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Author Topic: Thinking you’re late to Bitcoin Accumulation ?  (Read 298 times)
Jamestown70 (OP)
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January 04, 2026, 04:00:37 AM
Last edit: January 04, 2026, 09:27:26 AM by Jamestown70
Merited by CryptopreneurBrainboss (3), Upgrade00 (1)
 #1

Happy New year my 9ja people, I nor bring too dey active for here due to some personal issues, I just hope say I go fit pick up from where I stop and at least gain more knowledge about Bitcoin from una.
Wetin I wan talk about na be say, we Dey ever late to deh start to deh stark up Bitcoin small small? I nor think say we don late. Maybe we Dey think say since we nor reach adopt am when e come out the first time, say price don leave the stage wey we fit start to Dey accumulate am, I go advise say make we nor Dey think like that, rather as we deh work dey save money and we Dey keep small small money as our spare money for corner incase of something happen, we fit go carry part of am take buy small portion of Bitcoin first keep, then when the next week or month reach as you don settle all your necessary needs them, the remaining money you divide am, take like 40% take buy small again. Just like that, if you deh consistent you go found out say the 1 Bitcoin wey you deh see as too big you don dey accumulate am small small deh go. This method so dem deh call DCA (Doller Cost Average). Other method sef deh wey be Buying the dip and Lump sum, but as person wey being dey fear to start I go advise make you first stick to this DCA method, until you don gather plenty money then you fit use other method as e take suit you.

Nor come Dey compare yourself to your childhood friend wey don first you start to adopt Bitcoin early or people dem wey dey online, na you just deh feel insecure rather them suppose deh inspire you sef. Oya check out, you deh think say you deh late, Michael Saylor just buy $2B worth of Bitcoin not quite long. As soon as you fit comot that fear, tell yourself say you nor big pass Bitcoin and Bitcoin nor big pass you, say you nor fit control am, rather you fit join body do as other dey do, you con consider as  am one important thing, you sef go shock the level wey you go reach, nor come deh underestimate yourself. Try join the network so that you sef go Dey think like other people wey deh there before you, nor form of ranking deh for there rather na just you and your hodling, you go find out say you sef don become one of the Bitcoiners. Instead of to dey think say you Dey late to Bitcoin.

One way or the other, you gats put your money for somewhere, your time, your labor, your energy, you nor go tell me say you won store am for history, e nor deh possible. As you dey wake up every day you deh contribute value to people around your surrounding. Bitcoin self na place way you fit orchestrate does forms of value take put. Also get am for the back your mind say Bitcoin nor be hedge over anything rather na solution.
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January 04, 2026, 06:31:14 AM
 #2

en never too late to begin now dey buy bitcoin dey keep small small, our people talk say anytime wey persin wake up na that time be d person morning so even though say we been no recognize bitcoin or we been no sabi the value of bitcoin before, now wey our eyes don open make we start immediately because the price we dey see now say e high by tomorrow e go become dip because bitcoin price dey realy increase as the years dey go. make we no use because of say the price too much come dey dull ourself because for bitcoin investment we fit buy with even the small money wey we fit afford to buy with either for week or month as oyinbo dey call that pattern DCA pattern.
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January 04, 2026, 12:56:11 PM
 #3

It's never too late to accumulate Bitcoin.. even with it current price, we know it is currently in a correction/ bear phase and its a good opportunity to buy  and hold..
Even if it's next year, it still won't be too late. There wer people who believe it was to late when Bitcointalk hit $10k but it kept growing and with the analysis of data, Bitcoin is bound to under go massive growth and price skyrocketing... They say " the best time to plant a tree was 10yrs ago, the second best time is Now.
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January 04, 2026, 04:46:48 PM
 #4

Nor come Dey compare yourself to your childhood friend wey don first you start to adopt Bitcoin early or people dem wey dey online, na you just deh feel insecure rather them suppose deh inspire you sef. Oya check out, you deh think say you deh late, Michael Saylor just buy $2B worth of Bitcoin not quite long. As soon as you fit comot that fear, tell yourself say you nor big pass Bitcoin and Bitcoin nor big pass you, say you nor fit control am, rather you fit join body do as other dey do, you con consider as  am one important thing, you sef go shock the level wey you go reach, nor come deh underestimate yourself. Try join the network so that you sef go Dey think like other people wey deh there before you, nor form of ranking deh for there rather na just you and your hodling, you go find out say you sef don become one of the Bitcoiners. Instead of to dey think say you Dey late to Bitcoin.

Anybody that is saying they are late to Bitcoin, they should wait until 2032 maybe that's when they will realize the difference it would have made if they bought some Bitcoin now and hold it till 10 years from now. If I had bought and hold a large amount of Bitcoin in 2019, I would have been super rich by now but I didn't have the idea and those that have the idea right now should not hesitate to invest on Bitcoin right now because they will be happy they did if in the future Bitcoin gets to $300k.

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January 04, 2026, 05:44:32 PM
 #5

Those who have Naira now and are already familiar with the basics should not delay accumulation Bitcoin. If I had bought Bitcoin with Naira a few years ago, I would have definitely had my investment portfolio enriched by the time the electronic currency touched ATH or reached $126k. OP, you are right that Michael Saylor did not take long but keep in mind that this man was once against Bitcoin but he has been able to understand the potential risks of this asset, which shows that he has built up USDT reserves to carry out this BTC investment in an orderly manner. The truth is that there are ways for that Bitcoin whale to sell various shares, such as MSTR and STRC, which he can later convert into electronic currency, so I would say that even if you can save a minimum of $5 in Naira every month, excluding expenses, it is still worth investing.

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January 04, 2026, 06:16:48 PM
 #6

Nor come Dey compare yourself to your childhood friend wey don first you start to adopt Bitcoin early or people dem wey dey online, na you just deh feel insecure rather them suppose deh inspire you sef. Oya check out, you deh think say you deh late, Michael Saylor just buy $2B worth of Bitcoin not quite long. As soon as you fit comot that fear, tell yourself say you nor big pass Bitcoin and Bitcoin nor big pass you, say you nor fit control am, rather you fit join body do as other dey do, you con consider as  am one important thing, you sef go shock the level wey you go reach, nor come deh underestimate yourself. Try join the network so that you sef go Dey think like other people wey deh there before you, nor form of ranking deh for there rather na just you and your hodling, you go find out say you sef don become one of the Bitcoiners. Instead of to dey think say you Dey late to Bitcoin.

Anybody that is saying they are late to Bitcoin, they should wait until 2032 maybe that's when they will realize the difference it would have made if they bought some Bitcoin now and hold it till 10 years from now. If I had bought and hold a large amount of Bitcoin in 2019, I would have been super rich by now but I didn't have the idea and those that have the idea right now should not hesitate to invest on Bitcoin right now because they will be happy they did if in the future Bitcoin gets to $300k.
Watin you talk dey very correct my guy, based on the kind of misconceptions way them get they dey begin think say e done dey very late for them to start to dey accumulate Bitcoin meanwhile no time dey late when it comes to Bitcoin accumulation. As e stance now, anybody way no start today fit start tomorrow but truth be told say the earlier the better. So if anybody get money to buy Bitcoin e better make the person just start immediately because the price way Bitcoin go dey tomorrow go dey very much different from today own.. just as how the price of bitcoin between 2010 and 2025 take dey very much different.

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January 04, 2026, 08:39:48 PM
 #7

A pot of people that didn't invest on bitcoin 10 years ago are no longer motivated to accumulate bitcoin because they feel like a lot of people that bought years back at a low price are the ones that benefited from it and it has become a high value token to buy, well that's true but they fail to understand that Bitcoin is still going to increase in price in a few years time, so now is still a good time to accumulate as much as possible

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January 04, 2026, 08:53:03 PM
Merited by Umulala-alala (3)
 #8

Like to be candid this mater of say e don late to start to dy accumulate Bitcoin don really make people miss out of buying and accumulating Bitcoin. You know person fit dy wey suppose but Bitcoin like five years ago but him bin dy feel like say say r don late to buy and accumulate because of the price relative to when it came out but the truth be say the difference between from then and now dy really clear, imagine the profit the kind of profit the person for don make if him bin invest five years ago the difference is way too high so to me I feel like anytime wey you discover about Bitcoin no hesitate to buy and accumulate especially when you see say the price dy down a bit because it definitely will not remain down so it's better to buy as soon as you can.

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January 04, 2026, 09:09:52 PM
 #9

A pot of people that didn't invest on bitcoin 10 years ago are no longer motivated to accumulate bitcoin because they feel like a lot of people that bought years back at a low price are the ones that benefited from it and it has become a high value token to buy, well that's true but they fail to understand that Bitcoin is still going to increase in price in a few years time, so now is still a good time to accumulate as much as possible

Yeah, this is true because if you consider the price as at that time and now, you would see that there's a big difference. But since there's a method that allow us to buy at any amount which is the (DCA)we are not supposed to be bothered about the price anymore, we are even supposed to be happy to meet the price at this point because I'm sure that in the next ten years it might double like 4x the current price because it has potential to do more that is why I don't regret about starting now, although it would have been better if I had started earlier but since I was unfortunate then I will have to use this little opportunity to buy as much as I can.


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January 04, 2026, 09:59:57 PM
Merited by Upgrade00 (2)
 #10

A pot of people that didn't invest on bitcoin 10 years ago are no longer motivated to accumulate bitcoin because they feel like a lot of people that bought years back at a low price are the ones that benefited from it and it has become a high value token to buy, well that's true but they fail to understand that Bitcoin is still going to increase in price in a few years time, so now is still a good time to accumulate as much as possible

There is this financial quote that is used for bitcoin which is the best time to actually invest into bitcoin was yesterday or better more the early days like 10 years ago, then the second best time to actually buy bitcoin is now because tomorrow will be too late for that. Yes I understand the point of those who actually think the buying or investing of bitcoin now is actually not ok with them should understand that even the investors then who invested were actually patent to yield the profit they see today and if they can also be that patient I think they can also get something off the market still because bitcoin is here to stay.

Although the volatility of bitcoin can never be like it was in the early days where in a day bitcoin can actually do 2x or more but right now the volatility is not like that again but still there is no asset with better ROI than bitcoin, for example in 2022 anyone who invested when the price was less than $20k got 7x for more than when the current ATH was triggered. Now in less than three years they got this ROI, this is simply giving reasons why bitcoin investing doesn’t stops as time goes on

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January 04, 2026, 10:53:23 PM
 #11

You dont need to have all the money in the world to invest in Bitcoin, that's where many people are getting it all wrong. All you need is a stable source of income that can allow stay consistent with your investment.

A pleb like me and you can accumulate Bitcoin using a DCA strategy. Newbies should learn about, stay consistent, and we will benefit in the end, just like every other investor.

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January 04, 2026, 11:13:41 PM
 #12

You dont need to have all the money in the world to invest in Bitcoin, that's where many people are getting it all wrong. All you need is a stable source of income that can allow stay consistent with your investment.

A pleb like me and you can accumulate Bitcoin using a DCA strategy. Newbies should learn about, stay consistent, and we will benefit in the end, just like every other investor.

To make it easier, we don't need a stable source of income. Because you saying that we must have a stable source of income makes it more difficult as most people can decide to stay back since they don't have a stable source of income. So for this reason, even though you don't have a stable source of income but you have a source of getting money, even if it is not stable you're qualify to invest. the only thing is your investment might be delayed due to unstable source of income but the most important thing is getting started, Because with time you will definitely look for a stable source of income to enable you stay consistent in your bitcoin accumulation.

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January 05, 2026, 06:14:38 AM
Merited by POPOLUV (2)
 #13

You dont need to have all the money in the world to invest in Bitcoin, that's where many people are getting it all wrong. All you need is a stable source of income that can allow stay consistent with your investment.

A pleb like me and you can accumulate Bitcoin using a DCA strategy. Newbies should learn about, stay consistent, and we will benefit in the end, just like every other investor.

To make it easier, we don't need a stable source of income. Because you saying that we must have a stable source of income makes it more difficult as most people can decide to stay back since they don't have a stable source of income. So for this reason, even though you don't have a stable source of income but you have a source of getting money, even if it is not stable you're qualify to invest. the only thing is your investment might be delayed due to unstable source of income but the most important thing is getting started, Because with time you will definitely look for a stable source of income to enable you stay consistent in your bitcoin accumulation.
yes not having a stable source of income shouldn't stop us from buying bitcoin. The most important thing is if we have a discretionary income to invest with. We can always work towards stabilising our source of income, so not having a stable income isn't an issue but not having a discretionary income to invest with. However an irregular income will pose as a problem in determining how much of discretionary income we have and if not properly calculated we may spend more than our discretionary income into buying bitcoin which may put us into financial difficulties.

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January 05, 2026, 09:00:23 AM
 #14

Late keh, no body late o, the good thing be say bitcoin get a high probability of increasing steadily, making a good store of value cause the depreciation rete the way......less than e appreciation rate so even if u dey late, u know the saying, better late than sorry
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January 05, 2026, 09:34:36 AM
 #15

Happy New year my 9ja people, I nor bring too dey active for here due to some personal issues, I just hope say I go fit pick up from where I stop and at least gain more knowledge about Bitcoin from una.
Dis wan dey good. Make we take am as ur new year resolution for 2026. I believe e go help u grow in dis industry if u nor later slack again.

Quote
Wetin I wan talk about na be say, we Dey ever late to deh start to deh stark up Bitcoin small small? I nor think say we don late. Maybe we Dey think say since we nor reach adopt am when e come out the first time, say price don leave the stage wey we fit start to Dey accumulate am, I go advise say make we nor Dey think like that...
We nor dey late to join d bus now. Anybodi wey dey think sey we don late to invest, na fear dey catch d persin. Bitcoin price go even go down dis 2026 as we dey expect bear season. Make d persin wait and buy in at dat time na. E go shock u sey dem nor go still wan buy. Na fear.

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.As soon as you fit comot that fear...
No capping...

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January 05, 2026, 09:54:13 AM
 #16

Nor come Dey compare yourself to your childhood friend wey don first you start to adopt Bitcoin early or people dem wey dey online, na you just deh feel insecure rather them suppose deh inspire you sef. Oya check out, you deh think say you deh late, Michael Saylor just buy $2B worth of Bitcoin not quite long. As soon as you fit comot that fear, tell yourself say you nor big pass Bitcoin and Bitcoin nor big pass you, say you nor fit control am, rather you fit join body do as other dey do, you con consider as  am one important thing, you sef go shock the level wey you go reach, nor come deh underestimate yourself. Try join the network so that you sef go Dey think like other people wey deh there before you, nor form of ranking deh for there rather na just you and your hodling, you go find out say you sef don become one of the Bitcoiners. Instead of to dey think say you Dey late to Bitcoin.

Anybody that is saying they are late to Bitcoin, they should wait until 2032 maybe that's when they will realize the difference it would have made if they bought some Bitcoin now and hold it till 10 years from now. If I had bought and hold a large amount of Bitcoin in 2019, I would have been super rich by now but I didn't have the idea and those that have the idea right now should not hesitate to invest on Bitcoin right now because they will be happy they did if in the future Bitcoin gets to $300k.
I think everyone that missed the opportunity of buying bitcoin when the price was very low had the belief that they were late to Bitcoin, but once they learned about bitcoin and they knew how bitcoin works, they realized they are still pretty early to bitcoin. Don't blame people who are thinking they are late to bitcoin because it's very normal for people that are just getting to know about bitcoin now to feel that way, but if they learn to know about bitcoin and how it works, they won't hesitate to invest in bitcoin if they have available discretionary income.

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January 05, 2026, 11:20:03 AM
 #17

You dont need to have all the money in the world to invest in Bitcoin, that's where many people are getting it all wrong.
This misconception that you need to have a lot of money to start investing in bitcoins is exactly why there are many people who still consider themselves not good enough to be investing yet in bitcoin. These persons carry the same mentality with investing in other things that actually require a lot of money into bitcoins, ignoring or not being aware that the exact fact that you don't need much to start investing in bitcoin is what makes bitcoin attractive.

More people will invest in bitcoins when they realize that it is something that can be done from the little they have.

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sotelorene
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January 05, 2026, 12:17:29 PM
Merited by LOVER BOY 422 (2)
 #18

en never too late to begin now dey buy bitcoin dey keep small small, our people talk say anytime wey persin wake up na that time be d person morning so even though say we been no recognize bitcoin or we been no sabi the value of bitcoin before, now wey our eyes don open make we start immediately because the price we dey see now say e high by tomorrow e go become dip because bitcoin price dey realy increase as the years dey go. make we no use because of say the price too much come dey dull ourself because for bitcoin investment we fit buy with even the small money wey we fit afford to buy with either for week or month as oyinbo dey call that pattern DCA pattern.

That saying doesn't make any sense if you ask me because I can't wake up in the afternoon and still call it morning don't you think people will think or feel I'm going crazy? And as for bitcoin, we can invest at anytime we have a discrestionary income and saying it is late depends because if someone they have not given birth to is yet to know what is Bitcoin, whenever they will come to the world they will decide either to invest or not but someone who has been here already and have learnt and understood what Bitcoin is and also has all it takes to invest but didn't invest and later he is unfortunate to have anything then I can literally say it has been late for the person because there's nothing the person can do to undo time and circumstances.











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Cgrexp
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January 05, 2026, 02:10:04 PM
 #19

Many people start slowly on purpose and the truth is that they either have enough Bitcoin or they don't. There is no chance to fix mistakes later, but those who start are still ahead of those who wait for the perfect start. Not starting is the real failure. Everyone will start with what they have. When it comes to accumulating long-term wealth, it's okay to start a little conservatively, you can learn along the way.

Tetu100
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January 05, 2026, 04:36:40 PM
 #20

Buying now is still in good advantage to as many that are thinking of buying because the market price is not as hash as expected therefore it is still affordable to people that stills wish to have some.
DCA method has always been the possible way out to even the poor folks that doesn't has much funds to invest but has the passion and the drive in investing in bitcoin.

Thus, in the game of bitcoin holdings it is better to be a low-bitcoiner than a no-bitcoiner because the little worth of bitcoin in your disposal that you are looking down on today can be your endless fortune in the nearest future. therefore on this note I will famely state that bitcoin investment is timeless so it's important we shouldn't be using time as an excuse and be missing out.
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