Su-Asa paycom service| *Fast *Trusted loan service.

[CryptoHeadlineNews]

👉High risk borrowers.

I have full rights to reject any loan application.
Will reject if you don't have a forum source of income or not in a signature campaign.
Will reject if you are less than 120 days inactive.
Will reject if your 120 days merit record is below 30.

This is actually impressive from you at O.P for launching a fiat loan service here on this our local board. And I wish to highly congratulate you as you officially kick-starts this humble financial assistance to whoever emerges eligible for your loan service on this our distinguish local board. However, there is one criteria which you stated above that I'm not okay with, and I mean the highlighted statement "Will ill reject if your 120 days merit record is below 30.". Because to be frankly speaking it's not all reputable members on this forum who can repay back your loan at due time that will always have above 30 merits in thee last 120. Because, in fact, I think this shouldn't have been part of your criteria in judging who is eligible.

Yes I get the point, even for the fact say merits sef no too dey dey show say no be every body gets that amount of merits for 120 days, although I take am say that one really small but I think I go reduce am to 20, 20 merits for 120days dey much better.

Alright.  I'm happy you finally reduced the 120 days merit requirements for the qualifications of your loan service from 30 to 20 merits which a user is supposed to have before he or she could be considered for loan.

And secondly, i would have loved to ask, do you also offer a 30 days loan period? And if you do, what could be your charged for a #200k loan to be paid back after 30 days?

[Su-asa]

👉High risk borrowers.

I have full rights to reject any loan application.
Will reject if you don't have a forum source of income or not in a signature campaign.
Will reject if you are less than 120 days inactive.
Will reject if your 120 days merit record is below 30.

This is actually impressive from you at O.P for launching a fiat loan service here on this our local board. And I wish to highly congratulate you as you officially kick-starts this humble financial assistance to whoever emerges eligible for your loan service on this our distinguish local board. However, there is one criteria which you stated above that I'm not okay with, and I mean the highlighted statement "Will ill reject if your 120 days merit record is below 30.". Because to be frankly speaking it's not all reputable members on this forum who can repay back your loan at due time that will always have above 30 merits in thee last 120. Because, in fact, I think this shouldn't have been part of your criteria in judging who is eligible.

Yes I get the point, even for the fact say merits sef no too dey dey show say no be every body gets that amount of merits for 120 days, although I take am say that one really small but I think I go reduce am to 20, 20 merits for 120days dey much better.

And secondly, i would have loved to ask, do you also offer a 30 days loan period? And if you do, what could be your charged for a #200k loan to be paid back after 30 days?

Actually , according to the terms in the OP, I don't offer a 30days loan but I will,  if anyone is interested. However, I can only accept for only the first person that will apply.

Talking about the interest of 200k, it should be 30k (15%) just for one month. So 200k for a month to return 230k.

[Grace333]

Op this is a nice initiative for the local board, it's  good you took the bold step to make this possible though we already have something like this running in the local board but then it seem you're offering a more higher loan amount which is great and in a way balanced. I like the fact that you're open to suggestions and I'll also like to err my view on the 120 days merit rule.
I believe being in a signature campaign is enough for anyone to take out loan, besides you already have a rule for defaulters which if the person persists on not paying their account could get tagged, so I'll recommend to remove the 120 days merit rule.

[Su-asa]

I believe being in a signature campaign is enough for anyone to take out loan, besides you already have a rule for defaulters which if the person persists on not paying their account could get tagged, so I'll recommend to remove the 120 days merit rule.

Even for the fact that there's no much merit, like what I mean is that merit doesn't flow the way it does in the last but still I know for sure that 15 merits for 120 days is very small. Anyway I didn't want to say this before but I guess I should open up right away. In most signature campaign, the manager shuffle ones a while and if any of the campaign participant merit is below some amount they will be kicked out of the campaign, now imagine a scenario whereby the campaign participant doesn't have any merit in 120 days and he was removed from the campaign, obviously there might be an excuses, so to avoid such excuses I have to make up the 120 days rules besides it's just 15, but if they have more merits or 15 merits in 120 days they might might be accepted in another signature campaign quickly compared to when they don't have at all.. Well I'm not trying to say that if any of them is kicked out they won't get another way of earning in the future, because other managers don't shuffle at all.  So I believe say the 120 days merits dey needed to avoid some drama's.

[Agbe]

This one na individual business. And di policies e dey okay but whereby di borrower was in Signature Campaign and him dey receive pay but not all the campaign dey pay. There are some wey no dey pay. Na free service be that and di signature Campaign come end and him never pay your loan, weti you go do? Because the loan defaulters na from dat angle dem dey come and in most time we dey see them. So in such situation weti you go do if the campaign of the person come end? Though na very good imitative but u need to consider di risk ahead. Di way I dey see sef, the risk e dey high well well bcos na 9ja we dey.

[Su-asa]

This one na individual business. And di policies e dey okay but whereby di borrower was in Signature Campaign and him dey receive pay but not all the campaign dey pay. There are some wey no dey pay. Na free service be that and di signature Campaign come end and him never pay your loan, weti you go do? Because the loan defaulters na from dat angle dem dey come and in most time we dey see them. So in such situation weti you go do if the campaign of the person come end? Though na very good imitative but u need to consider di risk ahead. Di way I dey see sef, the risk e dey high well well bcos na 9ja we dey.

The matter be say, if person apply for loan na for me to check the campaign very well, whether truly the person actually dey the campaign and also check if the campaign na free or paid campaign nah why for the application format, loaner need provide em signature campaign link.. No need to use blind eyes for something like this, although for business sometimes person dey lose and sometimes person dey make profits, that nah the risk them way dey for inside business. But that one no mean say person go blindly do business. If person won do business, em really need to check properly to avoid some losses.

[Tetu100]

This one na individual business. And di policies e dey okay but whereby di borrower was in Signature Campaign and him dey receive pay but not all the campaign dey pay. There are some wey no dey pay. Na free service be that and di signature Campaign come end and him never pay your loan, weti you go do? Because the loan defaulters na from dat angle dem dey come and in most time we dey see them. So in such situation weti you go do if the campaign of the person come end? Though na very good imitative but u need to consider di risk ahead. Di way I dey see sef, the risk e dey high well well bcos na 9ja we dey.

The matter be say, if person apply for loan na for me to check the campaign very well, whether truly the person actually dey the campaign and also check if the campaign na free or paid campaign nah why for the application format, loaner need provide em signature campaign link.. No need to use blind eyes for something like this, although for business sometimes person dey lose and sometimes person dey make profits, that nah the risk them way dey for inside business. But that one no mean say person go blindly do business. If person won do business, em really need to check properly to avoid some losses.

In addition to what you said at the highlighter part of your post , it's also important you check out for the person if truly is name or account is on a active campaign spreadsheet just as he has claimed for proper verification that will aid up your confirmation. All you will request is for him to provide the link to it and you are there.

[Agbe]

In addition to what you said at the highlighter part of your post , it's also important you check out for the person if truly is name or account is on a active campaign spreadsheet just as he has claimed for proper verification that will aid up your confirmation. All you will request is for him to provide the link to it and you are there.

Okay if na like that, e good but if di person campaign come end and him never pay di loan, weti di lender go do wen di giving date e don expired? And do person never see campaign to enter or dem red tag di person, and in dis scenario di person no go fit pay back dioan auto. And I dey see Shasan dey lose money from dat thing well. And dose na di risk I dey tok. Make di Op understand di business well oh. And I encourage am to take thick skin.

[SatoPrincess]

Thank you for opening this service, since we have another service of this nature, it simply means this will create a fair competition which is good for all of us and how businesses should be done. I love the fact that you increased the limits higher than the existing one we have in the Nija local board. From the name, do you only accept Paycom accounts or it is just a branding thing? Secondly, your interest is actually high if you ask me, if you will review it downward a little, you will be able to compete with established brands that offer the same service.

I’m sure OP has done his research on the business before starting out. We have a couple of lenders on the local board and they seem to be doing well. And from OP’s trust feedback, you can see he has take loans from lenders on the local board and general board as well.

[Emjay24]

This one na individual business. And di policies e dey okay but whereby di borrower was in Signature Campaign and him dey receive pay but not all the campaign dey pay. There are some wey no dey pay. Na free service be that and di signature Campaign come end and him never pay your loan, weti you go do? Because the loan defaulters na from dat angle dem dey come and in most time we dey see them. So in such situation weti you go do if the campaign of the person come end? Though na very good imitative but u need to consider di risk ahead. Di way I dey see sef, the risk e dey high well well bcos na 9ja we dey.

The matter be say, if person apply for loan na for me to check the campaign very well, whether truly the person actually dey the campaign and also check if the campaign na free or paid campaign nah why for the application format, loaner need provide em signature campaign link.. No need to use blind eyes for something like this, although for business sometimes person dey lose and sometimes person dey make profits, that nah the risk them way dey for inside business. But that one no mean say person go blindly do business. If person won do business, em really need to check properly to avoid some losses.

De best thing na to check theu updated spreadsheet of de campaign for de current week, most people wey dey wear Signature campaign banner, dia names no really dey signature campaigns spreadsheet. Again you go Check em trust ratings as most people wey get some reasonable negative feedback and still dey sig. campaign, maybe de lenders don beg de campaign managers to leave dem until dem pay finish before kicking dem out, so the verification suppose dey very strict before you accept any loan request. I no go lie, any money banking business get better potential for losses, so you suppose scrutinize well before releasing funds to anybody

[Tetu100]

In addition to what you said at the highlighter part of your post , it's also important you check out for the person if truly is name or account is on a active campaign spreadsheet just as he has claimed for proper verification that will aid up your confirmation. All you will request is for him to provide the link to it and you are there.

Okay if na like that, e good but if di person campaign come end and him never pay di loan, weti di lender go do wen di giving date e don expired? And do person never see campaign to enter or dem red tag di person, and in dis scenario di person no go fit pay back dioan auto. And I dey see Shasan dey lose money from dat thing well. And dose na di risk I dey tok. Make di Op understand di business well oh. And I encourage am to take thick skin.

That's quiet understandable in the eyes of the person that took the loan but in the side of the lender he will be thinking that agreement is an agreement, that before collecting the loan, you may have already accepted every terms and condition that's involve. Therefore, have no excuse not to pay back at due time.

I would have suggested otherwise, but he still reserve the right to do as he please. Perhaps, it's just left for the person that's taking the loan to check and balance himself if he can meet up the payment date with or without signature campaign payment.

[Su-asa]

@Tetu100 We are saying the same thing, there's no way I will check the campaign without going through the spreadsheet of the signature campaign. Because there are some people who are not in a signature campaign that do wear some campaign avatar and signature. Just like me I don't remove my signature and avatar it I participate in a signature campaign and the campaign end. Most times I wear it till I get another or few week.

@Agbe, I actually believe say everybody get life outside this forum, and people get means to earn better money too outside this forum, so if honestly let's borrow money, em go pay back. Even for lending board sef, I done see pipo way thek tag pay back their debts  gradually and in full. But even though say person borrow no pay back base on one thing or the other, that sef na part of business, as no be always way person dey profit for business

I’m sure OP has done his research on the business before starting out. We have a couple of lenders on the local board and they seem to be doing well. And from OP’s trust feedback, you can see he has take loans from lenders on the local board and general board as well.

That's right, I have deal with few people on the forum, both local board and other board, even outside the forum too, my trust explains it all.

De best thing na to check theu updated spreadsheet of de campaign for de current week, most people wey dey wear Signature campaign banner, dia names no really dey signature campaigns spreadsheet. Again you go Check em trust ratings as most people wey get some reasonable negative feedback and still dey sig. campaign, maybe de lenders don beg de campaign managers to leave dem until dem pay finish before kicking dem out, so the verification suppose dey very strict before you accept any loan request. I no go lie, any money banking business get better potential for losses, so you suppose scrutinize well before releasing funds to anybody

For something like this, person no need dey deal blindly, anyway thanks for your advise.

[MorganaX]

Well done ✅ boss

This is a good initiative too and e go help anyone wey feel like to make use of the service because we all know how things dey be and na some of this services don really help some of us like myself wey dey use this sort of services well well. This community na very big community and e dey grow everyday so for sure your service go help out people.

[Btcdeybodi]

Loan amount: 100,000
Signature campaign link: https://bitcointalk.org/index.php?topic=5526415.0
Loan duration: 15 days

[Su-asa]

Loan amount: 100,000
Signature campaign link: https://bitcointalk.org/index.php?topic=5526415.0
Loan duration: 15 days

Loan request of 100k accepted, check your account balance to confirm. Please repay on or before Tuesday, July 14, 2026.

[Samlucky O]

Nice initiative from you @Su Asa for this loan service you carry come here at least e go help some people to sort out their problem when Dem don run out of cash. Where I for chuk mouth na the full member position wey you never allow to take loan except say na Sr member and above, Well na your choice but one thing be say new business like this no sopos dey limited, so long as the person dey campaign and him or her dey collect money every week, the person dey eligible. the only thing be say you fit reduce the amount Dem fit collect now then maybe you fit increase an later. People wey don dey do this business for dis forum dey accept from full member and above, and na just new business be this. My advice be say if you want patronage you need dey flexible because you no no where customer go plenty pass.

[Su-asa]

Nice initiative from you @Su Asa for this loan service you carry come here at least e go help some people to sort out their problem when Dem don run out of cash. Where I for chuk mouth na the full member position wey you never allow to take loan except say na Sr member and above, Well na your choice but one thing be say new business like this no sopos dey limited, so long as the person dey campaign and him or her dey collect money every week, the person dey eligible. the only thing be say you fit reduce the amount Dem fit collect now then maybe you fit increase an later. People wey don dey do this business for dis forum dey accept from full member and above, and na just new business be this. My advice be say if you want patronage you need dey flexible because you no no where customer go plenty pass.

I believe you didn't go through the thread before making this statement, you might have gone through the thread before now (IDK) but before making this comment today you didn't go through it again to confirm before you comment on it, so it's either you just said what others had said already or you didn't go through the threads to confirm.
Actually, I have already added on the OP that full members can get up to 50k, so with that I honestly believed that I gave all ranks from full members and above the chances to apply, even though it's just 50k, at least it's something.

[Franklyn-wood]

₦60k to pay ₦66k

₦80k to pay ₦88k

₦100k to pay ₦110k (15 days)

Nice innovation op, coming up with such step shows you have us in mind and I pretty appreciate your kindness.  But what really hit my attention is your interest rate, it will go a long way if you bring it down. Perhaps, it could be a cool strategy as a new timer to get more people along. If you can think about it you will thank me later🤔.

Op you are  welcome onboard, your ideas is good and appreciated here. We know there are lots of other loan operators here with different interest rates, but it will be more attracting and appealing if Op reduce the interest rate, more people will patronize.
It is good to consider quick response to disbursement of funds for customers, because this is one of the challenges of some the loan operators I know. I wish you the best.

[Su-asa]

Op you are  welcome onboard, your ideas is good and appreciated here. We know there are lots of other loan operators here with different interest rates, but it will be more attracting and appealing if Op reduce the interest rate, more people will patronize.
It is good to consider quick response to disbursement of funds for customers, because this is one of the challenges of some the loan operators I know. I wish you the best.

I believe say we get people for here way see the interest dey very okay, and honestly speaking other loan service they thee forum and even for this our local board. Watin I dey try talk be say if the interest no dey okay by you, you fit also check out on other loan service, the forum na free space and based on this fact name make no be only one loan service dey here.
As for the response and funds disbursement, I go do my best to make sure say I send on time and respond as soon as possible (receive the message), I believe say the first person way apply, I approve am as soon as I can, and also send funds immediately I receive em pm, so for that aspect I no think say that one na challenge for me right now.

[Tetu100]

Op you are  welcome onboard, your ideas is good and appreciated here. We know there are lots of other loan operators here with different interest rates, but it will be more attracting and appealing if Op reduce the interest rate, more people will patronize.
It is good to consider quick response to disbursement of funds for customers, because this is one of the challenges of some the loan operators I know. I wish you the best.

I believe say we get people for here way see the interest dey very okay, and honestly speaking other loan service they thee forum and even for this our local board. Watin I dey try talk be say if the interest no dey okay by you, you fit also check out on other loan service, the forum na free space and based on this fact name make no be only one loan service dey here.
As for the response and funds disbursement, I go do my best to make sure say I send on time and respond as soon as possible (receive the message), I believe say the first person way apply, I approve am as soon as I can, and also send funds immediately I receive em pm, so for that aspect I no think say that one na challenge for me right now.

In the aspect of the loan interest I don't think it's too much compare to what was initially there. This is some how OK if you ask me, I believe most people are currently on loan maybe after paying off they might likely want to patronize you. But, maybe in future you can think of a way forward on how you can review back the interest rate, anything to help your follow country man abi no be so? E surpose be so.