Newity Raises $11M Round Led by CMT Digital

[Ilampirai A]

Newity, a U.S.-based fintech lender focused on small business financing, has raised $11 million in a strategic SAFE funding round led by CMT Digital. The capital will be used to scale AI underwriting systems and develop blockchain infrastructure for tokenized small business credit markets.

Funding Data:
• Amount: $11M
• Round Type: SAFE / Strategic
• Lead Investor: CMT Digital
• Date: Feb 20, 2026

Company Metrics:
• Businesses funded: 125,000+
• Total capital facilitated: $12B+
• Loan approvals: ~3x faster than U.S. average (company claim)
• 2025 Inc. 5000 Rank: #596
• 3-year revenue growth: 695%

Products & Lending Model:
• SBA 7(a) loan facilitation
• Growth Term Loans (up to $350K)
• Bank partner origination (ex: Northeast Bank)

Blockchain Strategy:
• Tokenization of small business loan assets
• On-chain private credit markets
• Institutional + crypto-native liquidity access

Investor Context – CMT Digital:
• Founded: 2017
• Portfolio: 200+ crypto investments
• Fund IV size: $136M (2025)
• AUM: $600M+

Market Data:
• Crypto VC funding 2025: $34B+
• RWA funding: $2.5B+
• Tokenized RWA market cap: ~$30B
• Tokenized private credit: $18.58B

Newity is positioning itself at the intersection of AI underwriting, SBA lending, and blockchain-based credit tokenization.

[BattleDog]

695% three year revenue growth and an Inc. 5000 ranking means there's actual business happening underneath the blockchain buzzwords, which is refreshing. Too many of these "tokenized RWA" plays are vaporware with a pitch deck and a Telegram group. Newity at least has 125,000 funded businesses they can point to.

The question I always have with these though is where does the blockchain part actually add value versus just being bolted on for fundraising optics. Tokenizing loan assets sounds great in theory but the regulatory overhead for securities is brutal, and the buyers of tokenized private credit are still mostly crypto-native funds, not the tradfi institutions everyone keeps promising are "just around the corner."

Would love to see what chain they're building on and what the actual token structure looks like before getting too excited.