Looks interesting and the $60 / year is not the worst.
I think the price is fair for what you get, the only thing you have to accept is the risk that comes with these types of services - because the owner can be 100% honest, but he depends on the card issuer, which is subject to supervision and checks by various agencies.
But, if you tie it to your phone to use in google pay you are still giving up some privacy.
Unless you have a 2nd phone that is not tied to you.
Considering how cheap smartphones are today, this shouldn't be a problem for those who want more privacy. When paying through the POS, you should keep in mind that everything is under camera surveillance, so if someone wants to find you, it's hard to stay hidden.
And yeah, it's only 1.9% top up. The BTC rate I see vs other places is a little low so I don't know if that is a profit center for him or just a bit of a lag between what I see online and their price updating.
-Dave
The top-up fee is more than reasonable for me personally, it can hardly go below that, although it is possible that it will be even lower in the future. In any case, this is perhaps one of the best options when it comes to NO-KYC cards, given the high monthly limit and the possibility of withdrawing cash from ATMs.
However, it should be taken into account that ATM withdrawals work only at banks that approve withdrawals from mobile wallets (NFC), and as I read in their group, in some countries the thing works, but not in others.