I supported your flag,
This is really painful. I actually don't understand why he defaulted on the loan, even if getting paid from such a good signature campaign.
Seeing all this, I am not even sure if being involved in a sig campaign is worth it, lending board has become risky nowadays.˙◠˙
It's easy to understand if it were thousands of dollars, and the payouts in the signature campaign could take several months to pay off the loan, or if he were kicked out of the campaign, and he has no means to pay the loan, but he is still in the campaign based on the campaign spreadsheet and the campaign has a potential to go long term.