I am from a country in which the majority of the population is not covered by health insurance or any insurance at all. All of it because of the lack of money and financial stability, that is why there are millions here in Venezuela who resort to self-medication when there suffer from some sickness or illness, also it is well known that here in Venezuela who can get a lot of drugs without having to present a receipt from a doctor in order to get pills like anti-depressants, pain killers or even pills which are supposed to be used to help with sleep problems, like insomnia.
Health insurance? What's that? If you ask any common folk from my country, I believe they would answer the same. We kinda have a similar situation like yourself.
The term isn't commonly spoken among the general people. We lack a lot of things here. I do hear about Life insurance from time to time, but a lot of recent news shows that, these aren't any reliable and often delay giving customers funds, or confiscate or scam. This is one of the places after banks, where I would never consider spending a dime. Also, we don't see any promotions regarding this (health, life) in TV or anywhere, people often are really unaware. Like I had to google search it just now..it is a thing for the rich, unfortunately I don't belong to that group. Here also, most of the time, most of these drugs, can be Purchased from a drug store, without any prescription as you said.
pros: might work
cons: death
This seems reasonable... in fact, we're living off that "might work" fix. Can't afford pros..
