Investment Become Gambling

[ZeroVinsonN]

I will always say it again that bitcoin isn't a get rich quick scheme and you really need to be patient and only use discretional funds to invest so you don't always run to your portfolio as every slightest panic

You need to build out backup funds too so that an emergency wouldn't catch you unawares and you end up using your stash as an emergency fund replacement, that is why we are advised to build our backup funds alongside our accumulating bitcoin if we don't have it already prior to getting involved in bitcoin.

The point is that bitcoin investment will take years to come close to completing and it's all that time we don't know what will happen, situations beyond our immediate control might come up and most of these situations require money to take care of, if we don't have emergency funds ready for them then we will just end up taking money from a different place, our investment is one of these different place and the way to make sure we don't end up touching our investment is if we have a different funds prepared for these unforeseeable situations so that when they happen we will be able to take care of them without touching our bitcoin investment.

[cocadalcan]

I will always say it again that bitcoin isn't a get rich quick scheme and you really need to be patient and only use discretional funds to invest so you don't always run to your portfolio as every slightest panic

You need to build out backup funds too so that an emergency wouldn't catch you unawares and you end up using your stash as an emergency fund replacement, that is why we are advised to build our backup funds alongside our accumulating bitcoin if we don't have it already prior to getting involved in bitcoin.

The point is that bitcoin investment will take years to come close to completing and it's all that time we don't know what will happen, situations beyond our immediate control might come up and most of these situations require money to take care of, if we don't have emergency funds ready for them then we will just end up taking money from a different place, our investment is one of these different place and the way to make sure we don't end up touching our investment is if we have a different funds prepared for these unforeseeable situations so that when they happen we will be able to take care of them without touching our bitcoin investment.

You are right. To have a satisfactory holding of Bitcoin, you need to accumulate Bitcoin regularly over a long period of time. Discretionary income and DCA method are the right strategies for long term Bitcoin holding. You have emphasized the importance of an emergency fund. It is certainly a correct consideration that the importance of this emergency fund for every investor is immense to sustain Bitcoin holdings for the period you have mentioned. That period will be 4-10 years or until you are able to earning source.
The combination of DCA method, emergency fund establishment and cash flow is important for Bitcoin holding.

[Proty]

I will always say it again that bitcoin isn't a get rich quick scheme and you really need to be patient and only use discretional funds to invest so you don't always run to your portfolio as every slightest panic

You need to build out backup funds too so that an emergency wouldn't catch you unawares and you end up using your stash as an emergency fund replacement, that is why we are advised to build our backup funds alongside our accumulating bitcoin if we don't have it already prior to getting involved in bitcoin.

The point is that bitcoin investment will take years to come close to completing and it's all that time we don't know what will happen, situations beyond our immediate control might come up and most of these situations require money to take care of, if we don't have emergency funds ready for them then we will just end up taking money from a different place, our investment is one of these different place and the way to make sure we don't end up touching our investment is if we have a different funds prepared for these unforeseeable situations so that when they happen we will be able to take care of them without touching our bitcoin investment.

You are right. To have a satisfactory holding of Bitcoin, you need to accumulate Bitcoin regularly over a long period of time. Discretionary income and DCA method are the right strategies for long term Bitcoin holding. You have emphasized the importance of an emergency fund. It is certainly a correct consideration that the importance of this emergency fund for every investor is immense to sustain Bitcoin holdings for the period you have mentioned. That period will be 4-10 years or until you are able to earning source.
The combination of DCA method, emergency fund establishment and cash flow is important for Bitcoin holding.

Discretionary income isn't among the strategies that used for accumulating bitcoin. We have the DCA strategy, lumps sum buying and buying the dip. The discretionionary is a left over cash that is what is needed for accumulating bitcoin. It shouldn't be mistaken or classy under the strategy used for buying bitcoin.
Being consistent and having patience will play a good role in holding bitcoin for a long term and in reaching the over accumulation stage.

[justinlamode]

You are right. To have a satisfactory holding of Bitcoin, you need to accumulate Bitcoin regularly over a long period of time. Discretionary income and DCA method are the right strategies for long term Bitcoin holding. You have emphasized the importance of an emergency fund. It is certainly a correct consideration that the importance of this emergency fund for every investor is immense to sustain Bitcoin holdings for the period you have mentioned. That period will be 4-10 years or until you are able to earning source.
The combination of DCA method, emergency fund establishment and cash flow is important for Bitcoin holding.

Discretionary income isn't among the strategies that used for accumulating bitcoin. We have the DCA strategy, lumps sum buying and buying the dip. The discretionionary is a left over cash that is what is needed for accumulating bitcoin. It shouldn't be mistaken or classy under the strategy used for buying bitcoin.
Being consistent and having patience will play a good role in holding bitcoin for a long term and in reaching the over accumulation stage.

It seems you are getting him wrong  because he is not calling discretionary income a strategy in isolation, rather, he is saying that apply  the DCA method with only the discretionionary income is a wonderful strategy and that is very correct. Applying the DCA method without discretionionary income only is risky because such investment can be harmed when the investor run into emergency situation since he invested with money he shouldn't have used all of it into Bitcoin.

As we know, the time factor is necessary irrespective of what method you are using. It is not right to invest in Bitcoin and be expecting profit planning to sell in one year, this is not enough time. At least an investor should give the market 1 or 2 Bitcoin cycles. This will help filter all the noise,  FOMO  and hypes.

[TokenTikas]

So, it is important to clearly understand this matter that, you should invest not the total amount of money you have in hand at all, rather only the amount that you can consider discretionary. But we should never invest with the necessary money, no matter how good the opportunity now.

Yes, you are absolutely right.
Because a wise person will never invest all the money they have at hand like that. It is better to choose a fixed amount for investment, one that will not disturb other parts of daily life. Those who invest everything they have and end up affecting their regular needs usually cannot continue their investment for long. That's why it is important to keep daily life stable and only invest the amount that can be managed comfortably.

[icebar]

I will always say it again that bitcoin isn't a get rich quick scheme and you really need to be patient and only use discretional funds to invest so you don't always run to your portfolio as every slightest panic

You need to build out backup funds too so that an emergency wouldn't catch you unawares and you end up using your stash as an emergency fund replacement, that is why we are advised to build our backup funds alongside our accumulating bitcoin if we don't have it already prior to getting involved in bitcoin.

The point is that bitcoin investment will take years to come close to completing and it's all that time we don't know what will happen, situations beyond our immediate control might come up and most of these situations require money to take care of, if we don't have emergency funds ready for them then we will just end up taking money from a different place, our investment is one of these different place and the way to make sure we don't end up touching our investment is if we have a different funds prepared for these unforeseeable situations so that when they happen we will be able to take care of them without touching our bitcoin investment.

You are right. To have a satisfactory holding of Bitcoin, you need to accumulate Bitcoin regularly over a long period of time. Discretionary income and DCA method are the right strategies for long term Bitcoin holding. You have emphasized the importance of an emergency fund. It is certainly a correct consideration that the importance of this emergency fund for every investor is immense to sustain Bitcoin holdings for the period you have mentioned. That period will be 4-10 years or until you are able to earning source.
The combination of DCA method, emergency fund establishment and cash flow is important for Bitcoin holding.

Discretionary income isn't among the strategies that used for accumulating bitcoin. We have the DCA strategy, lumps sum buying and buying the dip. The discretionionary is a left over cash that is what is needed for accumulating bitcoin. It shouldn't be mistaken or classy under the strategy used for buying bitcoin.
Being consistent and having patience will play a good role in holding bitcoin for a long term and in reaching the over accumulation stage.

Discretionary income means the money that is left over, that means the amount of money that an investor has left over after weekly or monthly expenses. On the other hand, DCA is the strategy of investing in Bitcoin regularly on a daily, weekly or monthly basis. Investors should have knowledge of both of these things for investment. Those who do not have discretionary income will not be able to invest regularly using the DCA strategy for the long term. That is why in terms of investment, discretionary income is needed first and then the DCA strategy is followed. It would certainly be a wrong to consider discretionary income as a Bitcoin investment strategy.

[Versatile_choice]

You are right. To have a satisfactory holding of Bitcoin, you need to accumulate Bitcoin regularly over a long period of time. Discretionary income and DCA method are the right strategies for long term Bitcoin holding. You have emphasized the importance of an emergency fund. It is certainly a correct consideration that the importance of this emergency fund for every investor is immense to sustain Bitcoin holdings for the period you have mentioned. That period will be 4-10 years or until you are able to earning source.
The combination of DCA method, emergency fund establishment and cash flow is important for Bitcoin holding.

Discretionary income is not a strategy it's a funds that is set aside for Investment purposes, which in other word will be seen as Left over after all expenses is been figured out. You're right DCA is one of the most recommended method of accumulating bitcoin because it enable you to buy with any amount and it also minimize the risk of losing all because some newbies might be scared of going all-in but with the help of the DCA they can be able to invest with a little portion of thier discretionary income and then reserve the remaining one maybe for their next week purchase or just to build a reserve funds with it.

[SuperBitMan]

I will always say it again that bitcoin isn't a get rich quick scheme and you really need to be patient and only use discretional funds to invest so you don't always run to your portfolio as every slightest panic

You need to build out backup funds too so that an emergency wouldn't catch you unawares and you end up using your stash as an emergency fund replacement, that is why we are advised to build our backup funds alongside our accumulating bitcoin if we don't have it already prior to getting involved in bitcoin.

The point is that bitcoin investment will take years to come close to completing and it's all that time we don't know what will happen, situations beyond our immediate control might come up and most of these situations require money to take care of, if we don't have emergency funds ready for them then we will just end up taking money from a different place, our investment is one of these different place and the way to make sure we don't end up touching our investment is if we have a different funds prepared for these unforeseeable situations so that when they happen we will be able to take care of them without touching our bitcoin investment.

You are right. To have a satisfactory holding of Bitcoin, you need to accumulate Bitcoin regularly over a long period of time. Discretionary income and DCA method are the right strategies for long term Bitcoin holding. You have emphasized the importance of an emergency fund. It is certainly a correct consideration that the importance of this emergency fund for every investor is immense to sustain Bitcoin holdings for the period you have mentioned. That period will be 4-10 years or until you are able to earning source.
The combination of DCA method, emergency fund establishment and cash flow is important for Bitcoin holding.

Discretionary income isn't among the strategies that used for accumulating bitcoin. We have the DCA strategy, lumps sum buying and buying the dip. The discretionionary is a left over cash that is what is needed for accumulating bitcoin. It shouldn't be mistaken or classy under the strategy used for buying bitcoin.
Being consistent and having patience will play a good role in holding bitcoin for a long term and in reaching the over accumulation stage.

En Dey some how right if en call discretionary income strategy of bitcoin investment, you think say na everybody they use discretionary income use invest for bitcoin, those people way you Dey see way they always dip hands for there bitcoin investment no shock you say them no Dey use there discretionary income for bitcoin investment them they use money way them suppose use do another important thing use invest.
Yes you Dey correct for this talk way you talk like this say na consistency and patience go do big thing if you won accumulate bitcoin and hold for long term. Me way they here if to say I no Dey patient and consistent I for no reach were I reach today for this bitcoin investment journey oo.

[Proty]

En Dey some how right if en call discretionary income strategy of bitcoin investment, you think say na everybody they use discretionary income use invest for bitcoin, those people way you Dey see way they always dip hands for there bitcoin investment no shock you say them no Dey use there discretionary income for bitcoin investment them they use money way them suppose use do another important thing use invest.
Yes you Dey correct for this talk way you talk like this say na consistency and patience go do big thing if you won accumulate bitcoin and hold for long term. Me way they here if to say I no Dey patient and consistent I for no reach were I reach today for this bitcoin investment journey oo.

if the guy dey right to call or classy discretionionary income as one of the strategies to used accumulate bitcoin. Then are we also to classified backup funds, emergency funds and reserves funds to also fall under the strategies for accumulating bitcoin. Discretionary income is what is needed for accumulating bitcoin and not the strategy being deployed in accumulating bitcoin. The Same way you can't classify emergency funds to be among the strategies for accumulating bitcoin same also is discretionionary income not a strategies. Discretionary income falls under funds and not under bitcoin accumulating strategies. We have the DCA strategy, buying the dip and lastly lump-sum buying.

[PremiumcryptoHub]

Discretionary income means the money that is left over, that means the amount of money that an investor has left over after weekly or monthly expenses. On the other hand, DCA is the strategy of investing in Bitcoin regularly on a daily, weekly or monthly basis. Investors should have knowledge of both of these things for investment. Those who do not have discretionary income will not be able to invest regularly using the DCA strategy for the long term. That is why in terms of investment, discretionary income is needed first and then the DCA strategy is followed. It would certainly be a wrong to consider discretionary income as a Bitcoin investment strategy.

I know that discretionary income is the income that is left over after all our essential expenses are met, in simple terms, it is the naira you have left over to cover the costs of non-essentials, that could be your $5, $10, or $50 worth of Naira at the end of the month. Of course, dca is a strategy to invest in BTC regularly on a daily, weekly and monthly basis, but although the strategy is simple, buying BTC daily comes with the challenge of high fees, so instead of buying it daily, it would be a good idea to buy it weekly or monthly, in return, the high fees will be reduced and we think the overall process must be understood in the best way to invest.

[ZeroVinsonN]

I will always say it again that bitcoin isn't a get rich quick scheme and you really need to be patient and only use discretional funds to invest so you don't always run to your portfolio as every slightest panic

You need to build out backup funds too so that an emergency wouldn't catch you unawares and you end up using your stash as an emergency fund replacement, that is why we are advised to build our backup funds alongside our accumulating bitcoin if we don't have it already prior to getting involved in bitcoin.

The point is that bitcoin investment will take years to come close to completing and it's all that time we don't know what will happen, situations beyond our immediate control might come up and most of these situations require money to take care of, if we don't have emergency funds ready for them then we will just end up taking money from a different place, our investment is one of these different place and the way to make sure we don't end up touching our investment is if we have a different funds prepared for these unforeseeable situations so that when they happen we will be able to take care of them without touching our bitcoin investment.

You are right. To have a satisfactory holding of Bitcoin, you need to accumulate Bitcoin regularly over a long period of time. Discretionary income and DCA method are the right strategies for long term Bitcoin holding. You have emphasized the importance of an emergency fund. It is certainly a correct consideration that the importance of this emergency fund for every investor is immense to sustain Bitcoin holdings for the period you have mentioned. That period will be 4-10 years or until you are able to earning source.
The combination of DCA method, emergency fund establishment and cash flow is important for Bitcoin holding.

As long as we are prepared for uncertainties then our chances of beating these uncertainties will be higher, it's when we are not prepared that things tend to go side ways, 10 or more is a long time and in that time anything can happen, and emergency fund will help put us in a better position to handle these uncertainties as they come so that we don't have to take out of our bitcoin investment to take care of these uncertainties.
Since we don't know if anything is going to happen the best thing we can do is to prepare ourselves for anything that might happen.

[Crakryptvest]

Discretionary income isn't among the strategies that used for accumulating bitcoin. We have the DCA strategy, lumps sum buying and buying the dip. The discretionionary is a left over cash that is what is needed for accumulating bitcoin. It shouldn't be mistaken or classy under the strategy used for buying bitcoin.
Being consistent and having patience will play a good role in holding bitcoin for a long term and in reaching the over accumulation stage.

We can not call discreationary income a strategy for the acumulation of Bitcoin but we can call it and enabler or funds that are adviceable for an investor to invest in Bitcoin to avoid withdrawing from their investment when they are not supposed to, the list of investment strategies you have here are complete, they are the strategy to use for Bitcoin investment although one among them has been excellent and singled out as the most reliable and efficient method which is the DCA method, investment is not gambling and will never be, both are not the same, trading might be related somehow to gambling but investment is strictly investment, what is left is just to know how it's been followed that's all.

[sotelorene]

Discretionary income isn't among the strategies that used for accumulating bitcoin. We have the DCA strategy, lumps sum buying and buying the dip. The discretionionary is a left over cash that is what is needed for accumulating bitcoin. It shouldn't be mistaken or classy under the strategy used for buying bitcoin.
Being consistent and having patience will play a good role in holding bitcoin for a long term and in reaching the over accumulation stage.

We can not call discreationary income a strategy for the acumulation of Bitcoin but we can call it and enabler or funds that are adviceable for an investor to invest in Bitcoin to avoid withdrawing from their investment when they are not supposed to, the list of investment strategies you have here are complete, they are the strategy to use for Bitcoin investment although one among them has been excellent and singled out as the most reliable and efficient method which is the DCA method, investment is not gambling and will never be, both are not the same, trading might be related somehow to gambling but investment is strictly investment, what is left is just to know how it's been followed that's all.

You are correct, discretionary income is not a Bitcoin investment strategy but rather it is a leftover money that is been used to purchase Bitcoin using either of the method; DCA method, lump sum or buy the Dip. Discretionary income ordinarily is money we can afford to let go but some investors still don't see it as something they can afford to let go because of impatient and greed that is why some of them withdraw their investment when it is not yet mature.

[The Founding Titan]

When you're investing, ensure that you take every measure to minimize risk, because this is why risk management is being advised to always be employed when we are starting an investment, but when we fail to ensure that these are are in place, then it will appear as if we are gambling with our investment, because of the extent to which we are being opened to risk of missing out than making it with our investment.

That's fine and good but without actually saying how we are supposed to minimize risk it is still very vague, leaving room to a range of different interpretation depending on who is reading this.
One major way to minimize risk is to limit our investment to our discretionary income, when a person invest outside of their discretionary income they are already endangering their investment since they've decided to spend money meant for one thing on another, we need to be disciplined enough to invest in bitcoin only from the proper source.

[Joeboy]

~snip

You are right. To have a satisfactory holding of Bitcoin, you need to accumulate Bitcoin regularly over a long period of time. Discretionary income and DCA method are the right strategies for long term Bitcoin holding. You have emphasized the importance of an emergency fund. It is certainly a correct consideration that the importance of this emergency fund for every investor is immense to sustain Bitcoin holdings for the period you have mentioned. That period will be 4-10 years or until you are able to earning source.
The combination of DCA method, emergency fund establishment and cash flow is important for Bitcoin holding.

Discretionary income isn't among the strategies that used for accumulating bitcoin. We have the DCA strategy, lumps sum buying and buying the dip. The discretionionary is a left over cash that is what is needed for accumulating bitcoin. It shouldn't be mistaken or classy under the strategy used for buying bitcoin.
Being consistent and having patience will play a good role in holding bitcoin for a long term and in reaching the over accumulation stage.

Discretionary income means the money that is left over, that means the amount of money that an investor has left over after weekly or monthly expenses. On the other hand, DCA is the strategy of investing in Bitcoin regularly on a daily, weekly or monthly basis. Investors should have knowledge of both of these things for investment. Those who do not have discretionary income will not be able to invest regularly using the DCA strategy for the long term. That is why in terms of investment, discretionary income is needed first and then the DCA strategy is followed. It would certainly be a wrong to consider discretionary income as a Bitcoin investment strategy.

I agree with basically all that cocadalcan said... And yeah there is no difference between what you guys said and what cocadalcan said... cocadalcan wasn't saying that discretionary income is a strategy, he simply meant that there are time when folks mistakenly make use of funds that aren't their discretionary income and their could very well cut short the long term investment journey of many folks.. That's why he opined that folks should employ DCA, while also ensuring that it is done with a discretionary income, as that is the right manner/or strategy that can use to ensure that they don't sell before achieving their long term plan... He also emphasized the importance of having aan emergency funds which could as well contribute to folks long term investment...Doing the DCA alone or with your main income isn't complet,  folks have to do it with their discretionary income that's always the right strategy...

[Lida93]

You can accumulate Bitcoin not only through discretionary income but also through your available funds. For long term Bitcoin accumulation, such as 4-10 years, you need to rely on regular income. During this period of Bitcoin accumulation, you can add Bitcoin to your portfolio to reach the target Bitcoin accumulation level. If you rely only on discretionary income, you may not get the desired Bitcoin holdings in such a long time that you expected when you started your investment.  Sometimes you can buy Bitcoin through lump sum through your reserve fund.

Available funds you mean emergency funds, backup funds or the money you're supposed to use for your expenses? Did you even realize that all these above mentioned funds have a role to play? Emergency funds should be used for emergency purpose and not for bitcoin investment, if this is how you go about your bitcoin investment by investing from any available funds then I'm afraid that you will end up messing up your bitcoin investment because when the need of those funds you temper to invest in bitcoin arises you will be Left with no option than to sell your investment, so if you know what is good for you only invest from your discretionary income as this is the right funds for your bitcoin investment.

This one of many misplacements that some bitcoin investors do make that it affects their long term investment plan thereby forcing them to sell short at a premature stage and in loss, when they never planned on selling. Not all the funds that flows into hands should be used for investing. If we do that, then we might find ourselves at a crossroads where when emergency financial demands may occur and we don't have any of the funds reserved for such uncertainty, it's the bitcoin investment that becomes the available safe haven to cash out on. To avoid this, all funds must well coordinated and be designated appropriately.

[Cityhunter34]

So, it is important to clearly understand this matter that, you should invest not the total amount of money you have in hand at all, rather only the amount that you can consider discretionary. But we should never invest with the necessary money, no matter how good the opportunity now.

Yes, you are absolutely right.
Because a wise person will never invest all the money they have at hand like that. It is better to choose a fixed amount for investment, one that will not disturb other parts of daily life. Those who invest everything they have and end up affecting their regular needs usually cannot continue their investment for long. That's why it is important to keep daily life stable and only invest the amount that can be managed comfortably.

Anybody that is investing in Bitcoin needs to plan very well because it is not a get rich overnight that is why we need to do it with an amount that wouldn't affect us. Sometimes people make things difficult by themselves because there is no how you will invest all your money in Bitcoin and have rest mind, that is not possible at all because you will definitely want to sell it when is not yet time. Without even told a good investor is suppose to have something at hand at all time because that is the best way to stick with discipline since we are doing it for future purposes.

[Stormisover]

So, it is important to clearly understand this matter that, you should invest not the total amount of money you have in hand at all, rather only the amount that you can consider discretionary. But we should never invest with the necessary money, no matter how good the opportunity now.

Yes, you are absolutely right.
Because a wise person will never invest all the money they have at hand like that. It is better to choose a fixed amount for investment, one that will not disturb other parts of daily life. Those who invest everything they have and end up affecting their regular needs usually cannot continue their investment for long. That's why it is important to keep daily life stable and only invest the amount that can be managed comfortably.

I will say no here we don't need to make our investment money fixed it should come as flexible as possible to enable us make the best decision, you can invest less when you have much expenses to carried out and invest more when you have less expenses to carried out, individually expenses are vulnerable to vary over time and this should influence how we should decide the amount to allocate in your investment, having a fixed investment amount can be burdensome and worrysome at when you can not meet up.

[Cyber_warrior]

So, it is important to clearly understand this matter that, you should invest not the total amount of money you have in hand at all, rather only the amount that you can consider discretionary. But we should never invest with the necessary money, no matter how good the opportunity now.

Yes, you are absolutely right.
Because a wise person will never invest all the money they have at hand like that. It is better to choose a fixed amount for investment, one that will not disturb other parts of daily life. Those who invest everything they have and end up affecting their regular needs usually cannot continue their investment for long. That's why it is important to keep daily life stable and only invest the amount that can be managed comfortably.

I will say no here we don't need to make our investment money fixed it should come as flexible as possible to enable us make the best decision, you can invest less when you have much expenses to carried out and invest more when you have less expenses to carried out, individually expenses are vulnerable to vary over time and this should influence how we should decide the amount to allocate in your investment, having a fixed investment amount can be burdensome and worrysome at when you can not meet up.

You're all saying the same thing because all that matters is to invest no matter what either with a fixed amount or a more flexible manner where we invest depending on how much discretionary income we have at hand. Both are really good but practicing a fixed style helps you to be more disciplined and also helps you improve in managing your finances properly in a way that you always have something reasonable to invest. You should also know that practicing a fixed style doesn't mean your don't prioritize your necessary expenses.

Your necessities come first and then your investment and there is no rule that says you must invest exactly that fixed amount every time. Sometimes your financial situation might change and unexpected expenses may arise or maybe your income might change and it okay because it happens. What truly matters is consistency with time and not being rigid. You can adjust your investment amount when needed and never compromise your essential needs just so you can keep up with an investment plan. Sometimes if your essential needs doesn't allow you it's okay to skip that time and continue when you can.

[Stormisover]

So, it is important to clearly understand this matter that, you should invest not the total amount of money you have in hand at all, rather only the amount that you can consider discretionary. But we should never invest with the necessary money, no matter how good the opportunity now.

Yes, you are absolutely right.
Because a wise person will never invest all the money they have at hand like that. It is better to choose a fixed amount for investment, one that will not disturb other parts of daily life. Those who invest everything they have and end up affecting their regular needs usually cannot continue their investment for long. That's why it is important to keep daily life stable and only invest the amount that can be managed comfortably.

I will say no here we don't need to make our investment money fixed it should come as flexible as possible to enable us make the best decision, you can invest less when you have much expenses to carried out and invest more when you have less expenses to carried out, individually expenses are vulnerable to vary over time and this should influence how we should decide the amount to allocate in your investment, having a fixed investment amount can be burdensome and worrysome at when you can not meet up.

You're all saying the same thing because all that matters is to invest no matter what either with a fixed amount or a more flexible manner where we invest depending on how much discretionary income we have at hand. Both are really good but practicing a fixed style helps you to be more disciplined and also helps you improve in managing your finances properly in a way that you always have something reasonable to invest. You should also know that practicing a fixed style doesn't mean your don't prioritize your necessary expenses.

Your necessities come first and then your investment and there is no rule that says you must invest exactly that fixed amount every time. Sometimes your financial situation might change and unexpected expenses may arise or maybe your income might change and it okay because it happens. What truly matters is consistency with time and not being rigid. You can adjust your investment amount when needed and never compromise your essential needs just so you can keep up with an investment plan. Sometimes if your essential needs doesn't allow you it's okay to skip that time and continue when you can.

investing with a fixed amount and that of a flexible manner is not the same thing but however anyone can whatever that can be comfortable with, all that matters and very important is that you are comfortable with what you are doing in such a way that you can do it for the long term plan, the truth is not everyone can be able follow up their investment in a fixed amount, I prefer to enjoy flexibility over a fixed amount pattern of investment, having a fixed amount for investment will make me feel lost of my freedom and making investment to look like burden to me.