E dey normal for January to hard because many people don spend a lot on food and gift for their family members jollification.
But as person wey wise, you supposed remember to keep for another day.no empty hand at all at all because if January hit you, e go long pass 365 days wey make 1 year..
Is a normal thing, during December their are a lot of things man need to settle,on like to buy children clothes, Father in law drinks, what the family will eat and many more that is the time for those activities and people plan for it before it being done, likewise the same planning can still take place during the month of January, now my question is what if you don't have money to take care of those responsibility how will you do it and those responsibility is on your neck, so after the month of December we will still work for January except a lazy person that always find it difficult during the month of January the month of January shall provide for it self is normal,after spending a big amount of money, the person may complain because the money there is not as before, but there is money,