[ANN] Paybin Swap — No-KYC Cross-Chain Crypto Swap

[sinclairisaac]

Paybin Swap
No-KYC Cross-Chain Cryptocurrency Swap

swap.paybin.io

What is Paybin Swap?

Paybin Swap is a non-custodial cryptocurrency exchange that requires no account creation,
no KYC verification, and no identity documents. You select your tokens, paste your wallet
address, send crypto, and receive your swapped tokens in minutes.

No signups. No personal data. No waiting.


How It Works

[list=1]

• Go to swap.paybin.io
• Select the token you want to send and the token you want to receive
• Enter the amount and paste your receiving wallet address
• Send crypto to the generated deposit address
• Receive swapped tokens in your wallet within minutes

That's it. No email confirmation, no withdrawal approval, no processing queue.


Key Features

• No KYC / No Account — No registration, no ID upload, no verification
• Non-Custodial — We never hold your funds. Direct wallet-to-wallet.
• Cross-Chain Swaps — BTC to TRC-20 USDT, ETH to SOL, BNB to AVAX — one step
• Fixed & Floating Rates — Lock your rate for 20 minutes or ride the market
• MetaMask Integration — Connect wallet on EVM chains for auto-fill
• Transparent Fees — See exact output amount before sending

Supported Networks

• Bitcoin (BTC)
• Ethereum (ERC-20)
• BNB Smart Chain (BEP-20)
• Tron (TRC-20)
• Solana (SPL)
• Avalanche C-Chain
• Optimism
• Litecoin

Supported Tokens: BTC, ETH, USDT, USDC, BNB, SOL, LTC, TRX, AVAX and 40+ more


Why No KYC?

Centralized exchanges collect your passport, selfie, address proof, and phone number —
then store it in databases that get breached regularly. Mt. Gox, Ledger, Gemini — the
list keeps growing.

Swapping one cryptocurrency for another shouldn't require handing over your identity.
Paybin Swap lets you exchange crypto the way it was meant to work — peer-to-peer,
private, and fast.


Use Cases

• Chain hopping: Move value between chains without bridges or wrapped tokens
• Stablecoin conversion: Swap volatile assets to USDT/USDC on your preferred network
• Fee optimization: Convert to TRC-20 or BEP-20 USDT instead of expensive ERC-20
• Quick trades: No deposit-trade-withdraw cycle. One step, done.

Links

• Website: swap.paybin.io

Questions? Reply below. We actively monitor this thread.

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[cLoazyL]

https://swap.paybin.io/aml
"5. Suspicious Activity Reporting
When suspicious activity is detected, we will investigate and, where required, file reports with relevant authorities. We may also take action to block, freeze, or terminate services associated with suspicious activities.

How do you plan to freeze or block transactions if you're non-custodial?

[sinclairisaac]

https://swap.paybin.io/aml
"5. Suspicious Activity Reporting
When suspicious activity is detected, we will investigate and, where required, file reports with relevant authorities. We may also take action to block, freeze, or terminate services associated with suspicious activities.

How do you plan to freeze or block transactions if you're non-custodial?

Fair question.

Non-custodial means we don't hold user funds in accounts or wallets. There's no balance, no deposit you leave with us, no custody in the traditional sense.

But during a swap, there is a short processing window where the conversion happens. If something gets flagged during that window, like a wallet address linked to a known exploit or stolen funds, we can pause that specific swap before sending the output.

"Block or terminate services" means we can refuse to generate a new deposit address for a flagged wallet. We can deny access to the platform. That's it.

We can't reach into your wallet and freeze your coins. Nobody can. What we can do is refuse to process a swap on our end.

The AML page uses standard legal language because compliance requires it. The actual mechanism is simple: we either process your swap or we don't. We never hold your funds beyond the time it takes to complete the conversion.

[Zwei]

But during a swap, there is a short processing window where the conversion happens. If something gets flagged during that window, like a wallet address linked to a known exploit or stolen funds, we can pause that specific swap before sending the output.

The AML page uses standard legal language because compliance requires it. The actual mechanism is simple: we either process your swap or we don't.

We can't reach into your wallet and freeze your coins. Nobody can. What we can do is refuse to process a swap on our end.

that doesn't sound like what you claimed in the OP: "We never hold your funds. Direct wallet-to-wallet." "peer-to-peer, private, and fast."

so you are basically saying you are going to accept the input, but not send the output if something gets flagged? does the imput gets refunded, or you freeze it?
how exactly do you check if a wallet is linked to stolen funds? or the funds being swapped are stolen? and what do you do with the coins that you have frozen (if you don't refund it)?

[JeromeTash]

Non-custodial means we don't hold user funds in accounts or wallets. There's no balance, no deposit you leave with us, no custody in the traditional sense.

But during a swap, there is a short processing window where the conversion happens. If something gets flagged during that window, like a wallet address linked to a known exploit or stolen funds, we can pause that specific swap before sending the output.

I hate it when services claim that they are non-custodial and yet they are the opposite, or maybe they have no idea what 'non-custodial' means. As soon as a user sends funds to your deposit address, he no longer has control over what happens to the funds. It doesn't matter if it's 5 minutes or 10. He can not do anything about it. How is that noncustodial?

Now compare that to how the likes of Uniswap work.

[uchegod-21]

Many swap services and exchanges these days...

https://swap.paybin.io/aml
"5. Suspicious Activity Reporting
When suspicious activity is detected, we will investigate and, where required, file reports with relevant authorities. We may also take action to block, freeze, or terminate services associated with suspicious activities.

How do you plan to freeze or block transactions if you're non-custodial?

Fair question.

Non-custodial means we don't hold user funds in accounts or wallets. There's no balance, no deposit you leave with us, no custody in the traditional sense.

But during a swap, there is a short processing window where the conversion happens. If something gets flagged during that window, like a wallet address linked to a known exploit or stolen funds, we can pause that specific swap before sending the output..

The system should detect something that would be flagged during swap and reject it. I mean the AML check should be applied before processing the transaction. So, if the coin is flagged, what next??

how exactly do you check if a wallet is linked to stolen funds? or the funds being swapped are stolen? and do you do with the coins that you have frozen (if you don't refund it)?

[cLoazyL]

https://swap.paybin.io/aml
"5. Suspicious Activity Reporting
When suspicious activity is detected, we will investigate and, where required, file reports with relevant authorities. We may also take action to block, freeze, or terminate services associated with suspicious activities.

How do you plan to freeze or block transactions if you're non-custodial?

Fair question.

Non-custodial means we don't hold user funds in accounts or wallets. There's no balance, no deposit you leave with us, no custody in the traditional sense.

But during a swap, there is a short processing window where the conversion happens. If something gets flagged during that window, like a wallet address linked to a known exploit or stolen funds, we can pause that specific swap before sending the output.

"Block or terminate services" means we can refuse to generate a new deposit address for a flagged wallet. We can deny access to the platform. That's it.

We can't reach into your wallet and freeze your coins. Nobody can. What we can do is refuse to process a swap on our end.

The AML page uses standard legal language because compliance requires it. The actual mechanism is simple: we either process your swap or we don't. We never hold your funds beyond the time it takes to complete the conversion.

Fair question, but unfair answer.

You can’t be non custodial if you just wrote that there’s a certain period of time during which you control the funds sent by the customer, you’re contradicting yourselves.

I love, I love how the service uses that term, when in reality they’re custodial (Just because chatgpt wrote you a description and said you’re non custodial doesn’t mean it’s true).