The U.S. Crypto Regulation On the Line (CLARITY Act Debate)

[Veloxcrypt]

According to a recent Reuters report, U.S. Treasury Secretary Scott Bessent is urging Congress to pass a comprehensive crypto regulation bill this spring, which he believes could stabilize and legitimize the entire digital asset market. 👉 https://www.reuters.com/sustainability/boards-policy-regulation/bessent-says-congress-should-pass-crypto-regulation-bill-this-spring-2026-02-13/
But the act has hit roadblocks. Coinbase and several crypto firms have criticized it, arguing parts of the bill could hurt innovation, restrict DeFi, and centralize regulatory power, causing a legislative stall. I believe if the U.S. passes clear federal crypto legislation, institutional capital (pensions, mutual funds, hedge funds) could flow into Bitcoin in a structural way, but failure or delay fuels uncertainty.

[zasad@]

It's actually very interesting to watch, because the world is changing. Cryptocurrency is available in many countries, and traditional banks are no longer necessary for modern people. Projects that combine cryptocurrency, commerce, and plastic cards for payment are growing.
I want to say that despite all the confrontations between traditional bankers, the world will change.

Another point is that Bitcoin recently lost almost 50% of its value for no apparent reason. The blockchain works perfectly.

[yhiaali3]

The United States through the "CLARITY Act" is striving to become the capital of cryptocurrencies. Trump may want to boast that this achievement occurred during his presidency, but so far things haven't gone smoothly.

U.S. Commodity Futures Trading Commission (CFTC) has officially established the right of national trust banks to issue stablecoins intended for payments. This is what I call "clarity" because it's clear that stablecoins will fall under the control of national banks pegged to the U.S. dollar.

[sophia057loy]

According to a recent Reuters report, U.S. Treasury Secretary Scott Bessent is urging Congress to pass a comprehensive crypto regulation bill this spring, which he believes could stabilize and legitimize the entire digital asset market. 👉 https://www.reuters.com/sustainability/boards-policy-regulation/bessent-says-congress-should-pass-crypto-regulation-bill-this-spring-2026-02-13/
But the act has hit roadblocks. Coinbase and several crypto firms have criticized it, arguing parts of the bill could hurt innovation, restrict DeFi, and centralize regulatory power, causing a legislative stall. I believe if the U.S. passes clear federal crypto legislation, institutional capital (pensions, mutual funds, hedge funds) could flow into Bitcoin in ksupport a structural way, but failure or delay fuels uncertainty.

Bessent wants the stability to bring in the pensions and mutual funds, but if the bill is too restrictive, it kills the very "innovation" that makes the asset class valuable in the first place.

If they can’t find a middle ground on DeFi and decentralization, we’re looking at more of the same: institutional money sitting on the sidelines while the industry fights the "bad bill" in DC.

[zasad@]

Given Donald Trump's desire for the US to dominate the cryptocurrency space, important legislation should be passed this year, most likely in the second or third quarter.

It's unclear what Trump and Coinbase CEO Brian Armstrong agreed to on Tuesday, but the issue is being actively addressed. Trump has a lot of other problems right now, but he spends his time on this too.

[Easteregg69]

You want yield on a dollar that goes down? Isn't that cheating? The issue.

You try tell a casino owner we are partners from here on. Stocks aka equities is more for you.

[zasad@]

You want yield on a dollar that goes down? Isn't that cheating? The issue.

You try tell a casino owner we are partners from here on. Stocks aka equities is more for you.

Are you sure the dollar is falling?
If you look at the DXY dollar index chart, you'll see that the dollar isn't falling much against other currencies. We see some fluctuations, but the 100 figure is very high.
Given the aggressive policy in the US and the lack of worthy resistance, the dollar will remain the main currency for a long time.