Be smart with your hardearned money

[Zaguru12]

This is the major reason I support regulation. A lot of us think regulation will strangulate the space and make government have total control but that's not completely true. An unregulated industry is a free for all scam indulgence. Everyone who thinks they're smart will want to exploit others because no big brother eye is watching and ready to wield a big stick where necessary for discipline sakes. This is why the crypto industry is messed up at the moment. Devs are having a free hand to do whatever they want and get away with such.

Not that I am against this but while at it I seriously will actually love this to be unregulated and my reason is that we have seen regulated platforms still yet to be brought to book by the so called government we have seen massive increase also in traditional monetary system and they simply are just walking free, take for instance regulated exchanges, how many have been hacked and how many the government helped to actually brings back the people’s stolen funds.

While I will like actions to be taken against developers most especially elites or influencers who actually promotes coins or tokens that were created to scam people but i lost hope on this when the likes of Donald Trump who was supposed super-head the regulation act promoting a memecoin in his name not once but twice, how do you hold this people accountable, their defense will always be that they didn’t force anyone to actually invest and the coin it’s self was actually tagged risky from onset which is a good defense

[Ahli38]

Altcoins are down from 70% to 90% and believe me, they can still go down another 90% again, I can see many people saying the altcoins season is coming back soon, I won't say it's impossible but I want you do be ready for the worst.

I personally think that it is not just hard-earned money that needs to be managed well but all money from any source. There's no denying that money is one of the most important things in life. We need it for almost every activity we do. As for trading or even investing in cryptocurrency money is very much needed to take a position. Both of these things carry the risk of losing value in our crypto holdings if the price of the crypto we have purchased declines. Until now I personally still adhere to the principle of investing or even trading using money that I can afford to lose. This principle is necessary to make us more careful in doing so and even able to tolerate if the crypto we have purchased loses value. On the other hand we can never predict the market accurately. And of the many types of crypto chosen for investment not all of them will necessarily generate profits. It is possible that all of them will experience a decline in price if bad news occurs that could affect the crypto market. But diversification into cryptocurrencies with strong fundamentals is also necessary to minimize significant risks rather than choosing cryptocurrencies that lack strong fundamentals. So I personally believe that good management is necessary for investing or even trading in crypto. As for investors they should not put all their money in one basket. As for traders they should not make the decision to over-leverage when trading.

[passwordnow]

Many developers don't care about solving problems, they want the $$$$ bags.

I have figured this out long time ago but, there's some sort of magnet to the hype that their marketers create. And that is why I've understand why there are investors that never stop trying to find the "hidden gem" from these developers. Well, that's a pun there and we know that these developers who makes altcoins that they think will solve a problem are just a front. They're doing it for them to make money and people who invests on it are gullible that they're making something new and will really solve issues but they are not.

[Balmain]

That's a good reminder, and I understand your point. I also lost a lot of money in altcoins between 2021 and 2025. I would have been more profitable if Bitcoin had occupied a larger portion of my portfolio. My losses came from altcoin investments, investments I made with hard-earned money. Everyone learns their lesson in different ways, and now I'm trying to increase Bitcoin's presence in my portfolio.

[Dr.Bitcoin_Strange]

I stopped investing in altcoins after I realized that I should bag more Bitcoin instead of repeating my past mistake of putting my money on too many altcoins and hoping that one or two of the project could do well and that if it does well that I'm going to recover the losses  I encounter with the other unsuccessful projects and still make more profit.

But every time I have tried, it never yields so much significant profit and I even had several losses with altcoins, that's why I just decided to let go of investing in altcoins and focus more on Bitcoin investment and I can tell that the Bitcoin investment is better. Altcoins market is now dominated by scammers and not the old time CEO's that had good idea for projects that they create, these time, t

[Shinpako09]

This just shows why you shouldn’t believe everything you see on social media if you don’t want to become someone else’s exit liquidity. Don’t let your emotions take over and turn you into a fanatic just because an influencer says so.

The problem with others is that they become fanatics of a coin. They keep holding on, standing by their decisions, and believing whatever the description says, that it’s a “utility coin.” They think it really has a future, and their pride won’t let them cut their losses.

They should keep in mind that in investing, business is business.

[Cyber_warrior]

I am not trying to scare altcoins investors but this graph below should be eye opening for many who bets everything they had on altcoins, coming from someone like me who have lost thousands of dollars to altcoins between 2022 and 2025, I just want to remind you guys that altcoins deserves a lesser space in your entire portfolio than Bitcoin.

I don’t think you are scaring anyone, you are just telling people the fact, you telling people what they are suppose to know. If you are planning to invest in altcoin, then it should be with just little amount of money, because the risk is just too much. If you end up pumping everything you having in altcoin and you become unlucky, you going to be losing everything.

If you are investing, then higher percentage of your investment should go to bitcoin, and just little amount of money should go to altcoins because of the risk. Altcoins are just full of surprises because anything can happen to them at any moment, when investing in altcoins, their is no always assurance that you going to be making profits because the coin can crash at any moment.

Developers right now just create coins because they want to make money, because most of those coins have no use case, they are just being pumped, and when they notice that they have gotten enough attention, they going to dump it on people.

[Odusko]

Many developers don't care about solving problems, they want the $$$$ bags.

I have figured this out long time ago but, there's some sort of magnet to the hype that their marketers create. And that is why I've understand why there are investors that never stop trying to find the "hidden gem" from these developers. Well, that's a pun there and we know that these developers who makes altcoins that they think will solve a problem are just a front. They're doing it for them to make money and people who invests on it are gullible that they're making something new and will really solve issues but they are not.

Altcoins is seen by most investors as a safe gambling arena for them, this is because they already know the volatilities in altcoins and how best to approach and play around with it, this is very important instead attaching any long term plans, they just gamble and speculate the price of the coin for the short term and move on expecting the most positive direction to happen are just bag up their losses if that coin failed along the line just like so many others did.

[Bd officer]

Many altcoins will face a deadly end as we go deep into 2026, I advice you have more Bitcoin in your portfolio than having more altcoins, less percentage should be in alts if somehow you like alts, let stocks and Bitcoin takes over the highest percentages of your portfolio because altcoins are too unreliable..

Your advice is not bad but there are many who invest in altcoins to earn more profit and face huge losses. Actually altcoins are very risky so you should not invest too much money in altcoins and most of your portfolio should be kept in bitcoin. Because if you hold bitcoin for a long time, you can expect to make a profit. Now it is unknown how the market will be this year but I also think that the market is likely to be bad so some altcoins may lose value which will be difficult to recover.
Personally, I invest most of my money in bitcoin and also invest some money in altcoins, I invest 90% in bitcoin and 10% in altcoins.

[Johnlomape]

Many developers don't care about solving problems, they want the $$$$ bags.

I have figured this out long time ago but, there's some sort of magnet to the hype that their marketers create. And that is why I've understand why there are investors that never stop trying to find the "hidden gem" from these developers. Well, that's a pun there and we know that these developers who makes altcoins that they think will solve a problem are just a front. They're doing it for them to make money and people who invests on it are gullible that they're making something new and will really solve issues but they are not.

So many scam projects had made people to lost their money to the wrong projects that made them to feel bad about ever investing in the crypto market. This is why we should not forget to tell people to invest in Bitcoin and not to be deceived by the ideas of others that think their are more projects in altcoins projects than Bitcoin. Those that are investing in altcoins must know what they are doing so that they don't have to invest in the wrong projects and lost their money.

[TastyChillySauce00]

It's not a news that altcoin will go to zero for 98% of them. Majority of altcoins don't even need to exist but the developers want to extract money so you got some shitty no utilities altcoin.
If that chart includes the meme coin being deployed everyday, I bet the number would be 99.9% of altcoin are going to zero.

Never hold your altcoin, never marry your bag, marry your bitcoin instead because it's where you gonna get your money safe and growing.

[justdimin]

I stopped investing in altcoins after I realized that I should bag more Bitcoin instead of repeating my past mistake of putting my money on too many altcoins and hoping that one or two of the project could do well and that if it does well that I'm going to recover the losses  I encounter with the other unsuccessful projects and still make more profit.

But every time I have tried, it never yields so much significant profit and I even had several losses with altcoins, that's why I just decided to let go of investing in altcoins and focus more on Bitcoin investment and I can tell that the Bitcoin investment is better. Altcoins market is now dominated by scammers and not the old time CEO's that had good idea for projects that they create, these time, t

A very smart move. I am not saying none of us should ever invest into altcoins, of course there will always be people who invest into altcoins, but it is not really a "must", we can avoid them if we want to. The entire point of altcoins in the big 2021 bull run was to create those 100x fake runs so that people would see and hype and more people join. For example we didn't had it in 2025 bull run and it is why we didn't go up a lot.

So I love alts when others invest, I just do not feel like I have to be the one, I am not responsible for it. I am fine with small returns if it means at least less risky, bigger returns but a risk of losing it all is not something that I enjoy and that is why I avoid them as much as possible.

[Akbarkoe]

I am not trying to scare altcoins investors but this graph below should be eye opening for many who bets everything they had on altcoins, coming from someone like me who have lost thousands of dollars to altcoins between 2022 and 2025, I just want to remind you guys that altcoins deserves a lesser space in your entire portfolio than Bitcoin.






Altcoins are down from 70% to 90% and believe me, they can still go down another 90% again, I can see many people saying the altcoins season is coming back soon, I won't say it's impossible but I want you do be ready for the worst.

Years back we never had AI platforms building cryptos in minutes, just like that, it is far more easier to create shit coins then rent some twitter influencers and deceive some followers into thinking that this is the next x100 coin.

Many altcoins will face a deadly end as we go deep into 2026, I advice you have more Bitcoin in your portfolio than having more altcoins, less percentage should be in alts if somehow you like alts, let stocks and Bitcoin takes over the highest percentages of your portfolio because altcoins are too unreliable.

Many developers don't care about solving problems, they want the $$$$ bags.

If you invested wisely in altcoins since 2022, you should have made substantial profits due to the market's growth starting in 2022. If you've read more about cycle patterns, you'll know that the confluence of late 2025 to early 2026 is the anticipated end of the cycle. If you were more responsible with your risk, you would have reduced your altcoin position since early 2025, but it seems that wasn't the case.
And the most damaging mistake in your article is that you follow influencers in your investments, which an investor shouldn't do. Those who don't personally understand how crypto investments should be based on personal research from a fundamental and technical perspective. And yes, the main principle in altcoins is not to invest too long.

[snowpega]

I am not trying to scare altcoins investors but this graph below should be eye opening for many who bets everything they had on altcoins, coming from someone like me who have lost thousands of dollars to altcoins between 2022 and 2025, I just want to remind you guys that altcoins deserves a lesser space in your entire portfolio than Bitcoin.
<snip>

So you have learned that massage after what you have faced in your past. But you are spreading a good message here with others. Br,o for me, investing in altcoins that are more like shitcoins just to try your luck is a form of gambling with your own earned money. Investing in altcoin is a very picky part, and there are very few altcoin projects that have a good use case that are currently present in the market. Well, now you know what the best choice to invest in the crypto space for the best survival is.

And if I have to use something relatable then I would say that one should invest 70% of his portfolio in the bitcoin and only 20% of the portfolio in the altcoin and rest of 10% one should hold in the form of USDT so that one can avail the coming opportunity of the market. I am all saying because I believe that diversification is the best strategy for a safe play. And sometimes this can help to reduce risk in investment, as we should also focus on risk management strategy for our own best. DYOR!

[passwordnow]

Many developers don't care about solving problems, they want the $$$$ bags.

I have figured this out long time ago but, there's some sort of magnet to the hype that their marketers create. And that is why I've understand why there are investors that never stop trying to find the "hidden gem" from these developers. Well, that's a pun there and we know that these developers who makes altcoins that they think will solve a problem are just a front. They're doing it for them to make money and people who invests on it are gullible that they're making something new and will really solve issues but they are not.

Altcoins is seen by most investors as a safe gambling arena for them, this is because they already know the volatilities in altcoins and how best to approach and play around with it, this is very important instead attaching any long term plans, they just gamble and speculate the price of the coin for the short term and move on expecting the most positive direction to happen are just bag up their losses if that coin failed along the line just like so many others did.

And remember that many of them have been gambling with the money that they have worked hard and yet, they're not willing to use. It's out of their minds that they're gambling with the wrong choices but even with that, and others are giving them a reminder not to do it. They're not stopping because for them for as long as they see some movements happening in it, they'll do that gamble.

I have figured this out long time ago but, there's some sort of magnet to the hype that their marketers create. And that is why I've understand why there are investors that never stop trying to find the "hidden gem" from these developers. Well, that's a pun there and we know that these developers who makes altcoins that they think will solve a problem are just a front. They're doing it for them to make money and people who invests on it are gullible that they're making something new and will really solve issues but they are not.

So many scam projects had made people to lost their money to the wrong projects that made them to feel bad about ever investing in the crypto market. This is why we should not forget to tell people to invest in Bitcoin and not to be deceived by the ideas of others that think their are more projects in altcoins projects than Bitcoin. Those that are investing in altcoins must know what they are doing so that they don't have to invest in the wrong projects and lost their money.

I hate them because I am one of those people that have been fooled by them. It's also a mistake of mine because of the hype and trend that they create but, lesson learned.

[$crypto$]

Some people are aiming for big rewards, that's why some are really hooked into altcoins and not on Bitcoin. So, instead of earning some, they lost it instead.
I have some experience with this, converted my Bitcoin to some random altcoins before when I was still beginner in the market. Well, an expensive lessons.

It is not strange, people expect the altcoin season with an increase to 10x -100x the reality is that it does not happen and many altcoins that have only been listed a few months later fall above 70% so altcoins with strong fundamentals still do not guarantee for the long term unless the short term you can do with the strategy you have.

The experience of losing a lot of money in altcoins has been felt --- now the bad past experience has been well minimized meaning that the portfolio is now more bitcoin above 70%.

[pawanjain]

I am not trying to scare altcoins investors but this graph below should be eye opening for many who bets everything they had on altcoins, coming from someone like me who have lost thousands of dollars to altcoins between 2022 and 2025, I just want to remind you guys that altcoins deserves a lesser space in your entire portfolio than Bitcoin.

snip


Altcoins are down from 70% to 90% and believe me, they can still go down another 90% again, I can see many people saying the altcoins season is coming back soon, I won't say it's impossible but I want you do be ready for the worst.

Years back we never had AI platforms building cryptos in minutes, just like that, it is far more easier to create shit coins then rent some twitter influencers and deceive some followers into thinking that this is the next x100 coin.

Many altcoins will face a deadly end as we go deep into 2026, I advice you have more Bitcoin in your portfolio than having more altcoins, less percentage should be in alts if somehow you like alts, let stocks and Bitcoin takes over the highest percentages of your portfolio because altcoins are too unreliable.

Many developers don't care about solving problems, they want the $$$$ bags.

Yes, it is easy to create altcoins these days with the help of AI. We can create altcoins in less than 10 minutes.
But that's not what the point is. Most people are in it for the money thus investing in shitcoins, memecoins, NFTs etc...
Some of them have made millions of money but many of them have lost money on the other side.
But I think altcoins which have a real big project behind it is something we can consider investing in but considering the risk factor.
For example, Ethereum, Solana, Matic etc... are some altcoins which have their own ecosystem.
Such projects can be considered to invest in considering the risk factor ofcourse.

[WatChe]

That's a good reminder, and I understand your point. I also lost a lot of money in altcoins between 2021 and 2025. I would have been more profitable if Bitcoin had occupied a larger portion of my portfolio. My losses came from altcoin investments, investments I made with hard-earned money. Everyone learns their lesson in different ways, and now I'm trying to increase Bitcoin's presence in my portfolio.

People invest in alts that are cheap in price with intention of getting rich with small investment but they end up losing everything in such cheap coins. It's important to understand that with few exceptions not every alt coin can be considered for investment. Specially we must stay away from the newly launched alt coins, they are mostly scammed and launched with sole purpose of gathering money. If you are investing in crypto then Bitcoin must be the first choice and only top alts listed on cmc should be considered for investment.     

[bangjoe]

That's a good reminder, and I understand your point. I also lost a lot of money in altcoins between 2021 and 2025. I would have been more profitable if Bitcoin had occupied a larger portion of my portfolio. My losses came from altcoin investments, investments I made with hard-earned money. Everyone learns their lesson in different ways, and now I'm trying to increase Bitcoin's presence in my portfolio.

People invest in alts that are cheap in price with intention of getting rich with small investment but they end up losing everything in such cheap coins. It's important to understand that with few exceptions not every alt coin can be considered for investment. Specially we must stay away from the newly launched alt coins, they are mostly scammed and launched with sole purpose of gathering money. If you are investing in crypto then Bitcoin must be the first choice and only top alts listed on cmc should be considered for investment.     

Yes the newly launched altcoins are more dangerous than other stronger altcoins such as ETH or XRP or BNB, the new altcoins created in this cycle have poor interest from the market, especially those with the Airdrop system, the average coin has decreased significantly from the ATH that has been created before, I know that this may not be very good to say, but from most investors it seems to lose from the altcoins created during this cycle.

Bitcoin should be a big part of your portfolio.

[Johnlomape]

That's a good reminder, and I understand your point. I also lost a lot of money in altcoins between 2021 and 2025. I would have been more profitable if Bitcoin had occupied a larger portion of my portfolio. My losses came from altcoin investments, investments I made with hard-earned money. Everyone learns their lesson in different ways, and now I'm trying to increase Bitcoin's presence in my portfolio.

People invest in alts that are cheap in price with intention of getting rich with small investment but they end up losing everything in such cheap coins. It's important to understand that with few exceptions not every alt coin can be considered for investment. Specially we must stay away from the newly launched alt coins, they are mostly scammed and launched with sole purpose of gathering money. If you are investing in crypto then Bitcoin must be the first choice and only top alts listed on cmc should be considered for investment.     

There is no way those people could have known that their investments were going to be wildered before their eyes.
Investing in altcoins can look very profitable at first but with time when you are enjoying the money, that is when you can realize that there is bigger risks investors need to bear that can lead to severe loses. The altcoins that had so many promises and good road map were the ones that easily scammed people without any warning of preparation.
Because of the quest to get bigger profits, investors are lured to invest and at the end they will lose their money for the sake of greed.