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Author Topic: Bitcoin investment is not risky.  (Read 213 times)
Baki202
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February 07, 2026, 12:01:25 AM
 #21

Every business involves certain amount of risk, no matter how simple that business may look like. The only thing is that risk can be managed, and when we talk about bitcoin investment, people use to loose their Bitcoin asset for one reason or the other and despite Bitcoin volatility and price fluctuation which are some of the characteristics of bitcoin, the internet is filled with fraudsters which is one of the reasons we vehemently talk about protecting your Bitcoin asset, therefore if their is no risk, protecting your asset won't be necessary.

They no get business wey not get risk but if you do your background check and the starting point na always the wahala because na waiting people they always fear be that they never even start business they done they calculate money but the things no suppose to be so because as a business person things they wey the person suppose know before they start because if you no know you go lose all your money na why I say people no they ever take things like this serious but first time when you lose money you go learn na just the truth be that so first of all do your findings. Beofore you start if not you go lose you money. And na why they now an they invest self but it is not a bad thing to take risk actually. You go Sabi more things about finance and many more.











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Yablee0
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February 07, 2026, 09:07:12 AM
 #22

The idea that you have to take risks to invest in Bitcoin is not correct. You can accumulate Bitcoin in any form through weekly discretionary income. Basically, your discretionary income is to cover risks and build wealth.
Trying to take off the risky aspect of it isn't making any sense to me because so far as Bitcoin or any other investment is concerned their are always a risk attach to it, Furthermore any investment that requires someone putting his or her hard earned money just to get things done is taking a risk and your ability to be able to risk it is what makes you a real and a courageous investor. However when ever am recommending Bitcoin investment to a friend or whoever I always emphasis more on the risky side of it so as to create awareness so that the surpose aspiring investor will know how to go about it.

In conclusion, the main point there is that Bitcoin investment is very legit and you are on a higher chance of getting something meaningful overtime moreover it appreciate more in value overtime perhaps any investor that choose that path way has made a life changing decision.

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February 07, 2026, 10:19:04 AM
 #23

Many have a lot of money but may not invest due to lack of proper knowledge about the potential digital assets like Bitcoin. Some do not seriously get involved in investment due to price volatility. They think that investing in Bitcoin is risky but those who have accumulated Bitcoin have benefited and received returns more than their expectations.
You shouldn’t make people feel like there is no risk in bitcoin investment. We should know that any investment that we are going into, then we should know there is risk involved in it, so whenever you investing in bitcoin, then we should know there is risk involved in it also. If you are planning to invest in bitcoin, you should be prepared for the risk involved in it, and you should just make use of DCA strategy when investing, and also if you are planning to invest, then just hold for a long period of time. If you are investing in bitcoin, then you should know that long term investment is less risky than short term, but generally there is risk involved in it.
I don't know why OP want to make things difficult for the new beginners knowing fully well that anything involves money also involves risk. Honestly, these are the things that the new investors would easily fall into because they wouldn't want to pay attention anymore, they
would just conclude that Bitcoin is less risky without remembering that having the basic knowledge and understand is the key for a successful investment. It is better to say that Bitcoin investment is more reliable than saying that Bitcoin is not risky that is absolutely a wrong approach because new commers would definitely think they can easily make it without any proper knowledge, so we should try as much as possible to make things look the way it is to avoid misunderstanding.

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February 07, 2026, 01:16:00 PM
 #24

The idea that you have to take risks to invest in Bitcoin is not correct. You can accumulate Bitcoin in any form through weekly discretionary income. Basically, your discretionary income is to cover risks and build wealth.
I probably understand what you mean about risk but the simple fact is that any investment has risk. Proper planning by an investor can reduce the level of risk to a great extent. As you said, accumulation Bitcoin through discretionary income is a strategy to cover the risk. I agree with you but discretionary income is a part of your capital and this part of the investment is allocated to Bitcoin after weekly expenses, so if the price of Bitcoin decreases, the capital will also decrease and if you sell at that time there will be a loss to you. So every investment is risky. Even an experienced investor always advises you that if you consider the fund of accumulate Bitcoin through discretionary income thats you are capable of losing. That way consider Bitcoin investment is not risky.

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February 07, 2026, 01:34:37 PM
 #25

Investing money in bitcoin is like playing for the long term. On the one hand, the prospect of earning money beckons, on the other, the risk of losing everything is too real.
Honestly, without understanding how to manage risks, getting into bitcoin is more expensive for yourself. Imagine: you give away your money, and what happens next is a complete mystery. It can work, or it can turn into a complete failure if you have not clearly organized the timing of your investment.
On the other hand, in our digital age, bitcoin can really become a good tool for financial planning. If you're lucky, it will not only outpace inflation, but also bring in a decent income.
cxtreenal (OP)
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February 07, 2026, 02:55:32 PM
 #26

I almost agree with you that all investments have risks. In the case of Bitcoin investment, this risk is relatively low if you can do it through discretionary income. Many investors disagree with what I mentioned in the title, but if I clarify the matter, maybe it will be easier to understand. Many investors think that you have to take risks at every investment and it is considered a mandatory thing. It is more highlighted in the case of Bitcoin investment as a digital asset. But those who are aware of the intrinsic value of this asset will consider long term Bitcoin investment as much less risky than other investments or some will not consider the risk. Especially those smart investors who are accumulate Bitcoin in the DCA method through discretionary income.

Bitcoin investment is not mandatory for you and the idea that you have to take risks to accumulate Bitcoin is also not correct. The amount of funds left after meeting the family requirements is discretionary income and I do not consider long term Bitcoin accumulation through this fund alone as a risky investment. This is an independent and easy investment method.

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February 07, 2026, 03:06:26 PM
 #27

Bitcoin investment is not mandatory for you and the idea that you have to take risks to accumulate Bitcoin is also not correct. The amount of funds left after meeting the family requirements is discretionary income and I do not consider long term Bitcoin accumulation through this fund alone as a risky investment. This is an independent and easy investment method.
Specifying the strategy doesn't omit the risk though, both the DCA approach same way has its own risk.

Bitcoin investment has little risk, I picture the risk from the aspect of not properly protecting your wallet, the risk of losing your Bitcoin is more about the feared risk when thinking about investing in Bitcoin.

Either way, you DCA or Lump Sum, it only becomes a moment of time before the market becomes profitable, but as per losing your wallet to hack or attacks, it's most times irrecoverable, that's the actual risk.


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February 07, 2026, 03:13:12 PM
 #28

On the basis of comparing to other cryptocurrency investment, Bitcoin investment can be considered not risky but if you want to come to terms with reality, there is no investment that does not have some level of risk. Like others have stated, it is misleading to think that Bitcojn investment is not risky because there are high chances of losing money in Bitcoin especially for someone that does not plan to hold for as long as it is necessary to see profits. Imagine those who bought above 100k and are holding till now, can you help them explain how Bitcoin investment is not risky when they have their money depleted by over 30%? I guess you now understand that Bitcoin has its risk which we must prepare our minds for to be able to manage them properly.











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February 07, 2026, 03:30:25 PM
 #29

Bitcoin investment is not mandatory for you and the idea that you have to take risks to accumulate Bitcoin is also not correct. The amount of funds left after meeting the family requirements is discretionary income and I do not consider long term Bitcoin accumulation through this fund alone as a risky investment. This is an independent and easy investment method.
Specifying the strategy doesn't omit the risk though, both the DCA approach same way has its own risk.

Bitcoin investment has little risk, I picture the risk from the aspect of not properly protecting your wallet, the risk of losing your Bitcoin is more about the feared risk when thinking about investing in Bitcoin.

Either way, you DCA or Lump Sum, it only becomes a moment of time before the market becomes profitable, but as per losing your wallet to hack or attacks, it's most times irrecoverable, that's the actual risk.


The risk of asset breach or theft or loss is what many fear when they think about investing in Bitcoin and that is because they lack proper risk management skills that should help guide an investor and make them never to forget the fine prints that enables access and transactions.
In times when the market is moving downward like we are experiencing, a DCA strategy may still be potent, but would be more efficient when the investor knows how to either reduce the fraction or increase the fraction of their discretionary funds meant for DCA.

Also, being a trader is quite different from being a DCA investor because while the first would always respond to market movement and sentiments, the latter, functions in correlation to what you can spare, not be in immediate need of and what you can control.

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February 07, 2026, 04:46:44 PM
 #30

While I believe many people are incorrect about their perceptions on  "the risk"  associated with "Bitcoin,"  I think that most people misunderstand where the actual risks are coming from.  I don't see the risk being in "bitcoin." the risk is how people approach it.  When somebody invests money that they cannot afford to leave untouched,  panics during price drop or expects instant profits, etc., then this is when the true risk arises.

For me,  Bitcoin feels more like a long-term discipline than a gamble,  I also believe that knowledge and education play a significant role in assisting investors in tolerating the volatility associated with investing in bitcoin.  Understanding what bitcoin was created to accomplish allows an investor to better comprehend the volatility and cycles involved in investing in bitcoin.

Therefore,  while I would not state that there are no risks associated with investing in bitcoin,  I would state that the greater risk associated with investing in bitcoin lies in a lack of proper strategy and patience

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February 07, 2026, 05:21:18 PM
 #31

Every investment has more or less risk, I don't know if there is any investment that is completely risk-free. There is risk in investing in Bitcoin, but if we acquire the right knowledge, use discretionary money, invest in Bitcoin consistently, and hold Bitcoin with confidence during market volatility and wait patiently for better times, then the results as expected can be expected.

An investor can buy Bitcoin as he wishes, it is his personal matter. However, I think the DCA method is very effective for buy Bitcoin and holding it for the long term. At the beginning of the investment, an investor will not be able to gain proper knowledge about the volatility in the market, it needs time to understand this. And it is foolish to take too much time when investing in Bitcoin. By adopting the DCA method, it is not necessary to have proper knowledge about the volatility of the market, basically, by continuously buy small amounts of Bitcoin with a long-term plan and patiently waiting for the right time, big profits can be made.

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February 07, 2026, 06:09:54 PM
 #32

When you have the knowledge of bitcoin investment right, when you achieved the knowledge of bitcoin investment you will not think about the risk involved in bitcoin investment because you have the orientation when to sell to earn huge income from bitcoin investment and when not to sell not to experience losses from bitcoin investment, which is what the knowledge does for those that achieve bitcoin knowledge before investing funds in bitcoin, to some newbies is very hard for them because anything you lost in bitcoin investment it will not return back to you unless you continue investing and correct your mistakes to start earning what other talented investors are earning from their investments.

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February 07, 2026, 07:14:05 PM
 #33

There is absolutely no investment in this world that is without risk, with that been said, Bitcoin investment is a risky investment too, the truth is, even with all the positivity and the way it is structured, we can't tell with certainty what will happen tomorrow with Bitcoin, even just hodling doesn't automatically mean that there is no risk.

In investment, the higher the risk the more the reward, if you are investing in Bitcoin and feeling very safe and secured in your investments (which is not completely certain) it means you're going to have less reward/profit compared to someone taking more risk for more rewards.

So saying there is no risk in investing in Bitcoin is not completely true, there are risk at one point or another.

Talking about losing wealth, it can happen to anyone, you can encounter series of bad decisions which might lead to you losing so much or you can have a very bad luck or a tragedy hitting you that will make you lose your wealth, but if you are the one that truly built that wealth, and you went through the process, there is a high chance that you definitely can bounce back, that is just the reality of life, unless you luckily or fortunately stumbled upon it, without truly going true the process and really learning and knowing or having the knowledge to build your wealth, if when u lose it, bouncing back will mostly likely be difficult and almost very little chance

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February 07, 2026, 07:32:15 PM
 #34

Usually there are people who invest today without them knowing the value of Bitcoin because they have less knowledge towards Bitcoin investment and they believe that Bitcoin investment is scam, there people who have enough knowledge towards Bitcoin but have less capital to invest. We calls this type of people are those who misplaced the priority of doing investment at the right time. And even though they had to take risks to invest they could have made it from their investments and that's what we calls a strategic investment.

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February 07, 2026, 07:32:52 PM
 #35

When you have the knowledge of bitcoin investment right, when you achieved the knowledge of bitcoin investment you will not think about the risk involved in bitcoin investment because you have the orientation when to sell to earn huge income from bitcoin investment and when not to sell not to experience losses from bitcoin investment, which is what the knowledge does for those that achieve bitcoin knowledge before investing funds in bitcoin, to some newbies is very hard for them because anything you lost in bitcoin investment it will not return back to you unless you continue investing and correct your mistakes to start earning what other talented investors are earning from their investments.

The truth is that every investment is risky but when you gain knowledge about it and understand what the basics is all about atleast, you'll learn to manage the risks, Bitcoin investment is risky but like a wise man i know once said, "it's a risk that's worth it" I've never seen anyone who invested in Bitcoin and claimed they regret it.
 Except the person do it the wrong way, selling for a short-term interval or trading/gambling with it. And yes it's makes lots of sense to understand what Bitcoin is all about before investing in it so a mistake won't be made as time goes.

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Inior
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Today at 04:58:35 AM
 #36

You will see many people who were once very wealthy but later become poor or their children are living in poverty. This is the cycle of wealth that changes hands from one person to another. Some call it luck or some criticize it as the result of work. Because whatever it is, it has happened in the past, it is happening now and it will happen in the future. Many people become poor due to the improper use of this wealth while the wealth is available.

Many have a lot of money but may not invest due to lack of proper knowledge about the potential digital assets like Bitcoin. Some do not seriously get involved in investment due to price volatility. They think that investing in Bitcoin is risky but those who have accumulated Bitcoin have benefited and received returns more than their expectations.

The idea that you have to take risks to invest in Bitcoin is not correct. You can accumulate Bitcoin in any form through weekly discretionary income. Basically, your discretionary income is to cover risks and build wealth.

Sometimes I like to differentiate between wealthy and rich even though they are very similar. For someone to be wealthy it means that they have the knowledge of compounding profits and it works really well for them, while a rich person could be so fortunate to win a lottery and become rich which has a likely potential of getting exhausted unlike compounding profits. So all I'm saying is, if someone is wealthy then he certainly cannot just lose wealth by improper use, because they've understand financial management to even get to that point I'm not saying it cannot happen but it rare unlike a rich man who can easily return to being poor in no time.
Point of correction bitcoin is indeed risky due to its volatility but we somehow like to ignore facts because of how it has acting so far, not showing any signs of being a scam due to its decentralized nature and the overall trend direction, but bitcoin is certainly risky. The reason we find it less risky is because when compared to other types of investment both cryptocurrency or other businesses we tend to find bitcoin on the advantaged part of profit making and of course a long term asset.
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Today at 05:49:24 AM
 #37

You will see many people who were once very wealthy but later become poor or their children are living in poverty. This is the cycle of wealth that changes hands from one person to another. Some call it luck or some criticize it as the result of work. Because whatever it is, it has happened in the past, it is happening now and it will happen in the future. Many people become poor due to the improper use of this wealth while the wealth is available.

Many have a lot of money but may not invest due to lack of proper knowledge about the potential digital assets like Bitcoin. Some do not seriously get involved in investment due to price volatility. They think that investing in Bitcoin is risky but those who have accumulated Bitcoin have benefited and received returns more than their expectations.

The idea that you have to take risks to invest in Bitcoin is not correct. You can accumulate Bitcoin in any form through weekly discretionary income. Basically, your discretionary income is to cover risks and build wealth.
Invest in Bitcoin and thank me later, this is the piece of advice I can give to anyone o care about. The market will keep growing and also keep crashing because that's how it's been designated to enact. Bitcoin can never become more risky than it already been. What will happen now is simply for the wise investors and traders to map out their strategies and become more profitable than they could possibly think. Bitcoin is not a day to day Investmrnt that's why it's advisable to invest with what you can afford to lose.

Taking risk is part of the game and the more you get acquainted with this fact, the better. You don't want to take risks but you want to picture yourself ay the very top? It is what it is and have become a very sad thing for investors who have no confident and always developing FOMO.  The risky part of bitcoin is nothing but loss and nobody on the list want that for him or herself.
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