Personally, I consider all the possible risks to my wallet. Whether it is a natural disaster, an unexpected incident (for example; an accident), physical or digital vulnerabilities, or anything else. So, I think every crypto user should consider all these possibilities, and always be skeptical of anything that might happen. Isn't it dangerous if you are not skeptical? Yes, I think people who lack skepticism are more likely to lose their crypto or Bitcoin.
Your point is logical but I see it a little differently. And that is, always be risk-aware but there is no need to be irrationally afraid. Most of the big losses in crypto are usually due to small mistakes or negligence. No one intentionally gives or tells the seed phrase of the wallet to anyone, but when the assets become large, the risk of hacking increases. In most cases, no one thinks about or is not that concerned about the small assets of the wallet, but when the amount of coins or BTC in the wallet becomes very large, that wallet catches the eyes of hackers and attracts them and starts looking for various weaknesses, and at some point, they use that weakness to transfer money to another wallet. So, just as it is not right to be completely relaxed, on the other hand, it is not right to change wallets repeatedly due to excessive suspicion about everything, move the seed phrase unnecessarily here and there, or create overly complex security systems, which one does not understand later, in this case, that security system itself can create new risks. Many people lose their Bitcoin not because of hackers but because of the extra complications they create themselves.
