The Day of a No-Coiner

[BlackHatCoiner]

6:45 am. Alarm.

Check phone. Yahoo Finance: "Bitcoin will go to zero."

The article is from 2013.

Doesn't matter. You screenshot it.

Add it to the folder.

The folder has 944 articles.

None of them came true.

That's fine. You were early.

Early means wrong for seventeen years.

Coffee: $7.

Same coffee was $3 in 2019.

"Inflation is transitory" said the Fed 8 years ago.

Transitory means forever, just slower than you'd notice.

You don't question it. Your dad didn't either.

7:30 am. Check bank balance.

Savings APY: 0.04%.

Real inflation: 10%.

You are paying the bank to lose money.

You open X. Your neighbor posted from Bali.

He bought BTC at $800.

You told him it was drug money.

He's drinking a coconut.

You're drinking tap water because the Brita filter is $49.

8:15 am. Commute.

Read CNBC.

"Peter Schiff: Bitcoin is worthless."

You share it.

Peter Schiff has said this 847 times since 2011.

Bitcoin has gone up by 2011x since 2011.

12:30 pm. Card declined.

You call the bank.

"Unusual activity on your account."

Unusual means you bought a sandwich under a different zip code.

They ask for your mother's first name, your pet & a selfie.

You comply.

It took only 47 minutes.

You thank them.

1:47 pm. Fed announcement.

$2.3 trillion in new liquidity.

Liquidity means your dollar just shrunk.

CNBC calls this "stimulus."

Stimulus means your kids pay for it in 2038.

You clap.

3 pm. Your financial advisor calls.

"Stay the course."

Course means: keep paying me 1.5% a year to underperform a free index fund.

You agree.

5:30 pm. Home.

Landlord's letter. Rent up 7%.

Your raise was 2.

Do the math.

Don't do the math.

6:15 pm. Dinner.

Your kid asks about bitcoin.

His friend's dad bought a boat.

You say "it's a Ponzi."

Ponzi means a thing you don't understand that other people profited from.

Your kid nods. He's memorized this.

He will Google it alone later.

8 pm.

"Bitcoin hits new all-time high."

You mute the TV.

You Google "bitcoin crash."

Find an article from the 2026 Epstein crash. Save to folder.

Folder is now 945.

One day you'll be right.

Statistically.

Maybe.

9:15 pm.

Wife asks about retirement.

You show her the 401k.

"Diversified."

Diversified means you own small slices of 2,000 companies that all hold Treasuries that pay less than inflation.

She nods.

You both sleep poorly.

10:42 pm.

Can't sleep.

Open X again.

Saylor posted.

Price is higher.

You type "lol scam" in the replies.

You post it.

Nobody likes it.

You delete it.

You try again with a different account.

Nobody likes that one either.

11:58 pm.

(Last check.)

Bitcoin up 4% today.

Your HYSA is up 0.011%.

After taxes & inflation?

You're down 0.9%.

But the dollar number on the screen went up.

Progress.

You trust the Fed. The banks. The SEC. The Treasury. The FDIC. The IMF. The BIS. The ECB. Your advisor. Your employer. Your pension fund. Your HOA. Your landlord. Your insurance company. Your broker. The credit bureaus that leaked your data in 2017, 2019, 2023, and last Tuesday.

You trust everyone.

Except the one thing designed so you wouldn't have to trust anyone.

[SquirrelJulietGarden]

You trust the Fed. The banks. The SEC. The Treasury. The FDIC. The IMF. The BIS. The ECB. Your advisor. Your employer. Your pension fund. Your HOA. Your landlord. Your insurance company. Your broker. The credit bureaus that leaked your data in 2017, 2019, 2023, and last Tuesday.

You trust everyone.

Except the one thing designed so you wouldn't have to trust anyone.

Trust all of them and see your portfolio has declining purchasing power with time because the US Dollar and other fiat currencies lose their purchasing power over years.

https://www.visualcapitalist.com/purchasing-power-of-the-u-s-dollar-over-time/

If they ignore FED, SEC, banks, ... but trust Bitcoin, and have bitcoin in their portfolios, they will see their portfolios increasing in purchasing power because Bitcoin purchasing power has increased over years like the Satoshi per dollar chart shows.

https://charts.bitbo.io/satoshi-per-dollar/

[Hatchy]

Except the one thing designed so you wouldn't have to trust anyone.

Bitcoin!!!

You always bring us these stories like you see through non bitcoiners, lol. Oh how I pictured the guy in the story with his bald head and the jean he bought years ago on a discount and still trying to make sure it still fits him in 2026. I see non bitcoiner as people who have failed to grow up. And if there's still someone out there having such poor mentality about bitcoin then he should actually grow up. There's more than enough prove that points bitcoin to be a promising technology. You can sit down all day and wait for the next critics to tweet on X on his next crash speculation date while your peers who took bitcoin seriously are floating in profits from the bitcoin they bought years ago.

The problem is same people will raise a generation that have this belief which will not change. Not until one of his lineage breaks out of the chain will their line ever have something good to do with bitcoin..

[Stalker22]

Honestly, the main problem I notice with no-coiners I know is they are always too darn sceptical.  To them, Bitcoin just feels like some strange, risky bet, not a real change in how we think about money.  Deep down, its not that they dont trust the technology.  They probably didnt even bother to learn it.  They just stick with whats familiar, because its easier to stay in their comfort zone than to rethink the whole system.

[Joy_learns_crypto]

You have unmasked a character that almost all No-Coiner have and that’s not ignorant because no-coiners also see the news, they check the charts see the prices, notices adoptions of bitcoin, the character unmasked is that they want to be right about their strongly held Loathe towards bitcoin, they will celebrate and share every bad prediction and news about bitcoin but will ignore the many good ones while still laboring through the disappointment that comes from the banking system.

[memehunter]

You trust everyone.
Except the one thing designed so you wouldn't have to trust anyone.

lol, well said.
The problem is IMO, is that people are not willing to see things with open mindset (probably they lack the skill to do it). 
People are just hard wired to believe in things which are propagated by famous celebrities/CEOs and endorsed by traditional institutions. Bitcoin offered nothing with respect to these things, you have to believe in math/logic itself and that is it, which not many can dare.
I often think that believing in the success of BTC is actually believing in yourself.

[sergiorus]

the only edge of this mockery is financial well-being, which no longer works because people who purchased bitcoin 2 years ago underperformed inflation by a big margin. so did the 2021 ATH purchasers.
it just doesn't work anymore. there are many upsides of being a bitcoiner but it doesn't make the movement any favour to mock ''no-coiners'' as broke when so many of our brothers are sitting in big losses at the moment.

[Zaguru12]

the only edge of this mockery is financial well-being, which no longer works because people who purchased bitcoin 2 years ago underperformed inflation by a big margin. so did the 2021 ATH purchasers.
it just doesn't work anymore. there are many upsides of being a bitcoiner but it doesn't make the movement any favour to mock ''no-coiners'' as broke when so many of our brothers are sitting in big losses at the moment.

I would say it’s actually not right to actually be mocking either bitcoiners or no- coiners but i actually disagree with your assertion that bitcoiners have underperformed inflation by big Margin. My emphasis are on the big margin, I think you’re actually the looking at those who might have bought at the respective ATH in 2021 which was 2021 and also 2 years ago, bitcoin in those years even if bought at their ATH are still less than the current bitcoin price, so in respect to holding fiat even in this bearish period bitcoin has still gained, which means that it would have helped cut down inflation that’s if they sold today.

Then let’s also look at the situation that they sold around the last ATH in 2025? That’s actually 80% price increase from 2021 ATH ($69k) and I don’t think inflation has over performed this in this duration. So the I don’t actually agree with the statement if what the no coiner is holding is fiat, the only asset though which I think matches bitcoin in this duration is gold

The essence of this thread to me is that, no counters are looking far too ahead for something to help them beat inflation while bitcoin is there

[sergiorus]

the only edge of this mockery is financial well-being, which no longer works because people who purchased bitcoin 2 years ago underperformed inflation by a big margin. so did the 2021 ATH purchasers.
it just doesn't work anymore. there are many upsides of being a bitcoiner but it doesn't make the movement any favour to mock ''no-coiners'' as broke when so many of our brothers are sitting in big losses at the moment.

I would say it’s actually not right to actually be mocking either bitcoiners or no- coiners but i actually disagree with your assertion that bitcoiners have underperformed inflation by big Margin. My emphasis are on the big margin, I think you’re actually the looking at those who might have bought at the respective ATH in 2021 which was 2021 and also 2 years ago, bitcoin in those years even if bought at their ATH are still less than the current bitcoin price, so in respect to holding fiat even in this bearish period bitcoin has still gained, which means that it would have helped cut down inflation that’s if they sold today.

Then let’s also look at the situation that they sold around the last ATH in 2025? That’s actually 80% price increase from 2021 ATH ($69k) and I don’t think inflation has over performed this in this duration. So the I don’t actually agree with the statement if what the no coiner is holding is fiat, the only asset though which I think matches bitcoin in this duration is gold

The essence of this thread to me is that, no counters are looking far too ahead for something to help them beat inflation while bitcoin is there

i couldn't agree more about the mocking part and yes i also meant the unlucky ones who purchased Bitcoin at the highs of either 2024 or even worse, 2021.
add to that the underperformance against s&p500 and/or nasdaq indexes and the situation seems just grim for them.

[philipma1957]

And for a coiner that purchased a coin April 2021 and held hands of Diamond He got in at 64k

those diamond hands held when it hit 126k in fall of 2026

and today his 1 btc is worth 1 btc or

64k is now 76k

at a dow index match my cousin louie grabbed 64k that was at 33.8k

today the dow index is 49.4k

so 49.4/33.8 =1.462

and 1.462x64k=  93.568 K

so the dow guy laughs at the btc guy

and fraidy cat bond woman got 3% for 5 years

so 1.03 x 64k=.      65.92 K in 2022
    1.03 x 65.92k = 67.89 k  in 2023
    1.03 x 67.89k = 69.92 K in  2024
    1.03 x 69.92k = 72.01 K in  2025
    1.03 x 72.01k = 74.17 K  in 2026

so basically only people that got into btc at 30k or less are better than the dow
and only people that got into btc at under   64k are better than bonds

but yeah all those that got in at just under 4k in early 2020 did well
and those that in just under 16k in 2022 in late 2022 did well

but plenty of btc late comers are crushed.

also those that used btc as p2p did not fair well

the hodl early under 1k  and sell over 100k are the winners.

[d5000]

the only edge of this mockery is financial well-being [...]

OP also mentioned the ownership issue - see the part with the credit card purchase. Which is the crucial advantage of Bitcoin; censorship resistance.

I was asking myself: So many people really still believe Bitcoin and all crypto (with many shitcoins they are actually correct!) are "scams". The reason is probably that they think Bitcoin's early investors can be compared to ponzi starters, or at least shady business starters, because they invested in something that later went up astronomically.

How can we revert this line of thinking?

Perhaps one key to the solution is indeed not to focus that much on the financial gains Bitcoin could provide, but more on the "intrinsic qualities" (censorship resistance, "true ownership", controlled supply). I think it's ok to have a good laughter about no-coiners, but if that mockery is only based on the exchange value then it becomes superficial and may even increase the anger and hate of the no-coiners more.

Unfortunately the main narrative around Bitcoin in the last years has not really shifted to these qualities - with the exception of the controlled supply. Instead Saylor and others who predict astronomic future price increases re-force the "ponzi" narrative.

[aoluain]

That altogether sounds quite depressing

Thank goodness its not me!

[LFC_Bitcoin]

Been a while since I read something calling somebody a NOCOINER

We used to use that as a diss many years ago but it’s still funny isn’t it. The thing is Bitcoin has been around for long enough now for people to see that it can go from $0 to $126,000 now. They’ve seen it crash more than 80% and recover to new all time highs multiple times now.

Bitcoin is becoming entrenched in mainstream finance now, there should be no complaints when in the not too distant future it trades at $1M per coin. There is no excuse to be a NOCOINER now, you have been warned.

[Odohu]

Are there still No-Coiner, I mean those that will never pick interest in Bitcoin siting those FUDs spread on MSM? I think we have past the stage of denial, I mean the stage in which some people still doubt Bitcoin as something that have come to stay. I may be wrong though but anyone still parading as Bitcoin critics at this time and age, is doing himself and generation the greatest disservice. Even the most vocal critics are not loud as some of them have crawled back into their shell in total defeat/shame even thought they rarely admit that they were wrong.

[Alpha Marine]

the hodl early under 1k  and sell over 100k are the winners.

You took the time they held out of the equation. If you're talking about 1k to 100k, that means they held for about 12 years, so you shouldn't expect it to be the same with people who have held for 5 years from 2021 to 2026.
You also should use the same numbers for both people. If the person who bought at 1k held till it was 100k, then you would use the same for the person who bought at  64k. Meaning the person who bought at 64k made 87% in profit at 120k. If he did not sell then, it simply means he believes that the price can go higher than that.

but plenty of btc late comers are crushed.

If they are, it would be because they don't understand what they signed up for, or they have forgotten. The person who bought at 1k and held till over 100k held for almost 13 years at a time when Bitcoin increased faster, so any "late comer" has to know that they need to hold for a long time. I'm not saying they will get anything remotely close to a 9,900% increase, but they would be better than where they are currently.

[Kelward]

Your analogy of the no coiners sounds funny and somehow ridiculous to us now because we know better based on our knowledge about the benefits of Bitcoin as a decentralized currency and a store of value but that was the mindset of most of us before now. Bitcoin has made a name for itself and it doesn't wait for anybody to validate it, you're either in among the smart holders or you're not, everybody has to decide whether they are a Bitcoiner or a no coiner.

You cannot totally blame us that had the opportunity to be Bitcoiners in it's early days because we didn't know if it was going to be a store of value or not in the future but today Bitcoin has exceeded most of our expectations and still going stronger. If you decide to continue being a no coiner today you should be ready to be subjected to the depreciations and inflations that are inevitable with fiat.

[Findingnemo]

Poor fella now will live his life with regrets of not taking the chance.

Or he is going to deny that bitcoin is still drug money and the paper he is using got the real value that is mentioned.

Sometimes that is how I see when people argue that bitcoin is not the future, I simply be silent and just see whatever they are blabbering and after the few years I will simply show the price chart to prove them wrong.

[ZAINmalik75]

Your kid asks about bitcoin.

His friend's dad bought a boat.

You say "it's a Ponzi."

Ponzi means a thing you don't understand that other people profited from.

So true. A lot of people don't understand how someone else is making money, so they start calling it a scam, just like the fox who says the grapes are sour. Every single time they say this, it does not matter whether it is about Bitcoin or not. These kinds of people will always curse the rich because they took the risk, they thought out of the box, and they knew the system is designed to keep them under control, so the best way is to take higher risks.

If no one is still considering BTC in their retirement funds, then they are making the biggest mistake ever. But BlackHatCoiner, there are not that many people like this now. Before, social media was full of them, but since the US has started adopting it and other countries have also started to speak positively about it, only a few people still say that it is drug money or a scam.

[Hamza2424]

You nailed it bro once again. I have started to think, what is it that you smoke before writing haha, sorry, that was a bad compliment maybe. Anyway, I agree with you on every single line, but still there will be some people who have still not bought and are cursing because they think they are too late, or they have lost the opportunity, or because their friends invested but they did not invest due to bad financial situations. So basically, every one of these people will always have some excuse. I was a no-coiner once, we all were, but the moment we came to know about BTC and how it has changed the lives of people, and how we can achieve freedom from it, we all started to accumulate it regardless of the thought that we were not too early.

But we are still early compared to these no-coiners. They will never accept their reality, they will always make excuses, and I really pity them.

[EluguHcman]

You trust everyone.

Except the one thing designed so you wouldn't have to trust anyone.

Yeah it is easy to trust and perhaps the adventures of life is surrounded with risks that all the way from regulatory authorities and the individuals can not be reliable.
Even technology which is not humans compromises over technical failures.

Bitcoin is a technology that by its potentials and trust should be reliable of we can trust the banks and miner's attributes to Bitcoin should also earn the trust if we can trust the bank officials.