It is important that if you can't buy bitcoin and hodl it , just from the signature income you receive try and hold some instead of using all for your personal needs after all you are not looking for money or have need for an extra job in other to buy bitcoin but from your income which will serve as savings to you just as OP has said it , that is another way of hodl if you are really determined
Yes, it is important that if you cannot buy and hold Bitcoin, then you are a trader. At this stage, it is true that there is no need for an additional job in any other country to buy Bitcoin, rather, if all citizens living in this country have some currency/Naira left as savings after meeting their basic needs, then it would be an ideal fund to buy Bitcoin in my opinion. However, everyone has to be determined in investing because this is another way to hold Bitcoin, currently there is a drought in the market, so in this situation, everyone has a prime opportunity to save a little more BTC with a small amount of our local currency.