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Author Topic: It's advisable to use our spear money to gamble, how can a gambler generate it?  (Read 265 times)
LOVER BOY 422 (OP)
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May 27, 2026, 02:29:38 PM
 #1

This keep running in my mined , we are always advised to use our spear money to gamble in other not to get addicted to gambling and also to moderate our lifestyle in gambling,  but how can we figure out this spear money and which money is known as spear money?  to be honest have you been using your spear money to gamble or you just gamble after all is your money you used in gambling.

Your opinion is welcome.
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May 27, 2026, 02:43:11 PM
 #2

I assume you mean "spare money." If so, it's easy to identify. It's leftover money that you don't need for anything else, and in gambling, it's used as risk capital. It's money that isn't necessary to improve your own finances. For example, if you need a new computer for your business, you can't call this money spare; you should use it to buy a new computer. It's not something you choose; it's money that's left over when you already have all your finances sorted and your emergency funds, medical expenses, etc., covered.

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May 27, 2026, 02:53:51 PM
 #3

In order to avoid getting addicted to gambling it is all about setting limits and making sure you don't exceed them. Using spare money money to gamble is a wise decision to make because it means you recognize the fact that gambling is a game of luck, meaning the chances are 50/50 you can either win or lose, staking spare money won't affect you Incase you lose because you aren't doing anything important with it.

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May 27, 2026, 02:56:47 PM
 #4

This keep running in my mined , we are always advised to use our spear money to gamble in other not to get addicted to gambling and also to moderate our lifestyle in gambling,  but how can we figure out this spear money and which money is known as spear money?  to be honest have you been using your spear money to gamble or you just gamble after all is your money you used in gambling.

Your opinion is welcome.
You can determine your spare cash through budgeting. You would have to calculate how much you earn, deduct expenses, savings, emergency funds, and others. The remaining could be called your spare funds. This is an amount you can spend on entertainment or other non-essential things.

In my early gambling days, I couldn't differentiate between uncommitted money and essential funds. This caused so many financial problems for me because I was gambling with more than I should. I have never had any financial problems again because I use only uncommitted money for any form of entertainmnet.

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May 27, 2026, 02:58:38 PM
 #5

Spare could mean different things but in this contest, they are talking about something "extra" "Not occupied or in current use" For example, you just got paid your salary which is $1k and then you have covered all your expenses with the money and you are left with $400 which you can now put that one into an investment or a savings account but you decide to only save $300 and spend $100 on gambling. So it means you have spared $100 (10%) from your monthly income and used it to gamble. Many people gamble with their spare money.

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May 27, 2026, 02:58:55 PM
 #6

but how can we figure out this spear money and which money is known as spear money? 

People need to follow this lifestyle in life. Whatever they earn, 40% should be spent on daily needs like paying bills, 20% should be saved, 20% should be invested, and 30% should be spent on luxury and other miscellaneous expenses. This last segment is known as spare money. It is advised not to use money from the remaining 70% for gambling, as it is meant for your monthly necessities that you need to fulfill anyway. People become addicted when they start using money from this 70% for gambling. The percentage of money I mentioned may vary from person to person.

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May 27, 2026, 03:00:59 PM
 #7

You spare cash is the leftover money that you have with you after you have sorted out your basic needs and monthly expenses. Your spare cash can be use for anything because it wouldn't affect your way of living.

Some people use this spare cash to invest, trade, smoke, womanize and drink. You can also use yours to gamble. It depends on your choice what you will use it for

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May 27, 2026, 03:02:08 PM
 #8

You can easily calculate the extra money you used to gamble, subtract the amount of expenses from your income and calculate your monthly or weekly income. The money you have saved is your extra money, the money you will not regret even if you lose it. Basically, gambling is mentioned with that money, because if you lose the money, you will not try to recover it. And those who lose the original money are the ones who try to recover that money again, they are the ones who basically reach the goal of addiction.
Therefore, if you use such money, you must be deprived, for this reason, you should gamble with extra money, as it is possible to stay away from the symptoms of addiction.

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May 27, 2026, 03:03:52 PM
 #9

The spears or reserve money is for something else. Either it is for emergency funds or weekly spending in the house after the major spending of the house. And you have to put it at the back of front of your mind that, once you gamble with them, they are over, and don't think of getting it back. But if you win in the process of gambling, it is your luck. Always have a budget and keep gambling Fu D's separate and don't use your emergency funds to gamble.

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May 27, 2026, 03:04:36 PM
 #10

This keep running in my mined , we are always advised to use our spear money to gamble in other not to get addicted to gambling and also to moderate our lifestyle in gambling,  but how can we figure out this spear money and which money is known as spear money?  to be honest have you been using your spear money to gamble or you just gamble after all is your money you used in gambling.
First you should analyze it, aside from gambling where do you need to spend that money for? If nothing, then that's check number 1. Moving to next check, you need to ask this to yourself, what would you feel if you lose that money in gambling? If you feel okay or nothing, that's it. It's your spare money, spare money are just extra money you don't use I personally define it as dust money or small moneys I sometimes forgot in my wallet or a money that I don't usually don't have any uses, so by the definition itself it's not that really big but I think as long as you pay all your bills and you don't have nothing that's an extra/spare money.

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May 27, 2026, 03:05:33 PM
 #11

Have you already divided or managed your finances? I mean managing the money you earn from your job as a source of income. So when you receive payment from your job in full, whether weekly or monthly, you can divide it into certain amounts based on your regular expenses. Of course, there are budgets for savings, investments, or insurance.
If you mean spare money from your income, I think some gamblers might not do that. I regularly budget for entertainment, which I more often use for gambling.

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May 27, 2026, 03:15:13 PM
 #12

This keep running in my mined , we are always advised to use our spear money to gamble in other not to get addicted to gambling and also to moderate our lifestyle in gambling,  but how can we figure out this spear money and which money is known as spear money?  to be honest have you been using your spear money to gamble or you just gamble after all is your money you used in gambling.

Your opinion is welcome.
When they say gamble with your spear money, what they mean is gambling with what you can afford to lose. This amount is an amount  that when you lose it you don't feel it. Spear money does not mean a specific or special money. It means that you may have savings of about $2k in your wallet and you have another $50 in another wallet, and you just decided to try luck in Gambling, all you just need to do is to deposit the $50 from that separate Wallet to your gambling account and use it for gambling. And when you lose you don't have to worry because you already have $2k safe in another wallet. But when you fund the $2k in your casino account, then it's not a spear money, instead you are risking all what you have. Because you might get carried away and you spend all. So that spear money is that amount that when you lose it, you don't think or regret why you spend it.
 

R


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May 27, 2026, 03:23:53 PM
 #13

Many people don’t know what spare money means. Spare money is seen as money that you can lose without it affecting your feeding, transport, school fees or rent but if losing the money will affect your life or frustrate you it’s not spare money. Most people normally say that, since it’s their money they can use it anyhow they want, that’s  true but gambling has a way of damaging someone life slowly without them noticing. That’s why most times they advise people to gamble for fun or gamble with control. Because once someone starts using important money to chase after losses, you’re given room for addiction, this is where the problem start. Anyone who wants to gamble should first of all settle all the importance needs before gambling, after settling all the bills, you can now use the spare money to gamble. gambling is suppose to be seen as entertainment not a source of income or means to get rich quickly.

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May 27, 2026, 03:30:44 PM
 #14

If you did understand bankroll management and budgeting, you would have to no issues knowing what is spare money and how to generate it, as long as you earn an income and intend to gamble occasionally or frequently as you want.

Spare money is money like miscellaneous expenses kept aside for anything worthwhile and it is just a fraction that doesn't include emergency funds or money meant for investment purposes in this instance.
If you go to work everyday and have to pay for that transportation cost from a part of your allocated income, you would have to do same when you want to gamble because you aren't expected to use all your funds to gamble just like you can't use all your earnings to pay for transportation fares without a simpler solution that would save you cost.

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May 27, 2026, 03:32:07 PM
 #15

I have read several times before from other members that they allocate a small percentage of their income for gambling. I have a figure in mind but I won't mention it because it can vary a lot not only based on the total income itself but especially in what expenses you have, so this is an amount each one has to figure out.

In my case I don't work on percentages, but I have set an amount I allocate for gambling/betting at the beginning of the month, and I try to spread it through the month so I'm able to I stick to my preset limit. If it wasn't enough, or it was too much, you can always reconfigure that amount for the next month, but I think that it's important not to change one's mind or improvise during the month, whatever happens.

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May 27, 2026, 03:35:13 PM
 #16

As people say here, spare money is money that basically even if it is lost it will not bother you - it is the money left over from your shopping, your personal needs, and other things. So this is money that is outside of your primary needs and is ready to be used for other things that are not mandatory, for example like gambling. Because in gambling there is a big chance that someone can lose their money, so by using spare money, they can avoid themselves from using money that should be used for primary needs where if it is lost it will disturb their finances.

R


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Marvelockg
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May 27, 2026, 03:43:12 PM
 #17

You don't know what's your spear money and need someone to define what spear money is to you? Any amount of money you can't comfortably spend and it wouldn't affect your needs is your spear money and using it to gamble is safer because if You loose in your bet, you're at least sure it wouldn't cost you too much.

If you gamble every week, just decide that you're going to use only a certain amount per week throughout your gambling for that week based on how much you're earning. If it's a determined amount, you're at least sure that regardless of the outcome, you're not going to be moved. When you begin to spend an amount that's meant for real needs when you should be spending your spear money, you've started getting it all wrong.

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May 27, 2026, 03:46:15 PM
 #18

I think the answer is quite simple and can also be summed up in a phrase: Only bet what you are willing to lose

Spare money is money you won't miss, it's not money you'll use to pay your bills or survive, its like the money you'll use to hang out with your friends, to buy a game etc
If you use money you need for your bills, it can become a big problem
Very simple  Cheesy

 
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May 27, 2026, 04:01:34 PM
 #19

We are advised to use our spare money , which is money that is leftover after everything necessary expense, it’s not  that you can’t use it to purchase something , but you have gotten the most important things , such money can be use to gamble,so that you don’t get caught up in between, for instance,  I had some money in my account, after buying the things I need , I had some money left , I decided to fund my wallet what I’m going to use to play some games in the night , so imagine me using all that money to gamble when I haven’t gotten some of the necessities i need, it will definitely affect me.

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May 27, 2026, 04:15:13 PM
 #20

This keep running in my mined , we are always advised to use our spear money to gamble in other not to get addicted to gambling and also to moderate our lifestyle in gambling,  but how can we figure out this spear money and which money is known as spear money? 

Since your nickname is a Lover Boy, do you spend all of your money on love? Or you also buy some food from time to time, or even maybe pay some bills here & there?

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It's advisable to use our spear money to gamble, how can a gambler generate it?

It's simple... your income should be higher than your expenses. If your income is higher than your expenses, you will have some extra cash for fun & games. Of course, that works if you actually have an income and know how to handle your responsibilities... if you have any.

 
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