Be smart with your hardearned money

[YellowSwap]

I am not trying to scare altcoins investors but this graph below should be eye opening for many who bets everything they had on altcoins, coming from someone like me who have lost thousands of dollars to altcoins between 2022 and 2025, I just want to remind you guys that altcoins deserves a lesser space in your entire portfolio than Bitcoin.






Altcoins are down from 70% to 90% and believe me, they can still go down another 90% again, I can see many people saying the altcoins season is coming back soon, I won't say it's impossible but I want you do be ready for the worst.

Years back we never had AI platforms building cryptos in minutes, just like that, it is far more easier to create shit coins then rent some twitter influencers and deceive some followers into thinking that this is the next x100 coin.

Many altcoins will face a deadly end as we go deep into 2026, I advice you have more Bitcoin in your portfolio than having more altcoins, less percentage should be in alts if somehow you like alts, let stocks and Bitcoin takes over the highest percentages of your portfolio because altcoins are too unreliable.

Many developers don't care about solving problems, they want the $$$$ bags.

[Ndabagi01]

Altcoins like most memecoins never came with the intention to solve any real time problems, the developers are here for the money and so are many investors too. That is why a large number of people are always trapped and get stuck in losses when they invest heavily in altcoins when they’re suppose to focus more on bitcoin.

The big price of bitcoin shouldn’t stop you from not investing into it, your focus should be more on the long term value of it no matter the qualities you can afford at the time. I will advise a 80-90% investment in bitcoin and maybe other stickers and only risk 10-20% of your portfolio on altcoins, that’ll be better for you in the long run. When altcoin falls, assets like bitcoin and other stocks can help get the losses back.

[nakamura12]

I would say that investors are in for the money since the altcoins also have trends so it's normal for them to invest. Who wouldn't want some chance to earn money from it so that's why many people are investing in altcoins but once the trend died down then that's the time the pull out their investments hence why altcoins are dropping much. Since Bitcoin have more utility and many people trust it then that's why many altcoins didn't survive or make other altcoin decrease in value and as you can see on the post above is that many altcoins intentions aren't for solving problems especially meme coins.

[Perfectbaby]

I also feels sorry and Pitied for those who jumps from projects to project in search of greener pasture without them knowing that it's a draining system for themselves. Because as we know, many developer do not care about how much you have invested but what they cared about is how much they have gained through their shitcoin or memecoin that is launched to lure people into thinking they had launched the next gem which is to give them the required percentage they all wanted.
To be realistic, memecoin can't last for long so anyone who knows how to play the game should be smart while on the board otherwise others gets out of the game before them and it would be extremely bloody to those who do not realized their mistakes for choosing altcoin.

[Amphenomenon]

Many developers don't care about solving problems, they want the $$$$ bags.

This is the reason why many don't consider much on blockchain technology since the majority just want to make their money and get out, then there are so called investors who just want money, following the hype or market thread: the next Shiba, the next notcoin, the next pepe etc. At least there is no much marketing screaming the next bitcoin 

Bitcoin is the standing of Blockchain technology and in regarding investment it gives the best ROI in the long run even after a significant dip, most altcoins can never get back to their ATH even after a decade or more than five years, stat don't lie.

[FirmWars]

Many developers don't care about solving problems, they want the $$$$ bags.

This is what is really happening, the current developers of altcoins are now not creating the coins with the intentions to last long in the market, they are more concerned with the profit they will make and if only few people make profits from the coins, they are considered lucky and the people that will make more profit is the team and the share holders that bought billions of the coins before launch. When investing in altcoins, it's just to exercise patients and do research before investing because if you are not patient to do your research, you will buy a scam coin and lose your money.

[Kasabus]

Altcoins are here for short term existence and usability, so that reason alone should be a wake up call that altcoins do not deserve a lot from our hard-earned money because any time they will lose their value and vanish like thin air.

And undeniably, most altcoins are scams so we should be more cautious in dealing on them, or much better if we can avoid especially those newly launched altcoins and just stick to bitcoin for long term investing and hodling, at least we know no matter how highly volatile bitcoin is, it will never settle in a low and valueless price.

[Vaculin]

They say the best ways to be smart with your hard-earned money is to spend wisely and look into retirement plans.

Now are altcoins good for retirement? Definitely no, because its highly risky and dangerous that it could turn your millions into zero value especially if you fall on the wrong altcoins. But if you focus more on bitcoin and spend only small allocation for altcoins, you may lose but certainly manageable. However, I suggest just stick only to bitcoin for maximum positive outcome.

[Luzin]

They say the best ways to be smart with your hard-earned money is to spend wisely and look into retirement plans.

Wisely managing money means you have to think about creating a money management plan to invest in the right areas. At the very least, it minimizes mistakes. Crypto investment can be profitable, but good management will lead you to success. When you invest in altcoins that do not have strong fundamentals, that is the risk. Actually, not all altcoins are like that, but the majority of them lack clear sustainability. So choosing Bitcoin is the best option, and it has proven to be so. Investing in altcoins with strong fundamentals is also good, but it is safer to do a quick hit-run: buy low and sell high, rather than holding for a long time.

[BlackBoss_]

I am not trying to scare altcoins investors but this graph below should be eye opening for many who bets everything they had on altcoins, coming from someone like me who have lost thousands of dollars to altcoins between 2022 and 2025, I just want to remind you guys that altcoins deserves a lesser space in your entire portfolio than Bitcoin.

Coingecko has an article on dead cryptocurrencies years ago and what you shared is the newest update of that article.
How many cryptocurrencies failed?
There is another article on visualcapitalist website but this one is not updated.
Charting the Number of Failed Crypto Coins, by Year (2013-2022).

The increasing numbers of dead cryptocurrencies recent years can be explained by massive new cryptocurrency projects launched in three latest years. You can easily verify this information with coinmarketcap.com.
The total tracked cryptocurrency chart spikes from about 3.7M in November 2024 to 29.61M now. It explains why there are more altcoins died recent years.
https://coinmarketcap.com/charts/number-of-cryptocurrencies-tracked/

Altcoins even top coins are dangerous for investors and holders.
Don't buy altcoins because they are top altcoins.

[GreatArkansas]

Some people are aiming for big rewards, that's why some are really hooked into altcoins and not on Bitcoin. So, instead of earning some, they lost it instead.
I have some experience with this, converted my Bitcoin to some random altcoins before when I was still beginner in the market. Well, an expensive lessons.

[goldkingcoiner]

People get too greedy.

I was going to say newbies get too greedy but even veterans here have gotten too greedy and bought coins or tokens that ultimately became worthless. Had they only stayed with only Bitcoin, this would not have happened.

I guess it something to do with human nature and we cannot change that.

[ancafe]

Many altcoins will face a deadly end as we go deep into 2026, I advice you have more Bitcoin in your portfolio than having more altcoins, less percentage should be in alts if somehow you like alts, let stocks and Bitcoin takes over the highest percentages of your portfolio because altcoins are too unreliable.

Many developers don't care about solving problems, they want the $$$$ bags.

That's a much wiser move than taking on other parts of the industry, especially altcoins which could negatively impact the sustainability of your investment strategy. Even if people prefer altcoins for a specific reason, the percentage should be adjusted and it's much better to expand your portfolio to Bitcoin. Many altcoins may disappear from the market and many people have lost more money from their investments. This should serve as an example to prevent further casualties.

We can advise anyone, but the decision ultimately depends on each individual. Although we're speaking based on historical facts, many people are still happy investing in altcoins. As long as they think it can be utilized, it may not be a problem, but if we refer to the whole thing, perhaps not everyone is able to utilize altcoin to achieve profits.

[Mpamaegbu]

Many developers don't care about solving problems, they want the $$$$ bags.

This is the major reason I support regulation. A lot of us think regulation will strangulate the space and make government have total control but that's not completely true. An unregulated industry is a free for all scam indulgence. Everyone who thinks they're smart will want to exploit others because no big brother eye is watching and ready to wield a big stick where necessary for discipline sakes. This is why the crypto industry is messed up at the moment. Devs are having a free hand to do whatever they want and get away with such.

[maydna]

Altcoin investment is only for short and medium term investment and not long term investment. Many people gets in the trap by holding so many altcoins lists without they know when they can sell and profits from that.

They can choose Bitcoin investment only for long term investment so they will have more chances to profits. If they still insists to use altcoin as their investment, they should know when they can sells and takes profit from their altcoin investment.

[BitMaxz]

Why risk money on new projects? Unlike before, these new projects are waste of money. Don't invest much on these tokens or memecoins; most of the risk taker invest a small amount, around $2 to $10, because sometimes there are some memecoin pumps more than 10000x, just like Pepe, but spotting those memes is hard. That is why you should invest only what you can afford to lose because it's totally gambling but if you lucky, it is likely the same as winning on lottery.

However, if you are looking for less risky then buying Bitcoin and under top 20 coins still the best option since we already know the cycle and the historical price; choosing them is the best option, and you can hodl until the next cycle.

[ColdLava40]

Many developers don't care about solving problems, they want the $$$$ bags.

In a financial system, no body cares much about problems.the money is what many really focuses on. The amount of altcoins we have today is so un countable and majority of them are meant to make money their developers not for the investors.

We are told to diversify our investment most of the time,which is a good advice. But while doing this, you must be able to differentiate coins or rather know which coins are worth holding. You don't want to waste time holding a bag of worthless coins or token.

In as much as we all want to make the profits you should be smart as well, so the developers don't take advantage of your hard-earned money.bitcoin still stands the most worthy coins to invest on and hold when it comes to cryptocurrency.

[tech30338]

if you want to invest invest on coins that are in the market for a while now, what i mean is the coins that still standing and still in the market and trusted by others, i would not suggest coins that are just build by new people who have no experience or those with experience but using it to pump and dump, invest on top 10 tokens, even if they go below the price they will eventually go up, and is a long term investment for me they are always there but of course its still the investors decision, but wont be investing on meme coins.