To me I see this as laziness, they are not willing to put in the work but they just want to get results, it doesn't really work that way. If you are an expert or you understand how the market works it is advisable not to invest for anyone, let them be responsible for their own risks. If you keep on investing for them you are doing them a disservice because they would not be able to learn to make decisions themselves.No matter the excuse a person might have investing for them should be a line That you should not cross because it's actually dangerous.
It can be seen as risk to invest in the crypto market on behave of anyone that may be afraid of investing themselves.
It is not a good idea for anyone to invest for people that are not serious and ready to take their time to learn about Bitcoin and how their investments can make a head while holding. The price of Bitcoin is volatile and that must be what some people are afraid of instead of facing their fear to grow their investment after getting the knowledge they needed.
Investing is risky for every person and a person who is afraid of investing should start investing by gaining the right knowledge. When a person gains the right knowledge, he will definitely be able to build faith in Bitcoin and if he can gain faith, he will definitely be able to face the market decline.
What is needed to start investing is, find a source of discretionary income and build a minimum faith in Bitcoin and start investing with a small amount. Along with starting investing, continue to gain knowledge and build a deep faith in Bitcoin so that you can face the big market declines. When you reach such a stage, you can increase the amount of your investment