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Author Topic: Thinking you’re late to Bitcoin Accumulation ?  (Read 300 times)
DiMarxist
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January 05, 2026, 04:59:58 PM
 #21

No is no time anyone e dey late to accumulate bitcoin when di price e dey high, you can still use DCA approach to accumulate small small and when di price come down. You go fit buy am many at once. Recently di price come down well well and e reached $86k which na very good price to accumulate as many you like am. Bitcoin price will not go down to $60k again so if anyone still think of bitcoin going down again make di person forget am. Assuming someone invested when the price been dey low recently, by now di person don make profit dey go small small as a short time investors and if the person dey invest foe long term like me, him for get good profit for the long run. This year will be a good year for many. I wish all the real investors a prosperous year.
Many people just dey talk say dem dey invest buy them no dey do am but just foe comment sake.

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January 05, 2026, 05:17:42 PM
 #22

No is no time anyone e dey late to accumulate bitcoin when di price e dey high, you can still use DCA approach to accumulate small small and when di price come down. You go fit buy am many at once. Recently di price come down well well and e reached $86k which na very good price to accumulate as many you like am. Bitcoin price will not go down to $60k again so if anyone still think of bitcoin going down again make di person forget am. Assuming someone invested when the price been dey low recently, by now di person don make profit dey go small small as a short time investors and if the person dey invest foe long term like me, him for get good profit for the long run. This year will be a good year for many. I wish all the real investors a prosperous year.
Many people just dey talk say dem dey invest buy them no dey do am but just foe comment sake.
  e no dey late to start buying bitcoin even if the price dey high. It is only when u dey plan to sell quickly and take profits na that time you fit dey consider market price but if you dey plan to hold bitcoin for long term, there is no time wey dey late to buy . Using DCA strategy make am even better, because you fit buy at different prices when the price dey high and when it dey low . So with this DCA strategy price no too matter. It is never late to buy bitcoin, even if the price is high.

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Creeper0
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January 05, 2026, 05:24:21 PM
 #23

Investing in Bitcoin by following others or being inspired by their success is completely foolish and can also cause you harm. Do not make hasty decisions without thinking anything through emotionally.

Before entering into an investment, be aware of your position, know your financial capabilities and verify the prudence of your source of income. Investment is open to everyone, but it is not life-changing or profitable for everyone. A poor person's Bitcoin investment may not be profitable or will not be able to provide life-changing profits.

To survive and succeed in long-term investment, you need prudent money and a mindset to hold it for a long time. This mindset depends on how much prudent money you have! It is very difficult for a poor person to set aside prudent money. So, even if it is delayed, entering into an investment without prudent money can be a wrong step.

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January 05, 2026, 06:35:13 PM
 #24

Very true talk. Person no go fit dey late for Bitcoin accumulation, but the truth inside be sey mindset fit dey late. DCA self na correct entry for person wey get fear for price  or wey dey start small. No be competition matter, na about consistency. If you self dey save, you fit carry some part  convert to Bitcoin small small instead to allow inflation to chop am. When you start to dey compare yourself then you go slow yourself down. Bitcoin no be means for sharp sharp rich, but na thinking of long-term. So long you dey put small small and dey learn, you dey on time for your personal journey. Na the time wey you start be the best time.

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January 05, 2026, 08:57:54 PM
 #25

Investing in Bitcoin is definitely a difficult task for those who are regretting not investing because they could not buy Bitcoin earlier. There are some people who only like to imagine but do not see any action in reality. Those who only regret not investing in Bitcoin continue to do so throughout their lives. Of course, these regraters should be put to an end.

Those who could not buy Bitcoin in 2011 have suffered huge losses, but those who lost at that time and later bought Bitcoin in 2018 will also be much more profitable if they hold. Again, those who did not invest in 2020 and did in 2024 are also profiting, and those who will buy today will also profit in the future. But the regret of those who will not buy will never end.

Although it is late, I think it is still the right time to invest in Bitcoin. One of its major advantages is that its supply is limited. Demand will continue to increase, which will cause the price to increase. Those who have not yet invested will definitely benefit if they continue to invest in Bitcoin regularly with their discretionary income. There is no such record of losing money on Bitcoin investment in the long term. These things will be clear only if you look at the price chart of Bitcoin in the past.

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January 05, 2026, 10:18:41 PM
Merited by Stablexcoin (1), Jostern (1)
 #26

The truth of the matter na say the bitcoin wey some people dey see like wattin don too high for them to buy, in few years from now na still those people go dey wish say them buy that time wey e been dey $94k. This na wattin don dey happen for years dey come and the only thing wey go end the whole matter na besay, dem go start to hold their self responsible with strong guilt, anytime dem see the current price. So for anybody not to make that same mistake again, e go better make dem learn from people past experiences instead of to allow thesame thing happen to them. Though no be like say we dey 100% sure say the price of bitcoin go waka as we plan but at least we don see the market make this kind of moves before and till date the overall trend still dey bullish, so we get hope say past market experience get likely chances of repeating itself.
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January 06, 2026, 02:52:54 AM
 #27

Some people still regret not buying Bitcoin when they were supposed to because they see how lots of people are successful from what they accummulated years ago when Bitcoin was still at a low price this doesn't encourage them to invest now because they feel it is too late. Bitcoin is still growing everyday and the more you keep on procrastinating or giving excuses that it is already too late you might not benefit anything from it. it is not too late to start accumulating bitcoin,  in a few years from now you might not have the same opportunity that you have now

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January 07, 2026, 08:29:10 AM
 #28

No time is really too late start bitcoin accumulation, it is better to start when you are ready financially,  emotionally,  intellectually and otherwise. The journey to bitcoin investment and accumulation is one that comes lots of risk and uncertainties, therefore it requires you to be ready in all aspect most especially the risk management not for you to rush in to it because you see others who have started bitcoin investment and accumulation and they are possibly doing well, don't be surprised that you might rush out the same way you rushed in because you do not have necessary and required information and knowledge before starting bitcoin investment..

Bitcoin accumulation is not a competition, therefore you don't have to see it that it is too late for you to start. You can start with the little capital you have in your possession and still become successful in your bitcoin investment, because the have the necessary knowledge and information that can guide you.  But you don't have to go and borrow money because you want to start bitcoin accumulation just because you want to meet up with others who have started, the risk might be to much for you.
Remember its not a competition!
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January 07, 2026, 09:34:12 AM
Merited by Shadiq (1)
 #29

No is no time anyone e dey late to accumulate bitcoin when di price e dey high, you can still use DCA approach to accumulate small small and when di price come down. You go fit buy am many at once. Recently di price come down well well and e reached $86k which na very good price to accumulate as many you like am. Bitcoin price will not go down to $60k again so if anyone still think of bitcoin going down again make di person forget am. Assuming someone invested when the price been dey low recently, by now di person don make profit dey go small small as a short time investors and if the person dey invest foe long term like me, him for get good profit for the long run. This year will be a good year for many. I wish all the real investors a prosperous year.
Many people just dey talk say dem dey invest buy them no dey do am but just foe comment sake.
  e no dey late to start buying bitcoin even if the price dey high. It is only when u dey plan to sell quickly and take profits na that time you fit dey consider market price but if you dey plan to hold bitcoin for long term, there is no time wey dey late to buy . Using DCA strategy make am even better, because you fit buy at different prices when the price dey high and when it dey low . So with this DCA strategy price no too matter. It is never late to buy bitcoin, even if the price is high.

Those who think that the price of Bitcoin is too high may not see how Bitcoin is going to be in the future. Because those who are very worried about the price of Bitcoin may be new or are doing a lot of research on Bitcoin to invest in Bitcoin, which is why they are very scared. A person should research the current demand for Bitcoin and the Bitcoin network. When a person does research on this topic, he will see the demand for Bitcoin and get an idea of ​​what the demand for Bitcoin may be in the future, then he will not worry too much about the current price of Bitcoin.

The current price of Bitcoin is very cheap compared to the future. Although we cannot say what the price of Bitcoin will be in the future, it is possible to say what the price of Bitcoin may be in the future by estimating its current demand.

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January 07, 2026, 10:05:14 AM
 #30

Some people still regret not buying Bitcoin when they were supposed to because they see how lots of people are successful from what they accummulated years ago when Bitcoin was still at a low price this doesn't encourage them to invest now because they feel it is too late. Bitcoin is still growing everyday and the more you keep on procrastinating or giving excuses that it is already too late you might not benefit anything from it. it is not too late to start accumulating bitcoin,  in a few years from now you might not have the same opportunity that you have now

In the past, people thought that Bitcoin had no future, maybe some new Internet ponzi that won't last but Bitcoin cleared their doubt by adding lots of value, those you believed in it earlier made lots of profits while some later realised their mistake and still entered the market later on.
 Well they made a good choice cause despite reaching 100k which lots of people doubted, Bitcoin is stil in it's early stages and anyone who enters the market now, made a good decision, that something some people are not aware about due to ignorance but they'll definitely regret when Bitcoin gets to $500k and they didn't take advantage of the market now.

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IceLincoln
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January 07, 2026, 10:53:20 AM
Merited by Shadiq (1)
 #31

The matter wey U dey talk OP no b new thing but as you be new person and still dey learn as most of us are e good say you don understand am like this.
Bitcoin noget limit or minimum wey you fit buy so long as say you get that extra money for investment you fit use am buy Wetin u fit afford, bitcoin na for everybody whether big or small. As People like Michael Saylor and other whales (that’s rich guys) dey buy in millions and billions of dollars, we dey buy in our tens and hundreds of dollars as we fit. No time is too late, you can start anytime and be consistent and still reach your goal. Bitcoin na long term store of value and investment.

 
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January 07, 2026, 03:57:13 PM
 #32

Many people start slowly on purpose and the truth is that they either have enough Bitcoin or they don't. There is no chance to fix mistakes later, but those who start are still ahead of those who wait for the perfect start. Not starting is the real failure. Everyone will start with what they have. When it comes to accumulating long-term wealth, it's okay to start a little conservatively, you can learn along the way.

Yes, there are many who deliberately delay, thinking that buying late will be better, but many miss the opportunity. Those who delay make mistakes and do not have time to correct them later, which makes them regret it. Those who start early, although they are at a loss at first, are able to move forward a lot later. Yes, nothing is good in the short term, but if you do it long term, they always bring good results. So, if you do it slowly in terms of investment, you can buy with what you have, then a good capital is formed later. You can start by accumulating long-term assets, but I think it is better to buy slowly using DCA, which can increase your portfolio.

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January 07, 2026, 10:08:23 PM
 #33

Happy New year my 9ja people, I nor bring too dey active for here due to some personal issues, I just hope say I go fit pick up from where I stop and at least gain more knowledge about Bitcoin from una.
Wetin I wan talk about na be say, we Dey ever late to deh start to deh stark up Bitcoin small small? I nor think say we don late. Maybe we Dey think say since we nor reach adopt am when e come out the first time, say price don leave the stage wey we fit start to Dey accumulate am, I go advise say make we nor Dey think like that, rather as we deh work dey save money and we Dey keep small small money as our spare money for corner incase of something happen, we fit go carry part of am take buy small portion of Bitcoin first keep, then when the next week or month reach as you don settle all your necessary needs them, the remaining money you divide am, take like 40% take buy small again. Just like that, if you deh consistent you go found out say the 1 Bitcoin wey you deh see as too big you don dey accumulate am small small deh go. This method so dem deh call DCA (Doller Cost Average). Other method sef deh wey be Buying the dip and Lump sum, but as person wey being dey fear to start I go advise make you first stick to this DCA method, until you don gather plenty money then you fit use other method as e take suit you.

Nor come Dey compare yourself to your childhood friend wey don first you start to adopt Bitcoin early or people dem wey dey online, na you just deh feel insecure rather them suppose deh inspire you sef. Oya check out, you deh think say you deh late, Michael Saylor just buy $2B worth of Bitcoin not quite long. As soon as you fit comot that fear, tell yourself say you nor big pass Bitcoin and Bitcoin nor big pass you, say you nor fit control am, rather you fit join body do as other dey do, you con consider as  am one important thing, you sef go shock the level wey you go reach, nor come deh underestimate yourself. Try join the network so that you sef go Dey think like other people wey deh there before you, nor form of ranking deh for there rather na just you and your hodling, you go find out say you sef don become one of the Bitcoiners. Instead of to dey think say you Dey late to Bitcoin.

One way or the other, you gats put your money for somewhere, your time, your labor, your energy, you nor go tell me say you won store am for history, e nor deh possible. As you dey wake up every day you deh contribute value to people around your surrounding. Bitcoin self na place way you fit orchestrate does forms of value take put. Also get am for the back your mind say Bitcoin nor be hedge over anything rather na solution.
My own take for this discussion be say e no get how e want be again because one Igbo parable say that time when you wake up nai be your morning, since e be anybody wey ready to learn about this Bitcoin then understand how Dem dey runnam den e mean say e never dey too late to start your own at least little by little with wetin you go fit afford per time, and again some other tips dey wey go help enhance your Bitcoin Waka, at least some senior men dey here wey some time Dem dey drop some this advice on those tins wey new people need to know to help Dem package their Bitcoin waka, but most importantly e better make you start your own first because procrastination no dey help matters, many people been plan to invest last year but procrastination no allow Dem, just take that bold step wey go guarantee your financial freedom last last.
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January 08, 2026, 12:00:53 PM
 #34

Yes, there are many who deliberately delay, thinking that buying late will be better, but many miss the opportunity. Those who delay make mistakes and do not have time to correct them later, which makes them regret it. Those who start early, although they are at a loss at first, are able to move forward a lot later. Yes, nothing is good in the short term, but if you do it long term, they always bring good results. So, if you do it slowly in terms of investment, you can buy with what you have, then a good capital is formed later. You can start by accumulating long-term assets, but I think it is better to buy slowly using DCA, which can increase your portfolio.
Bitcoin investments isn't for people who are not ready to risk. Yes those who avoided bitcoin could be that they were afraid losing funds they can afford to to lose so they may have deliberately delayed investment in order to avoid the risks. If they had known how to figure out their discretionary income, they wouldn't have avoided investing in bitcoin. But it's never late as bitcoin is still at its early stage. If they can begin buying bitcoin consistently from their available income,they could still accumulate significant amount of bitcoin in the long run.


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January 08, 2026, 12:35:27 PM
 #35

Like to be candid this mater of say e don late to start to dy accumulate Bitcoin don really make people miss out of buying and accumulating Bitcoin. You know person fit dy wey suppose but Bitcoin like five years ago but him bin dy feel like say say r don late to buy and accumulate because of the price relative to when it came out but the truth be say the difference between from then and now dy really clear, imagine the profit the kind of profit the person for don make if him bin invest five years ago the difference is way too high so to me I feel like anytime wey you discover about Bitcoin no hesitate to buy and accumulate especially when you see say the price dy down a bit because it definitely will not remain down so it's better to buy as soon as you can.

However to be honest this ideal of it is already too late to buy bitcoin has made a lot of people miss out someone could have known about bitcoin five years ago and still felt it was too late because the price had already gone up compared to when it first came out but now the difference between then and now is very clear just imagine the can of profit that person would have made if they had started buying and accumulating back then that is why I feel anytime you discover bitcoin you should not hesitate buy and accumulate especially when the price dips a little because it won’t stay down forever.
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January 08, 2026, 12:35:54 PM
 #36

Honestly, looking back in the years back when bitcoin was introduced, very few adopted it and if you look at the performance of bitcoin since then till now, those early adopters are really the ones enjoying it now, but above all it’s never too late for someone to start now to invest in bitcoin because bitcoin has really come a long way and will continue to add more in terms of its value as the years goes by. The price we are seeing now that many persons are afraid of to invest will be a dip in years to come. So it’s better to start now and gradually build our portfolio for the long term purpose.

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January 08, 2026, 07:41:37 PM
 #37

Honestly, looking back in the years back when bitcoin was introduced, very few adopted it and if you look at the performance of bitcoin since then till now, those early adopters are really the ones enjoying it now, but above all it’s never too late for someone to start now to invest in bitcoin because bitcoin has really come a long way and will continue to add more in terms of its value as the years goes by. The price we are seeing now that many persons are afraid of to invest will be a dip in years to come. So it’s better to start now and gradually build our portfolio for the long term purpose.

It is not too late to buy Bitcoin. Because Bitcoin has not yet spread all over the world. For example, when the whole world starts accepting Bitcoin and every country's government recognizes Bitcoin as legal, then the price of Bitcoin may become much higher. However, currently the price of Bitcoin is very cheap. Because currently very few people are accepting Bitcoin, so think about the price of Bitcoin when everyone in the whole world starts accepting Bitcoin, then how can the price of Bitcoin be? Instead of looking at the current price of Bitcoin, continue to buy continuously until your portfolio reaches its goal level, it will be good for you.
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January 08, 2026, 08:04:31 PM
 #38

It's not late to accumulate Bitcoin as long as Bitcoin is still growing and it's also a growing asset, the first best time to start was yesterday while the second best time is now as long as your discretionary income is available don't accumulate outside your discretionary income because you see others accumulating Bitcoin no be get rich quick be that but a long term investment that's why we need to accumulate with money we will not need for a longer time which is also what we can afford to loss.

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January 08, 2026, 08:22:48 PM
 #39

Anyone that thinks they are late to accumulate Bitcoin, should have a very nice and enjoyable experience per say  in saving Naira after having to pay VAT + taxes during a transfer or during the time when they pay for services using their Naira, with all this happening in a bid to meet the new implementation of taxes that has already been in action since January 1st, 2026.

Even during P2p transactions, traders tax sellers VAT and this is appalling to say the least, so why not hold, accumulate more and spend fiat currency more, because there won't be much value in the accumulation of fiat currency when left in the bank.

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