cacjk (OP)
Newbie
Offline
Activity: 6
Merit: 0
|
 |
April 04, 2026, 10:01:56 PM Last edit: April 04, 2026, 10:15:41 PM by cacjk |
|
Loan Amount: 0.00037016 BTC Repayment Amount: 0.00050 BTC Interest: ~35% Duration: 5 days --- Purpose: I am requesting a small loan to upgrade to Replit Core and secure a domain for my ongoing web project. This will improve uptime, performance, and allow multi-user functionality. --- Project Overview: I am building a marketplace-style website designed to support multiple users and operate continuously. Live Demo: https://asset-organizer--acyagt.replit.app/--- Repayment Plan: Repayment will be made within 5 days from my available funds and incoming transactions. I will remain active and provide updates if required. --- Collateral (Conditional Access): As I am a new member and do not have traditional collateral, I am offering limited admin-level access to the project as a form of security. - Access can be structured (restricted permissions if needed) - Lender may monitor project progress - Full terms can be discussed before agreement --- Notes: I understand the risks involved for lenders dealing with new accounts, which is why I am offering a higher return. I am serious about building this project and establishing trust here. Thank you for your consideration.
|
|
|
|
|
|
ThatRandom8543
|
 |
April 05, 2026, 08:59:35 PM |
|
Loan Amount: 0.00037016 BTC Repayment Amount: 0.00050 BTC Interest: ~35% Duration: 5 days --- Purpose: I am requesting a small loan to upgrade to Replit Core and secure a domain for my ongoing web project. This will improve uptime, performance, and allow multi-user functionality. --- Project Overview: I am building a marketplace-style website designed to support multiple users and operate continuously. Live Demo: https://asset-organizer--acyagt.replit.app/--- Repayment Plan: Repayment will be made within 5 days from my available funds and incoming transactions. I will remain active and provide updates if required. --- Collateral (Conditional Access): As I am a new member and do not have traditional collateral, I am offering limited admin-level access to the project as a form of security. - Access can be structured (restricted permissions if needed) - Lender may monitor project progress - Full terms can be discussed before agreement --- Notes: I understand the risks involved for lenders dealing with new accounts, which is why I am offering a higher return. I am serious about building this project and establishing trust here. Thank you for your consideration. You know, your collateral is not valid since it is your project, in which you have control of, but offering "limited admin-level access", but what can the lender do in the event you default? Giving [valid] collateral means you need to give up full control in exchange for a loan so in the event you default, the lender can sell the collateral to make up for the loss. Nothing here can be sold nor have any value whatsoever. If you dont have any valid collateral, youre better off just moving on because nobody will give you a sat. If you have valid collateral that is at least 120% of what youre asking, then provide offer it now.
|
|
|
|
|
DireWolfM14
Copper Member
Legendary
Offline
Activity: 2842
Merit: 5641
|
 |
April 05, 2026, 08:59:41 PM |
|
I am serious about building this project and establishing trust here.
You just failed in the most epic way possible.
|
|
|
|
cacjk (OP)
Newbie
Offline
Activity: 6
Merit: 0
|
 |
April 06, 2026, 05:39:32 AM |
|
Loan Amount: 0.00037016 BTC Repayment Amount: 0.00050 BTC Interest: ~35% Duration: 5 days --- Purpose: I am requesting a small loan to upgrade to Replit Core and secure a domain for my ongoing web project. This will improve uptime, performance, and allow multi-user functionality. --- Project Overview: I am building a marketplace-style website designed to support multiple users and operate continuously. Live Demo: https://asset-organizer--acyagt.replit.app/--- Repayment Plan: Repayment will be made within 5 days from my available funds and incoming transactions. I will remain active and provide updates if required. --- Collateral (Conditional Access): As I am a new member and do not have traditional collateral, I am offering limited admin-level access to the project as a form of security. - Access can be structured (restricted permissions if needed) - Lender may monitor project progress - Full terms can be discussed before agreement --- Notes: I understand the risks involved for lenders dealing with new accounts, which is why I am offering a higher return. I am serious about building this project and establishing trust here. Thank you for your consideration. You know, your collateral is not valid since it is your project, in which you have control of, but offering "limited admin-level access", but what can the lender do in the event you default? Giving [valid] collateral means you need to give up full control in exchange for a loan so in the event you default, the lender can sell the collateral to make up for the loss. Nothing here can be sold nor have any value whatsoever. If you dont have any valid collateral, youre better off just moving on because nobody will give you a sat. If you have valid collateral that is at least 120% of what youre asking, then provide offer it now. Hi, I understand your point regarding collateral and agree that it must be something of real, recoverable value. I’m willing to put up 400 SGD in my ShopeePay balance as collateral, and I’m open to using a reputable escrow service to ensure both sides are protected. With that in mind, what would be the best loan offer you’re able to provide under these terms?
|
|
|
|
|
LoyceV
Legendary
Offline
Activity: 4004
Merit: 21586
Thick-Skinned Gang Leader and Golden Feather 2021
|
 |
April 06, 2026, 11:15:10 AM |
|
I’m willing to put up 400 SGD in my ShopeePay balance as collateral Your balance is useless as collateral. With that in mind, what would be the best loan offer you’re able to provide under these terms? Zero.
|
¡uʍop ǝpᴉsdn pɐǝɥ ɹnoʎ ɥʇᴉʍ ʎuunɟ ʞool no⅄
|
|
|
JeromeTash
Legendary
Offline
Activity: 2842
Merit: 1483
Heisenberg
|
 |
April 06, 2026, 02:45:26 PM |
|
In five four days, you will have some money. Why not just wait it out and continue with your project instead of seeking a non-collateral loan here, which you are not going to get since you have no reputation? Most people here are able to get loans because, to some extent, they are in signature campaigns and you are not. Your account is brand new, so if you are going to offer collateral, make sure it can easily be sold and the funds recovered by the lender in case you default.
|
|
|
|
cacjk (OP)
Newbie
Offline
Activity: 6
Merit: 0
|
 |
April 07, 2026, 02:54:11 AM |
|
I’m willing to put up 400 SGD in my ShopeePay balance as collateral Your balance is useless as collateral. With that in mind, what would be the best loan offer you’re able to provide under these terms? Zero. It be withdrawn to your bank but I need crypto now, and the withdrawal takes 3-5 business days
|
|
|
|
|
cacjk (OP)
Newbie
Offline
Activity: 6
Merit: 0
|
 |
April 07, 2026, 03:01:00 AM |
|
In five four days, you will have some money. Why not just wait it out and continue with your project instead of seeking a non-collateral loan here, which you are not going to get since you have no reputation? Most people here are able to get loans because, to some extent, they are in signature campaigns and you are not. Your account is brand new, so if you are going to offer collateral, make sure it can easily be sold and the funds recovered by the lender in case you default.
What would you recommend me to do for a loan, I want to start off positively. Should I get USDT and loan BTC? If so who do I trust.
|
|
|
|
|
bitbollo
Legendary
Offline
Activity: 3948
Merit: 4657
https://bit.ly/4iBXnQd
|
 |
April 07, 2026, 03:46:14 AM |
|
I can understand you're asking this in "good faith" but not having any previous trade or even not being able to raise such amount from friend and family sounds enough bad that ... yes better have a collateral. ... What would you recommend me to do for a loan, I want to start off positively. Should I get USDT and loan BTC? If so who do I trust.
Yes this is how collateral should works like providing an easy to sell collateral +20% of the amount granted. If you are able to provide a valid collateral I can fulfill your request with no interest (only tx fee covered please).
|
| 2UP.io | │ | NO KYC CASINO | │ | ██████████████████████████ ████████████████████████ ████████████████████████ ████████████████████████ ████████████████████████ ████████████████████████ ████████████████████████ ████████████████████████ ████████████████████████ ████████████████████████ ████████████████████████ ████████████████████████ ██████████████████████████ | ███████████████████████████████████████████████████████████████████████████████████████ FASTEST-GROWING CRYPTO CASINO & SPORTSBOOK ███████████████████████████████████████████████████████████████████████████████████████ | ███████████████████████████ █████████████████████████ █████████████████████████ █████████████████████████ █████████████████████████ █████████████████████████ █████████████████████████ █████████████████████████ █████████████████████████ █████████████████████████ █████████████████████████ █████████████████████████ ███████████████████████████ | │ |
| │ | ...PLAY NOW... |
|
|
|
LoyceV
Legendary
Offline
Activity: 4004
Merit: 21586
Thick-Skinned Gang Leader and Golden Feather 2021
|
 |
April 07, 2026, 05:58:11 AM |
|
It be withdrawn to your bank but I need crypto now, and the withdrawal takes 3-5 business days Lol. So it's a "trust me" instead of collateral. Let's face it: you're one of thousands of Newbies who all came up with the great idea of asking for a loan on Bitcointalk. Nobody who intends to pay back a loan pays 35% interest for 5 days, you're hoping someone is dumb enough to follow his greed. Purpose: I am requesting a small loan to upgrade to Replit Core and secure a domain for my ongoing web project. This will improve uptime, performance, and allow multi-user functionality. So you either need to plan better, or just wait 5 days 
|
¡uʍop ǝpᴉsdn pɐǝɥ ɹnoʎ ɥʇᴉʍ ʎuunɟ ʞool no⅄
|
|
|
cacjk (OP)
Newbie
Offline
Activity: 6
Merit: 0
|
 |
April 08, 2026, 05:22:39 AM |
|
I can understand you're asking this in "good faith" but not having any previous trade or even not being able to raise such amount from friend and family sounds enough bad that ... yes better have a collateral. ... What would you recommend me to do for a loan, I want to start off positively. Should I get USDT and loan BTC? If so who do I trust.
Yes this is how collateral should works like providing an easy to sell collateral +20% of the amount granted. If you are able to provide a valid collateral I can fulfill your request with no interest (only tx fee covered please). I'm still up to stick to my % wise when returning, though how do I check if you're trustable, is there a list?
|
|
|
|
|
bitbollo
Legendary
Offline
Activity: 3948
Merit: 4657
https://bit.ly/4iBXnQd
|
 |
April 08, 2026, 05:50:46 AM |
|
@cacjk you can check my trust rate and make other searches about my previous trades on the forum (or topic I have started). Generally speaking, it's hard to scam for this amount... I find pretty impossible an user online in the forum since 13 years would scam for a pizza/beer. Also I find useful provide help even without requesting anything back as % (thank you anyway for the proposal). The only "real" condition is based on collateral... without collateral no loan.
|
| 2UP.io | │ | NO KYC CASINO | │ | ██████████████████████████ ████████████████████████ ████████████████████████ ████████████████████████ ████████████████████████ ████████████████████████ ████████████████████████ ████████████████████████ ████████████████████████ ████████████████████████ ████████████████████████ ████████████████████████ ██████████████████████████ | ███████████████████████████████████████████████████████████████████████████████████████ FASTEST-GROWING CRYPTO CASINO & SPORTSBOOK ███████████████████████████████████████████████████████████████████████████████████████ | ███████████████████████████ █████████████████████████ █████████████████████████ █████████████████████████ █████████████████████████ █████████████████████████ █████████████████████████ █████████████████████████ █████████████████████████ █████████████████████████ █████████████████████████ █████████████████████████ ███████████████████████████ | │ |
| │ | ...PLAY NOW... |
|
|
|
LoyceV
Legendary
Offline
Activity: 4004
Merit: 21586
Thick-Skinned Gang Leader and Golden Feather 2021
|
 |
April 08, 2026, 07:38:44 AM |
|
Should I get USDT and loan BTC? If you can get USDT, why not just exchange it for BTC? With the right instant exchanger that should cost you a few percent commission instead of 35% interest.
|
¡uʍop ǝpᴉsdn pɐǝɥ ɹnoʎ ɥʇᴉʍ ʎuunɟ ʞool no⅄
|
|
|
cacjk (OP)
Newbie
Offline
Activity: 6
Merit: 0
|
 |
April 08, 2026, 09:29:51 AM |
|
@cacjk you can check my trust rate and make other searches about my previous trades on the forum (or topic I have started). Generally speaking, it's hard to scam for this amount... I find pretty impossible an user online in the forum since 13 years would scam for a pizza/beer. Also I find useful provide help even without requesting anything back as % (thank you anyway for the proposal). The only "real" condition is based on collateral... without collateral no loan.
Alright, lets do it, may I check what kind of collateral you accept? Also, how much are you looking at percentage wise for the loan?
|
|
|
|
|
examplens
Legendary
Offline
Activity: 3976
Merit: 4574
Trêvoid █ No KYC-AML p2p service
|
 |
April 08, 2026, 11:03:54 AM |
|
Alright, lets do it, may I check what kind of collateral you accept? Also, how much are you looking at percentage wise for the loan?
The amount of collateral must be such that you, as a debtor, have a motive to repay the loan + interest. Here, I will quote the definition of proper collateral What is considered collateral?
Collateral is something that can easily be resold to cover the loan value plus interest should the loaner default on the loan.
|
|
|
|
bitbollo
Legendary
Offline
Activity: 3948
Merit: 4657
https://bit.ly/4iBXnQd
|
 |
April 08, 2026, 11:52:08 AM |
|
@cacjk As explained by other users you had to use another crypto or as mentioned you can exchange directly your collateral to Bitcoin. Since this Is a very low amount, its ok you provide the amount in USdt plus fees that cover transaction (at current preev rate would be reasonable a collateral of 28,50 USD (around 3 dollars just to cover fees for transaction/potential btc pump)
|
| 2UP.io | │ | NO KYC CASINO | │ | ██████████████████████████ ████████████████████████ ████████████████████████ ████████████████████████ ████████████████████████ ████████████████████████ ████████████████████████ ████████████████████████ ████████████████████████ ████████████████████████ ████████████████████████ ████████████████████████ ██████████████████████████ | ███████████████████████████████████████████████████████████████████████████████████████ FASTEST-GROWING CRYPTO CASINO & SPORTSBOOK ███████████████████████████████████████████████████████████████████████████████████████ | ███████████████████████████ █████████████████████████ █████████████████████████ █████████████████████████ █████████████████████████ █████████████████████████ █████████████████████████ █████████████████████████ █████████████████████████ █████████████████████████ █████████████████████████ █████████████████████████ ███████████████████████████ | │ |
| │ | ...PLAY NOW... |
|
|
|
|