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Author Topic: A Job Pays the Bills, but It Will Never Buy You Freedom  (Read 926 times)
Anayochukwu
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February 01, 2026, 10:42:17 AM
 #121

It also depends on what type of job you are currently in. If you are working on a high paying job for years, then it could establish your finances soon and give you financial stability and freedom in the long run.

But if you stay working as a minimum wage earner, even if you work for how many decade, you will only survive from those daily financial challenges but you will never achieve financial independence in the end. The best option is to find a good business or investment that will help you build your financial stability, without leaving your current job. It may be difficult at first, but you will reap the maximum benefits once your investment or business starts paying off.
You're right because there are many paying jobs which someone that is responsible can easily use it to establish himself without any problem in the future. However, I think the most important thing in life is good planning because most times even people that have well pay job not even planning themselves well due to over confidence forgetting that you are not the one that employ yourself. To be honest one needs to plan for future purposes because investment makes things easier than any other thing because it will be good to suffer today and enjoy tomorrow than enjoying today and leave your family in surfering that would be the greatest mistake someone would ever do.

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February 01, 2026, 02:33:57 PM
 #122

Gaining freedom financially is what we get after overcoming some financial problems that tends to kick us off balance, at times it becomes possible because of the works of once government. If we look at the economic system of Switzerland that is the world richest country in 2025, you will see how favourable and conducive the economy is to the average citizens of the country, where job opportunities where created and cost of living low. If once country could provide all this in abundance the way it is supposed to be, a fight for financial stability becomes very easy due to the fact that we can have more to save and invest in profitable businesses other than spending it on bills just to meet end needs.

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February 01, 2026, 03:21:45 PM
 #123

It also depends on what type of job you are currently in. If you are working on a high paying job for years, then it could establish your finances soon and give you financial stability and freedom in the long run.

But if you stay working as a minimum wage earner, even if you work for how many decade, you will only survive from those daily financial challenges but you will never achieve financial independence in the end. The best option is to find a good business or investment that will help you build your financial stability, without leaving your current job. It may be difficult at first, but you will reap the maximum benefits once your investment or business starts paying off.
You're right because there are many paying jobs which someone that is responsible can easily use it to establish himself without any problem in the future. However, I think the most important thing in life is good planning because most times even people that have well pay job not even planning themselves well due to over confidence forgetting that you are not the one that employ yourself. To be honest one needs to plan for future purposes because investment makes things easier than any other thing because it will be good to suffer today and enjoy tomorrow than enjoying today and leave your family in surfering that would be the greatest mistake someone would ever do.

Yes indeed, knowing how to balance and how to maximize your resources may help you to achieve financial goals, though it's really tough especially if you don't know how to handle your finances, which is the common mistake even those who are earning decent amount of money in thier monthly salaries, overspending usually brings you to keep the same status and no saving after your each month income.

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February 01, 2026, 04:21:02 PM
 #124

Only a job that will give you freedom is when you have your own business or other thing that you are doing on your own and not someone else's. A job will always provide the basics, but in most cases, having a job may not allow you to afford a good lifestyle. Many people are doing a job but it is not satisfying and they want to invest online but they don't know how to invest. If you have a good business doing that will make you feel comfortable, you will have freedom and have much time.
A successful business that makes you comfortable and gives you plenty of time can only be achieved when you've built a solid foundation for it. Your business can now run automatically. You have managers and employees to manage your business. But to achieve that, you have to work extra hard. A worker has clear working hours, holidays, and job descriptions. But an entrepreneur, especially a beginner, must work more than 9 hours. They must think about business strategy, identify market potential, identify target audiences, find suitable products, conduct market research, and manage finances to ensure the business is profitable and avoid losses. So, business isn't as easy as it seems. That's why most people who already work see this reality, and sometimes it's the reason why not everyone can become an entrepreneur and choose to be an employee. They might try to find a side job. But leaving an employee is difficult, unless the side job has become a business and the business has grown, requiring more time and seriousness to pursue it.

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February 01, 2026, 09:27:49 PM
Last edit: Today at 09:41:36 AM by alastantiger
 #125

A job is never a mistake. A job brings dignity and security. But in today’s world, relying only on a job makes it very hard to achieve financial freedom a truth very few people openly talk about. Yes, the salary comes at the end of the month, but the time never comes back. Dreams slowly get postponed to  next month. That’s why, alongside a job, it’s important to build something of your own whether it’s trading or a business. Maybe the next five years will be difficult, but the following fifty years can be lived in freedom. Not to become big overnight, but to slowly build a solid foundation for yourself.

A job helps you survive, but business or trading gives you the opportunity to be free. Of course, there is risk—but not blind risk. Learning, understanding, and moving forward step by step is the wise approach. Because real freedom comes only when your income does not depend on a single source.



A job isn’t a mistake at all because to most people, it is the only realistic way to start off in life. It pays the bills, gives stability, and keeps life moving and for the immediate best that is a good deal.  You get paid every month, yes, but the months keep going, and somehow the bigger goals are always pushed to later, that’s the part people don’t like to admit and that is becuase the current Job is the only plan. You came up every month and just continue the same routine.

It is smart at this point to be doing something alongside a job and not because everyone must become an entrepreneur overnight, but because depending on one income is risky in itself. Building a business, learning a trade, or even investing carefully take will time and patience, yes, and the early years can be tough but then it is often a fair trade because a few hard years now for more control over your life later, you choose.

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February 01, 2026, 09:44:49 PM
 #126

I used to be an employee too, and I realized that being an ordinary worker doesn't really grant you freedom neither in terms of time nor finances. In my experience, the only way to achieve some level of financial freedom is if you hold a high position or earn at least $1,000 a month.

If your income is lower than that, financial freedom is out of reach. Especially here in our country, where an ordinary worker only earns around $250 to $350 sometimes even less.
While the salary helps pay the bills, it usually all goes toward basic commodities. It's never enough if you don't have another source of income outside of a single job.

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February 01, 2026, 09:47:11 PM
 #127

Job is a means of survival but it's also the step to freedom let us not underscore job,you most times do job to get experience then you move over to whatever you want to go into but of course if you consider job the final point you will work till you get old and then have only your retirement plan as freedom in your sick bed or death bed, according to an old saying, big money never comes clean, jobs are clean money but big money you the extra works and even employ people to do it with you.

How is a job a step to freedom? A job is only a way for survival that people don't choose by will but out of compulsion. You will barely find people who would say that they love doing jobs, or they are doing it because it's their passion or interest; the majority of people in the world are doing jobs because they need to do it, and the reason for that is that not every person can start doing something of their own, because they can't afford to do that. Starting a business is both time-consuming and resource-intensive, and not everyone can have enough time and resources to do it.

So, I don't think we can say that a job is a step towards freedom, because there is no way one can gain freedom when they are committed to a job, and if someone says that by doing a job one can save enough money to then start a business of their own then they need to understand that the majority of jobs that people do don't pay more than enough, which means that you get your salary, you spend it on your monthly necessities, and that's it, you don't get to save anything from it because it's not that much.
Have you ever done a job before? I want to know ? have you ? because if you have then go back in time and see how the job got you to meet someone and from one you merry another and you got opportunities after quitting the job from the people you meet during the job, moving forward the progress you made that brought you to the extent you got freedom outside the jobs where did you make the money from, you see the job helps you build the stand point where you can now beat your chest and say you don't need a job that's a step toward the freedom you seek. it all adds up.

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February 01, 2026, 10:02:21 PM
 #128

It also depends on what type of job you are currently in. If you are working on a high paying job for years, then it could establish your finances soon and give you financial stability and freedom in the long run.

But if you stay working as a minimum wage earner, even if you work for how many decade, you will only survive from those daily financial challenges but you will never achieve financial independence in the end. The best option is to find a good business or investment that will help you build your financial stability, without leaving your current job. It may be difficult at first, but you will reap the maximum benefits once your investment or business starts paying off.
You're right because there are many paying jobs which someone that is responsible can easily use it to establish himself without any problem in the future. However, I think the most important thing in life is good planning because most times even people that have well pay job not even planning themselves well due to over confidence forgetting that you are not the one that employ yourself. To be honest one needs to plan for future purposes because investment makes things easier than any other thing because it will be good to suffer today and enjoy tomorrow than enjoying today and leave your family in surfering that would be the greatest mistake someone would ever do.

Yes indeed, knowing how to balance and how to maximize your resources may help you to achieve financial goals, though it's really tough especially if you don't know how to handle your finances, which is the common mistake even those who are earning decent amount of money in thier monthly salaries, overspending usually brings you to keep the same status and no saving after your each month income.

It's very simple and at the same time very hard too, because there is one thing that people actually fail to know and that's the act that if you earn below your expenses then you must do something to blend the two together if not you will end up having serious financial problems especially if you want to further diversify into investments plans.

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February 01, 2026, 10:12:56 PM
 #129

Another financial freedom goal. Well, it's not bad to dream of this and hope it will be achieved one day. However, we need to be realistic here. Not everyone has the capacity to run their own business or handle investments successfully. Sometimes, more than one job can be too much for a person, but that one job might be well compensated, not only to pay bills but also to have excess for leisure. To make it short, not all jobs pay only for survival every day. There are many high-paying jobs, but only a select few can potentially achieve them. 

Though it is good to have multiple sources of income, but then again, not everyone can handle it. Some people just value their peace of mind or health in some cases, over another job to earn more.
Financial freedom is everyone's dream. To be realistic, perhaps the percentage of people in the world who actually have financial freedom is not even 5%. Achieving financial freedom requires the right investments, a good environment, and all the winds blowing in your favor. Just working to pay bills and having enough money left over isn't bad either consider that millions of people don't have that.


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February 01, 2026, 10:49:09 PM
 #130

A job is never a mistake. A job brings dignity and security. But in today’s world, relying only on a job makes it very hard to achieve financial freedom a truth very few people openly talk about. Yes, the salary comes at the end of the month, but the time never comes back. Dreams slowly get postponed to  next month. That’s why, alongside a job, it’s important to build something of your own whether it’s trading or a business. Maybe the next five years will be difficult, but the following fifty years can be lived in freedom. Not to become big overnight, but to slowly build a solid foundation for yourself.

A job helps you survive, but business or trading gives you the opportunity to be free. Of course, there is risk—but not blind risk. Learning, understanding, and moving forward step by step is the wise approach. Because real freedom comes only when your income does not depend on a single source.
I know a person who is from a very rich family but he lives on his own in an apartment that was bought for him by his parents. He is also very smart but strangely, he works for a company instead of owning his own business. He has the brain to build a great business because he has a bachelor in Business and also MBA, both finished in world's top universities but strangely, he prefers to work for a company and when I asked him why he prefers it, his answer was that he has a good salary, free corporate events and lots of free time once he finishes his work. As he told me, business requires more time and more stress, which he doesn't want. He prefers to work in a good company with a good salary and attend corporate events with his co-workers, to socialise with them instead of running his own business.

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February 01, 2026, 10:58:38 PM
 #131

Quote from: Ocham
Thats why, alongside a job, its important to build something of your own whether its trading or a business. Maybe the next five years will be difficult, but the following fifty years can be lived in freedom.

@ocham this "build something of your own" narrative always sounds great until everyone ends up buying some guru's course on how to make a million from an online store and gets rekt instead
seen this play out for years man
trading is not some magic bullet for freedom it's a zero sum game and most people lose money trying to be day traders

if you really want freedom just stack sats and hodl that's the only thing that worked for the early guys
all this side hustle business talk is just another pump for someone else's affiliate links or some shitcoin
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February 01, 2026, 10:59:16 PM
 #132

You are right, there's a bug difference between paying your bills and being financially free, you can have a 9 to 5 job that pays the bills but if you keep working there for years you would realize that you wouldn't do achieve anything reasonable for yourself. Financial freedom doesn't come by working a regular job it actually starts when you start thinking out of the box and starting up a business.

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February 01, 2026, 11:32:03 PM
 #133

Financial freedom is everyone's dream. To be realistic, perhaps the percentage of people in the world who actually have financial freedom is not even 5%. Achieving financial freedom requires the right investments, a good environment, and all the winds blowing in your favor. Just working to pay bills and having enough money left over isn't bad either consider that millions of people don't have that.
And being part of that 5% is going to be tough because if it's hard for the majority of the population, then it's not a joke to be part of it. So reaching financial freedom should be planned and executed very well. Having the right investments and income generating assets, they're going to help you reach that situation in life. If someone is working for the bills, it's not enough and there must be an additional to it. Having another source of income like working for 2 part time jobs, it shouldn't be a thing to be ashamed of but it shows how hard worker you are and next is to be wise with the money you earn.

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February 01, 2026, 11:38:17 PM
 #134

What you said is true, but it can be easier said than done. Who actually don't want here a good business or investment, or enter trading and make life's positive changes? But in real life, not everyone is given a good opportunity to start on it or build a life on it.

Some have only minimal income, and others are even jobless, so how would you expect for them to be in a world of business or trading when they don't even have the sufficient amount of capital to start on it.

Although I believed that focusing on your job isn't enough, but others have no choice but to prioritize their small regular income especially for a family man than risk on big things where the outcome is still uncertain.

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February 01, 2026, 11:58:35 PM
 #135

Till you can earn money while you sleep you will never be free, might be a quote from Buffet or just generally true; in case no one mentioned that one.

Its generally true, people have too much debt and the opposite is more the case you have work your guts out just to stop the rot and falling into the sea.
   Its impossible to do this work in perpetuity, eventually people have to be able to rest their bones people get old etc. and do so with value saved knowing they can rely on that value for all the rainy days ahead. 
   Without this dream in sight I feel people, society even civilization might well fail it seems like or people will flee that country possibly.

 
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Today at 12:41:50 PM
 #136

It's a logical fallacy. Doing business or trading is 50:50. It's fine if your business or trading get succeed, but what if it's failed? Where do you get the capital to start from the scratch without having a job. Anyone has dreaming to achieve the financial freedome, but you will never ever achieve that without having the foundation. So the job itself is the foundation. It's where you get the capital to start business/trade and back you when you it's all failed.

You seem like an anti-job guy who clearly has no clue how world is working right now.
You can have a job later? Why would you bankrupt a business, and then stay unemployed? You can always start a business, fail if you do badly, then go find a job and then pay the debt back, and when you are back on your feet, try again.

These days nobody has to spend a million dollars to start a business, you can always have a side-gig type of online business, and specially in the crypto world there are so many things you can do and you can definitely try to make money while having a job at the same time.

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Today at 01:09:57 PM
 #137

To me life is just more than financial freedom, life is all about being fulfilled and being happy and happier in what you do as you age along. Let's assume you attain the financial freedom what next? It's time people start living their life the way they set it and on their own terms. And not let people somewhere setting up some goals and expect us to live by it. If your job gives you fulfilment and is able to pay your bills and provide all you will ever need to live life, it's better to be contented with it and be happy for the life you have.

 
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Today at 02:45:03 PM
 #138

Salaries vary from job to job. In addition, there are differences from country to country based on the economic condition of the country. In developed countries, people can live comfortably by working and they get good security as citizens of a developed country and can save for the future. In general, a job can give a person a respectable life. On the other hand, in poor countries, people are limited to meeting the basic expenses of life with their salary, and their financial comfort is often uncertain. The type of job mainly depends on the skill of the person because if you do not have the skill, you will not get a good job, so the salary of an unskilled worker is at the lowest level. In this case, since the salary is low, they may have to arrange additional sources of income. People who are highly skilled can work at a good level and as such their salary is enough to live comfortably. However, whether the income is high or low, both people should consider their own income, financial management and risk capacity when making a realistic decision.

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Today at 06:54:06 PM
 #139

Gaining freedom financially is what we get after overcoming some financial problems that tends to kick us off balance, at times it becomes possible because of the works of once government. If we look at the economic system of Switzerland that is the world richest country in 2025, you will see how favourable and conducive the economy is to the average citizens of the country, where job opportunities where created and cost of living low. If once country could provide all this in abundance the way it is supposed to be, a fight for financial stability becomes very easy due to the fact that we can have more to save and invest in profitable businesses other than spending it on bills just to meet end needs.
I strongly agreed with your thoughts and its true that when governments create affordable living cost then its easier for people to get financial freedom. When people have enough amount of money and earn regularly then can save and invest there money instead to fulfill there living bills. On the other hand people should be responsible according to there spendings and they should avoid unnecessary purchasing if they plane something for future. When smart government and wise residents work together then families achieve stability and also helps societies to grow well. In the end the learning point is that both government and residents together create a future where a lot of individuals live peacefully and contributed their country for economic progress.

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