I have some questions🤔❓ about a scam that happened to me in the past!

[Kavelj22]

I don't know about Neteller, but a quick research and I can see that it's a payment app like PayPal. From my understanding of what you said, the payment from the buyer was successful and the $100 credited to you. I don't know how possible such payments will be reversed since it was a crypto transaction.

Neteller doesn't related to the p2p deal to buy/sell cryptocurrencies. In addition that Neteller itself supports deposits using cryptocurrencies through Bitpay invoices. I remember three cryptocurrencies were supported (btc,eth,bch).

From what I know, transactions on Neteller are irreversible. But I think in some specific cases, it can be reversible depending on the transaction nature. I remember a friend of mine was hacked and the hacker moved the Neteller amount to another Neteller user. After my friend reported the incident to Neteller support, he got his account back after completing verification procedure and he also got his amount back.

I don't know the case details with op but probably strong the seller reported to Neteller that his account was stolen to get the $100 back. He ventured his p2p Paxful reputation. For his good luck, Paxful is no longer active. Op you can report the issue to Neteller as well. You did nothing wrong and their support is very responsive.

[KingsDen]

The incident happened a long time ago, but I still haven't found the right answer.
I sold some BTCitcoins worth about $100 on a P2P site called Paxful.

The buyer sent me the $100 correctly, everything was fine and the Paxful and Neteller transactions went through fine.
But a day later when I logged into my Neteller account, I saw that the $100 had been reversed from my account and there was a letter (Reversed).

When I sent a message to Neteller support, they only said that the dollar had been reversed. The next day I received another email from Neteller, saying that my Neteller account had been temporarily suspended!
  I haven't used Neteller since then.

I tried to chat with Paxful and the buyer, but he also became inactive. Then I realized that I might have been the victim of 🚫 a scam. (My Neteller account was verified ✅ and I had made occasional transactions before without any problems).

Now Here is my question:

👉 Does Neteller have such a system (reversal)?
👉 And if so, why would Neteller suspend my account?

Everything you described is the typical lifestyle of a centralized system. They'll keep you guessing where you went wrong but you'll never have a tangible answer because of the centralised system you subjected yourself to.

Have you thought about a scenario where after the transaction was successful, the payer reported your account and that was the reason it was banned. But what I didn't understand is how they were able to reverse a payment made to you. That could be a conspiracy involving more people than you thought.

Paxful no longer existing for now. I wonder why you still remember the scam and want to know actually what happened. Although I know the feelings when you don't have a clue of the reason you lost your money.

[BitMaxz]

This is the first time I've heard that a neteller transaction is reversible. As far as I know, once you receive money on neteller, it cannot be cancelled or reversed; it works similarly to Bitcoin; once it has three confirmations, no one can reverse it.

I believe you have a problem with Neteller, not the buyer from Paxful. Because if you receive money on Neteller and it disappears unexpectedly, Neteller may discover something suspicious on your account, causing them to take the funds and suspend you.

[Z-tight]

it works similarly to Bitcoin; once it has three confirmations, no one can reverse it.

It certainly does not work like BTC because it is a centralized and custodial service. They have a central authority in control that can block account, stop withdrawals and even reverse funds like in op's case.

I believe you have a problem with Neteller, not the buyer from Paxful.

I believe so too. Though i am not sure if the op is at fault here, because from the reviews i have read about this platform, they are infamous for 'stealing' customer funds.

[BitMaxz]

I believe you have a problem with Neteller, not the buyer from Paxful.

I believe so too. Though i am not sure if the op is at fault here, because from the reviews i have read about this platform, they are infamous for 'stealing' customer funds.

If that is the common issue from other customers, then it confirms my perspective about Neteller. This is not the case of who you deal with in Paxful but the Neteller itself. However, I emailed them; it seems they have a dispute function or chargeback. They provided me the terms that include the 60-day dispute.

- https://www.neteller.com/en/policies-terms/terms-of-use/

This changes my perspective about Neteller. They said all transactions are irreversible, but in the end anyone can dispute a transaction. This Google provided me with wrong data rather than going directly to their terms.

So there's a high chance that the guy who he's dealing with uses this chargeback function.