The combo OP wants (no KYC + worldwide + no FX fee + Google Pay) still doesn't exist in 2026. What exists is cards with a KYC-free tier: virtual only, low limits, and the country list is always shorter than the ads say.
~snip~
I would not agree with you - although the choice is very limited to only a few cards (virtual/physical). However, you should always take into account that no card will work all over the world, there are black/grey lists of countries that do not support these cards, and there are even some countries within the EU on them.
In addition, even with (physical) cards that do not have an FX fee, you should know that when withdrawing cash from an ATM, each bank may charge a fee of its own, which can be very expensive.
By the way, don't ask me what cards they are, they've all been mentioned on this forum - and it's not really wise to recommend such things considering they can stop working at any moment.