Avoid Unnecessary Oblee this December, be sure to plan for next year

[Sticky Bomb]

Most people are accustomed to this poverty cycle which is "Build from January to December, spend everything in December and start all over again next January".

This is the same mentality that stalled the financial growth and success potential of a lot of us because we fail to plan ahead.

January is considered the most difficult month of the year not because January is actually difficult but because most people fail to plan and save for it. People empty themselves during December oblee and resume struggling by January.

December is actually a time of self-evaluation on your performance for the year and a time of planning for a better and effective next year, it is a time you identify things that didn't work out for the year and consider what strategies you should implement to increase success and productivity in the coming year, for eg:

• If you failed to invest properly this year, let's say in bitcoin, you can go ahead and map out proper strategies to ensure you've discretionary income set apart to fully commit to DCA coming year and get a good portfolio for yourself
• If you didn't get the skills you desired or didn't get as specialized as you wanted, you can identify shortcomings and re-strategize on how to take your career to its peak in the coming year
• if you had bad relationships with people you love, you look for ways to strengthen the relationship and move into the new year with harmony

These above does not really mean you shouldn't enjoy yourself this festive season, I mean "What is December without Oblee?", let us try to do so with caution and awareness that there is next year around the corner. Financial literacy is a good virtue and would be nice if we inculcate it and spend wisely even as we enjoy ourselves in this season of merriment.

Merry Christmas and a prosperous new year ahead to Everyone.

[Bright0515]

Everybody have their own mentality when it comes to financial situations that has to do with making money and money spending. Some believes that after making a lot of money the next steps is to spend it on enjoyment. Recently I was discussing with some group of friends and someone a money is said he only has one life to live and he will not want to spend it on making money alone, that he will also join to party and enjoy himself, say na one life man get.

But the truth about this thing is that even though you want to party, make plans for it, don't party to spend all you have, because after party it won't be funny anymore because you will be looking for were to borrow money to start afresh on stage which you have already passed.

As for investment, you shouldn't look forward to invest in to Bitcoin just to take profits within a year, because no you might not get what you are expecting. Even those who invest into Bitcoin from January that are looking forward to take profits this December won't even make good amount from it because Bitcoin is below 100k, although we still have few days before the end of 2025 but still good profits from 1 year investment in Bitcoin is no guarantee profit.

[AmaGold70]

Most people are accustomed to this poverty cycle which is "Build from January to December, spend everything in December and start all over again next January".

This is the same mentality that stalled the financial growth and success potential of a lot of us because we fail to plan ahead.

January is considered the most difficult month of the year not because January is actually difficult but because most people fail to plan and save for it. People empty themselves during December oblee and resume struggling by January.

December is actually a time of self-evaluation on your performance for the year and a time of planning for a better and effective next year, it is a time you identify things that didn't work out for the year and consider what strategies you should implement to increase success and productivity in the coming year, for eg:

• If you failed to invest properly this year, let's say in bitcoin, you can go ahead and map out proper strategies to ensure you've discretionary income set apart to fully commit to DCA coming year and get a good portfolio for yourself
• If you didn't get the skills you desired or didn't get as specialized as you wanted, you can identify shortcomings and re-strategize on how to take your career to its peak in the coming year
• if you had bad relationships with people you love, you look for ways to strengthen the relationship and move into the new year with harmony

These above does not really mean you shouldn't enjoy yourself this festive season, I mean "What is December without Oblee?", let us try to do so with caution and awareness that there is next year around the corner. Financial literacy is a good virtue and would be nice if we inculcate it and spend wisely even as we enjoy ourselves in this season of merriment.

Merry Christmas and a prosperous new year ahead to Everyone.

As we dey talk am for naija "no be you go tell me wetin I go do" Lol. Your advice dey very valid and as we know December na the month wey everybody dey forget say tomorrow na another day and most people spend money recklessly without thinking about the consequences, this oblee thing do me very strong thing last year December and nothing go make me repeat that mistake again this December, it is good to enjoy and flex after working your ass out the entire year trying to survive but it is also important to be responsible while playing around because January dey front and e dey long. I have decided to spend time with friends and family at home and maybe go out to a few places to relax but no clubbing for me this year, I didn't invest in Bitcoin just to take it out at the end of the year and my Bitcoin money no be for oblee so responsible oblee money dey one corner dey wait.

[Tetu100]

Well spoken, this is where most people get it all wrong doing time of Christmas, they thought it is the best time of spending all in the name of enjoyment and they fail to acknowledge the fact that their is still life after December. Although everybody has the right to spend their money the way it pleases them but you just need to use your head and spend wisely.

Way back I can remember when I fell victim of that, I lavished all my money on Christmas enjoyment hoping to start all over again with the  little job I was doing but to my greatest surprise by January the work ended I was so frustrated and disappointed but as the days unfold I was able to secure another job but that incident has made me learn.