Marriage Future Financial Arrangement.

[Saxonebloomy]

Before getting  married you need to talk about  your future financial arrangements with your intended spouse now.You can do this by considering some of these questions, Like how will our income be budgeted? Will we have a joint bank account or separate accounts? Which spouse will be more adept at keeping  financial records  and seeing that bills are paid? How much money can one of us spend on a purchase without consulting the other?
            So what's your suggestions or what's your take on this!

[bitterguy28]

couples should really consider having a prenuptial agreement that dictates what's theirs and what's not this might seem unromantic to some but this is the reality and a good way to protect yourself just in case things happen

it's not unromantic.. it's practical!!

[Fiatless]

Before getting  married you need to talk about  your future financial arrangements with your intended spouse now.You can do this by considering some of these questions, Like how will our income be budgeted? Will we have a joint bank account or separate accounts? Which spouse will be more adept at keeping  financial records  and seeing that bills are paid? How much money can one of us spend on a purchase without consulting the other?
            So what's your suggestions or what's your take on this!

Money is one popular reasons for the high rate of divorce. Couples should agree on how money will be used in the family before marriage. When there is no financial integrity and accountability in the home, it leads to conflicts. Trust is developed between couples if there is financial openness. Your partner should know how much you earn and how it is spent.    

[Oasisman]

couples should really consider having a prenuptial agreement that dictates what's theirs and what's not this might seem unromantic to some but this is the reality and a good way to protect yourself just in case things happen

it's not unromantic.. it's practical!!

Depends on the country/culture. Though many countries consider prenuptial agreements, in some cultures, it is considered unromantic. Why? because marriage is supposed to be a solid bond between two people who trust each other. It is supposed to be unbreakable, like the wedding vows, remember? So, marriage should always be romantic, and of course, with enough financial capacity. Forcing marriage despite being broke is an irresponsible choice.
Being practical, yes, in the modern world, and in places where divorces are getting easier to achieve. It is like a protection when marriage goes south. So, this is also the same as saying, "Why should we get married then? When we can just live together in one place, have children, and we don't need any agreement in case we decide to go our separate ways". This is more practical than getting married and having some agreements.  

[Tipstar]

Before getting  married you need to talk about  your future financial arrangements with your intended spouse now.You can do this by considering some of these questions, Like how will our income be budgeted? Will we have a joint bank account or separate accounts? Which spouse will be more adept at keeping  financial records  and seeing that bills are paid? How much money can one of us spend on a purchase without consulting the other?
            So what's your suggestions or what's your take on this!

I don't think that's a big deal when you two both are independent and do share each others large financial decisions and trust each other.
I'm married for three and a half years now, we both earn, I do tell her how much I'm saving but I don't need to explain about where every of my money is going. When the amount is large like buying stocks or large amount of crypto, I do tell her but not for small amounts. She's a more conservative saver so all her savings goes into banks but I like to play with my money. Last month I even managed helping my friend with some money without her knowing. I don't ask about all her money either but they are visible on her savings account.

[Fortify]

It's a good idea and the best marriages are those with good communication. You must also expect a fair share and contribute in different ways. For example the wife might clean the house but the husband may be expected to maintain the garden/do odd jobs, but these roles are by no means fixed. In any relationship money can end up as a contentious issue, so it's better to resolve any questions up front so there is no kind of resentment or bitterness that can build up.

[SUPERSAIAN]

Before getting  married you need to talk about  your future financial arrangements with your intended spouse now.You can do this by considering some of these questions, Like how will our income be budgeted? Will we have a joint bank account or separate accounts? Which spouse will be more adept at keeping  financial records  and seeing that bills are paid? How much money can one of us spend on a purchase without consulting the other?
            So what's your suggestions or what's your take on this!

Money is one popular reasons for the high rate of divorce. Couples should agree on how money will be used in the family before marriage. When there is no financial integrity and accountability in the home, it leads to conflicts. Trust is developed between couples if there is financial openness. Your partner should know how much you earn and how it is spent.    

Financial transparency is essential. Many problems in marriages stem from money, leading to divorces. It's beneficial to discuss and decide on this before marriage, at least you'll know who will pay what beforehand. In marriage, both partners need to be constructive and do their best regarding costs. I believe it's not just the man's responsibility; the woman should also be supportive and help reduce expenses during difficult times.

[Joeboy]

There is a popular saying amongst some folks in my country and that is "Owó-Ni-Kókó" this is a Yoruba word which means Money is very important infact it's the main thing.... That is why I think that talking about money first before getting married is a more wiser approach. It helps to prevent later misunderstandings...Financial Misunderstandings is mostly at the top of the the hierarchy of misunderstandings that we have in most families today that is why it is important to first discuss it prior to marriages..... And then I really think that a particular arrangement may not work for everyone. There are some families that do well with having a joint account while some others crumble because of it....That is why understanding is very important, the wife should be able to understand what works for the man same thing applies to the man he should also try and understand what works well for the woman....And then for the financial records, I think that the both partners should still be aware of their financial situation, but then any of them that is very good at tracking expenses should take the lead..

[Bluedrem]

Yes, post-marriage financial planning is a very important issue. Because not all girls have the same needs. There are many girls whose needs are very high. Now if the husband earns a small amount, then many times it is seen that he fails to fulfill the needs of his wife, resulting in various kinds of unrest in the family. Due to this unrest, even divorce can occur. Therefore, it is very important to discuss financial matters with the girl before marriage, but there are very few people in our society who openly discuss financial matters with the girl before marriage. That is why the number of divorces is very high.

[Roseline492]

Before getting  married you need to talk about  your future financial arrangements with your intended spouse now.You can do this by considering some of these questions, Like how will our income be budgeted? Will we have a joint bank account or separate accounts? Which spouse will be more adept at keeping  financial records  and seeing that bills are paid? How much money can one of us spend on a purchase without consulting the other?
            So what's your suggestions or what's your take on this!

Joints bank account is good for spouses but not all the couple will like there accounts being tide together, some will like to fulfill there responsibilities from there own personal account so that their spouse will not feel they have the right to no how the other persons money is going, joints account is mostly okay when this two are working class people so that there would be an equality crediting of the account so that there both right to the funds will not be discriminated by the person who always fund the account. Joints account should be different from spending account if not lavish spending will take over the account.

[Joy_learns_crypto]

couples should really consider having a prenuptial agreement that dictates what's theirs and what's not this might seem unromantic to some but this is the reality and a good way to protect yourself just in case things happen

it's not unromantic.. it's practical!!

You have a point but not on this thread, the OP here is telling people in marriage about the finances of their marriage life which is when they are together but yours is about marriage people planning for the finances of their separation this is are different things.
If two people agree with prenuptial before marriage for me the woman should be allowed to work and raising of the children will be equal and even the wife is pregnant the man has to stop work till the duration of when the woman is fit enough to start working.

[Findingnemo]

Marriage is sharing everything together so in finance you guys share everything as per your income and budget according to it. Usually women take care of the budget well and men also can be a participant in it. Nothing to worry about it, might be difficult to adjust at first but once you get along you will go together.

[mindrust]

Always get a prenup agreement before you get married. If the spouse refuses to sign it, find someone who does. If everyone follows the same pattern, one of two things will eventually happen.

1- Humanity will vanish because nobody will get married and make kids again.
2- Prenup agreements will be the norm.

As long as you insist on prenups, you don’t lose nothing either way. You only lose once you lower your guard and sign the marriage agreement without a prenup. Then you are at the mercy of your spouse.

[Akbarkoe]

This is an important point for the economic future of the household because talking about money is very sensitive so it needs to be discussed before the wedding so that everything runs very smoothly in any condition after the wedding and has good financial management as the foundation of married life.
Before I was still normal, I worked and my wife stayed at home taking care of the family and finances at home, at one time there was a problem because we did not have much savings and there was no financial record that we ended up confused and even fought.

Today I have a spreadsheet for my financial records at home that can be accessed by me and my wife, every incoming income and outgoing expenses are written down every day so we can see how much money is spent every month, and that's where I found the key to more effective monthly budgeting and still being able to save and have investment funds.

[JoyMarsha]

Talking about how finances will be run before getting married is an important thing to do, but many other things should be talked about before tying the knot with anyone.

To add to the question of finances, questions like this, should ask also, career goals, how many kids to have, blood group, values and beliefs, future plans, and how to handle conflicts in the home

[GiftedMAN]

Money is one popular reasons for the high rate of divorce. Couples should agree on how money will be used in the family before marriage. When there is no financial integrity and accountability in the home, it leads to conflicts. Trust is developed between couples if there is financial openness. Your partner should know how much you earn and how it is spent.    

I will like to support this by suggesting that the agreement should be documented so that after marriage one person will not go against the agreement there by making the other person to feel betrayed in the marriage. I believe in oneness and open accountability which is good but after marriage if one person starts hiding their finance. If you have a partner who understands the amount you made and the things you spend on it's easier for them to know when you are saying the truth and it will help to avoid any conflict.

[Nanga Parbat]

Money is one popular reasons for the high rate of divorce. Couples should agree on how money will be used in the family before marriage. When there is no financial integrity and accountability in the home, it leads to conflicts. Trust is developed between couples if there is financial openness. Your partner should know how much you earn and how it is spent.    

Money is the reason why life after marriage becomes difficult because some people do not clarify how much money a man earns but because of this later there would be fights between husband and wife and the matter would reach divorce. Therefore it should be clarified before the income is spent.In this way the wife will also know how she can manage the house.This will also reduce the differences between the two.I have seen many cases where husband and wife have trust and are happy even with less money but if everything is not clear that is if there is no trust then there is more friction in the relationship due to which the divorce rate is high.

[coupable]

Before getting  married you need to talk about  your future financial arrangements with your intended spouse now.You can do this by considering some of these questions, Like how will our income be budgeted? Will we have a joint bank account or separate accounts? Which spouse will be more adept at keeping  financial records  and seeing that bills are paid? How much money can one of us spend on a purchase without consulting the other?
            So what's your suggestions or what's your take on this!

It looks like you are only targeting men by your questions because frequently women aren't the side that opens topics about financial management before the mariage. Personally, I will suggest a financial plan to manage family budget from both incomes me and her because I refuse to marry a jobless woman for several reasons.

[Berry2d]

Money is one popular reasons for the high rate of divorce. Couples should agree on how money will be used in the family before marriage. When there is no financial integrity and accountability in the home, it leads to conflicts. Trust is developed between couples if there is financial openness. Your partner should know how much you earn and how it is spent.    

Money is the reason why life after marriage becomes difficult because some people do not clarify how much money a man earns but because of this later there would be fights between husband and wife and the matter would reach divorce. Therefore it should be clarified before the income is spent.In this way the wife will also know how she can manage the house.This will also reduce the differences between the two.I have seen many cases where husband and wife have trust and are happy even with less money but if everything is not clear that is if there is no trust then there is more friction in the relationship due to which the divorce rate is high.

Clarification on the total income coming in and proper planning on how its been spent is a very good method of resolving marital conflict, also will reduce divorce caused by such issues but the lifestyle of all women are so complicated and very difficult to understand when ever money is involved. But as for me i don't prefer such method as it may also lead to problem when you fail to adhere to her spending pattern because she must like to know all and saving for rainy days becomes difficult.

[Josefjix]

couples should really consider having a prenuptial agreement that dictates what's theirs and what's not this might seem unromantic to some but this is the reality and a good way to protect yourself just in case things happen

it's not unromantic.. it's practical!!

I agree with you, I saw an article about this popular boxer, Anthony Joshua, saying any woman that will gonna get married to him will surely undergo prenup agreement before marriage, and then many women aren't ready for this. He said.
This day women aren't ready to spend in marriage, they want men to take their responsibility while they sit and do nothing. Anyway, the only woman ready for this should be able to submit under the leadership of men and track every income, save and then establish themselves. Women knows how to do that.