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Author Topic: Will we ever be able to make all transactions in Bitcoin instead of dollars or o  (Read 207 times)
Tongley (OP)
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January 30, 2026, 06:00:36 AM
 #1

The biggest reason for this question is the volatility of Bitcoin. The volatility of Bitcoin makes it difficult to buy and sell common goods in Bitcoin. For example, a toy is currently worth 0.0001 BTC. And when you enter the wallet to pay for that toy, if the price of Bitcoin decreases, you will have to buy it with more BTC. Will we be able to solve these problems with technology in the future? These problems will remain as they are.

There is an alternative method of network charges. Through which, we will be able to make transactions very easily and very quickly and with low network charges through the Lightning Wallet network.

Bitcoin has now transformed into digital gold. In the future, all financial transactions will be in Bitcoin or will everyone start creating Bitcoin as a reserve asset. Because Bitcoin is fighting hard against inflation, and one of the best ways to protect yourself from inflation is through Bitcoin and gold.
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January 31, 2026, 02:30:05 PM
 #2

I think Bitcoin by its nature will always fluctuate to some degree, but the question becomes how much will it fluctuate and in relation to what. The dollar is losing value every day, crypto and gold as well as gold backed currencies or crypto will have to take its place.

We also need to make Bitcoin be seen more as a currency instead of an investment. The best way to do this is to increase the number of places it can be spent. But retailers don't want to do that due to price fluctuations. I think getting the large online retailers to begin accepting Bitcoin will be easier than the large in person stores, and if just one or two of them began accepting it, then soon everyone else will.

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January 31, 2026, 03:35:12 PM
 #3

The biggest reason for this question is the volatility of Bitcoin. The volatility of Bitcoin makes it difficult to buy and sell common goods in Bitcoin. For example, a toy is currently worth 0.0001 BTC. And when you enter the wallet to pay for that toy, if the price of Bitcoin decreases, you will have to buy it with more BTC. Will we be able to solve these problems with technology in the future? These problems will remain as they are.

That's a terrible example since the price of Bitcoin increases, not decreases. If you are providing an example of a volatile currency, the correct one to use is fiat:

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The biggest reason for this question is the volatility of dollars. The volatility of dollars makes it difficult to buy and sell common goods in dollars. For example, a toy is currently worth $10. And when you enter the wallet to pay for that toy, if the price of dollars decreases, you will have to buy it with more dollars. Will we be able to solve these problems with technology in the future? These problems will remain as they are.

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Nwada001
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January 31, 2026, 04:01:16 PM
 #4

The biggest reason for this question is the volatility of Bitcoin. The volatility of Bitcoin makes it difficult to buy and sell common goods in Bitcoin. For example, a toy is currently worth 0.0001 BTC. And when you enter the wallet to pay for that toy, if the price of Bitcoin decreases, you will have to buy it with more BTC. Will we be able to solve these problems with technology in the future? These problems will remain as they are.

You are the one seeing it as a problem. Volatility is always one of Bitcoin's features, and it will remain there. If you want something stable, you should propose using cash to pay for goods and not propose an impossible something that will not work and doesn't make sense.

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There is an alternative method of network charges. Through which, we will be able to make transactions very easily and very quickly and with low network charges through the Lightning Wallet network.
If you already know this and the store accepts deposits on the Lightning Network, you have to save the fee, but that won't solve what you consider to be an issue for Bitcoin.

 
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January 31, 2026, 04:06:22 PM
 #5

If Bitcoin has such wide adoption then volatility would be relatively stable. We can see that already as the years go by. Besides fiat isn't stable none are it's just stable relative to most alternatives. Even Gold that is considered less volatile than Bitcoin fell more than it did few days ago.

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January 31, 2026, 04:06:32 PM
 #6

Technology has nothing to do with the pricing, it depends on the current demand and supply for the bitcoin.

And sending bitcoin via LN doesn't change the fact that bitcoin is volatile.

One can choose to live off only with bitcoin but if we want everyone to spend just bitcoin for all their spendings then it is not possible at the moment, bitcoin network is not designed to handle thousands of TXs per second.

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January 31, 2026, 04:12:25 PM
 #7

Will we ever be able to make all transactions in Bitcoin instead of dollars or o
Yes, but with the condition that the price of Bitcoin is equivalent to the local currency in general, such as the price in 2009-2010, but if the price of Bitcoin is like now, it is impossible.
The reason is that the price of one kilo of grapes is more expensive than the transaction costs incurred, as well as the USDT fee per transaction costs $1, while the price of vegetables that must be paid is $0.5.

The question is, is it possible for the current price of Bitcoin to return to the price of 2009? The answer lies with each individual.

Considering the current development of Bitcoin, every time a halving occurs the price continues to increase, I think it is difficult for Bitcoin to be used as a general transaction method, like fiat currencies/dollars do.

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January 31, 2026, 04:18:02 PM
 #8

The biggest reason for this question is the volatility of Bitcoin. The volatility of Bitcoin makes it difficult to buy and sell common goods in Bitcoin. For example, a toy is currently worth 0.0001 BTC. And when you enter the wallet to pay for that toy, if the price of Bitcoin decreases, you will have to buy it with more BTC. Will we be able to solve these problems with technology in the future? These problems will remain as they are.

You are getting it wrong. Merchants usually price their commodity or service in fiat, customers who patronize them will pay the fiat value in BTC. For example, if a commodity is priced at $1, you are only pay in BTC worth exactly that $1. I don't see how you are paying higher for something worth the price.

As for volatility, I don't think it is something that will exist permanently, as adoption increases, bitcoin may become more stable. I am not certain about this, this is just the feeling I have about bitcoin.




R


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January 31, 2026, 04:20:05 PM
 #9

The biggest reason for this question is the volatility of Bitcoin. The volatility of Bitcoin makes it difficult to buy and sell common goods in Bitcoin. For example, a toy is currently worth 0.0001 BTC. And when you enter the wallet to pay for that toy, if the price of Bitcoin decreases, you will have to buy it with more BTC. Will we be able to solve these problems with technology in the future? These problems will remain as they are.

If you focus on the price of Bitcoin at any point while trying to make purchase of any item, you are most likely not going to make any purchase because, Bitcoin as you know it remains volatile in all conditions. You don’t consider inflation before making purchase and same approach will you use to approach using Bitcoin in financing your expenses.
The volatility of Bitcoin isn’t a problem but an aspect to the currency that solves what could have been a very big issue and that is, how Bitcoin could serve on a global scale and that’s what volatility responds to.

R


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January 31, 2026, 04:23:05 PM
 #10

I do believe that this will not be possible. I've thought about it too. .
The reason being that fiat will always continue to exist as long as we have different countries. And as much as the US kinda accept crypto currency, they are not going to abandon USD for it. What about international trades, this can only be done in certain currencies. Fiats are government regulated and this kinda make it trustworthy to a large extent unlike Bitcoin that is not regulated by a central body and everyone literally has access to it.
The adoption of Bitcoin will grow and we may be able to use it for a lot of daily transaction using lightening network or Sats it even Bitcoin itself but it is never going to displace fiat. Dollars will most likely always remain

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January 31, 2026, 04:43:17 PM
 #11

The biggest reason for this question is the volatility of Bitcoin. The volatility of Bitcoin makes it difficult to buy and sell common goods in Bitcoin. For example, a toy is currently worth 0.0001 BTC. And when you enter the wallet to pay for that toy, if the price of Bitcoin decreases, you will have to buy it with more BTC. Will we be able to solve these problems with technology in the future? These problems will remain as they are.

There is an alternative method of network charges. Through which, we will be able to make transactions very easily and very quickly and with low network charges through the Lightning Wallet network.

Bitcoin has now transformed into digital gold. In the future, all financial transactions will be in Bitcoin or will everyone start creating Bitcoin as a reserve asset. Because Bitcoin is fighting hard against inflation, and one of the best ways to protect yourself from inflation is through Bitcoin and gold.

Bitcoin is already being used as a means of payment for buying and selling goods in El Salvador. But what you want is not technically possible. The world needs fiat because it has a physical state, and the majority of people build trust with it as it has been widely used for dealing, give and take for many centuries. And don't you think this is enough for Bitcoin to be used easily as a means of payment, because you can use it for making transactions around the globe?

And things are relaxing for Bitcoin because many countries around the globe are starting to accept it, and its widespread adoption is making it a digital gold. There is no need to remove fiat from the traditional system as of now, and Bitcoin is already doing really well, although its adoption is challenging the traditional banking system, and this is becoming another reason many people are adopting it. This is my point of view on this. DYOR!

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January 31, 2026, 07:19:44 PM
 #12

Am sorry we may not get to a point were the world and when I mean the world, the global leaders will allow Bitcoin to dominate and be allowed to be used in payments for international businesses deals. This will definitely affect the dollar, Euro, the Chinese yuan and any other international currency that holds values. The problem is not about the volatility of Bitcoin but the truth is that Bitcoin was not designed to compete with any of these physical Fiat currencies. Bitcoin was created to solving a specific problem and we should keep it at that trying to take Bitcoin beyond the purpose to which it was created will mean that the idea behind Bitcoin will be defeated.

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January 31, 2026, 11:28:17 PM
 #13

The biggest reason for this question is the volatility of Bitcoin. The volatility of Bitcoin makes it difficult to buy and sell common goods in Bitcoin. For example, a toy is currently worth 0.0001 BTC. And when you enter the wallet to pay for that toy, if the price of Bitcoin decreases, you will have to buy it with more BTC. Will we be able to solve these problems with technology in the future? These problems will remain as they are.

There is an alternative method of network charges. Through which, we will be able to make transactions very easily and very quickly and with low network charges through the Lightning Wallet network.

Bitcoin has now transformed into digital gold. In the future, all financial transactions will be in Bitcoin or will everyone start creating Bitcoin as a reserve asset. Because Bitcoin is fighting hard against inflation, and one of the best ways to protect yourself from inflation is through Bitcoin and gold.

Why do you want to go through the below in order just to spend it? assuming you get paid in FIAT

Create an account on an exchange
Submit your ID and personal details
Transfer your FIAT to the exchange
Try and sell your FIAT for Bitcoin at the best possible rate you can
in order to give it to someone else

when you could keep that Bitcoin and use more FIAT to simply buy that piece
of plastic?

I understand the frustration if you get your salary paid in Bitcoin, but thats not
the norm currently.



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January 31, 2026, 11:40:47 PM
 #14

Making payment via Bitcoin will be too expensive which will cause only the rich to spend with Bitcoin, afterall, it can't work that way because it's always for the whole masses and why suddenly only the rich can get access to its spending. The best solution is equivalenting the amount of Bitcoin for the goods to dollar value.

For example, the platform be setting the price of the toy in USD, like $30, when an order is placed, the system will automatically deduct the amount of Bitcoin worth $30 no matter the price or at the price of Bitcoin during that transaction.



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January 31, 2026, 11:48:46 PM
 #15

The biggest reason for this question is the volatility of Bitcoin. The volatility of Bitcoin makes it difficult to buy and sell common goods in Bitcoin. For example, a toy is currently worth 0.0001 BTC. And when you enter the wallet to pay for that toy, if the price of Bitcoin decreases, you will have to buy it with more BTC. Will we be able to solve these problems with technology in the future? These problems will remain as they are.
Third party services have already solved that problem like BitPay. They automatically convert it to the preferred or supported fiat by them.

There is an alternative method of network charges. Through which, we will be able to make transactions very easily and very quickly and with low network charges through the Lightning Wallet network.

Bitcoin has now transformed into digital gold. In the future, all financial transactions will be in Bitcoin or will everyone start creating Bitcoin as a reserve asset. Because Bitcoin is fighting hard against inflation, and one of the best ways to protect yourself from inflation is through Bitcoin and gold.
It will still serve as both, asset and a currency that we can use for paying.

This will depend on the merchant if they have that service that will help them to avoid the volatility. It's easier these days because of those third party services.

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February 01, 2026, 02:09:24 AM
 #16

Bitcoin is mainly used as investment and it will remain like that, because its volatility discourage people from using Bitcoin for daily purchases, besides sellers also not feeling comfortable in adopting Bitcoin as payment method on their businesses.

Actually, the problem isn't even the customers not willing to pay with BTC, but the sellers not willing to accept Bitcoin as payment method. If there were more offers on the market to pay with BTC, slowly but surely we would see more and more customers using their coins for daily purchases, until they got used to that.

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February 01, 2026, 02:49:56 AM
 #17

The biggest reason for this question is the volatility of Bitcoin. The volatility of Bitcoin makes it difficult to buy and sell common goods in Bitcoin.
Volatility is actually lowering, even if these days it didn't feel so. Even in the 2021 bull run it was much higher than now.


Bitbo

If this trend continues, then in a few years we'll reach the level of volatile fiat currencies like the Brazilian Real where devaluations and re-valuations are also still possible. The red line in the chart is the BRL's volatility, it's currently at about a third (0.44%) of Bitcoin's value of 1.39%, but it sometimes comes close to the 1% mark. And even if Bitcoin still has peaks of over 2%, these peaks are lower every year. For example, the highest peak in late 2025 was lower than the March 2025 peak, in 2024 and 2023 we had >3% peaks and in 2021 even >5% peaks.

Will we be able to solve these problems with technology in the future?
Even if many may think so, a "technical" solution to volatility is not impossible. Smiley

It may be possible for example to create a token based on Bitcoin's 365-day moving average price, which would automatically rebalance (like Dai) if its price goes below or above the intended value. This token could be based on CFD contracts traded on a second layer like Lightning, Ark or on a sidechain. And it would be much less volatile than the spot price. For example, today and yesterday the 365-day moving average fell only from about 100800$ to 100600$ (200$), while the spot price fell about 8000$.

Such a token would be much better for payment than spot Bitcoin, as long as spot Bitcoin still is relatively volatile.

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February 01, 2026, 03:32:48 AM
 #18

The biggest reason for this question is the volatility of Bitcoin. The volatility of Bitcoin makes it difficult to buy and sell common goods in Bitcoin. For example, a toy is currently worth 0.0001 BTC. And when you enter the wallet to pay for that toy, if the price of Bitcoin decreases, you will have to buy it with more BTC. Will we be able to solve these problems with technology in the future? These problems will remain as they are.

You are getting it wrong. Merchants usually price their commodity or service in fiat, customers who patronize them will pay the fiat value in BTC. For example, if a commodity is priced at $1, you are only pay in BTC worth exactly that $1. I don't see how you are paying higher for something worth the price.

As for volatility, I don't think it is something that will exist permanently, as adoption increases, bitcoin may become more stable. I am not certain about this, this is just the feeling I have about bitcoin.
I think he's talking about discrepancy caused by volatility even within short term and seeing the market, yes the price is rather volatile and the exact BTC you needed to send for buying stuff may change every second.
Your point still stands though, merchant usually locked in an order with the amount of BTC needed to be send to a designated address and use timer for session expiration and the price is fixed to fiat value therefore this volatility problem isn't really a problem.

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Not Your Keys, Not Your Bitcoin


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February 01, 2026, 09:51:02 PM
 #19

The biggest reason for this question is the volatility of Bitcoin. The volatility of Bitcoin makes it difficult to buy and sell common goods in Bitcoin. For example, a toy is currently worth 0.0001 BTC. And when you enter the wallet to pay for that toy, if the price of Bitcoin decreases, you will have to buy it with more BTC. Will we be able to solve these problems with technology in the future? These problems will remain as they are.

You are getting it wrong. Merchants usually price their commodity or service in fiat, customers who patronize them will pay the fiat value in BTC. For example, if a commodity is priced at $1, you are only pay in BTC worth exactly that $1. I don't see how you are paying higher for something worth the price.

If merchant price their goods with a stable price, if the sales is concluded and there is high volatility, the dollar worth can reduce or increase. For instance, $10 worth of a commodity was done at $77500 and the following the merchant woke up to see $91000, that means the person Bitcoin value has increased. However, if the price falls back to $60000k or below, the merchant will lose some part of the value of his sales. If the merchant want to restock his goods, he will be in shock and loss of value, that's what OP is trying to describe from his explanation.

Quote
As for volatility, I don't think it is something that will exist permanently, as adoption increases, bitcoin may become more stable. I am not certain about this, this is just the feeling I have about bitcoin.

Volatility exist permanently across all asset, even Gold is volatile depending on tbe sentiments of the market. The other day, Gold hit all time high 5k and everyone all of a sudden saw Bitcoin as the next big thing to buy and whales dump everything on retails with market effect of -13%, that was roughly about $6T, 3 times market cap of the crypto market, that tells you how small the crypto market is, it's like a pinch of salt added to the a drum of water.

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.Duelbits PREDICT..
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.WHERE EVERYTHING IS A MARKET..
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Will Bitcoin hit $200,000
before January 1st 2027?

    No @1.15         Yes @6.00    
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Hazink
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Trêvoid █ No KYC-AML Crypto Swaps


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February 01, 2026, 10:47:48 PM
 #20

If Bitcoin has such wide adoption then volatility would be relatively stable. We can see that already as the years go by. Besides fiat isn't stable none are it's just stable relative to most alternatives. Even Gold that is considered less volatile than Bitcoin fell more than it did few days ago.
Fiat and inflation 5/6, nothing is fully secured it's just safe to keep your money on something you consider worthy of it. Price will always appreciate and depreciate is something which can't be stopped, but the ability for it to be able to recover is what should be looked at, maybe say bitcoin have become less volatile over the years since institutional investors comes into the picture, but that's just said because we have been seeing more of uprisings on price than dump but with the current market conditions I don't think those people can still continue saying that.

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