blog/is-silver-good-investment/
https://silverprice.org/live-silver-price.html

[DrBeer]

Silver is a great asset to invest in. Recently, it has reached highs that are worth keeping an eye on. Many people seek out the most "famous" investments and undervalue others that could, over time, yield good profits or serve as a good store of value.

You didn't really explain why you think it is a great asset. The inflation adjusted performance of silver is terrible. You can't just look at the number in USD and make a comparison, that is not how money works. $72 which is the current price of silver is very different from $72 of 10 or 20 years ago.

This chart is from June 2025:



This is a screenshot of today's chart:



Considering the current price, the value has practically doubled in 6 months.

As I research investments, I believe silver is a good option for diversification and has greater potential for appreciation in the coming years. Not only as an investment, but also for its industrial utility (I know that gold is very useful in industry as well, but the subject here is silver). I'm not a finance expert, and my opinion might be wrong for you, and it's valid to disagree.

The industrial utility of silver is often considered more critical than that of gold due to several key factors related to its physical properties, availability, and versatility in various applications. Although both silver and gold have played central roles as monetary metals and in jewelry, the extensive industrial use of silver distinguishes it, underpinning its importance in the modern economy.

Examples of industrial uses of silver:

- Electrical conductivity
- Thermal conductivity
- Reflectivity
- Antibacterial properties
- Availability and cost

Despite being abundant, one day it will become scarce, and with the demand for these uses growing, its value also tends to grow (personal opinion). Just as is expected with Bitcoin.

Money is certainly worth less today than it was in the past. However, I'm referring to the present and the future...

Some sources:
https://www.ultimamarkets.com/academy/silver-price-trend-10-years-analysis/
https://www.swissbullion.eu/en/posts/why-silver-is-more-important-than-gold
https://americangold.com/industrial-uses-of-gold-and-silver/
https://www.xs.com/en/blog/is-silver-good-investment/
https://silverprice.org/live-silver-price.html

Thank you—a very interesting selection and analysis.
I also believe that silver, and with it copper (these metals are actually mined together, as silver is rarely found in its pure form, most often it is present in ores of other metals, especially copper), may continue to grow in the near future precisely because of the growth in technological demand. The problem is that there is currently no substitute for them, and demand is growing. Of course, copper is more difficult in terms of investing in real metal for private investors, but I do not rule out that tokens backed by industrial reserves of this metal will also be issued.

[MarjorieZimmermanGinger]

I also have the feeling that many of us are rushing into metal investments due to FOMO, instead of taking the time to learn about them and truly understand what we're investing in. As far as I remember, I've hardly seen any discussion about silver or copper on our forum before. Discussions about them only began when their prices rose significantly.

That's true because in this forum we focus more on discussing Bitcoin and recently discussions about silver have started to emerge because of the effects of the increase that is occurring. The mistake many people make when starting something is not based on their best abilities or in other words not because they have the right knowledge, but rather they are influenced by (FOMO) and under certain conditions this can cause a bit of problems, especially when they enter investments when the price is higher. Silver has been around since ancient times, but when compared to the two, people tend to choose gold, at least this is what I see in the environment where I live because trust in gold is much greater than in silver.

[Inwestour]

That's true because in this forum we focus more on discussing Bitcoin and recently discussions about silver have started to emerge because of the effects of the increase that is occurring. The mistake many people make when starting something is not based on their best abilities or in other words not because they have the right knowledge, but rather they are influenced by (FOMO) and under certain conditions this can cause a bit of problems, especially when they enter investments when the price is higher. Silver has been around since ancient times, but when compared to the two, people tend to choose gold, at least this is what I see in the environment where I live because trust in gold is much greater than in silver.

What you described happens in crypto all the time. People look for opportunities and start buying tokens when they are already rising. The same thing is happening now with silver and gold, so I see that everything works the same way across all markets. I believe that buying gold and silver now is already too late. Buying now means buying at the highs, and then people will end up hold this asset for years. Maybe with gold this is not so scary, but when it comes to silver, I am not so sure.

[colinistheman]

What you described happens in crypto all the time. People look for opportunities and start buying tokens when they are already rising. The same thing is happening now with silver and gold, so I see that everything works the same way across all markets. I believe that buying gold and silver now is already too late. Buying now means buying at the highs, and then people will end up hold this asset for years. Maybe with gold this is not so scary, but when it comes to silver, I am not so sure.

This happens in every financial market, when a leading asset in a particular sector increases in value, people will seek out similar assets in the expectation that they too will increase in value.
It's not just silver, I've started seeing more people discussing investing in copper and platinum.

I wouldn't say it's too late to invest in them, because we don't know how much the metals market will grow. But buying at this time is too risky, we would face more risks than opportunities for profit. It's best not to FOMO at this time.
But if I had to buy one, I'd choose gold. Take a look at silver’s chart, it's not the potential investment many people mistakenly believe it to be.

[DrBeer]

There we have it today was finally a bad day for silver after a long rally. It is down almost 9% in a day. This is a great example of why people should not complain about Bitcoin's volatility when its swings are very low compared to how new it is and far from establishing itself. If Silver can crash 9% in a day with centuries of history behind it and widespread industrial use, when Bitcoin crashes the same or more it should not be mentioned at all. The article below talks about the recent negative price performance.
...

The fact that there was a slight decline in value does not mean that silver has the same volatility as Bitcoin. The reason is very simple: hysterical sentiment always drives prices “by inertia,” in this case upward. Hysterical sentiment has calmed down, leaving pragmatic and market sentiment, and the price has adjusted slightly.
 I am still betting that the growth will continue, although not at the same rate as in 2025 (more than x2), but primarily due to the technology market.

[Dunamisx]

Silver isn't bad, the way we could behold the use of diamond, gold or any other natural resources as an asset for our own use, their value is only what is different from each other and we just have to consider diversification as something being made important to do, because we cant have the investment we made on a single asset, the risk would have been too much in case if anything happened.

[Dogedegen]

This chart is from June 2025:

This is a screenshot of today's chart:

Considering the current price, the value has practically doubled in 6 months.

Those charts are not inflation adjustment and do not consider silver's previous ATHs. At the current value it has barely reached historical parity. So what you see as price doubling is actually just catching up a little bit to very bad performance for decades. Try to find an inflation adjusted chart or adjust it yourself and then take a look again and get back to me.

Thank you—a very interesting selection and analysis.
I also believe that silver, and with it copper (these metals are actually mined together, as silver is rarely found in its pure form, most often it is present in ores of other metals, especially copper), may continue to grow in the near future precisely because of the growth in technological demand. The problem is that there is currently no substitute for them, and demand is growing. Of course, copper is more difficult in terms of investing in real metal for private investors, but I do not rule out that tokens backed by industrial reserves of this metal will also be issued.

There is no benefit for tokens that are backed by any kind of reserve or metal, that does not make sense. That is just another paper instrument that is used to scam, similar to how many parties have been trading paper silver for decades. It causes harm and does not bring any benefit except to the intermediary parties that are making fees on these things. Copper is definitely not a material for investment.

The fact that there was a slight decline in value does not mean that silver has the same volatility as Bitcoin. The reason is very simple: hysterical sentiment always drives prices “by inertia,” in this case upward. Hysterical sentiment has calmed down, leaving pragmatic and market sentiment, and the price has adjusted slightly.
 I am still betting that the growth will continue, although not at the same rate as in 2025 (more than x2), but primarily due to the technology market.

If Bitcoin has little volatility like silver or gold, then silver and gold have failed. Even at this current movement it shows that Bitcoin is very stable for what it is, you didn't understand my point. If silver can crash 9% in a day and metal bugs are silent then they should be silent when Bitcoin crashes a bit more than that. I don't see evidence that the price rise has anything to do with the technology market, I think you are just speculating.

Silver isn't bad, the way we could behold the use of diamond, gold or any other natural resources as an asset for our own use, their value is only what is different from each other and we just have to consider diversification as something being made important to do, because we cant have the investment we made on a single asset, the risk would have been too much in case if anything happened.

You can't make such direct comparisons. Diamonds compared to silver are useless and the price is extremely manipulated, the real price of them is probably around -90% than the current price. When making a relative comparison like this you must keep in mind that it does not mean that there are no uses at all for diamonds. But when compared to silver, they have very few real uses. Jewelry is not a real use, it is a demand that was created through manipulative marketing. Industrial demand is real demand.

[MarjorieZimmermanGinger]

What you described happens in crypto all the time. People look for opportunities and start buying tokens when they are already rising. The same thing is happening now with silver and gold, so I see that everything works the same way across all markets. I believe that buying gold and silver now is already too late. Buying now means buying at the highs, and then people will end up hold this asset for years. Maybe with gold this is not so scary, but when it comes to silver, I am not so sure.

There's a significant difference in these conditions, and buying at a high price with a fundamentally sound asset like gold isn't that risky as long as they can hold the asset long-term. Similarly, if we're involved in crypto, if we buy Bitcoin at a slightly higher price, the best move is to wait and hold the asset until it reaches its next ATH. This means risk can be minimized, although people should wait and avoid panic investing. As for investing in silver, I personally can't understand the implications of buying at a high price because I've never tried it, so I don't have a perspective to draw on. Honestly, I see gold as a much better option than silver because even though we sometimes buy at a slightly higher price gold is a store of value and not so risky.

[BALIK]

What you described happens in crypto all the time. People look for opportunities and start buying tokens when they are already rising. The same thing is happening now with silver and gold, so I see that everything works the same way across all markets. I believe that buying gold and silver now is already too late. Buying now means buying at the highs, and then people will end up hold this asset for years. Maybe with gold this is not so scary, but when it comes to silver, I am not so sure.

There's a significant difference in these conditions, and buying at a high price with a fundamentally sound asset like gold isn't that risky as long as they can hold the asset long-term. Similarly, if we're involved in crypto, if we buy Bitcoin at a slightly higher price, the best move is to wait and hold the asset until it reaches its next ATH. This means risk can be minimized, although people should wait and avoid panic investing. As for investing in silver, I personally can't understand the implications of buying at a high price because I've never tried it, so I don't have a perspective to draw on. Honestly, I see gold as a much better option than silver because even though we sometimes buy at a slightly higher price gold is a store of value and not so risky.

If the sudden surge in silver prices this year is merely speculation, as has happened twice in the past, in 1980 and 2011. The consequences would be terrible and catastrophic if we bought silver at the peak.

Unlike Bitcoin and gold, silver needs years to recover and grow. The price of silver peaked at $40 in 1980, but it took another 31 years for it to return to $40 in 2011. Similarly, after reaching just $50 in 2011, it took another 14 years for it to return to $50 and reach $80 this year. Investing in silver is extremely risky, it's not as safe as gold as many people believe.

Honestly, people should invest in gold instead of silver.

[DrBeer]

Silver isn't bad, the way we could behold the use of diamond, gold or any other natural resources as an asset for our own use, their value is only what is different from each other and we just have to consider diversification as something being made important to do, because we cant have the investment we made on a single asset, the risk would have been too much in case if anything happened.

I would highlight diamonds—I would not consider them an asset for diversification. The problem is that diamonds are mined in sufficient quantities and there is no shortage of them on the market. Plus, the main consumer is industry, and the price of those diamonds is not as high as in jewelry stores. Diamonds only become expensive after they are processed into diamonds and receive a huge markup... because that is the norm in this highly monopolized market. Buy a 2-5 carat diamond today, sell it in 5 years, and tell us how much you earned. Believe me, the effect will be insignificant, if any, because in 99.9% of cases, resale occurs through buyers who will naturally lower the price, because they also want to make a profit later.

[pawanjain]

The fact that there was a slight decline in value does not mean that silver has the same volatility as Bitcoin. The reason is very simple: hysterical sentiment always drives prices “by inertia,” in this case upward. Hysterical sentiment has calmed down, leaving pragmatic and market sentiment, and the price has adjusted slightly.
 I am still betting that the growth will continue, although not at the same rate as in 2025 (more than x2), but primarily due to the technology market.

Did you buy Silver back when you started this topic ? Silver price was quite good back then.
The price has surged a lot in the last 30 days and you were lucky if you got in at that price.
Even I am thinking of investing in Silver to diversify my asset allocation but waiting for a good entry point.
I feel that the current decline is still close to the ATH price and I believe it will decline further.
I will invest in it when it corrects with another 30%. What do you think ?

[gibrab16]

The fact that there was a slight decline in value does not mean that silver has the same volatility as Bitcoin. The reason is very simple: hysterical sentiment always drives prices “by inertia,” in this case upward. Hysterical sentiment has calmed down, leaving pragmatic and market sentiment, and the price has adjusted slightly.
 I am still betting that the growth will continue, although not at the same rate as in 2025 (more than x2), but primarily due to the technology market.

Did you buy Silver back when you started this topic ? Silver price was quite good back then.
The price has surged a lot in the last 30 days and you were lucky if you got in at that price.
Even I am thinking of investing in Silver to diversify my asset allocation but waiting for a good entry point.
I feel that the current decline is still close to the ATH price and I believe it will decline further.
I will invest in it when it corrects with another 30%. What do you think ?

Silver was definitely at a good level when the topic started, so anyone who bought back then is sitting comfortably now. The recent run-up has been strong, but I agree that chasing it at current prices isn’t ideal.
We’re still close to the ATH, and silver is known for deep corrections after sharp moves. A 25–30% pullback wouldn’t be unusual at all. Personally, I’m also waiting for a better entry rather than jumping in right now. Patience usually pays off with silver.

[DrBeer]

The fact that there was a slight decline in value does not mean that silver has the same volatility as Bitcoin. The reason is very simple: hysterical sentiment always drives prices “by inertia,” in this case upward. Hysterical sentiment has calmed down, leaving pragmatic and market sentiment, and the price has adjusted slightly.
 I am still betting that the growth will continue, although not at the same rate as in 2025 (more than x2), but primarily due to the technology market.

Did you buy Silver back when you started this topic ? Silver price was quite good back then.
The price has surged a lot in the last 30 days and you were lucky if you got in at that price.
Even I am thinking of investing in Silver to diversify my asset allocation but waiting for a good entry point.
I feel that the current decline is still close to the ATH price and I believe it will decline further.
I will invest in it when it corrects with another 30%. What do you think ?

I started talking about silver on June 1, 2025, on another forum. Although most people did not appreciate silver at that time and expressed skepticism. For the sake of experiment, I converted part of my assets in stablecoins into silver. I bought a number of 250-gram bars from banks. I believe I made the right decision.
In my opinion, a certain correction has taken place, so I am monitoring the situation and will make decisions based on the market situation — whether to take profits or accumulate assets.

[MarjorieZimmermanGinger]

If the sudden surge in silver prices this year is merely speculation, as has happened twice in the past, in 1980 and 2011. The consequences would be terrible and catastrophic if we bought silver at the peak.

With those two assumptions and given that silver prices only rose significantly twice in the years you describe, buying at its peak would be a bit more worrisome because the money we invested in the investment would be tied up and we would have to wait for the next increase if we wanted to cash out the profits. That's why I say it's better to choose alternatives like gold if you want to diversify your assets, as this asset has proven to be much better and can protect the value of the currency we invest in it. I'm not saying silver isn't a bad investment, but we should look for investments that offer certainty like gold and bitcoin.

[KiaKia]

Haven't we all learned that everything has it's time? There were bad times for silver that it performed very badly for many years and many people avoid it, some people thought they already lost alot in silver and they sold.

To me this investment is just like everything else, what confuses many is the timing, when crypto is doing fine others might be performing well, metals are doing great weeks ago and it's been a long time coming already.

Rather better to prepare for such results in investment, plan the long term game, it is obvious that some investment will take a very long time before they can do very well.

[pawanjain]

Silver was definitely at a good level when the topic started, so anyone who bought back then is sitting comfortably now. The recent run-up has been strong, but I agree that chasing it at current prices isn’t ideal.
We’re still close to the ATH, and silver is known for deep corrections after sharp moves. A 25–30% pullback wouldn’t be unusual at all. Personally, I’m also waiting for a better entry rather than jumping in right now. Patience usually pays off with silver.

The recent decline in Silver's price shows that some people are taking profits and it might not be a good time to get in at this point.
We can't surely say whether the price will keep falling or not because as of today the price is quite stable.
Silver is taking it well and we will have to monitor the situation to see if the price goes up or down.
I am still wondering what to do in case the price starts pumping again.
Should I consider going in any way or hope that the dump will occur and then start buying Silver.