Buying Bitcoin blocked by your bank? I built a checker (BankToBTC)

[banktobtc]

Hi everyone,

I just launched https://banktobtc.com/, a free database for beginners who keep hitting the same wall: you try to fund a Bitcoin buy and the bank transfer fails, gets delayed, or triggers a fraud hold.

What is BankToBTC?
BankToBTC is an independent database that shows whether your bank can fund a Bitcoin purchase, which transfer rails work best, and which exchanges are locally regulated where applicable, so you avoid failed deposits and fraud holds.

What it includes:

• Bank specific Bitcoin and crypto funding policies (friendly vs limited vs blocked)
• The deposit rails that usually work in each country (ACH, SEPA, Faster Payments, OSKO, etc.)
• Common failure points like transfer limits, beneficiary delays, card declines, and “fraud review” holds
• Exchange options with licensing or registration checks where applicable

The goal is to reduce trial and error and help you choose a funding path that is more likely to succeed.

Would love feedback:

What data points should we add next? We will be adding more banks/countries as we fill out our database.

What limits or failure cases have you personally hit when trying to buy Bitcoin?

Thanks.

[knowngunman]

This is more like a service announcement and you should consider moving it to appropriate board Service Announcements

I checked the site and it covers just few Europe countries and America yet. It's a nice try I must commend but I see it as a site to check success rate when want to perform Bank and crypto transactions. It does not offer solution to blocked or failed transactions.

Update the title to align with the reality of what your site does and with time, make it advance to cover more regions.

[Yamane_Keto]

This is the first time I've heard of such a service.

Where does this data come from, and how are complaints updated?
Can users add comments about the service or submit any complaints?

Banking situations vary depending on account activity, so complaints may differ, but it's a good service.

This is more like a service announcement and you should consider moving it to appropriate board Service Announcements

That's right, the project isn't looking for development.

[banktobtc]

This is more like a service announcement and you should consider moving it to appropriate board Service Announcements

I checked the site and it covers just few Europe countries and America yet. It's a nice try I must commend but I see it as a site to check success rate when want to perform Bank and crypto transactions. It does not offer solution to blocked or failed transactions.

Update the title to align with the reality of what your site does and with time, make it advance to cover more regions.

My apologies for this!

The website we just launched is a V1 and are adding more regions as time progresses. We are currently focused on auditing V1 to ensure that it aligns with each bank's policies.

[banktobtc]

This is the first time I've heard of such a service.

Where does this data come from, and how are complaints updated?
Can users add comments about the service or submit any complaints?

Banking situations vary depending on account activity, so complaints may differ, but it's a good service.

This is more like a service announcement and you should consider moving it to appropriate board Service Announcements

That's right, the project isn't looking for development.

Thanks for the kind words.

We have pulled information from a mixture of the specific banks policies (whether it be general or pertaining to crypto), as well as user forums like reddit for case-by-case scenarios to issue certain warnings.

This is the V1 we launched last week, we are still working on developing ways to better verify each bank (although it is currently very solid) and adding more regions!

I have had a few bank accounts closed before, so wanted to build this out of my own frustration.