financial goals

[Z_MBFM]

im sure we all have new financial goals this year the key to achieving our goals would be consistency my advice and also something i would observe myself is tracking all my expenses

even writing down the prices we spend may make us a little shameful because of how much money we have wasted especially when we end up spending more than we should have

We cannot maintain our financial structure properly due to unnecessary spending. We need a lot of money in our daily life and we have a lot of needs in different areas. However, even if some needs are unfulfilled, it does not have any bad effect on us, we can manage our life by keeping them unfulfilled. Still we do them and call them luxury. And that is why we cannot maintain our financial structure properly and we face various problems. When we can stop our unnecessary expenses, then only we will be able to do money management properly and maintain our financial structure properly. At that time everything will run smoothly for us.

[Unknown Op]

I think everyone has its own financial goal knowing everyone of us aims to make financial progress and stability in the end. I myself has also one, and that is to maximize my earnings this year through diversifying my investments, even outside bitcoin. I know with consistency and being goal-oriented, that would be possible in the long run.

Still, financial literacy and security is my concern this year, and that will only be possible if I start everything from bitcoin.

That's for sure because almost all of us have goals on how to develop or improve our finances and that's why many people start making plans. Once this is well-planned, our focus will be much more focused and we can achieve our targets much better because we're prepared. I also have the same desire this year I will try to diversify my investment opportunities and I might be interested in gold because this asset also has the ability to maintain its value.

If we have a clear goal, the process can be planned well so that we know what to do and we can also create several special methods, such as this month one strategy must be achieved and the following month it can be evaluated or improved.

When you are earning good amount of money, matters how much money you are saving for your future because any pandemic can occur and there could be disaster. Earthquake was common in the past but we are away from earthquake but people should be aware of that and should save their more money as they can and War could be happen at any time because Donald trump is brutal politician and he want to conquer all countries. America is in super power and they took the hold of one country and we could see War if any country came in front of Donald . Investigation is good and if any kind of mishap happens then we will hold this money for the future and we survive as we saw in 2019 and many people faced bad time because many industries fired the employees.

[rachael9385]

im sure we all have new financial goals this year the key to achieving our goals would be consistency my advice and also something i would observe myself is tracking all my expenses

even writing down the prices we spend may make us a little shameful because of how much money we have wasted especially when we end up spending more than we should have

It might not really help that much when you track your expenses because if you try to calculate what has already been spent it isn't going change Anything. what you are actually supposed to do instead of tracking your expenses is to create a budget so that you don't overspend or put your money into things that are not important. This can significantly improve how you manage your finances

[ASloveapg]

im sure we all have new financial goals this year the key to achieving our goals would be consistency my advice and also something i would observe myself is tracking all my expenses

even writing down the prices we spend may make us a little shameful because of how much money we have wasted especially when we end up spending more than we should have

It might not really help that much when you track your expenses because if you try to calculate what has already been spent it isn't going change Anything. what you are actually supposed to do instead of tracking your expenses is to create a budget so that you don't overspend or put your money into things that are not important. This can significantly improve how you manage your finances

We need to spend wisely, not just by calculating our expenses. Here, we first need to create financial management, and we need to calculate our expenses according to our income, and determine the amount of money, there will be no unnecessary expenses, and only necessary expenses will be separated and spent, no unnecessary money can be used. If we manage our family by spending money through such management, then unnecessary expenses will be reduced and the money will go to places that are really important or bring long-term benefits. Basically, those who have no management, they spend everything they earn, as a result, no financial foundation can be created for their future. That is why it is important to control it, so that they can take steps for their future.

[Japinat]

Everyone has clearly set up financial goals every year, but not everyone becomes consistent on working on the process.

Everyone may be eager and aggressive to start their finances right at the beginning of the year, but after a month or two, they all just return to their old spending habits and unwise managing of finances.

In the end, consistency is the key to every life's goals, be it financial, mental and emotional aspects. If you fail to be consistent, never expect for a successful outcome then.

[Fortify]

im sure we all have new financial goals this year the key to achieving our goals would be consistency my advice and also something i would observe myself is tracking all my expenses

even writing down the prices we spend may make us a little shameful because of how much money we have wasted especially when we end up spending more than we should have

My goal is just to stay consistent with my current financial plan - putting as much money into investments as possible while also travelling to many destinations. It can be hard to find a balance and it requires a lot of hustling alongside the main job, but it's worth it to enjoy lots of different experiences. I keep a rough budget but it would simply be too much admin tracking every little expense and suck a bunch of fun out of life for little benefit. I don't want to know exactly what I spend on food each month, as long as I roughly understand what I allow for it every day and stick to that, it'll tally up in the end. I enjoy seeing the investments go but understand that it takes a long time and constantly adding to it for it to work.

[Youngrebel]

im sure we all have new financial goals this year the key to achieving our goals would be consistency my advice and also something i would observe myself is tracking all my expenses

even writing down the prices we spend may make us a little shameful because of how much money we have wasted especially when we end up spending more than we should have

Having a savings this year 2026 would be made easier but with strict personal decisions  and being deliberate about the decisions we make. If we can be sincere to ourselves we will say of a truth the economy has got a bit better.  What i mean by this is over time earnings has increased due to.the harsh economy recently.  But over time prices of items seems to have dropped abit but our incomes that increased over time and has not dropped.  This in a way jas made us have some little cash which imdierectmakes our disposable cash  to increase. So if we can realise tjis fact and send that extra cash we spend to aavinthen.we will see that we have down allot in terms of savings instead spending excessively.

[dunfida]

im sure we all have new financial goals this year the key to achieving our goals would be consistency my advice and also something i would observe myself is tracking all my expenses

even writing down the prices we spend may make us a little shameful because of how much money we have wasted especially when we end up spending more than we should have

Having a savings this year 2026 would be made easier but with strict personal decisions  and being deliberate about the decisions we make. If we can be sincere to ourselves we will say of a truth the economy has got a bit better.  What i mean by this is over time earnings has increased due to.the harsh economy recently.  But over time prices of items seems to have dropped abit but our incomes that increased over time and has not dropped.  This in a way jas made us have some little cash which imdierectmakes our disposable cash  to increase. So if we can realise tjis fact and send that extra cash we spend to aavinthen.we will see that we have down allot in terms of savings instead spending excessively.

Actually its just that too easy to say if we are trying to achieve on something or some sort of resolution but along the way on which it wouldnt be that so easy just because there would be those factors that would be affecting for you to be able to missed out or fail on doing so. Who doesnt want to have that much better or progressive financial status or condition? Everyone would be that eyeing to have that financial goals, it is really just that we dont know on what are the things that we would be able to encounter along the way. This is why it would be needing that extreme discipline and dedication if you are that trying out to achieve something and not just that making up some plans but you dont actually have the action on doing it. You wouldnt be seeing yourself progressive if you are just that having this kind of behavior or simply you are just that good in words but not in actions.

We do know on how important if you do have that established financial status or condition on which you would be  that able to buy up things, sustain emergencies, making up investment or any other money purpose that could have on which you are that capable since you had achieve such state.

[imthegreat]

im sure we all have new financial goals this year the key to achieving our goals would be consistency my advice and also something i would observe myself is tracking all my expenses

even writing down the prices we spend may make us a little shameful because of how much money we have wasted especially when we end up spending more than we should have

Everything depends on expenses; this is the only way to understand how much income I want to earn so I can finally say I've achieved all my goals.
In such a conversation, it's important to consider two factors that greatly influence expenses: owning your own apartment and having a family with children:
1) Owning your own apartment eliminates the headache of worrying about rent and housing prices, and a fat expense item.
2) Living with a family and a child (especially a small one), the head of the household bears expenses two to three times greater than a single person. Especially if there are no relatives to help...
Therefore, I think it's right to consider that everyone will eventually have a family, which means these "increasing factors" should be factored in.
This doesn't apply to those who have already been through all this but have gone solo. But then, again, there's alimony.

[YOSHIE]

im sure we all have new financial goals this year the key to achieving our goals would be consistency my advice and also something i would observe myself is tracking all my expenses

In my view, if you do everything you say, I'm sure you will be laughed at by your friends and will be labeled as a calculating and stingy person. Besides, it's too complicated to record every expense and write down all the prices we need, man, that's really too much of a way for you to think about your economy.

Dude, life is easy if you make it easy and life is difficult if you make it difficult.
If you really want to organize your economy, there is the easiest idea from me for you.
• first: for example, if you get a salary of $1000/month, you can share several parts.
1. 20% for daily needs, for yourself personally.
2. 30% for your savings/investments.
3. 30% for your household needs, paying for electricity, kitchen and so on.
4. Another 20% for reserve money/unexpected money.

By separating your finances like that, you have managed your economy well, you don't need to record/write down all the items or anything else, do as I say, I'm sure your goal will be achieved.

[Jateng]

We cannot maintain our financial structure properly due to unnecessary spending. We need a lot of money in our daily life and we have a lot of needs in different areas. However, even if some needs are unfulfilled, it does not have any bad effect on us, we can manage our life by keeping them unfulfilled. Still we do them and call them luxury. And that is why we cannot maintain our financial structure properly and we face various problems. When we can stop our unnecessary expenses, then only we will be able to do money management properly and maintain our financial structure properly. At that time everything will run smoothly for us.

These problems are with many people and it is our own reaction to allow extraordinary expenses to increase because our desires have increased so much that we have damaged our financial balance and now it is very difficult to correct it. we have to meet our personal expenses then for that we will have to strangle our desires.Then the financial balance will be maintained. in addition there is also a solution that you can make a budget of your fixed money keep money aside for personal expenses and invest the money that is left. This can also fulfill your desires. you learn to control your expenses your life will become easier and you will not have any financial difficulties.

[Cgrexp]

Everyone has clearly set up financial goals every year, but not everyone becomes consistent on working on the process.

Everyone may be eager and aggressive to start their finances right at the beginning of the year, but after a month or two, they all just return to their old spending habits and unwise managing of finances.

In the end, consistency is the key to every life's goals, be it financial, mental and emotional aspects. If you fail to be consistent, never expect for a successful outcome then.

You are right .There is a difference between setting goals and achieving goals because many people can set goals but cannot implement the consistency, hard work and planning required to achieve them. In the case of investment, while it is easy to create a budget according to income, the real challenge is to follow that budget and stick to the plan. And this is where many people fail. Basically, a person is disciplined by habit. So if someone is not consistent with his plan, then it will not be possible to achieve the goal.

[Fivestar4everMVP]

im sure we all have new financial goals this year the key to achieving our goals would be consistency my advice and also something i would observe myself is tracking all my expenses

even writing down the prices we spend may make us a little shameful because of how much money we have wasted especially when we end up spending more than we should have

Tracking expenses is definitely one for the effectives way to keeping track and achieving financial goals but to be honest with you, its not easy especially as a man with family which is wife and kids, and you talked about writing down how much we spend on daily basis, i don't know about anyone else but for me personally, this is absolutely impossible, there are so many little things I spend some little amount of money on which I likely will not remember to write down if I decide to start writing down all my daily expenses.

But one thing that still guarantees we meeting our our financial goals is investment, we need to invest, no matter how little amount of money we earn and how much expenses waiting, we need to invest, investment is one of the only things that we guarantee a future free from financial struggles, a person who is rich now and doesn't invest is a future poor man, this is something we should always have at the back of our minds.

[Agbe]

Instead of keeping track of expenses why not set a budget for yourself? this is actually better because when you set out a budget and don't go beyond it. A lot of people must have set their financial goals for the year and how they plan to manage money this year but one thing you need to understand is that if you keep on doing the same things you are not going to have a different result, take note of this.

[Olatundespo]

Everyone has clearly set up financial goals every year, but not everyone becomes consistent on working on the process.

Everyone may be eager and aggressive to start their finances right at the beginning of the year, but after a month or two, they all just return to their old spending habits and unwise managing of finances.

In the end, consistency is the key to every life's goals, be it financial, mental and emotional aspects. If you fail to be consistent, never expect for a successful outcome then.

You are right .There is a difference between setting goals and achieving goals because many people can set goals but cannot implement the consistency, hard work and planning required to achieve them. In the case of investment, while it is easy to create a budget according to income, the real challenge is to follow that budget and stick to the plan. And this is where many people fail. Basically, a person is disciplined by habit. So if someone is not consistent with his plan, then it will not be possible to achieve the goal.

In investing, whether you can achieve your goals as expected depends on your income and mental preparation. Many investors have sufficient income available but are not mentally prepared. It is better to prepare in advance what strategies you need to apply to deal with the challenges that will arise in every investment.

An investor sets goals in proportion to his income but due to some small investment mistakes, he cannot achieve his goals. The most important thing is to create an emergency fund. To reach the desired point of your plan, small frightening situations will arise such as emergency needs or a massive fall in market prices or greed during high prices. Understanding these issues and preparing in advance will lead your goal setting towards achieving your goals.

[Hewlet]

Instead of keeping track of expenses why not set a budget for yourself? this is actually better because when you set out a budget and don't go beyond it. A lot of people must have set their financial goals for the year and how they plan to manage money this year but one thing you need to understand is that if you keep on doing the same things you are not going to have a different result, take note of this.

The main issue is that setting a financial plan for yourself is one thing but then, actually doing it is where the problem lies. every new year, you can just peak up a piece of paper, write out the things you are going to start doing as well as the things you are going t refrain from. that is quite easy to do and anyone can just do that. where the problem lies is the fact that doing it is not always an easy thing.

improving on your daily discipline beats a lot of the goals we try to set and end up not doing them. if i have worked on myself that i am going to spend my time doing what really matters, and avoid unnecessary distraction, it becomes easier for me to achieve far more compared to mere writing of goals that i would not keep eventually.

[ChocolateBitcoinK]

Everyone has clearly set up financial goals every year, but not everyone becomes consistent on working on the process.

Everyone may be eager and aggressive to start their finances right at the beginning of the year, but after a month or two, they all just return to their old spending habits and unwise managing of finances.

In the end, consistency is the key to every life's goals, be it financial, mental and emotional aspects. If you fail to be consistent, never expect for a successful outcome then.

It is true that many people cannot change their habits for a long time, they follow the rules for the first few days and then return to the old habits, their change is only temporary, but a temporary change can never be expected to lead to long-term change. It is never possible to implement any decision with such poor management and self-control, so we have to change ourselves first, whether it is financial improvement, mental state or personal development, when we change ourselves strictly and can stick to the decision, then everything is possible to change.

[alastantiger]

im sure we all have new financial goals this year the key to achieving our goals would be consistency my advice and also something i would observe myself is tracking all my expenses

even writing down the prices we spend may make us a little shameful because of how much money we have wasted especially when we end up spending more than we should have

Absolutely, tracking expenses is one of the simplest but most powerful habits for reaching financial goals. Seeing where every bit of your money is going can be eye-opening for alot of me, i know how that helped me improve, tracking your spending will often highlights small leaks that quietly add up and become a problem later. The “shame” you feel thats for those who feel it is actually useful because it makes you more conscious of your choices and encourages better habits. Consistency in tracking, reviewing, and adjusting your spending is what turns goals from wishful thinking into real progress and can be the difference between a good year and just another year.

[Rabata]

im sure we all have new financial goals this year the key to achieving our goals would be consistency my advice and also something i would observe myself is tracking all my expenses

even writing down the prices we spend may make us a little shameful because of how much money we have wasted especially when we end up spending more than we should have

Absolutely, tracking expenses is one of the simplest but most powerful habits for reaching financial goals. Seeing where every bit of your money is going can be eye-opening for alot of me, i know how that helped me improve, tracking your spending will often highlights small leaks that quietly add up and become a problem later. The “shame” you feel thats for those who feel it is actually useful because it makes you more conscious of your choices and encourages better habits. Consistency in tracking, reviewing, and adjusting your spending is what turns goals from wishful thinking into real progress and can be the difference between a good year and just another year.

Most of the time we only focus on income. But no one thinks about the importance of paying attention to expenses. And that is why when people's income increases, their expenses also increase. Because if they have money, unnecessary expenses increase. So monitoring expenses in daily life is a sign of future economic improvement. For this, if someone wants, they can take 5-10 minutes at the end of the day and write down how much they spent in which sector throughout the day. There are some apps for this that can be updated in real time if you keep them on your phone. As a result, you can understand how much unnecessary expenses were incurred at the end of the month.

[Makus]

In my opinion it is good to keep track of expenses but sometimes getting stuck in the account book increases mental stress. It is not right to say that all expenses are wasteful, some expenses give us relief and increase our work energy. I think it is important to give ourselves a little leeway in addition to keeping track. Otherwise we may get bored and give up on the path to achieving our financial goals. Only if there is balance it is possible to maintain this habit for a long time.

it is actually draining to keep up with this, instead of keeping track of expenses it is better to create a budget and follow it instead of keeping track of expenses everyday. From my tracking what you have spent money sometimes can be inaccurate, you might actually get confused or miss out somethings because you cannot remember every single detail of your expenditure but when you create a budget this makes it easier to follow, you don't do anything that's outside of what you have already planned out, this is how financial management is done.